Civic Intelligence

Housing Industry Foundation

EIN 94-3100671 • 501(c)3 • Palo Alto, CA

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Profile

To help individuals and families remain in or return to stable housing through our homeless prevention programs including emergency assistance grants, shelter renovations and affordable housing initiatives.

3460 W Bayshore Road 101Palo Alto, CA 94303

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

28th percentile

0.00x

Higher debt load relative to assets than 28% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

23rd percentile

0.00x

Higher debt load relative to revenue than 23% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

29th percentile

-4.8%

Higher net margin than 29% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

17th percentile

-8.6%

Faster asset growth than 17% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

27th percentile

-5.6%

Faster revenue growth than 27% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets28th percentile

Assets

Down

$1,507,594

Down $141,149 (-8.6%) from 2023

Liabilities

Down

$7,272

Down $7,477 (-51%) from 2023

Net Assets

Down

$1,500,322

Down $133,672 (-8.2%) from 2023

Operations
Liabilities / Revenue23rd percentileNet Margin29th percentile

Revenue

Down

$3,386,938

Down $200,638 (-5.6%) from 2023

Expenses

Up

$3,548,552

Up $265,048 (+8.1%) from 2023

Net Income

Down

-$161,614

Down $465,686 (-153%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth17th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $376,865Liabilities 2011: $0Net Assets 2011: $376,8652011Assets 2012: $515,358Liabilities 2012: $0Net Assets 2012: $515,3582012Assets 2013: $593,863Liabilities 2013: $0Net Assets 2013: $593,8632013Assets 2014: $555,961Liabilities 2014: $0Net Assets 2014: $555,9612014Assets 2015: $499,214Liabilities 2015: $0Net Assets 2015: $499,2142015Assets 2016: $529,678Liabilities 2016: $1,661Net Assets 2016: $528,0172016Assets 2017: $545,315Liabilities 2017: $666Net Assets 2017: $544,6492017Assets 2018: $394,552Liabilities 2018: $911Net Assets 2018: $393,6412018Assets 2019: $1,013,700Liabilities 2019: $1,014Net Assets 2019: $1,012,6862019Assets 2020: $873,637Liabilities 2020: $4,925Net Assets 2020: $868,7122020Assets 2021: $1,026,442Liabilities 2021: $11,268Net Assets 2021: $1,015,1742021Assets 2022: $1,327,147Liabilities 2022: $10,829Net Assets 2022: $1,316,3182022Assets 2023: $1,648,743Liabilities 2023: $14,749Net Assets 2023: $1,633,9942023Assets 2024: $1,507,594Liabilities 2024: $7,272Net Assets 2024: $1,500,3222024

Highlighted filing

2024

Assets$1,507,594
Liabilities$7,272
Net Assets$1,500,322
Open 2024 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2011: $609,0092011Expenses 2012: $771,9532012Revenue 2013: $969,237Expenses 2013: $890,148Net Income 2013: $79,0892013Revenue 2014: $968,232Expenses 2014: $1,010,234Net Income 2014: -$42,0022014Revenue 2015: $1,113,979Expenses 2015: $1,168,164Net Income 2015: -$54,1852015Revenue 2016: $1,166,267Expenses 2016: $1,143,153Net Income 2016: $23,1142016Revenue 2017: $1,115,220Expenses 2017: $1,108,237Net Income 2017: $6,9832017Revenue 2018: $1,094,345Expenses 2018: $1,239,571Net Income 2018: -$145,2262018Revenue 2019: $1,525,528Expenses 2019: $922,639Net Income 2019: $602,8892019Revenue 2020: $1,952,082Expenses 2020: $2,108,112Net Income 2020: -$156,0302020Revenue 2021: $2,238,665Expenses 2021: $2,095,876Net Income 2021: $142,7892021Revenue 2022: $3,054,967Expenses 2022: $3,316,252Net Income 2022: -$261,2852022Revenue 2023: $3,587,576Expenses 2023: $3,283,504Net Income 2023: $304,0722023Revenue 2024: $3,386,938Expenses 2024: $3,548,552Net Income 2024: -$161,6142024

