Civic Intelligence

Spring Creek Golf & Country Club

EIN 94-6123480 • 501(c)7 • Ripon, CA

Profile

To provide social recreational athletic activities, and entertainment for the members and their guests.

1580 Spring Creek DriveRipon, CA 95366

www.springcreekcc.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

66th percentile

0.52x

Higher debt load relative to assets than 66% of similar nonprofits.

501(c)7 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

56th percentile

0.75x

Higher debt load relative to revenue than 56% of similar nonprofits.

501(c)7 • $5M-$10M nonprofits • Source year 2024

Net Margin

20th percentile

-4.3%

Higher net margin than 20% of similar nonprofits.

501(c)7 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • $5M-$10M nonprofits • Source year 2024

Asset Growth

24th percentile

-2.4%

Faster asset growth than 24% of similar nonprofits.

501(c)7 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

38th percentile

3.0%

Faster revenue growth than 38% of similar nonprofits.

501(c)7 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Down

$8,243,437

Down $204,477 (-2.4%) from 2023

Liabilities

Up

$4,324,511

Up $45,047 (+1.1%) from 2023

Net Assets

Down

$3,918,926

Down $249,524 (-6.0%) from 2023

Revenue

Up

$5,739,916

Up $169,088 (+3.0%) from 2023

Expenses

Up

$5,989,440

Up $180,287 (+3.1%) from 2023

Net Income

Down

-$249,524

Down $11,199 (-4.7%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2011: $8,306,660Liabilities 2011: $4,264,783Net Assets 2011: $4,041,8772011Assets 2012: $8,419,566Liabilities 2012: $4,547,142Net Assets 2012: $3,872,4242012Assets 2013: $8,160,252Liabilities 2013: $4,346,449Net Assets 2013: $3,813,8032013Assets 2014: $8,013,040Liabilities 2014: $4,247,336Net Assets 2014: $3,765,7042014Assets 2015: $8,074,210Liabilities 2015: $4,267,450Net Assets 2015: $3,806,7602015Assets 2016: $8,606,932Liabilities 2016: $4,901,174Net Assets 2016: $3,705,7582016Assets 2017: $8,421,620Liabilities 2017: $4,730,720Net Assets 2017: $3,690,9002017Assets 2018: $8,172,908Liabilities 2018: $4,603,160Net Assets 2018: $3,569,7482018Assets 2019: $7,751,526Liabilities 2019: $4,370,508Net Assets 2019: $3,381,0182019Assets 2020: $7,822,439Liabilities 2020: $4,280,988Net Assets 2020: $3,541,4512020Assets 2021: $9,037,821Liabilities 2021: $4,440,991Net Assets 2021: $4,596,8302021Assets 2022: $9,024,176Liabilities 2022: $4,609,946Net Assets 2022: $4,414,2302022Assets 2023: $8,447,914Liabilities 2023: $4,279,464Net Assets 2023: $4,168,4502023Assets 2024: $8,243,437Liabilities 2024: $4,324,511Net Assets 2024: $3,918,9262024

Highlighted filing

2024

Assets$8,243,437
Liabilities$4,324,511
Net Assets$3,918,926

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $2,595,570Expenses 2011: $2,324,438Net Income 2011: $271,1322011Revenue 2012: $2,757,007Expenses 2012: $2,926,460Net Income 2012: -$169,4532012Revenue 2013: $3,287,012Expenses 2013: $3,343,899Net Income 2013: -$56,8872013Revenue 2014: $3,405,935Expenses 2014: $3,444,201Net Income 2014: -$38,2662014Revenue 2015: $3,631,218Expenses 2015: $3,590,162Net Income 2015: $41,0562015Revenue 2016: $3,482,166Expenses 2016: $3,563,170Net Income 2016: -$81,0042016Revenue 2017: $3,780,382Expenses 2017: $3,795,240Net Income 2017: -$14,8582017Revenue 2018: $3,909,910Expenses 2018: $4,031,062Net Income 2018: -$121,1522018Revenue 2019: $4,140,210Expenses 2019: $4,328,940Net Income 2019: -$188,7302019Revenue 2020: $4,233,336Expenses 2020: $4,072,903Net Income 2020: $160,4332020Revenue 2021: $5,535,401Expenses 2021: $4,480,022Net Income 2021: $1,055,3792021Revenue 2022: $5,186,289Expenses 2022: $5,368,889Net Income 2022: -$182,6002022Revenue 2023: $5,570,828Expenses 2023: $5,809,153Net Income 2023: -$238,3252023Revenue 2024: $5,739,916Expenses 2024: $5,989,440Net Income 2024: -$249,5242024

