Civic Intelligence

California Credit Union

EIN 95-0951410 • 501(c)14 • Glendale, CA

View Organization Page

Profile

A cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, california credit union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons.

701 North Brand Blvd 7th FloorGlendale, CA 91203

www.californiacu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

95th percentile

0.94x

Higher debt load relative to assets than 95% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Liabilities / Revenue

88th percentile

19.43x

Higher debt load relative to revenue than 88% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Net Margin

42nd percentile

8.3%

Higher net margin than 42% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

55th percentile

3.5%

Faster asset growth than 55% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Revenue Growth

54th percentile

19%

Faster revenue growth than 54% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets95th percentile

Assets

Up

$5,046,381,674

Up $169,648,406 (+3.5%) from 2023

Liabilities

Up

$4,731,970,434

Up $152,252,585 (+3.3%) from 2023

Net Assets

Up

$314,411,240

Up $17,395,821 (+5.9%) from 2023

Operations
Liabilities / Revenue88th percentileNet Margin42nd percentile

Revenue

Up

$243,554,300

Up $38,703,662 (+19%) from 2023

Expenses

Up

$223,294,545

Up $38,304,106 (+21%) from 2023

Net Income

Up

$20,259,755

Up $399,556 (+2.0%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth55th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0B$4.0B$2.0B$0Assets 2010: $1,044,937,672Liabilities 2010: $937,231,341Net Assets 2010: $107,706,3312010Assets 2011: $1,041,517,517Liabilities 2011: $937,062,959Net Assets 2011: $104,454,5582011Assets 2012: $1,068,729,081Liabilities 2012: $980,177,327Net Assets 2012: $88,551,7542012Assets 2013: $1,173,972,336Liabilities 2013: $1,071,014,078Net Assets 2013: $102,958,2582013Assets 2014: $1,334,156,720Liabilities 2014: $1,219,206,376Net Assets 2014: $114,950,3442014Assets 2015: $1,463,532,831Liabilities 2015: $1,345,618,018Net Assets 2015: $117,914,8132015Assets 2016: $1,596,148,609Liabilities 2016: $1,475,151,315Net Assets 2016: $120,997,2942016Assets 2017: $3,031,294,565Liabilities 2017: $2,728,717,847Net Assets 2017: $302,576,7182017Assets 2018: $3,086,714,883Liabilities 2018: $2,761,918,387Net Assets 2018: $324,796,4962018Assets 2019: $3,190,811,816Liabilities 2019: $2,838,356,258Net Assets 2019: $352,455,5582019Assets 2020: $3,815,429,375Liabilities 2020: $3,410,206,385Net Assets 2020: $405,222,9902020Assets 2021: $4,290,889,688Liabilities 2021: $3,866,440,450Net Assets 2021: $424,449,2382021Assets 2022: $4,561,740,327Liabilities 2022: $4,296,560,656Net Assets 2022: $265,179,6712022Assets 2023: $4,876,733,268Liabilities 2023: $4,579,717,849Net Assets 2023: $297,015,4192023Assets 2024: $5,046,381,674Liabilities 2024: $4,731,970,434Net Assets 2024: $314,411,2402024

Highlighted filing

2024

Assets$5,046,381,674
Liabilities$4,731,970,434
Net Assets$314,411,240
Open 2024 Filing

Operations Trend

Revenue Growth54th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300M$200M$100M$0Expenses 2010: $73,575,7822010Expenses 2011: $56,968,4362011Expenses 2012: $60,012,2362012Revenue 2013: $60,063,725Expenses 2013: $52,181,035Net Income 2013: $7,882,6902013Revenue 2014: $73,802,986Expenses 2014: $52,125,441Net Income 2014: $21,677,5452014Revenue 2015: $71,565,796Expenses 2015: $62,507,396Net Income 2015: $9,058,4002015Revenue 2016: $78,106,597Expenses 2016: $71,856,956Net Income 2016: $6,249,6412016Revenue 2017: $130,108,908Expenses 2017: $114,697,002Net Income 2017: $15,411,9062017Revenue 2018: $142,976,572Expenses 2018: $120,627,874Net Income 2018: $22,348,6982018Revenue 2019: $155,942,457Expenses 2019: $124,317,978Net Income 2019: $31,624,4792019Revenue 2020: $144,885,317Expenses 2020: $140,425,127Net Income 2020: $4,460,1902020Revenue 2021: $164,391,792Expenses 2021: $124,229,218Net Income 2021: $40,162,5742021Revenue 2022: $152,708,557Expenses 2022: $129,286,444Net Income 2022: $23,422,1132022Revenue 2023: $204,850,638Expenses 2023: $184,990,439Net Income 2023: $19,860,1992023Revenue 2024: $243,554,300Expenses 2024: $223,294,545Net Income 2024: $20,259,7552024