Highlighted filing

2024

Revenue$3,386,938
Expenses$3,548,552
Net Income-$161,614
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,507,594
Liabilities
$7,272
Net assets
$1,500,322
Revenue
$3,386,938
Expenses
$3,548,552
Net income
-$161,614
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.51$0.01$1.50$3.39$3.55$0.16
2023Detailed filing. Detailed filing data is available for this year.$1.65$0.01$1.63$3.59$3.28$0.30
2022Detailed filing. Detailed filing data is available for this year.$1.33$0.01$1.32$3.05$3.32$0.26
2021Detailed filing. Detailed filing data is available for this year.$1.03$0.01$1.02$2.24$2.10$0.14
2020Detailed filing. Detailed filing data is available for this year.$0.87$0.00$0.87$1.95$2.11$0.16
2019Detailed filing. Detailed filing data is available for this year.$1.01$0.00$1.01$1.53$0.92$0.60
2018Detailed filing. Detailed filing data is available for this year.$0.39$0.00$0.39$1.09$1.24$0.15
2017Detailed filing. Detailed filing data is available for this year.$0.55$0.00$0.54$1.12$1.11$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.53$0.00$0.53$1.17$1.14$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.50$0.00$0.50$1.11$1.17$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.56$0.00$0.56$0.97$1.01$0.04
2013Detailed filing. Detailed filing data is available for this year.$0.59$0.00$0.59$0.97$0.89$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.52$0.00$0.52$0.77
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.38$0.00$0.38$0.61
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 29, 2025
Return Version
2024v5.2
Gross Receipts
$3,673,398
Mission and Program Overview

Mission

Helping households overcome a housing crisis through emergency grants for housing expenses and by rehabilitating housing units for the working poor and other special needs populations.

To help individuals and families remain in or return to stable housing through our homeless prevention programs including emergency assistance grants, shelter renovations and affordable housing initiatives.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,107,611$777,963▼ $329,648
Accounts Receivable$257,954$422,793▲ $164,839
Investments in Publicly Traded Securities$283,178$306,838▲ $23,660
Total Assets$1,648,743$1,507,594▼ $141,149
Liabilities
Accounts Payable and Accrued Expenses$12,475$5,000▼ $7,475
Other Liabilities$2,274$2,272▼ $2
Total Liabilities$14,749$7,272▼ $7,477
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,633,994$1,500,322▼ $133,672
Total Net Assets Fund Balance$1,633,994$1,500,322▼ $133,672
Total Liabilities and Net Assets / Fund Balance$1,648,743$1,507,594▼ $141,149
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Steve SullivanExecutive Director (thru 8/24)FT$168,695$23,109$191,804
Barbie CsoreManaging Director-$138,665$6,806$145,471

Board Members and Trustees

NameTitle
Tod SpiekerPast President
Rod EdwardsPresident
Nazar ElwazirVice President
Athena ThomasDirector
Brandon GeraldoDirector
Carrie CaudillDirector
Chad FromanDirector
Chris PeterDirector
Clint ShollDirector
Colin GrayDirector
Dan WhelanDirector
Darrin KetterDirector
Dave EdwardsDirector
David SaarmanDirector
Daxx EsparzaDirector
Evan GoldinDirector
Gina PhillipsDirector
Gina SpadaDirector
Heather WallaceDirector
JAMIE D'ALESSANDRODirector
Jackie TodescoDirector
Janice BertholdDirector
Jerrid VannelliDirector
Joshua HowardDirector
Kellie MeierDirector
La Trice TaylorDirector
Lynn PierceDirector
Meg ThomasDirector
Nicole VasquezDirector
Olivier SeverinDirector
Ryan RuslerDirector
Servando SandovalDirector
Wendy JohnsonSecretary
Jeff RadzinskiTreasurer/CFO
Revenue and Support

Revenue Composition

Contributions and Grants
$1,109,868
Program Service Revenue
$1,534,396
Investment Income
$10,769
Other Revenue
$731,905
All Other Contributions
$1,109,868
Change in Net Assets
$-161,614

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported Amount
Other Non Cash Contri Table54$38,982
Total Noncash Contributions54$38,982

