Civic Intelligence

Northern California Community Loan Fund

990 • Fiscal year 2020 • EIN 94-3032394

Oct 01, 2019 to Sep 30, 2020 • Filed on Jul 19, 2021

870 Market Street No 677San Francisco, CA 94102

(415) 392-8215

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

81st percentile

0.70x

Higher debt load relative to assets than 81% of similar nonprofits.

2020 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2020

Liabilities / Revenue

94th percentile

5.82x

Higher debt load relative to revenue than 94% of similar nonprofits.

2020 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2020

Net Margin

47th percentile

3.1%

Higher net margin than 47% of similar nonprofits.

2020 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2020

Top Officer Pay

38th percentile

$282,286

Higher top officer pay than 38% of similar nonprofits.

Top officer pay equals 2.4% of source-year revenue.

2020 filings • 501(c)3 • $50M-$100M nonprofits • Source year 2020

Asset Growth

61st percentile

10%

Faster asset growth than 61% of similar nonprofits.

2020 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Revenue Growth

32nd percentile

-3.9%

Faster revenue growth than 32% of similar nonprofits.

2020 filings • 501(c)3 • $50M-$100M nonprofits • Annualized from 2019 to 2020

Assets

Up

$99,445,180

Up $9,200,986 (+10%) from 2019

Net Assets

Up

$29,933,509

Up $726,204 (+2.5%) from 2019

Liabilities

Up

$69,511,671

Up $8,474,782 (+14%) from 2019

Revenue

Down

$11,934,054

Down $482,091 (-3.9%) from 2019

Expenses

Up

$11,569,984

Up $2,831,571 (+32%) from 2019

Net Income

Down

$364,070

Down $3,313,662 (-90%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2011: $40,614,532Liabilities 2011: $29,422,220Net Assets 2011: $11,192,3122011Assets 2012: $45,042,986Liabilities 2012: $30,489,156Net Assets 2012: $14,553,8302012Assets 2013: $47,014,633Liabilities 2013: $31,797,644Net Assets 2013: $15,216,9892013Assets 2014: $53,858,978Liabilities 2014: $37,072,018Net Assets 2014: $16,786,9602014Assets 2015: $59,355,993Liabilities 2015: $41,798,427Net Assets 2015: $17,557,5662015Assets 2016: $62,373,975Liabilities 2016: $43,410,901Net Assets 2016: $18,963,0742016Assets 2017: $76,514,626Liabilities 2017: $56,107,134Net Assets 2017: $20,407,4922017Assets 2018: $84,169,958Liabilities 2018: $58,879,893Net Assets 2018: $25,290,0652018Assets 2019: $90,244,194Liabilities 2019: $61,036,889Net Assets 2019: $29,207,3052019Assets 2020: $99,445,180Liabilities 2020: $69,511,671Net Assets 2020: $29,933,5092020Assets 2021: $118,645,783Liabilities 2021: $77,404,315Net Assets 2021: $41,241,4682021Assets 2022: $119,686,017Liabilities 2022: $82,179,276Net Assets 2022: $37,506,7412022Assets 2023: $129,891,649Liabilities 2023: $92,196,482Net Assets 2023: $37,695,1672023Assets 2024: $161,816,185Liabilities 2024: $112,664,111Net Assets 2024: $49,152,0742024

Highlighted filing

2020

Assets$99,445,180
Liabilities$69,511,671
Net Assets$29,933,509

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MRevenue 2011: $4,282,586Expenses 2011: $3,315,001Net Income 2011: $967,5852011Expenses 2012: $4,825,8912012Expenses 2013: $4,334,9412013Revenue 2014: $5,995,327Expenses 2014: $4,706,731Net Income 2014: $1,288,5962014Revenue 2015: $7,281,365Expenses 2015: $5,971,527Net Income 2015: $1,309,8382015Revenue 2016: $7,106,831Expenses 2016: $6,251,908Net Income 2016: $854,9232016Revenue 2017: $7,872,481Expenses 2017: $6,902,986Net Income 2017: $969,4952017Revenue 2018: $12,488,077Expenses 2018: $7,534,710Net Income 2018: $4,953,3672018Revenue 2019: $12,416,145Expenses 2019: $8,738,413Net Income 2019: $3,677,7322019Revenue 2020: $11,934,054Expenses 2020: $11,569,984Net Income 2020: $364,0702020Revenue 2021: $20,656,685Expenses 2021: $8,976,444Net Income 2021: $11,680,2412021Revenue 2022: $13,288,785Expenses 2022: $11,678,145Net Income 2022: $1,610,6402022Revenue 2023: $10,403,968Expenses 2023: $13,889,814Net Income 2023: -$3,485,8462023Revenue 2024: $24,622,332Expenses 2024: $16,578,910Net Income 2024: $8,043,4222024

