Civic Intelligence

Stew'S Love 'N' Care Inc

EIN 94-3162591 • 501(c)3 • Oakland, CA

Profile

Residential care of developmentally disbled adults

10419 Foothill BlvdOakland, CA 94605-5109

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

97th percentile

3.98x

Higher debt load relative to assets than 97% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

85th percentile

0.14x

Higher debt load relative to revenue than 85% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

52nd percentile

2.4%

Higher net margin than 52% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

92nd percentile

$39,563

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 23.2% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

84th percentile

41%

Faster asset growth than 84% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

65th percentile

11%

Faster revenue growth than 65% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets97th percentile

Assets

Up

$6,165

Up $1,787 (+41%) from 2024

Liabilities

Down

$24,548

Down $2,300 (-8.6%) from 2024

Net Assets

Up

-$18,383

Up $4,087 (+18%) from 2024

Operations
Liabilities / Revenue85th percentileNet Margin52nd percentile

Revenue

Up

$170,336

Up $17,007 (+11%) from 2024

Expenses

Up

$166,249

Up $13,359 (+8.7%) from 2024

Net Income

Up

$4,087

Up $3,648 (+831%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth84th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0-$50KAssets 2010: $23,518Liabilities 2010: $20,875Net Assets 2010: $2,6432010Assets 2011: $23,530Liabilities 2011: $20,875Net Assets 2011: $2,6552011Assets 2013: $15,159Liabilities 2013: $7,160Net Assets 2013: $7,9992013Assets 2014: $15,218Liabilities 2014: $7,160Net Assets 2014: $8,0582014Assets 2015: $15,277Liabilities 2015: $7,160Net Assets 2015: $8,1172015Assets 2016: $16,200Liabilities 2016: $8,120Net Assets 2016: $8,0802016Assets 2017: $22,964Liabilities 2017: $8,120Net Assets 2017: $14,8442017Assets 2018: $22,964Liabilities 2018: $7,760Net Assets 2018: $15,2042018Assets 2019: $39,149Liabilities 2019: $4,304Net Assets 2019: $34,8452019Assets 2020: $56,399Liabilities 2020: $0Net Assets 2020: $56,3992020Assets 2021: $8,377Liabilities 2021: $9,500Net Assets 2021: -$1,1232021Assets 2022: $3,100Liabilities 2022: $28,410Net Assets 2022: -$25,3102022Assets 2023: $3,391Liabilities 2023: $26,300Net Assets 2023: -$22,9092023Assets 2024: $4,378Liabilities 2024: $26,848Net Assets 2024: -$22,4702024Assets 2025: $6,165Liabilities 2025: $24,548Net Assets 2025: -$18,3832025

Highlighted filing

2025

Assets$6,165
Liabilities$24,548
Net Assets-$18,383
Open 2025 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2010: $273,770Expenses 2010: $273,832Net Income 2010: -$622010Revenue 2011: $168,201Expenses 2011: $168,189Net Income 2011: $122011Revenue 2013: $180,000Expenses 2013: $179,941Net Income 2013: $592013Revenue 2014: $180,000Expenses 2014: $179,941Net Income 2014: $592014Revenue 2015: $180,000Expenses 2015: $179,941Net Income 2015: $592015Revenue 2016: $191,520Expenses 2016: $191,557Net Income 2016: -$372016Revenue 2017: $249,869Expenses 2017: $243,105Net Income 2017: $6,7642017Revenue 2018: $249,869Expenses 2018: $249,509Net Income 2018: $3602018Revenue 2019: $206,651Expenses 2019: $187,010Net Income 2019: $19,6412019Revenue 2020: $138,928Expenses 2020: $117,374Net Income 2020: $21,5542020Revenue 2021: $0Expenses 2021: $57,522Net Income 2021: -$57,5222021Revenue 2022: $38,121Expenses 2022: $62,308Net Income 2022: -$24,1872022Revenue 2023: $166,736Expenses 2023: $164,335Net Income 2023: $2,4012023Revenue 2024: $153,329Expenses 2024: $152,890Net Income 2024: $4392024Revenue 2025: $170,336Expenses 2025: $166,249Net Income 2025: $4,0872025

Highlighted filing

2025

Revenue$170,336
Expenses$166,249
Net Income$4,087
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,165
Liabilities
$24,548
Net assets
-$18,383
Revenue
$170,336
Expenses
$166,249
Net income
$4,087
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.06$0.25$0.18$1.70$1.66$0.04
2024Detailed filing. Detailed filing data is available for this year.$0.04$0.27$0.22$1.53$1.53$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.03$0.26$0.23$1.67$1.64$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.03$0.28$0.25$0.38$0.62$0.24
2021Detailed filing. Detailed filing data is available for this year.$0.08$0.10$0.01$0.00$0.58$0.58
2020Detailed filing. Detailed filing data is available for this year.$0.56$0.00$0.56$1.39$1.17$0.22
2019Detailed filing. Detailed filing data is available for this year.$0.39$0.04$0.35$2.07$1.87$0.20
2018Detailed filing. Detailed filing data is available for this year.$0.23$0.08$0.15$2.50$2.50$0.00
2017Detailed filing. Detailed filing data is available for this year.$0.23$0.08$0.15$2.50$2.43$0.07
2016Detailed filing. Detailed filing data is available for this year.$0.16$0.08$0.08$1.92$1.92$0.00
2015Detailed filing. Detailed filing data is available for this year.$0.15$0.07$0.08$1.80$1.80$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.15$0.07$0.08$1.80$1.80$0.00
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.15$0.07$0.08$1.80$1.80$0.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.24$0.21$0.03$1.68$1.68$0.00
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.24$0.21$0.03$2.74$2.74$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Mar 14, 2026
Return Version
2024v5.2
Gross Receipts
$170,336
Mission and Program Overview