Audited Revenue Reconciliation

Revenue per Audited Statements
$3,386,938
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$1,171,334
Total Revenue per Audited Statements
$4,558,272
Total Revenue per Form 990
$3,386,938
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$1,621,753
Other Expenses$1,092,325
Salaries, Compensation, and Employee Benefits$834,474
Total Fundraising Expense$385,206
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$1,621,753--$1,621,753
Other Salaries and Wages$276,738$82,929$195,813$555,480
Current Officers, Directors, Trustees, and Key Employees$95,261$29,285$67,258$191,804
Payroll Taxes$26,598$9,723$18,475$54,796
Fees for Services Accounting-$40,680-$40,680
Occupancy$19,445$7,109$13,507$40,061
Fees for Services Other$18,165$70$1,264$19,499
Other Employee Benefits$8,645$3,160$6,005$17,810
Pension Plan Contributions$7,079$2,588$4,917$14,584
Office Expenses$6,066$2,219$4,214$12,499
Other Expenses$4,349$1,591$3,021$8,961
All Other Expenses$4,025$1,471$2,795$8,291
Insurance$3,020$1,105$2,098$6,223
Total Functional Expenses$2,975,524$187,822$385,206$3,548,552

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$4,693,386
Expenses per Audited Statements$3,548,552
Total Expenses per Form 990$3,548,552
Expenses Not Reported on Form 990$1,144,834
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$1,018,365
Fundraising Direct Expenses$286,460
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Hif September$1,018,365$1,018,365$70,589$947,776
Total Events$1,018,365$1,018,365$286,460$731,905
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Credit Cards$2,272
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“990 reviewed by key board members before filing.”

Form 990, Part VI, Section B, Line 12C

“Disclosure is requested quarterly by officers, directors, turstees and key employees.”

Form 990, Part VI, Section B, Line 15

“Compensation committee meets annually to discuss the compensation of the foundations' employees. Form 990, part vi, section b, line 15b: organization provides documents upon request to those individuals/organizations who desire to view them.”

Form 990, Part VI, Section C, Line 19

“No other documents available to the public.”

Filing and Contact Details

Filer

Filer Name
Housing Industry Foundation
EIN
94-3100671
Phone
6504390049
Address
3460 W BAYSHORE ROAD 101, PALO ALTO, CA 94303

Signing Officer

Name
Barbie Csore
Title
Interim Executive Director
Phone
6504390049
Signed
2025-10-29
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Barbie Csore
Formed
1989
Legal Domicile
CA
Voting Board Members
34
Independent Board Members
34
Employees
8
Volunteers
0

Preparer

Firm
Bpm Llp
Address
3800 KILROY AIRPORT WAY SUITE 250, LONG BEACH, CA 90806-6865
Preparer
Anthony J Gales
Phone
5624203100
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The foundation is exempt from federal income taxes under section 501(c)(3) of the internal revenue code ("irc") and is exempt from california state franchise taxes under section 23701(d) of the california revenue and taxation code. Unrelated business income, as defined by section 509(a)(1) of the irc, is subject to federal income tax. However, the foundation does not believe that for the years ended december 31, 2024 and 2023, it had any net unrelated business income and accordingly, no provision for income taxes has been recorded in the accompanying financial statements. The foundation follows the guidance of fasb asc 740, accounting for income taxes, related to uncertainties in income taxes, which prescribes a threshold of more-likely-than-not for recognition and derecognition of tax positions taken or expected to be taken in a tax return. The foundation has determined that there are no material uncertain tax positions that require recognition or disclosure in the financial statements.”

Raw XML AppendixShowing 400 of 685 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0EXECUTIVE DIRECTOR (THRU 8/24)
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt5PAST PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt26DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt27DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt28DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt29DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt30DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt31DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt32DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt33DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt34DIRECTOR
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IRS990/MissionDesc0TO HELP INDIVIDUALS AND FAMILIES REMAIN IN OR RETURN TO STABLE HOUSING THROUGH OUR HOMELESS PREVENTION PROGRAMS INCLUDING EMERGENCY ASSISTANCE GRANTS, SHELTER RENOVATIONS AND AFFORDABLE HOUSING INITIATIVES.
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