Highlighted filing

2024

Revenue$243,554,300
Expenses$223,294,545
Net Income$20,259,755
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$5,046,381,674
Liabilities
$4,731,970,434
Net assets
$314,411,240
Revenue
$243,554,300
Expenses
$223,294,545
Net income
$20,259,755
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5,046$4,732$314$244$223$20.3
2023Summary only. Only limited summary data is available for this year.$4,877$4,580$297$205$185$19.9
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$4,562$4,297$265$153$129$23.4
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4,291$3,866$424$164$124$40.2
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$3,815$3,410$405$145$140$4.46
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$3,191$2,838$352$156$124$31.6
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,087$2,762$325$143$121$22.3
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,031$2,729$303$130$115$15.4
2016Summary only. Only limited summary data is available for this year.$1,596$1,475$121$78.1$71.9$6.25
2015Detailed filing. Detailed filing data is available for this year.$1,464$1,346$118$71.6$62.5$9.06
2014Detailed filing. Detailed filing data is available for this year.$1,334$1,219$115$73.8$52.1$21.7
2013Summary only. Only limited summary data is available for this year.$1,174$1,071$103$60.1$52.2$7.88
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,069$980$88.6$60.0
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,042$937$104$57.0
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,045$937$108$73.6
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 9, 2025
Return Version
2024v5.2
Gross Receipts
$248,822,904
Mission and Program Overview

Mission

A cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, california credit union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons.

A cooperative organized for the purpose of promoting thrift and savings among its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$2,985,258,890$3,213,834,397▲ $228,575,507
Investments in Publicly Traded Securities$1,182,194,816$953,103,761▼ $229,091,055
Savings and Temporary Cash Investments$432,905,302$589,215,080▲ $156,309,778
Rtn Earn Endowment Incm Other Fnds$297,015,419$314,411,240▲ $17,395,821
Land, Buildings, and Equipment, Net$118,179,415$112,896,965▼ $5,282,450
Cash and Non-Interest-Bearing Accounts$44,434,316$50,857,382▲ $6,423,066
Intangible Assets$23,194,498$23,183,736▼ $10,762
Receivables From Officers Etc$15,418,166$16,023,001▲ $604,835
Prepaid Expenses and Deferred Charges$5,149,659$15,002,038▲ $9,852,379
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$4,876,733,268$5,046,381,674▲ $169,648,406
Other Assets Total$69,998,206$72,265,314▲ $2,267,108
Liabilities
Other Liabilities$4,500,593,518$4,664,831,151▲ $164,237,633
Accounts Payable and Accrued Expenses$79,124,331$67,139,283▼ $11,985,048
Total Liabilities$4,579,717,849$4,731,970,434▲ $152,252,585
Net Assets / Fund Balance
Total Net Assets Fund Balance$297,015,419$314,411,240▲ $17,395,821
Total Liabilities and Net Assets / Fund Balance$4,876,733,268$5,046,381,674▲ $169,648,406

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$55,270,221$35,916,028$91,186,249
Equipment$9,004,757$49,900,160$58,904,917
Land$37,604,419-$37,604,419
Leasehold Improvements$10,917,581$23,711,155$34,628,736
Other Land Buildings$99,987-$99,987
Investment Program Related Org$38,955,426--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
STEVEN O'CONNELLPresident, CEOFT$897,581$293,834$1,191,415
Diane Madison-jammalSVP, Chief Innovation OfficerFT$1,050,617$1,094,317$1,094,317
Irma a JimenezVP, Mortgage Loan OfficerFT$31,126$970,884$1,002,010
ROBERT O'GRADYEvp, Chief Operating OfficerFT$639,144$221,952$861,096
Mark LovewellEvp, CFO and President of Cuso OpsFT$508,521$232,288$740,809
Kevin Andrew WitowichFinancial AdvisorFT$151,961$570,859$722,820
Hudson LeeEvp, Chief Risk OfficerFT$458,821$161,769$620,590
John BretthauerEvp, Chief Administrative OfficerFT$430,373$187,223$617,596
Richard HubenyEvp, Chief Lending OfficerFT$394,720$207,393$602,113
Carlo Albert BotonFinancial AdvisorFT$45,076$464,674$509,750
Patrick ZarifianSVP, Chief Experience OfficerFT$348,240$149,938$498,178
Jill VasantSVP, Chief Marketing OfficerFT$324,234$116,692$440,926
Brian James VennVP, Program ManagerFT$156,657$275,927$432,584
Sam NopVP, ControllerFT$242,475$189,330$431,805
Charles LacuestaSVP, Chief Information OfficerFT$309,781$94,747$404,528
Marvel FordSVP, Chief Advocacy OfficerFT$266,974$93,777$360,751
Jason PughSVP, Real Estate LendingFT$236,109$98,220$334,329
Blanca DonahueSVP, OperationsFT$204,144$80,956$285,100
Amada MoralesSVP, Human ResourcesFT$202,698$76,923$279,621
Kimberly SmithSVP, Consumer LendingFT$235,927$39,259$275,186
Scott J SvonkinSupervisory Committee Member-$2,505-$2,505
Victor HansonBoard Member-$2,144-$2,144
Janalyn GlymphSupervisory Committee Chair-$838-$838
Emmanuel OlaesBoard Member-$731-$731