Highlighted filing

2020

Revenue$11,934,054
Expenses$11,569,984
Net Income$364,070
Jump To
Filing Snapshot
Filing Period
Oct 1, 2019 to Sep 30, 2020
Signed
Jul 19, 2021
Return Version
2019v5.2
Gross Receipts
$17,876,402
Mission and Program Overview

Mission

The northern california community loan fund promotes economic justice and alleviates poverty by increasing the financial resilience and sustainability of community-based nonprofits and enterprises. Through flexible financial products and sound advice, we create opportunities to make socially responsible investments that revitalize northern california communities.

Providing financing and financial expertise to strengthen low-income communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$61,718,772$62,373,974▲ $655,202
Savings and Temporary Cash Investments$10,034,146$17,791,362▲ $7,757,216
Investments in Publicly Traded Securities$12,417,858$13,337,417▲ $919,559
Investments Other Securities$1,866,815$2,045,025▲ $178,210
Accounts Receivable$791,106$875,337▲ $84,231
Pledges and Grants Receivable$568,333$820,667▲ $252,334
Cash and Non-Interest-Bearing Accounts$482,644$297,643▼ $185,001
Prepaid Expenses and Deferred Charges$217,142$203,446▼ $13,696
Investments Program Related$475,644$178,706▼ $296,938
Land, Buildings, and Equipment, Net$47,084$99,902▲ $52,818
Loans From Officers Directors$3,000$20,200▲ $17,200
Total Assets$90,244,194$99,445,180▲ $9,200,986
Other Assets Total$1,624,650$1,421,701▼ $202,949
Liabilities
Unsecured Notes Loans Payable$52,712,058$62,700,957▲ $9,988,899
Other Liabilities$3,104,094$3,040,587▼ $63,507
Deferred Revenue$3,981,885$2,415,015▼ $1,566,870
Accounts Payable and Accrued Expenses$1,235,852$1,334,912▲ $99,060
Total Liabilities$61,036,889$69,511,671▲ $8,474,782
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$28,026,813$28,350,819▲ $324,006
Net Assets With Donor Restrictions$1,180,492$1,582,690▲ $402,198
Total Net Assets Fund Balance$29,207,305$29,933,509▲ $726,204
Total Liabilities and Net Assets / Fund Balance$90,244,194$99,445,180▲ $9,200,986

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$41,587$263,056$304,643
Leasehold Improvements$58,315$44,044$102,359
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Mary a RogierFormer PresidentFT$79,741$202,545$282,286
Andrea PapanassiouDeputy Director of Consult (thru 11/1/19)FT$123,525$82,911$206,436
Catherine HowardSr. VP of ProgramsFT$163,956$32,279$196,235
E Ross CulverwellChief Credit OfficerFT$155,019$36,699$191,718
C Lea SalemChief Financial OfficerFT$156,622$29,474$186,096
Ruby HarrisCo-director of Loan OriginationsFT$128,053$24,407$152,460
Daniel McdonaldDeputy Director of Lending Bus. DevelopFT$138,000$8,640$146,640

Board Members and Trustees

NameTitle
Patricia GopaulBoard Chair
Joy HoffmanBoard Vice-chair
Andre MadeiraBoard Member
Anita AddisonBoard Member
Bryan IgnozziBoard Member
Carolyn JohnsonBoard Member
John ChanBoard Member
Luisa MedinaBoard Member
Pamela MerchantBoard Member
Luis GrenadosBoard Member (thru 10/15/19)
Colby DaileyBoard Member (thru 11/15/19)
Stephen FloranceBoard Member (thru 11/15/19)
David ElssaeserSecretary
James SnyderTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Pacific Community VenturesImpact Evaluation Services1700 BROADWAY STE 300, Oakland, CA 94612$119,984
Revenue and Support

Revenue Composition

Contributions and Grants
$5,214,269
Program Service Revenue
$6,160,648
Investment Income
$559,137
Other Revenue
$0
All Other Contributions
$2,902,278
Change in Net Assets
$364,070