Mission

Residential care of developmentally disbled adults

Program Services

DescriptionGrantsExpenses
RESIDENTIAL CARE OF DEVELOPMENTALLY DISBLED ADULTS-$151,025
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
DAVID STEWARDBoard Member/CEOPT$39,563-$39,563
GLORIA HUDSONBoard Member-$0--
JUANITA HAGLERBoard Member/Secretary-$0--
MARY YOUNGBLOODBoard Member/CFO-$0--
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
TrustCEO Is BeneficiaryLease of FacilityNo$30,000
Filing and Contact Details

Filer

Filer Name
STEW'S LOVE 'N' CARE INC
EIN
94-3162591
Phone
5105696594
Address
10419 FOOTHILL BLVD, OAKLAND, CA 94605-5109

Signing Officer

Name
David Steward
Title
CEO
Phone
5105696594
Signed
2026-03-14
Discuss with paid preparer
Yes

Preparer

Firm
Kenneth a Bersinger CPA
Address
4120 DOUGLAS BLVD 306-303, GRANITE BAY, CA 95746
Preparer
Kenneth Bersinger
Phone
9168631040
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“Conferences, conventions, and meetings 1,635”

Form 990-EZ, Part I, Line 16, Other Expenses

“Telephone 1,751”

Form 990-EZ, Part I, Line 16, Other Expenses

“OTHER ADMIN COSTS 9,674”

Form 990-EZ, Part II, Line 26, Liabilities

“DUE TO OFFICER Beginning of year 26,848, End of year 24,548”

Raw XML Appendix153 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0DAVID STEWARD
IRS990EZ/BooksInCareOfDetail/PhoneNum05105696594
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt010419 FOOTHILL BLVD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0OAKLAND
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0946055109
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt01278
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt03065
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0170336
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt04087
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02643
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt04378
IRS990EZ/Form990TotalAssetsGrp/EOYAmt06165
IRS990EZ/GrossReceiptsAmt0170336
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt03100
IRS990EZ/LandAndBuildingsGrp/EOYAmt03100
IRS990EZ/LoansToFromOfficersAmt024548
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0true
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-22470
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-18383
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-22470
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-18383
IRS990EZ/OccupancyRentUtltsAndMaintAmt062110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0030.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3001.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt039563
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0DAVID STEWARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1GLORIA HUDSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JUANITA HAGLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MARY YOUNGBLOOD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0BOARD MEMBER/CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2BOARD MEMBER/SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3BOARD MEMBER/CFO
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt013060
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0RESIDENTIAL CARE OF DEVELOPMENTALLY DISBLED ADULTS
IRS990EZ/PrintingPublicationsPostageAmt0360
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0RESIDENTIAL CARE OF DEVELOPMENTALLY DISBLED ADULTS
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0151025
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt088076
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt026848
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt024548
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TotalExpensesAmt0166249
IRS990EZ/TotalProgramServiceExpensesAmt0151025
IRS990EZ/TotalRevenueAmt0170336
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0170336
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0153329
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0166736
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt038121
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0528522
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt0528522
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0170336
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0153329
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0166736
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt038121
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0528522
IRS990ScheduleA/TotalSupportAmt0528522
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0TRUST
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0CEO IS BENEFICIARY
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt030000
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0LEASE OF FACILITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt024548
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0OPERATING CAPITAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt026848
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0DAVID STEWARD
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0false
IRS990ScheduleL/TotalBalanceDueAmt024548
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Conferences, conventions, and meetings 1,635
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Telephone 1,751
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2OTHER ADMIN COSTS 9,674
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DUE TO OFFICER Beginning of year 26,848, End of year 24,548
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DAVID STEWARD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05105696594
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STEW'S LOVE 'N' CARE INC
ReturnHeader/Filer/BusinessNameControlTxt0STEW
ReturnHeader/Filer/EIN0943162591
ReturnHeader/Filer/PhoneNum05105696594
ReturnHeader/Filer/USAddress/AddressLine1Txt010419 FOOTHILL BLVD
ReturnHeader/Filer/USAddress/CityNm0OAKLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd0946055109
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0680322581
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KENNETH A BERSINGER CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04120 DOUGLAS BLVD 306-303
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GRANITE BAY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd095746
ReturnHeader/PreparerPersonGrp/PhoneNum09168631040
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KENNETH BERSINGER
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-03-14T07:46:07-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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