Board Members and Trustees

NameTitle
Walton GreeneChairman
Pamela FeesVice Chairperson
Fredric Nigro FormerBoard Member
James Doyle FormerBoard Member
Marcia WadeBoard Member
Surviva Mendoza FormerBoard Member
Ted FujimotoBoard Member
Rebecca CollierBoard Secretary
Jeff StoneBoard Treasurer
Guilbert HentschkeSupervisory Committee Member
Roger MctigheSupervisory Committee Member
William KaleySupervisory Committee Secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$175,044,055
Investment Income
$54,513,308
Other Revenue
$13,996,937
Change in Net Assets
$20,259,755
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$158,839,449
Salaries, Compensation, and Employee Benefits$64,331,687
Grants and Similar Amounts Paid$123,409
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest---$89,350,633
Other Salaries and Wages---$40,861,692
Office Expenses---$15,382,310
Information Technology---$10,924,151
Occupancy---$10,799,260
Current Officers, Directors, Trustees, and Key Employees---$10,729,024
Depreciation Depletion---$8,300,485
Advertising---$7,268,735
Other Employee Benefits---$6,431,929
Payroll Taxes---$3,556,263
Fees for Services Other---$2,842,817
Pension Plan Contributions---$2,752,779
Travel---$1,030,176
Fees for Services Legal---$665,399
Other Expenses---$457,217
Insurance---$195,459
Fees for Services Accounting---$174,632
Grants to Domestic Orgs---$93,409
Grants to Domestic Individuals---$30,000
Total Functional Expenses$0$0$0$223,294,545
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Uss Midway MuseumSan Diego, CA501(c)(3)IN SUPPORT OF MIDWAY'S STEM FIELD TRIP PROGRAM AND THE NO CHILD LEFT ASHORE SCHOLARSHIP FUND.$17,500
San Diego Air & Space MuseumSan Diego, CA501(c)(3)TO SUPPORT THE MUSEUM'S YOUTH EDUCATION PROGRAMS.$11,180
Boys & Girls Club of Greater San DiegoSan Diego, CA501(c)(3)To Support Underserved Children Ages 5-18 With Quality Programs and Guidance in a Safe, Affordable, Fun Environment. Club Programs Focus on Academic Success, Character Development and Healthy Lifestyles.$5,000
CHILDREN'S MIRACLE NETWORKSalt Lake City, CA501(c)(3)TO RAISE FUNDS AND AWARENESS FOR LOCAL CHILDREN'S HOSPITALS IN CALIFORNIA AND NEVADA.$5,000
San Diego Fleet Week FoundationSan Diego, CA501(c)(3)To Honor the Men and Women of the Military Through Unique Patriotic Events While Interacting With Military and Community Leaders.$5,000
Scripps Howard FundCincinnati, OH501(c)(3)To Assist in the Purchase of Books That Are Provided to Title I Schools to Reach Underserved Children.$5,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$11,634
Section 527 Activity Spending$11,634
Total Exempt Function Spending$11,634

Section 527 Organizations

OrganizationLocationAmount
-Ontario, CA$5,600
-San Diego, CA$5,000
-Los Angeles, CA$500
-Salinas, CA$500
94-0357265Washington, DC$34
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$15,418,166$16,023,001▲ $604,835
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Total Shares & Deposits$4,585,539,023
Borrowings$75,000,000
Dividends Payable$3,923,960
Allowance for Credit Losses-off Bs Credit Exposure$368,168
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“California credit union is a cooperative financial institution that is owned and controlled by its members, and operated for the purpose of promoting thrift and savings to its members. California credit union does not have stockholders.”

Form 990, Part VI, Section A, Line 7A

“The governing board of california credit union is comprised of volunteer members who are directly elected by its members. Each member of the governing board serves for a period as prescribed by our by-laws.”

Form 990, Part VI, Section A, Line 7B

“At the end of each term of the board members, elections are held and board members are voted by the members of the credit union pursuant to its by-laws. Member votes are also required to ratify decisions dealing with reorganizations as in the case of merger or dissolution.”

Form 990, Part VI, Section B, Line 11B

“The organization's form 990, return of organization exempt from income tax, is prepared by an outside accounting firm. Completed form is reviewed by management and a copy is provided to the board of directors for informational purposes prior to submission.”