Audited Revenue Reconciliation

Revenue per Audited Statements
$11,908,655
Revenue Not Reported on Financial Statements
$25,399
Revenue Not Reported on Form 990
$701,180
Total Revenue per Audited Statements
$12,609,835
Total Revenue per Form 990
$11,934,054
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,963,320
Salaries, Compensation, and Employee Benefits$5,515,169
Total Fundraising Expense$420,887
Grants and Similar Amounts Paid$91,495
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$3,783,526$159,078$237,696$4,180,300
Interest$949,509--$949,509
Fees for Services Other$665,875$31,052$4,716$701,643
Occupancy$399,631$25,215$31,093$455,939
Current Officers, Directors, Trustees, and Key Employees$212,577$141,460$50,765$404,802
Other Employee Benefits$346,816$20,733$24,478$392,027
Payroll Taxes$290,052$21,589$21,211$332,852
Pension Plan Contributions$185,012$8,800$11,376$205,188
Information Technology$160,641$9,793$10,459$180,893
Fees for Services Legal$106,997$49,586-$156,583
Office Expenses$110,092$8,461$12,864$131,417
Grants to Domestic Orgs$91,495--$91,495
Insurance$37,270$28,130$303$65,703
Fees for Services Accounting$8,465$53,108$380$61,953
Advertising$49,453$1,873$5,957$57,283
Depreciation Depletion$32,457$2,054$2,533$37,044
Other Expenses$31,061$1,023$2,858$34,942
Conferences and Meetings$24,907$4,231$2,819$31,957
Fees for Service Investment Mgmnt Fees-$25,399-$25,399
Travel$22,354$373$1,379$24,106
Total Functional Expenses$10,557,139$591,958$420,887$11,569,984

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$11,883,631
Total Expenses per Form 990$11,569,984
Expenses per Audited Statements$11,544,585
Expenses Not Reported on Form 990$339,046
Expenses Not Reported on Financial Statements$25,399
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Hamilton FamiliesSan Francisco, CA501(c)(3)General Support$51,495
Fresno Metro Black Chamber FoundationFresno, CA501(c)(3)General Support$35,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$3,000$20,200▲ $17,200
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$1,652,133
Funds Held in Trust$1,388,454
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

All board members received a copy of the form 990 before it was filed. Board members were encouraged to review the form 990 and forward their questions to the chief financial officer or to community vision's accounting firm who addressed these questions. The finance committee reviewed the form in detail prior to filing and recommended the filing of the return to the full board of directors.

Form 990, Part VI, Section B, Line 12C

All staff and board members complete a disclosure form annually. Discussion and disclosure are included in regular board and committee meetings, as appropriate. If an actual conflict exists, the person involved is to recuse themselves from taking action on the transaction.

Form 990, Part VI, Section B, Line 15

The management team led by the president reviews salary information for similar positions at other nonprofit and community development financial institutions. This group recommends salary ranges based on comparable data and obtains approval for those ranges from the executive committee of the board of directors. All discussions are documented contemporaneously and a record of the decisions are maintained in the organization's files. The board of directors reviews the performance of the president and approves the compensation for that position based on comparable data from similar organization.

Form 990, Part VI, Section C, Line 19

The organization's governing documents, conflict of interest policy, and financial statements are available upon request for the same period of time set forth in sec. 6104(d).

Filing and Contact Details

Filer

Filer Name
Community Vision Capital & Consulting
EIN
94-3032394
Phone
4153928215
Address
870 MARKET STREET NO 677, SAN FRANCISCO, CA 94102

Signing Officer

Name
Cheryl Lea Salem
Title
Chief Financial Officer
Phone
4153928215
Signed
2021-07-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cheryl Lea Salem
Formed
1987
Legal Domicile
CA
Voting Board Members
11
Independent Board Members
10
Employees
45
Volunteers
20

Preparer

Firm
Hood & Strong Llp
Address
275 BATTERY STREET STE 900, SAN FRANCISCO, CA 94111
Preparer
Maga E Kisriev
Phone
4157810793
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

Community vision is exempt from federal income taxes under section 501(c)(3) of the internal revenue code and from california franchise and/or income taxes under section 23701d of the revenue and taxation code. Community vision follows the guidance of accounting for uncertainty in income taxes issued by the financial accounting standards board (fasb). As of september 30, 2020, management evaluated community vision's tax positions and concluded that community vision had maintained its tax-exempt status and had taken no uncertain tax positions that require adjustment to the financial statements.