Highlighted filing

2024

Revenue$5,739,916
Expenses$5,989,440
Net Income-$249,524

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.24$4.32$3.92$5.74$5.99$0.25
2023Detailed filing. Detailed filing data is available for this year.$8.45$4.28$4.17$5.57$5.81$0.24
2022Detailed filing. Detailed filing data is available for this year.$9.02$4.61$4.41$5.19$5.37$0.18
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.04$4.44$4.60$5.54$4.48$1.06
2020Detailed filing. Detailed filing data is available for this year.$7.82$4.28$3.54$4.23$4.07$0.16
2019Detailed filing. Detailed filing data is available for this year.$7.75$4.37$3.38$4.14$4.33$0.19
2018Detailed filing. Detailed filing data is available for this year.$8.17$4.60$3.57$3.91$4.03$0.12
2017Detailed filing. Detailed filing data is available for this year.$8.42$4.73$3.69$3.78$3.80$0.01
2016Detailed filing. Detailed filing data is available for this year.$8.61$4.90$3.71$3.48$3.56$0.08
2015Summary only. Only limited summary data is available for this year.$8.07$4.27$3.81$3.63$3.59$0.04
2014Summary only. Only limited summary data is available for this year.$8.01$4.25$3.77$3.41$3.44$0.04
2013Summary only. Only limited summary data is available for this year.$8.16$4.35$3.81$3.29$3.34$0.06
2012Summary only. Only limited summary data is available for this year.$8.42$4.55$3.87$2.76$2.93$0.17
2011Summary only. Only limited summary data is available for this year.$8.31$4.26$4.04$2.60$2.32$0.27
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 15, 2025
Return Version
2024v5.0
Gross Receipts
$7,258,682
Mission and Program Overview

Mission

To provide social recreational athletic activities, and entertainment for the members and their guests.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$6,211,789$5,582,375▼ $629,414
Cash and Non-Interest-Bearing Accounts$1,137,637$775,014▼ $362,623
Accounts Receivable$651,610$687,095▲ $35,485
Investments Other Securities-$400,000-
Prepaid Expenses and Deferred Charges$101,653$261,881▲ $160,228
Inventories for Sale or Use$177,753$194,484▲ $16,731
Total Assets$8,447,914$8,243,437▼ $204,477
Other Assets Total$167,472$342,588▲ $175,116
Liabilities
Mortgage Notes Payable Secured by Investment Property$3,316,870$3,045,001▼ $271,869
Accounts Payable and Accrued Expenses$655,111$789,067▲ $133,956
Other Liabilities$276,395$472,948▲ $196,553
Deferred Revenue$31,088$17,495▼ $13,593
Total Liabilities$4,279,464$4,324,511▲ $45,047
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$4,168,450$3,918,926▼ $249,524
Total Net Assets Fund Balance$4,168,450$3,918,926▼ $249,524
Total Liabilities and Net Assets / Fund Balance$8,447,914$8,243,437▼ $204,477

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,046,999$2,194,977$6,241,976
Leasehold Improvements$1,065,873$4,546,215$5,612,088
Equipment$227,801$1,902,782$2,130,583
Other Land Buildings$36,306$468,750$505,056
Land$205,396-$205,396
Compensation and Service Providers

Board Members and Trustees

NameTitle
Phil RodriguesPresident
Kurt WeinheinerDirector
Mike WievbeDirector
Paul KaminskiDirector
Tim HarrisDirector
Tom BairDirector
Tommy HendersonDirector
Leo ZuberPast Preside
Thad OrtezSecretary/tr
Hank Vander VeenVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,564,101
Investment Income
$20,374
Other Revenue
$1,155,441
Change in Net Assets
$-249,524
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$3,113,506
Other Expenses$2,875,934
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$2,810,868
Depreciation Depletion---$670,391
All Other Expenses---$524,005
Occupancy---$400,371
Insurance---$371,123
Payroll Taxes---$255,829
Other Expenses---$96,109
Fees for Services Accounting---$53,938
Pension Plan Contributions---$46,809
Advertising---$42,453
Interest---$36,127
Fees for Services Legal---$31,770
Conferences and Meetings---$10,336
Office Expenses---$6,706
Travel---$6,081
Total Functional Expenses$0$0$0$5,989,440
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Leases Payable$381,063
Deposits$91,885
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

The membership consists of proprietary, non-certificated, associate, founders, and social members. The proprietary, non-certificated, associate, and founders are limited to 326 members. Actual memberships held vary throughout the year. The social memberships available are unlimited and also vary throughout the year.

Form 990, Page 6, Part VI, Line 7A

The membership elects a board of directors annually to govern the business of the organization. The board meets monthly to discuss business of the organization and determine actions.

Form 990, Page 6, Part VI, Line 7B

Motion with a second determines the passing of an action. If the action requires an expenditure exceeding 30,000 the action is put to a general membership vote and must pass by 2/3.

Form 990, Page 6, Part VI, Line 11B

The form 990 is reviewed by the account manager and management for any modifications or changes before filing.