Form 990, Part VI, Section B, Line 12C

“There are regular compliance reviews by the credit union's compliance officer which addresses compliance with all credit union policies. In addition, regulators and cpa's monitor compliance during their periodic and annual audits.”

Form 990, Part VI, Section B, Line 15

“The vice president of human resources contracts with external consulting company, hrn performance solutions, who provides market surveys on compensation for key officers. Compensation committee reviews and approves the results.”

Form 990, Part VI, Section C, Line 19

“The organization makes documents, policies, and financial statements available to members upon request by providing paper or electronic copies by whichever means requested.”

FORM 990, PART VI, SECTION A, LINE 4:

“The board of directors has three vacant seats as of 12-31-2024.”

FORM 990, PART VI, SECTION A, LINE 4:

“The credit union is in the process of dissolving its entire cuso operation. As of 12/31/24, the credit union entered into an agreement to sell cmtc to a third-party pending department of insurance approval. Department of insurance approval was obtained on 02/06/2025.”

Filing and Contact Details

Filer

Filer Name
California Credit Union
EIN
95-0951410
Phone
8182915522
Address
701 NORTH BRAND BLVD 7TH FLOOR, GLENDALE, CA 91203

Signing Officer

Name
Mark Lovewell
Title
Evp CFO
Phone
8182915522
Signed
2025-09-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
STEVEN O'CONNELL
Formed
1939
Legal Domicile
CA
Voting Board Members
8
Independent Board Members
8
Employees
629
Volunteers
16

Preparer

Firm
Turner Warren Hwang & Conrad Acctcy
Address
100 NORTH FIRST ST STE 202, BURBANK, CA 91502
Preparer
Natalie Hull CPA
Phone
8189549700
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The organization has not changed either its oversight process or selection process during the tax year.”

Financial Statement Notes

PART X, LINE 2:

“Asc 740-10-65, income taxes, provides guidance for how uncertain tax positions should be recognized, measured, disclosed and presented in the consolidated financial statements. This requires the evaluation of tax positions taken or expected to be taken in the course of preparing the credit union's tax returns to determine whether the tax positions are "more likely than not" of being sustained "when challenged or "when examined" by the applicable tax authority. Tax positions deemed to not meet the more-likely-than-not threshold should be recorded as a tax expense and liability in the current year. For the years ended december 31, 2024 and 2023, management has determined that the credit union has no material uncertain tax positions, and accordingly, the credit union has not recorded a liability for the payment of interest or penalties.”

Raw XML AppendixShowing 400 of 1,246 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/PersonNm14ROGER MCTIGHE
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IRS990/Form990PartVIISectionAGrp/PersonNm16STEVEN O'CONNELL
IRS990/Form990PartVIISectionAGrp/PersonNm17MARK LOVEWELL
IRS990/Form990PartVIISectionAGrp/PersonNm18ROBERT O'GRADY
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IRS990/Form990PartVIISectionAGrp/PersonNm21RICHARD HUBENY
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IRS990/Form990PartVIISectionAGrp/PersonNm23PATRICK ZARIFIAN
IRS990/Form990PartVIISectionAGrp/PersonNm24JILL VASANT
IRS990/Form990PartVIISectionAGrp/PersonNm25CHARLES LACUESTA
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IRS990/Form990PartVIISectionAGrp/PersonNm34SAM NOP
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IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
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IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11SUPERVISORY COMMITTEE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt12SUPERVISORY COMMITTEE SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt13SUPERVISORY COMMITTEE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14SUPERVISORY COMMITTEE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15SUPERVISORY COMMITTEE MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16PRESIDENT, CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt17EVP, CFO AND PRESIDENT OF CUSO OPS
IRS990/Form990PartVIISectionAGrp/TitleTxt18EVP, CHIEF OPERATING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt19EVP, CHIEF RISK OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt20EVP, CHIEF ADMINISTRATIVE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt21EVP, CHIEF LENDING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt22SVP, CHIEF INNOVATION OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt23SVP, CHIEF EXPERIENCE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt24SVP, CHIEF MARKETING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt25SVP, CHIEF INFORMATION OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt26SVP, CHIEF ADVOCACY OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt27SVP, REAL ESTATE LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt28SVP, CONSUMER LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt29SVP, OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt30SVP, HUMAN RESOURCES
IRS990/Form990PartVIISectionAGrp/TitleTxt31VP, MORTGAGE LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt32FINANCIAL ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt33FINANCIAL ADVISOR
IRS990/Form990PartVIISectionAGrp/TitleTxt34VP, CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt35VP, PROGRAM MANAGER
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IRS990/MissionDesc0A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, CALIFORNIA CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.
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IRS990/OtherExpensesGrp/TotalAmt13983846
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