Raw XML AppendixShowing 400 of 1,158 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01235852
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01334912
IRS990/AccountsReceivableGrp/BOYAmt0791106
IRS990/AccountsReceivableGrp/EOYAmt0875337
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PROVIDING FINANCING AND FINANCIAL EXPERTISE TO STRENGTHEN LOW-INCOME COMMUNITIES.
IRS990/AdvertisingGrp/FundraisingAmt05957
IRS990/AdvertisingGrp/ManagementAndGeneralAmt01873
IRS990/AdvertisingGrp/ProgramServicesAmt049453
IRS990/AdvertisingGrp/TotalAmt057283
IRS990/AllOtherContributionsAmt02902278
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/PersonNm0C LEA SALEM
IRS990/BooksInCareOfDetail/PhoneNum04153928215
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0870 MARKET ST SUITE 677
IRS990/BooksInCareOfDetail/USAddress/CityNm0SAN FRANCISCO
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd094102
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0482644
IRS990/CashNonInterestBearingGrp/EOYAmt0297643
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt01
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt050765
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0141460
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0212577
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0404802
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/FundraisingAmt02819
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt04231
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt024907
IRS990/ConferencesMeetingsGrp/TotalAmt031957
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0119984
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt01700 BROADWAY STE 300
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0OAKLAND
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd094612
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0PACIFIC COMMUNITY VENTURES
IRS990/ContractorCompensationGrp/ServicesDesc0IMPACT EVALUATION SERVICES
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt05214269
IRS990/CYGrantsAndSimilarPaidAmt091495
IRS990/CYInvestmentIncomeAmt0559137
IRS990/CYOtherExpensesAmt05963320
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt06160648
IRS990/CYRevenuesLessExpensesAmt0364070
IRS990/CYSalariesCompEmpBnftPaidAmt05515169
IRS990/CYTotalExpensesAmt011569984
IRS990/CYTotalFundraisingExpenseAmt0420887
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt011934054
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt03981885
IRS990/DeferredRevenueGrp/EOYAmt02415015
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/FundraisingAmt02533
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt02054
IRS990/DepreciationDepletionGrp/ProgramServicesAmt032457
IRS990/DepreciationDepletionGrp/TotalAmt037044
IRS990/Desc0DIRECT LENDING: SINCE 1987, COMMUNITY VISION HAS MADE 559 LOANS TOTALING $238 MILLION TO NONPROFITS AND SOCIAL ENTERPRISES SERVING DISINVESTED COMMUNITIES IN NORTHERN AND CENTRAL CA, LEVERAGING OVER $1.9 BILLION IN ADDITIONAL PROJECT FUNDING. THESE LOANS HELPED TO CREATE OR PRESERVE 7,650 AFFORDABLE HOUSING UNITS FOR LOW-INCOME FAMILIES AND INDIVIDUALS, AND FINANCED OVER 2.9 MILLION SQUARE FEET OF NEIGHBORHOOD-SERVING COMMERCIAL AND RESIDENTIAL SPACE. THESE LOANS ALSO HELPED TO CREATE OR PRESERVE 15,680 PERMANENT CONSTRUCTION JOBS, AND HELPED FINANCE PROJECTS BY ORGANIZATIONS THAT SERVE OVER 1.5 MILLION INDIVIDUALS. AT THE END OF FY2020, COMMUNITY VISION MANAGED A PORTFOLIO OF 112 LOANS WORTH $67.5 MILLION TO 95 ORGANIZATIONS. DURING THE COURSE OF FY2020, COMMUNITY VISION CLOSED 31 LOANS TOTALING $18.8 MILLION.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd01
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt01180492
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt01582690
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt045
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt06554359
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditPerformedInd01
IRS990/FederalGrantAuditRequiredInd01
IRS990/FeesForServicesAccountingGrp/FundraisingAmt0380
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt053108
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt08465
IRS990/FeesForServicesAccountingGrp/TotalAmt061953
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt049586
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt0106997
IRS990/FeesForServicesLegalGrp/TotalAmt0156583
IRS990/FeesForServicesOtherGrp/FundraisingAmt04716
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt031052
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt0665875
IRS990/FeesForServicesOtherGrp/TotalAmt0701643
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt025399
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt025399
