Habitat for Humanity

“The form 990 is provided to and reviewed by both the treasurer and the chief financial officer.”

“The board members are required to inform the organization of any conflicts of interest that may exist. If a conflict of interest arises, the board will vote on how to resolve the issue.”

“The organization uses the fair pay for northern california salary survey for organizations with 9 to 14 million dollar organizational budgets and strives for the 50th percentile. Compensation for the ceo and cfo is reviewed and approved by the compensation committee and the executive committee annually.”

“The annual report, which contains financial statements, is posted on the organization's website. Other governing documents such as the conflict of interest policy are available upon request.”

“2025 fact sheet service area and current home developments habitat for humanity greater san francisco ("habitat or "hgsf") builds affordable homes in single-family, multi-family and townhome communities near transit and other amenities. Since 1989, habitat has built 286 affordable homes in eleven cities across its tri-county service area. In 2025, the organization sold four new homes in bolinas, ca, and one recycled home in navato, ca. It also completed 16 home preservation projects in san francisco and 3 in san mateo county. In addition, 1,626 volunteers contributed 11,148 service hours at an estimated value of $468,141. Partner households households purchasing a home through habitat typically earn between 40 and 80% of the area median income. To partner with habitat, applicants must meet income requirements, demonstrate the ability to repay a mortgage, establish a need for housing and complete up to 500 hours of sweat equity building their own home and/or the homes of their neighbors. Programs habitat's impact extends beyond the front doors of the homes it builds and into the neighborhoods it serves. Core programs include: - home construction hgsf builds affordable homes with trained staff, volunteer labor, the "sweat equity" of partner households, and donations of money and materials. Habitat homes are sold to partner households with no down payments and are financed with zero-interest loans. Approved homeowners qualify for a monthly housing payment that does not exceed 30% of their gross monthly income. - home preservation the home preservation program rallies habitat's massive support base to repair existing housing for and with low-income residents. These actions help under-served neighborhoods remain vibrant places to live. Construction and funding hgsf homes are designed with both affordability and sustainability in mind. Habitat reduces the cost of construction with the use of donated materials and volunteer labor. Habitat also relies heavily on grants and charitable giving from individuals, businesses, government agencies, civic organizations, faith groups and private foundations, as well as donations of land, products and in-kind services. The organization also strives to build homes that are healthy, durable, and feature low utility bills for future homeowners. Currently, all hgsf projects are green point rated, with features that carefully consider energy and water conservation, indoor air quality, sustainable building materials, and proximity to public transportation.”