Civic Intelligence

California Agribusiness Credit Union

EIN 95-0615747 • 501(c)14 • Buena Park, CA

Profile

California agribusiness credit union is a cooperative, organized for the purpose of promoting thrift and savings among its members, creating a source of credit for them at rates of interest set by the board of directors, and providing an opportunity for them to use and control their own money on a democratic basis in order to improve their economic and social conditions. As a cooperative, california agribusiness credit union conducts its business for the mutual benefit and general welfare of its members with the earnings, savings, benefits, or services of the credit union being distributed to its members as patrons.

6281 Beach Blvd 87Buena Park, CA 90621

www.calagcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

89th percentile

0.92x

Higher debt load relative to assets than 89% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

75th percentile

19.37x

Higher debt load relative to revenue than 75% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

13th percentile

-6.2%

Higher net margin than 13% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

48th percentile

$112,278

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 9.0% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

59th percentile

2.1%

Faster asset growth than 59% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

43rd percentile

6.6%

Faster revenue growth than 43% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Assets

Up

$26,342,113

Up $546,959 (+2.1%) from 2023

Liabilities

Up

$24,147,661

Up $349,445 (+1.5%) from 2023

Net Assets

Up

$2,194,452

Up $197,514 (+9.9%) from 2023

Revenue

Up

$1,246,972

Up $77,139 (+6.6%) from 2023

Expenses

Up

$1,324,453

Up $198,160 (+18%) from 2023

Net Income

Down

-$77,481

Down $121,021 (-278%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $28,642,775Liabilities 2010: $25,879,832Net Assets 2010: $2,762,9432010Assets 2011: $29,550,921Liabilities 2011: $27,167,835Net Assets 2011: $2,383,0862011Assets 2012: $27,733,849Liabilities 2012: $25,363,786Net Assets 2012: $2,370,0632012Assets 2013: $27,748,320Liabilities 2013: $25,524,878Net Assets 2013: $2,223,4422013Assets 2014: $27,134,850Liabilities 2014: $24,840,444Net Assets 2014: $2,294,4062014Assets 2015: $28,834,087Liabilities 2015: $26,534,408Net Assets 2015: $2,299,6792015Assets 2016: $29,650,230Liabilities 2016: $27,253,539Net Assets 2016: $2,396,6912016Assets 2017: $27,851,123Liabilities 2017: $25,404,171Net Assets 2017: $2,446,9522017Assets 2018: $27,502,011Liabilities 2018: $25,094,095Net Assets 2018: $2,407,9162018Assets 2019: $27,630,004Liabilities 2019: $24,998,503Net Assets 2019: $2,631,5012019Assets 2020: $27,830,146Liabilities 2020: $25,074,080Net Assets 2020: $2,756,0662020Assets 2021: $28,713,674Liabilities 2021: $26,244,376Net Assets 2021: $2,469,2982021Assets 2022: $27,127,087Liabilities 2022: $25,438,803Net Assets 2022: $1,688,2842022Assets 2023: $25,795,154Liabilities 2023: $23,798,216Net Assets 2023: $1,996,9382023Assets 2024: $26,342,113Liabilities 2024: $24,147,661Net Assets 2024: $2,194,4522024

Highlighted filing

2024

Assets$26,342,113
Liabilities$24,147,661
Net Assets$2,194,452

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,612,5782010Revenue 2011: $1,894,026Expenses 2011: $2,277,970Net Income 2011: -$383,9442011Expenses 2012: $1,499,3672012Revenue 2013: $1,269,193Expenses 2013: $1,344,255Net Income 2013: -$75,0622013Revenue 2014: $1,225,174Expenses 2014: $1,222,514Net Income 2014: $2,6602014Revenue 2015: $1,219,032Expenses 2015: $1,203,646Net Income 2015: $15,3862015Revenue 2016: $1,209,837Expenses 2016: $1,125,639Net Income 2016: $84,1982016Revenue 2017: $1,224,213Expenses 2017: $1,159,559Net Income 2017: $64,6542017Revenue 2018: $1,223,354Expenses 2018: $1,198,327Net Income 2018: $25,0272018Revenue 2019: $1,241,972Expenses 2019: $1,189,463Net Income 2019: $52,5092019Revenue 2020: $1,090,650Expenses 2020: $1,082,556Net Income 2020: $8,0942020Revenue 2021: $925,717Expenses 2021: $1,053,011Net Income 2021: -$127,2942021Revenue 2022: $958,130Expenses 2022: $1,033,068Net Income 2022: -$74,9382022Revenue 2023: $1,169,833Expenses 2023: $1,126,293Net Income 2023: $43,5402023Revenue 2024: $1,246,972Expenses 2024: $1,324,453Net Income 2024: -$77,4812024

Highlighted filing

2024

Revenue$1,246,972
Expenses$1,324,453
Net Income-$77,481

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.3$24.1$2.19$1.25$1.32$0.08
2023Detailed filing. Detailed filing data is available for this year.$25.8$23.8$2.00$1.17$1.13$0.04
2022Detailed filing. Detailed filing data is available for this year.$27.1$25.4$1.69$0.96$1.03$0.07
2021Detailed filing. Detailed filing data is available for this year.$28.7$26.2$2.47$0.93$1.05$0.13
2020Detailed filing. Detailed filing data is available for this year.$27.8$25.1$2.76$1.09$1.08$0.01
2019Detailed filing. Detailed filing data is available for this year.$27.6$25.0$2.63$1.24$1.19$0.05
2018Detailed filing. Detailed filing data is available for this year.$27.5$25.1$2.41$1.22$1.20$0.03
2017Detailed filing. Detailed filing data is available for this year.$27.9$25.4$2.45$1.22$1.16$0.06
2016Detailed filing. Detailed filing data is available for this year.$29.7$27.3$2.40$1.21$1.13$0.08
2015Detailed filing. Detailed filing data is available for this year.$28.8$26.5$2.30$1.22$1.20$0.02
2014Detailed filing. Detailed filing data is available for this year.$27.1$24.8$2.29$1.23$1.22$0.00
2013Detailed filing. Detailed filing data is available for this year.$27.7$25.5$2.22$1.27$1.34$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.7$25.4$2.37$1.50
2011Summary only. Only limited summary data is available for this year.$29.6$27.2$2.38$1.89$2.28$0.38
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.6$25.9$2.76$2.61