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt04.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt14.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt24.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt34.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt44.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt54.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt64.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt74.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt84.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt94.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt104.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt114.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt124.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt134.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1440.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1540.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1640.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1740.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1840.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1940.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt2040.00
IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd1X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd2X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd3X
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1421974
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1531811
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1624779
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1729199
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1816907
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt198640
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt2027545
IRS990/Form990PartVIISectionAGrp/PersonNm0PATRICIA GOPAUL
IRS990/Form990PartVIISectionAGrp/PersonNm1JOY HOFFMAN
IRS990/Form990PartVIISectionAGrp/PersonNm2DAVID ELSSAESER
IRS990/Form990PartVIISectionAGrp/PersonNm3JAMES SNYDER
IRS990/Form990PartVIISectionAGrp/PersonNm4ANITA ADDISON
IRS990/Form990PartVIISectionAGrp/PersonNm5ANDRE MADEIRA
IRS990/Form990PartVIISectionAGrp/PersonNm6STEPHEN FLORANCE
IRS990/Form990PartVIISectionAGrp/PersonNm7BRYAN IGNOZZI
IRS990/Form990PartVIISectionAGrp/PersonNm8JOHN CHAN
IRS990/Form990PartVIISectionAGrp/PersonNm9LUIS GRENADOS
IRS990/Form990PartVIISectionAGrp/PersonNm10CAROLYN JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm11LUISA MEDINA
IRS990/Form990PartVIISectionAGrp/PersonNm12COLBY DAILEY
IRS990/Form990PartVIISectionAGrp/PersonNm13PAMELA MERCHANT
IRS990/Form990PartVIISectionAGrp/PersonNm14C LEA SALEM
IRS990/Form990PartVIISectionAGrp/PersonNm15ANDREA PAPANASSIOU
IRS990/Form990PartVIISectionAGrp/PersonNm16CATHERINE HOWARD
IRS990/Form990PartVIISectionAGrp/PersonNm17E ROSS CULVERWELL
IRS990/Form990PartVIISectionAGrp/PersonNm18RUBY HARRIS
IRS990/Form990PartVIISectionAGrp/PersonNm19DANIEL MCDONALD
IRS990/Form990PartVIISectionAGrp/PersonNm20MARY A ROGIER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14164122
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15174625
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16171456
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt17162519
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt18135553
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt19138000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20254741
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/TitleTxt0BOARD CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD VICE-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER (THRU 11/15/19)
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER (THRU 10/15/19)
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER (THRU 11/15/19)
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt15DEPUTY DIR OF CONSULT (THRU 11/1/19)
IRS990/Form990PartVIISectionAGrp/TitleTxt16SR. VP OF PROGRAMS
IRS990/Form990PartVIISectionAGrp/TitleTxt17CHIEF CREDIT OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt18CO-DIRECTOR OF LOAN ORIGINATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt19DEPUTY DIR OF LENDING BUS. DEVELOP
IRS990/Form990PartVIISectionAGrp/TitleTxt20FORMER PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01987
IRS990/FormerOfcrEmployeesListedInd01
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/SecuritiesAmt0136284
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GovernmentGrantsAmt02311991
IRS990/GrantAmt02500
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt091495
IRS990/GrantsToDomesticOrgsGrp/TotalAmt091495
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt06078632
IRS990/GrossReceiptsAmt017876402
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt014
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt010459
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt09793
IRS990/InformationTechnologyGrp/ProgramServicesAmt0160641
IRS990/InformationTechnologyGrp/TotalAmt0180893
IRS990/InsuranceGrp/FundraisingAmt0303
IRS990/InsuranceGrp/ManagementAndGeneralAmt028130
IRS990/InsuranceGrp/ProgramServicesAmt037270
IRS990/InsuranceGrp/TotalAmt065703
IRS990/InterestGrp/ProgramServicesAmt0949509
IRS990/InterestGrp/TotalAmt0949509
IRS990/InvestmentIncomeGrp/ExclusionAmt0422853
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0422853
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01866815
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt02045025
IRS990/InvestmentsProgramRelatedGrp/BOYAmt0475644
IRS990/InvestmentsProgramRelatedGrp/EOYAmt0178706
IRS990/InvestmentsPubTradedSecGrp/BOYAmt012417858
IRS990/InvestmentsPubTradedSecGrp/EOYAmt013337417
IRS990/IRPDocumentCnt0142
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0307100
IRS990/LandBldgEquipBasisNetGrp/BOYAmt047084
IRS990/LandBldgEquipBasisNetGrp/EOYAmt099902
IRS990/LandBldgEquipCostOrOtherBssAmt0407002
IRS990/LegalDomicileStateCd0CA
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt05942348