Form 990, Page 6, Part VI, Line 12C

A conflict of interest policy is in the employee handbook for employees, which is signed upon hire of employment. There is also a conflict of interest policy for directors and officers in the policies and procedures book that is signed yearly by each new director.

Form 990, Page 6, Part VI, Line 15A

Annual management review are conducted. Salary survey of local country clubs is conducted and compared with current salaries. Annual management increases are presented to the board by the general manager for review, adjustment and approval. Officers and directors are not compensated.

Form 990, Page 6, Part VI, Line 15B

The general manager's performance and salary are reviewed and determined by the board annually. All other key managers are given annual performance reviews and are included in a salary proposal by the general manager, which is presented to the board to vote on.

Form 990, Page 6, Part VI, Line 19

Documents, policy manuals, and financial statements are provided upon request by submitting a request to the organization's office personnel.

Filing and Contact Details

Filer

Filer Name
Spring Creek Golf & Country Club
EIN
94-6123480
Phone
2095993258
Address
1580 SPRING CREEK DRIVE, RIPON, CA 95366

Signing Officer

Name
Leo Zuber
Title
Past President
Phone
2095993258
Signed
2025-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Leo Zuber
Formed
1965
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
9
Employees
119
Volunteers
60

Preparer

Firm
Grimbleby Coleman Cpas Inc
Address
200 W ROSEBURG AVE, MODESTO, CA 95350-5255
Preparer
Manoj Bains
Phone
2095274220
Raw XML Appendix370 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/EquipmentGrp/DepreciationAmt01902782
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE MEMBERSHIP CONSISTS OF PROPRIETARY, NON-CERTIFICATED, ASSOCIATE, FOUNDERS, AND SOCIAL MEMBERS. THE PROPRIETARY, NON-CERTIFICATED, ASSOCIATE, AND FOUNDERS ARE LIMITED TO 326 MEMBERS. ACTUAL MEMBERSHIPS HELD VARY THROUGHOUT THE YEAR. THE SOCIAL MEMBERSHIPS AVAILABLE ARE UNLIMITED AND ALSO VARY THROUGHOUT THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERSHIP ELECTS A BOARD OF DIRECTORS ANNUALLY TO GOVERN THE BUSINESS OF THE ORGANIZATION. THE BOARD MEETS MONTHLY TO DISCUSS BUSINESS OF THE ORGANIZATION AND DETERMINE ACTIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MOTION WITH A SECOND DETERMINES THE PASSING OF AN ACTION. IF THE ACTION REQUIRES AN EXPENDITURE EXCEEDING 30,000 THE ACTION IS PUT TO A GENERAL MEMBERSHIP VOTE AND MUST PASS BY 2/3.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE FORM 990 IS REVIEWED BY THE ACCOUNT MANAGER AND MANAGEMENT FOR ANY MODIFICATIONS OR CHANGES BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A CONFLICT OF INTEREST POLICY IS IN THE EMPLOYEE HANDBOOK FOR EMPLOYEES, WHICH IS SIGNED UPON HIRE OF EMPLOYMENT. THERE IS ALSO A CONFLICT OF INTEREST POLICY FOR DIRECTORS AND OFFICERS IN THE POLICIES AND PROCEDURES BOOK THAT IS SIGNED YEARLY BY EACH NEW DIRECTOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ANNUAL MANAGEMENT REVIEW ARE CONDUCTED. SALARY SURVEY OF LOCAL COUNTRY CLUBS IS CONDUCTED AND COMPARED WITH CURRENT SALARIES. ANNUAL MANAGEMENT INCREASES ARE PRESENTED TO THE BOARD BY THE GENERAL MANAGER FOR REVIEW, ADJUSTMENT AND APPROVAL. OFFICERS AND DIRECTORS ARE NOT COMPENSATED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE GENERAL MANAGER'S PERFORMANCE AND SALARY ARE REVIEWED AND DETERMINED BY THE BOARD ANNUALLY. ALL OTHER KEY MANAGERS ARE GIVEN ANNUAL PERFORMANCE REVIEWS AND ARE INCLUDED IN A SALARY PROPOSAL BY THE GENERAL MANAGER, WHICH IS PRESENTED TO THE BOARD TO VOTE ON.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7DOCUMENTS, POLICY MANUALS, AND FINANCIAL STATEMENTS ARE PROVIDED UPON REQUEST BY SUBMITTING A REQUEST TO THE ORGANIZATION'S OFFICE PERSONNEL.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LEO ZUBER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PAST PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02095993258
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SPRING CREEK GOLF & COUNTRY CLUB
ReturnHeader/Filer/BusinessNameControlTxt0SPRI
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ReturnHeader/Filer/PhoneNum02095993258
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ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GRIMBLEBY COLEMAN CPAS INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0200 W ROSEBURG AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MODESTO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0953505255
ReturnHeader/PreparerPersonGrp/PhoneNum02095274220
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MANOJ BAINS
ReturnHeader/ReturnTs02025-11-13T09:52:57-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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