Civic Intelligence

The Coral Reef Alliance

EIN 94-3211245 • 501(c)3 • San Francisco, CA

View Organization Page

Profile

Our research has demonstrated that corals can adapt to the effects of environmental stressors if immediate threats are reduced and if we protect healthy, ecologically connected networks of reefs.

548 Market Street 29802San Francisco, CA 94104

www.coral.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

36th percentile

0.05x

Higher debt load relative to assets than 36% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

25th percentile

0.04x

Higher debt load relative to revenue than 25% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Net Margin

56th percentile

7.0%

Higher net margin than 56% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

77th percentile

$212,696

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 4.1% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Asset Growth

64th percentile

9.1%

Faster asset growth than 64% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

77th percentile

33%

Faster revenue growth than 77% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets36th percentile

Assets

Up

$4,054,865

Up $337,063 (+9.1%) from 2023

Liabilities

Down

$201,683

Down $100,130 (-33%) from 2023

Net Assets

Up

$3,853,182

Up $437,193 (+13%) from 2023

Operations
Liabilities / Revenue25th percentileNet Margin56th percentile

Revenue

Up

$5,144,759

Up $1,267,820 (+33%) from 2023

Expenses

Up

$4,782,975

Up $461,912 (+11%) from 2023

Net Income

Up

$361,784

Up $805,908 (+181%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth64th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $386,222Liabilities 2011: $98,390Net Assets 2011: $287,8322011Assets 2012: $712,729Liabilities 2012: $117,699Net Assets 2012: $595,0302012Assets 2013: $2,170,741Liabilities 2013: $834,342Net Assets 2013: $1,336,3992013Assets 2014: $2,713,316Liabilities 2014: $219,821Net Assets 2014: $2,493,4952014Assets 2015: $1,800,641Liabilities 2015: $177,390Net Assets 2015: $1,623,2512015Assets 2016: $2,766,806Liabilities 2016: $378,890Net Assets 2016: $2,387,9162016Assets 2017: $2,746,408Liabilities 2017: $656,085Net Assets 2017: $2,090,3232017Assets 2018: $3,861,938Liabilities 2018: $872,412Net Assets 2018: $2,989,5262018Assets 2019: $2,739,599Liabilities 2019: $764,458Net Assets 2019: $1,975,1412019Assets 2020: $3,402,268Liabilities 2020: $800,390Net Assets 2020: $2,601,8782020Assets 2021: $4,578,808Liabilities 2021: $840,580Net Assets 2021: $3,738,2282021Assets 2022: $4,014,411Liabilities 2022: $154,298Net Assets 2022: $3,860,1132022Assets 2023: $3,717,802Liabilities 2023: $301,813Net Assets 2023: $3,415,9892023Assets 2024: $4,054,865Liabilities 2024: $201,683Net Assets 2024: $3,853,1822024

Highlighted filing

2024

Assets$4,054,865
Liabilities$201,683
Net Assets$3,853,182
Open 2024 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $1,085,083Expenses 2011: $1,524,650Net Income 2011: -$439,5672011Revenue 2012: $2,375,422Expenses 2012: $2,068,793Net Income 2012: $306,6292012Revenue 2013: $4,240,744Expenses 2013: $3,499,392Net Income 2013: $741,3522013Revenue 2014: $3,153,574Expenses 2014: $1,996,478Net Income 2014: $1,157,0962014Revenue 2015: $1,510,282Expenses 2015: $2,380,526Net Income 2015: -$870,2442015Revenue 2016: $3,276,755Expenses 2016: $2,512,090Net Income 2016: $764,6652016Revenue 2017: $2,821,887Expenses 2017: $3,119,480Net Income 2017: -$297,5932017Revenue 2018: $4,423,497Expenses 2018: $3,524,294Net Income 2018: $899,2032018Revenue 2019: $2,477,913Expenses 2019: $3,490,329Net Income 2019: -$1,012,4162019Revenue 2020: $4,056,840Expenses 2020: $3,430,103Net Income 2020: $626,7372020Revenue 2021: $4,056,371Expenses 2021: $2,920,021Net Income 2021: $1,136,3502021Revenue 2022: $4,148,102Expenses 2022: $4,026,217Net Income 2022: $121,8852022Revenue 2023: $3,876,939Expenses 2023: $4,321,063Net Income 2023: -$444,1242023Revenue 2024: $5,144,759Expenses 2024: $4,782,975Net Income 2024: $361,7842024