IRS990/LoanOutstandingInd01
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt03000
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt020200
IRS990/LobbyingActivitiesInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0COMMUNITY VISION CAPITAL & CONSULTING PROMOTES ECONOMIC JUSTICE AND ALLEVIATES POVERTY BY INCREASING THE FINANCIAL RESILIENCE AND SUSTAINABILITY OF COMMUNITY-BASED NONPROFITS AND ENTERPRISES. THROUGH FLEXIBLE FINANCIAL PRODUCTS AND SOUND ADVICE, WE CREATE OPPORTUNITIES TO MAKE SOCIALLY RESPONSIBLE INVESTMENTS THAT REVITALIZE NORTHERN CALIFORNIA COMMUNITIES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt029207305
IRS990/NetAssetsOrFundBalancesEOYAmt029933509
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0136284
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0136284
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0362134
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt028026813
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt028350819
IRS990/NoncashContributionsAmt01500
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt031093
IRS990/OccupancyGrp/ManagementAndGeneralAmt025215
IRS990/OccupancyGrp/ProgramServicesAmt0399631
IRS990/OccupancyGrp/TotalAmt0455939
IRS990/OfficeExpensesGrp/FundraisingAmt012864
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt08461
IRS990/OfficeExpensesGrp/ProgramServicesAmt0110092
IRS990/OfficeExpensesGrp/TotalAmt0131417
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt01624650
IRS990/OtherAssetsTotalGrp/EOYAmt01421701
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt024478
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt020733
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0346816
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0392027
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1BAD DEBT EXPENSE
IRS990/OtherExpensesGrp/Desc2FEES AND LICENSES
IRS990/OtherExpensesGrp/FundraisingAmt02858
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01023
IRS990/OtherExpensesGrp/ProgramServicesAmt02666202
IRS990/OtherExpensesGrp/ProgramServicesAmt1382747
IRS990/OtherExpensesGrp/ProgramServicesAmt231061
IRS990/OtherExpensesGrp/TotalAmt02666202
IRS990/OtherExpensesGrp/TotalAmt1382747
IRS990/OtherExpensesGrp/TotalAmt234942
IRS990/OtherLiabilitiesGrp/BOYAmt03104094
IRS990/OtherLiabilitiesGrp/EOYAmt03040587
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt0237696
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0159078
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt03783526
IRS990/OtherSalariesAndWagesGrp/TotalAmt04180300
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt061718772
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt062373974
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt021211
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt021589
IRS990/PayrollTaxesGrp/ProgramServicesAmt0290052
IRS990/PayrollTaxesGrp/TotalAmt0332852
IRS990/PensionPlanContributionsGrp/FundraisingAmt011376
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt08800
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0185012
IRS990/PensionPlanContributionsGrp/TotalAmt0205188
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0568333
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0820667
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0217142
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0203446
IRS990/PrincipalOfficerNm0CHERYL LEA SALEM
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0813319
IRS990/ProgramServiceRevenueGrp/BusinessCd1813319
IRS990/ProgramServiceRevenueGrp/BusinessCd2813319
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON COMMUNITY LOANS
IRS990/ProgramServiceRevenueGrp/Desc1LOAN FEES/NMTC FEES
IRS990/ProgramServiceRevenueGrp/Desc2CONSULTING AND FISCAL AGENT FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03803708
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11488560
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2868380
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03803708
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11488560

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$162$113$49.2$24.6$16.6$8.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$130$92.2$37.7$10.4$13.9$3.49
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$120$82.2$37.5$13.3$11.7$1.61
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$119$77.4$41.2$20.7$8.98$11.7
2020Detailed filing. Detailed filing data is available for this year.$99.4$69.5$29.9$11.9$11.6$0.36
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$90.2$61.0$29.2$12.4$8.74$3.68
2018Summary only. Only limited summary data is available for this year.$84.2$58.9$25.3$12.5$7.53$4.95
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$76.5$56.1$20.4$7.87$6.90$0.97
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.4$43.4$19.0$7.11$6.25$0.85
2015Detailed filing. Detailed filing data is available for this year.$59.4$41.8$17.6$7.28$5.97$1.31
2014Detailed filing. Detailed filing data is available for this year.$53.9$37.1$16.8$6.00$4.71$1.29
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$47.0$31.8$15.2$4.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.0$30.5$14.6$4.83
2011Summary only. Only limited summary data is available for this year.$40.6$29.4$11.2$4.28$3.32$0.97