Civic Intelligence

Terma Foundation

EIN 94-3342953 • 501(c)3 • Half Moon Bay, CA

Profile

Provide public health & nutrition programs in tibet and brazil.

799 Main StreetHalf Moon Bay, CA 94019-1996

www.terma.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.62x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

80th percentile

0.07x

Higher debt load relative to revenue than 80% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

29th percentile

-11%

Higher net margin than 29% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2022

Asset Growth

16th percentile

-58%

Faster asset growth than 16% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

89th percentile

77%

Faster revenue growth than 89% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$13,518

Down $18,677 (-58%) from 2023

Liabilities

Down

$8,328

Down $5,510 (-40%) from 2023

Net Assets

Down

$5,190

Down $13,167 (-72%) from 2023

Revenue

Up

$114,582

Up $49,865 (+77%) from 2023

Expenses

Down

$127,749

Down $49,933 (-28%) from 2023

Net Income

Up

-$13,167

Up $99,798 (+88%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0-$100KAssets 2010: $226,941Liabilities 2010: $6,123Net Assets 2010: $220,8182010Assets 2011: $268,328Liabilities 2011: $9,941Net Assets 2011: $258,3872011Assets 2012: $291,092Liabilities 2012: $35,284Net Assets 2012: $255,8082012Assets 2013: $65,207Liabilities 2013: $110,690Net Assets 2013: -$45,4832013Assets 2014: $49,620Liabilities 2014: $45,207Net Assets 2014: $4,4132014Assets 2015: $34,671Liabilities 2015: $23,301Net Assets 2015: $11,3702015Assets 2016: $28,379Liabilities 2016: $30,314Net Assets 2016: -$1,9352016Assets 2017: $90,522Liabilities 2017: $14,181Net Assets 2017: $76,3412017Assets 2018: $66,910Liabilities 2018: $14,287Net Assets 2018: $52,6232018Assets 2019: $73,957Liabilities 2019: $9,959Net Assets 2019: $63,9982019Assets 2020: $56,936Liabilities 2020: $8,820Net Assets 2020: $48,1162020Assets 2021: $95,954Liabilities 2021: $15,059Net Assets 2021: $80,8952021Assets 2022: $146,591Liabilities 2022: $15,269Net Assets 2022: $131,3222022Assets 2023: $32,195Liabilities 2023: $13,838Net Assets 2023: $18,3572023Assets 2024: $13,518Liabilities 2024: $8,328Net Assets 2024: $5,1902024

Highlighted filing

2024

Assets$13,518
Liabilities$8,328
Net Assets$5,190

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200K-$400KExpenses 2010: $462,6232010Expenses 2011: $327,4932011Revenue 2012: $304,460Expenses 2012: $307,039Net Income 2012: -$2,5792012Revenue 2013: $56,992Expenses 2013: $358,283Net Income 2013: -$301,2912013Revenue 2014: $396,269Expenses 2014: $346,373Net Income 2014: $49,8962014Revenue 2015: $280,116Expenses 2015: $273,159Net Income 2015: $6,9572015Revenue 2016: $79,650Expenses 2016: $92,955Net Income 2016: -$13,3052016Revenue 2017: $173,477Expenses 2017: $95,201Net Income 2017: $78,2762017Revenue 2018: $34,353Expenses 2018: $58,071Net Income 2018: -$23,7182018Revenue 2019: $91,061Expenses 2019: $79,686Net Income 2019: $11,3752019Revenue 2020: $55,264Expenses 2020: $71,146Net Income 2020: -$15,8822020Revenue 2021: $90,559Expenses 2021: $57,780Net Income 2021: $32,7792021Revenue 2022: $106,270Expenses 2022: $54,318Net Income 2022: $51,9522022Revenue 2023: $64,717Expenses 2023: $177,682Net Income 2023: -$112,9652023Revenue 2024: $114,582Expenses 2024: $127,749Net Income 2024: -$13,1672024

Highlighted filing

2024

Revenue$114,582
Expenses$127,749
Net Income-$13,167

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.14$0.08$0.05$1.15$1.28$0.13
2023Detailed filing. Detailed filing data is available for this year.$0.32$0.14$0.18$0.65$1.78$1.13
2022Detailed filing. Detailed filing data is available for this year.$1.47$0.15$1.31$1.06$0.54$0.52
2021Detailed filing. Detailed filing data is available for this year.$0.96$0.15$0.81$0.91$0.58$0.33
2020Detailed filing. Detailed filing data is available for this year.$0.57$0.09$0.48$0.55$0.71$0.16
2019Detailed filing. Detailed filing data is available for this year.$0.74$0.10$0.64$0.91$0.80$0.11
2018Detailed filing. Detailed filing data is available for this year.$0.67$0.14$0.53$0.34$0.58$0.24
2017Detailed filing. Detailed filing data is available for this year.$0.91$0.14$0.76$1.73$0.95$0.78
2016Detailed filing. Detailed filing data is available for this year.$0.28$0.30$0.02$0.80$0.93$0.13
2015Detailed filing. Detailed filing data is available for this year.$0.35$0.23$0.11$2.80$2.73$0.07
2014Detailed filing. Detailed filing data is available for this year.$0.50$0.45$0.04$3.96$3.46$0.50
2013Detailed filing. Detailed filing data is available for this year.$0.65$1.11$0.45$0.57$3.58$3.01
2012Summary only. Only limited summary data is available for this year.$2.91$0.35$2.56$3.04$3.07$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.68$0.10$2.58$3.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.27$0.06$2.21$4.63
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.0
Gross Receipts
$114,582
Mission and Program Overview

Mission

Provide public health & nutrition programs in tibet and brazil.