Highlighted filing

2024

Revenue$5,144,759
Expenses$4,782,975
Net Income$361,784
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,054,865
Liabilities
$201,683
Net assets
$3,853,182
Revenue
$5,144,759
Expenses
$4,782,975
Net income
$361,784
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.05$0.20$3.85$5.14$4.78$0.36
2023Detailed filing. Detailed filing data is available for this year.$3.72$0.30$3.42$3.88$4.32$0.44
2022Detailed filing. Detailed filing data is available for this year.$4.01$0.15$3.86$4.15$4.03$0.12
2021Detailed filing. Detailed filing data is available for this year.$4.58$0.84$3.74$4.06$2.92$1.14
2020Detailed filing. Detailed filing data is available for this year.$3.40$0.80$2.60$4.06$3.43$0.63
2019Detailed filing. Detailed filing data is available for this year.$2.74$0.76$1.98$2.48$3.49$1.01
2018Detailed filing. Detailed filing data is available for this year.$3.86$0.87$2.99$4.42$3.52$0.90
2017Detailed filing. Detailed filing data is available for this year.$2.75$0.66$2.09$2.82$3.12$0.30
2016Detailed filing. Detailed filing data is available for this year.$2.77$0.38$2.39$3.28$2.51$0.76
2015Detailed filing. Detailed filing data is available for this year.$1.80$0.18$1.62$1.51$2.38$0.87
2014Detailed filing. Detailed filing data is available for this year.$2.71$0.22$2.49$3.15$2.00$1.16
2013Summary only. Only limited summary data is available for this year.$2.17$0.83$1.34$4.24$3.50$0.74
2012Summary only. Only limited summary data is available for this year.$0.71$0.12$0.60$2.38$2.07$0.31
2011Summary only. Only limited summary data is available for this year.$0.39$0.10$0.29$1.09$1.52$0.44
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
May 1, 2025
Return Version
2023v6.0
Gross Receipts
$5,160,534
Mission and Program Overview

Mission

Coral works with communities to identify and solve local conservation challenges that undermine reef health by integrating ecosystem management, sustainable tourism and community partnerships.

Saving the world's coral reefs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$2,847,370$2,968,867▲ $121,497
Pledges and Grants Receivable$405,078$940,341▲ $535,263
Cash and Non-Interest-Bearing Accounts$119,827$68,560▼ $51,267
Accounts Receivable$201,845$38,313▼ $163,532
Prepaid Expenses and Deferred Charges$29,482$16,616▼ $12,866
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$3,717,802$4,054,865▲ $337,063
Other Assets Total$114,200$22,168▼ $92,032
Liabilities
Accounts Payable and Accrued Expenses$189,429$133,216▼ $56,213
Deferred Revenue$0$53,161▲ $53,161
Other Liabilities$112,384$15,306▼ $97,078
Total Liabilities$301,813$201,683▼ $100,130
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,011,875$2,144,315▲ $132,440
Net Assets With Donor Restrictions$1,404,114$1,708,867▲ $304,753
Total Net Assets Fund Balance$3,415,989$3,853,182▲ $437,193
Total Liabilities and Net Assets / Fund Balance$3,717,802$4,054,865▲ $337,063

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$0$34,167$34,167
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Heather StarckExecutive DirectorFT$196,317$16,379$212,696
Heidi MyersFinance & Operations DirectorFT$141,998$46,128$188,126
Amanda NormanDevelopment and Marketing DirectorFT$152,215$14,204$166,419
Helen FoxGlobal Conservation Science DirectorFT$133,662$5,463$139,125
Jennifer MytonConservation Program DirectorFT$132,435$4,313$136,748
Manuel MejiaAssoc Director of PartnershipsFT$111,472$11,387$122,859

Board Members and Trustees

NameTitle
Kirby RyanBoard Chair
Judy McnaryVice Chair
C Elizabeth WagnerDirector
Jeff ChaninDirector
Jim MinarikDirector
Jim TolonenDirector
Lauretta BurkeDirector
Michael BennettDirector
Shannon WilliamsDirector
Maria Jose GonzalezSecretary
Robert WattTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Arizona State UniversityResearch Coral Bleaching660 S MILL AVE STE 204, Tempe, AZ 85287$210,000
Tipu Tipu Research & Data CollectionSupport Restoration415 DAIRY ROAD E406, Kahului, HI 96732$130,387
Revenue and Support

Revenue Composition

Contributions and Grants
$5,036,451
Program Service Revenue
$0
Investment Income
$81,909
Other Revenue
$26,399
All Other Contributions
$4,496,786
Change in Net Assets
$361,784

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Other Non Cash Contri Table22$68,446Fair Value
Other Non Cash Contri Table1$46,286Fair Value
Other Non Cash Contri Table1$19,380Fair Value
Other Non Cash Contri Table1$3,980Fair Value
Total Noncash Contributions25$138,092-

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,160,503
Revenue Not Reported on Financial Statements
$-15,744
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$-15,744
Total Revenue per Audited Statements
$5,160,503
Total Revenue per Form 990
$5,144,759
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,669,778
Other Expenses$1,572,627
Total Fundraising Expense$664,731
Grants and Similar Amounts Paid$540,570
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,012,754$468,122$282,446$1,763,322
Fees for Services Other$617,373$2,117$59,361$678,851
Current Officers, Directors, Trustees, and Key Employees$320,334$148,067$89,338$557,739
Travel$288,672$2,115$63,256$354,043
Grants to Domestic Orgs$326,786--$326,786
Foreign Grants$213,784--$213,784
Office Expenses$142,510$4,364$46,659$193,533
Other Employee Benefits$91,111$42,115$25,409$158,635
Payroll Taxes$85,876$39,694$23,950$149,520
Occupancy$101,044$11,011$12,966$125,021
Pension Plan Contributions$23,297$10,768$6,497$40,562
Other Expenses$7,762$1,063$19,992$28,817
Fees for Services Accounting$22,371$77$2,151$24,599
Information Technology$18,962$3,234$1,247$23,443
Advertising$13,406$46$1,289$14,741
Insurance$898$4,804$4,772$10,474
Fees for Services Legal$1,701$6$164$1,871
Interest$6$1-$7
All Other Expenses$5,903$146$-6,898$-849
Total Functional Expenses$3,361,880$756,364$664,731$4,782,975

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$4,874,128
Expenses per Audited Statements$4,798,719
Total Expenses per Form 990$4,782,975
Expenses Not Reported on Form 990$75,409
Expenses Not Reported on Financial Statements$-15,744
Other Expense Adjustments$-15,744
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Ka Honoa Monomoa (molokai Hawaii)Kaunakakai, HI501(c)(3)Subgrant in a Government Grant Award Where They Are Building Strong Community Stakeholders Helping US Reduce Land Base Pollution to the Benefit of the Reefs.$207,456
Kipuka Olawalu (lahaina Hawaii)Lahaina, HI501(c)(3)Subgrant in a Government Grant Award Where They Are Building Strong Community Stakeholders Helping US Reduce Land Base Pollution to the Benefit of the Reefs.$71,900
Maui Bioremediation Group (makawao Hawaii)Makawao, HI501(c)(3)In Response to the Lahaina Fire Event, We Partnered With This Organization to Come Up With Solutions to Land Based Pollution That Would Benefit the Community and the Adjacent Coral Reefs.$15,000
Treecovery (wailuku Hawaii)Wailuku, HI501(c)(3)In Response to the Lahaina Fire Event, We Partnered With This Organization to Come Up With Solutions to Land Based Pollution That Would Benefit the Community and the Adjacent Coral Reefs.$15,000
Maui Nui Community Managed Malakai AreaMakawao, HI501(c)(3)In Response to the Lahaina Fire Event, We Partnered With This Organization to Come Up With Solutions to Land Based Pollution That Would Benefit the Community and the Adjacent Coral Reefs.$10,000

International Summary

Offices
2
Employees
13
Spending
$372,199

International Compliance

Foreign grant records maintained
Yes
Activity in boycott countries
No
Foreign corporation ownership
No
Foreign partnership interest
No
Interest in foreign trust
No
Passive foreign investment company interest
No
Transfers to foreign corporations
No

International Activities

RegionActivityServicesOfficesEmployeesSpending
Central America and the CaribbeanProgram ServicesTO DEVELOP FUNCTIONING AND EFFECTIVELY MANGED CORAL REEF'S113$187,349
Central AmericaGrantmaking-10$184,850
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$19,267
Fundraising Direct Expenses$15,744
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Music on the Reef$19,267$19,267$13,744$5,523
Total Events$19,267$19,267$15,744$3,523
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liability$15,306
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“A draft copy of the form 990 as prepared by the audit firm shall be reviewed in turn by the finance director, the executive director, and the audit and executive committees of the board, prior to filing. Each staff member and committee member shall sign-off as their review is completed. A copy is also provided to the entire governing board for comment before filing.”