Program Services

DescriptionGrantsExpenses
PROVIDE MEDICAL ASSISTANCE AND EDUCATIONAL HEALTH PROGRAMS TO WOMEN, CHILDREN AND THE RURAL POOR IN TIBETAN ETHNIC AREAS WITHIN THE PEOPLE'S REPUBLIC OF CHINA AND BRAZIL.-$124,157
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
DR NANCY HARRISPresidentPT$0--
WILDER KNIGHTDirector-$0--
HARRIET BEINFIELDVice Preside-$0--
NEIL EISENBERGTreasurer-$0--
KAREN GREENSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Terma Foundation
EIN
94-3342953
Phone
6507128413
Address
799 MAIN STREET, HALF MOON BAY, CA 94019-1996

Signing Officer

Name
Dr Nancy Harris
Title
President
Phone
6507128413
Signed
2025-11-17

Preparer

Firm
Goldman Clearfield & Ocampo Llp
Address
6230 OLD DOBBIN LANE SUITE 180, COLUMBIA, MD 21045
Preparer
Michael J Ocampo CPA
Phone
4107728090
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

MISC 10,942 TOTAL 10,942

Form 990-ez, Part I, Line 16

Expenses office supplies 145 meetings 385 interest 70 bank service charge 743 dues and subscriptions 1,198 internet fees 1,415 utilities 541 travel 373 program expenses 60,042 contract labor 13,669 program supplies 24,870 total 103,451

Form 990-ez, Part II, Line 24

Prepaid expenses and deferred charges 972 972 100,901 100,901 less accumulated depreciation 100,901 100,901 security deposits 800 800 total 1,772 1,772

Form 990-ez, Part II, Line 26

Accounts payable and accrued expenses 13,838 8,328

Raw XML Appendix166 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum06507128413
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0HALF MOON BAY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd094019
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt030423
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt011746
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IRS990EZ/ContributionsGiftsGrantsEtcAmt0103588
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-13167
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt032195
IRS990EZ/Form990TotalAssetsGrp/EOYAmt013518
IRS990EZ/GrossReceiptsAmt0114582
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt052
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt018357
IRS990EZ/NetAssetsOrFundBalancesEOYAmt05190
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt018357
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt05190
IRS990EZ/OccupancyRentUtltsAndMaintAmt013620
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DR NANCY HARRIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1WILDER KNIGHT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2HARRIET BEINFIELD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3NEIL EISENBERG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4KAREN GREEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4SECRETARY
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01772
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01772
IRS990EZ/OtherExpensesTotalAmt0103451
IRS990EZ/OtherRevenueTotalAmt010942
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE PUBLIC HEALTH & NUTRITION PROGRAMS IN TIBET AND BRAZIL.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE MEDICAL ASSISTANCE AND EDUCATIONAL HEALTH PROGRAMS TO WOMEN, CHILDREN AND THE RURAL POOR IN TIBETAN ETHNIC AREAS WITHIN THE PEOPLE'S REPUBLIC OF CHINA AND BRAZIL.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0124157
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt010678
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt013838
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt08328
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0127749
IRS990EZ/TotalProgramServiceExpensesAmt0124157
IRS990EZ/TotalRevenueAmt0114582
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.TERMA.ORG
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0103588
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt062612
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0106205
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt090530
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt055233
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0418168
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt052
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt086
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt065
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt029
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt031
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0263
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt052
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt086
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt065
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IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt031
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0263
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearAmt09942
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus1YearAmt01019
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt010961
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.97390
IRS990ScheduleA/PublicSupportPY509Pct00.99680
IRS990ScheduleA/PublicSupportTotal509Amt0418168
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0103588
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IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0429392
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISC 10,942 TOTAL 10,942
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES OFFICE SUPPLIES 145 MEETINGS 385 INTEREST 70 BANK SERVICE CHARGE 743 DUES AND SUBSCRIPTIONS 1,198 INTERNET FEES 1,415 UTILITIES 541 TRAVEL 373 PROGRAM EXPENSES 60,042 CONTRACT LABOR 13,669 PROGRAM SUPPLIES 24,870 TOTAL 103,451
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PREPAID EXPENSES AND DEFERRED CHARGES 972 972 100,901 100,901 LESS ACCUMULATED DEPRECIATION 100,901 100,901 SECURITY DEPOSITS 800 800 TOTAL 1,772 1,772
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS PAYABLE AND ACCRUED EXPENSES 13,838 8,328
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0DR NANCY HARRIS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06507128413
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-17
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ReturnHeader/Filer/BusinessNameControlTxt0TERM
ReturnHeader/Filer/EIN0943342953
ReturnHeader/Filer/PhoneNum06507128413
ReturnHeader/Filer/USAddress/AddressLine1Txt0799 MAIN STREET
ReturnHeader/Filer/USAddress/CityNm0HALF MOON BAY
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ReturnHeader/Filer/USAddress/ZIPCd0940191996
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0530229586
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GOLDMAN CLEARFIELD & OCAMPO LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06230 OLD DOBBIN LANE SUITE 180
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0COLUMBIA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd021045
ReturnHeader/PreparerPersonGrp/PhoneNum04107728090
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL J OCAMPO CPA
ReturnHeader/ReturnTs02025-11-17T14:37:48-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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