Form 990, Part VI, Section B, Line 12C

“Members of the board of directors and staff sign a conflict of interest policy statement on an annual basis. Members of the board of directors and staff have a continuing responsibility to promptly disclose to the organization the existence of any additional affiliations as they are undertaken. If any conflicts of interest exist, the board members will discuss the next steps and document how to rectify the situation.”

Form 990, Part VI, Section B, Line 15

“The executive committee shall annually review the compensation of the executive director. The executive committee shall gather recent data as to comparable compensation for similarly qualified persons in functionally comparable positions at similarly situated organizations. Management may assist the committee in the data collection. Upon review of all pertinent data, the members of the executive committee shall determine and approve the compensation of the executive director. Compensation decisions are recorded and maintained in the organization's records.”

Form 990, Part VI, Section C, Line 18

“The federal form 990 is posted on the organization's website, and available upon request.”

Form 990, Part VI, Section C, Line 19

“The articles of incorporation, bylaws and conflict of interest policy are available on request. The audit report is posted on the organization's website, and the financial statements are available in an abbreviated form in the annual report.”

Filing and Contact Details

Filer

Filer Name
The Coral Reef Alliance
EIN
94-3211245
Phone
5103700500
Address
548 MARKET STREET 29802, SAN FRANCISCO, CA 94104

Signing Officer

Name
Kristy Ives
Title
Director Finance & Operations
Phone
5103700500
Signed
2025-05-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Heather Starck
Formed
1994
Legal Domicile
CA
Voting Board Members
11
Independent Board Members
11
Employees
23
Volunteers
38

Preparer

Firm
Bpm Llp
Address
10 ALMADEN BOULEVARD SUITE 1000, SAN JOSE, CA 95113-2238
Preparer
Tamara L Mcinerney
Phone
4089616300
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Consultants: program service expenses 617,373. Management and general expenses 2,117. Fundraising expenses 59,361. Total expenses 678,851.”

Financial Statement Notes

PART XI, LINE 4B - OTHER ADJUSTMENTS:

“Fundraising expenses -15,744.”

PART XII, LINE 4B - OTHER ADJUSTMENTS:

“Fundraising expenses -15,744.”

Raw XML AppendixShowing 400 of 805 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm13AMANDA NORMAN
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IRS990/Form990PartVIISectionAGrp/PersonNm15HELEN FOX
IRS990/Form990PartVIISectionAGrp/PersonNm16MANUEL MEJIA
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IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt13DEVELOPMENT AND MARKETING DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14CONSERVATION PROGRAM DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15GLOBAL CONSERVATION SCIENCE DIRECTOR
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IRS990/MissionDesc0OUR RESEARCH HAS DEMONSTRATED THAT CORALS CAN ADAPT TO THE EFFECTS OF ENVIRONMENTAL STRESSORS IF IMMEDIATE THREATS ARE REDUCED AND IF WE PROTECT HEALTHY, ECOLOGICALLY CONNECTED NETWORKS OF REEFS.
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IRS990/ProgSrvcAccomActy2Grp/Desc0HAWAIIAN ISLANDS: CORAL HAS A COMPREHENSIVE APPROACH TO CORAL REEF PROTECTION IN HAWAII THAT INCLUDES A FOCUS ON LAND-BASED POLLUTION, INCLUDING SEWAGE AND SEDIMENT, AS WELL AS ENSURING COMMUNITIES HAVE SUSTAINABLE FISHING PRACTICES AND RESOURCES THEY NEED TO MANAGE THESE IMPORTANT ECOSYSTEMS. WE ARE DEEPLY COMMITTED TO UNDERSTANDING WATER QUALITY ISSUES FACING CORAL REEFS AND DRIVING SOLUTIONS TO ENSURE THAT OVER 80,000 HOMES IN HAWAII HAVE EFFECTIVE WATERWATER TREATMENT IN ORDER TO PROTECT HAWAIIAN REEFS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt01255258
IRS990/ProgSrvcAccomActy3Grp/Desc0GLOBAL CONSERVATION SCIENCE PROGRAM: CORAL'S GLOBAL CONSERVATION PROGRAM IS INFLUENCING AND LEVERAGING PARTNERS, FIELD WORK, AND TECHNOLOGY TO DRIVE CONSERVATION SOLUTIONS. OUR RESEARCH HAS PROVEN THAT CORAL REEFS CAN ADAPT AND WE NEED TO WORK QUICKLY TO STRENGTHEN LOCAL CAPACITY FOR RESEARCH, MANAGEMENT AND POLICY IN AREAS WITH HIGH CORAL BIODIVERSITY.
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