Civic Intelligence

United Church Insurance Association

EIN 94-2966836 • 501(c)3 • Cleveland, OH

Profile

Support and protect churches and related church ministries within the united church of christ and other denominations in formal covenant and in full communion with the united church of christ, from financial loss by offering property and casualty risk and insurance management.

1468 West Ninth St 350Cleveland, OH 44113

www.insuranceboard.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.35x

Higher debt load relative to assets than 60% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

26th percentile

0.14x

Higher debt load relative to revenue than 26% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Net Margin

61st percentile

8.9%

Higher net margin than 61% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

76th percentile

$605,688

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.7% of source-year revenue.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Asset Growth

90th percentile

28%

Faster asset growth than 90% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

56th percentile

11%

Faster revenue growth than 56% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Assets

Up

$33,628,968

Up $7,432,034 (+28%) from 2023

Liabilities

Down

$11,880,947

Down $344,472 (-2.8%) from 2023

Net Assets

Up

$21,748,021

Up $7,776,506 (+56%) from 2023

Revenue

Up

$87,827,463

Up $8,640,412 (+11%) from 2023

Expenses

Up

$80,050,957

Up $7,751,283 (+11%) from 2023

Net Income

Up

$7,776,506

Up $889,129 (+13%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2011: $6,305,750Liabilities 2011: $4,448,617Net Assets 2011: $1,857,1332011Assets 2012: $4,634,364Liabilities 2012: $2,712,661Net Assets 2012: $1,921,7032012Assets 2013: $9,514,435Liabilities 2013: $8,751,829Net Assets 2013: $762,6062013Assets 2014: $10,169,875Liabilities 2014: $8,540,554Net Assets 2014: $1,629,3212014Assets 2015: $12,068,438Liabilities 2015: $8,721,659Net Assets 2015: $3,346,7792015Assets 2016: $11,055,861Liabilities 2016: $6,416,665Net Assets 2016: $4,639,1962016Assets 2017: $12,467,920Liabilities 2017: $7,783,013Net Assets 2017: $4,684,9072017Assets 2018: $14,520,664Liabilities 2018: $9,455,079Net Assets 2018: $5,065,5852018Assets 2019: $17,229,584Liabilities 2019: $11,197,949Net Assets 2019: $6,031,6352019Assets 2020: $8,814,037Liabilities 2020: $7,064,078Net Assets 2020: $1,749,9592020Assets 2021: $16,856,548Liabilities 2021: $12,891,972Net Assets 2021: $3,964,5762021Assets 2022: $14,999,464Liabilities 2022: $7,915,326Net Assets 2022: $7,084,1382022Assets 2023: $26,196,934Liabilities 2023: $12,225,419Net Assets 2023: $13,971,5152023Assets 2024: $33,628,968Liabilities 2024: $11,880,947Net Assets 2024: $21,748,0212024

Highlighted filing

2024

Assets$33,628,968
Liabilities$11,880,947
Net Assets$21,748,021

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100M$50M$0-$50MRevenue 2011: $34,664,771Expenses 2011: $35,487,145Net Income 2011: -$822,3742011Revenue 2012: $40,018,745Expenses 2012: $39,954,175Net Income 2012: $64,5702012Revenue 2013: $11,046,959Expenses 2013: $11,185,292Net Income 2013: -$138,3332013Revenue 2014: $45,059,663Expenses 2014: $44,192,948Net Income 2014: $866,7152014Revenue 2015: $44,278,524Expenses 2015: $42,561,066Net Income 2015: $1,717,4582015Revenue 2016: $44,609,487Expenses 2016: $43,317,070Net Income 2016: $1,292,4172016Revenue 2017: $46,412,499Expenses 2017: $46,366,788Net Income 2017: $45,7112017Revenue 2018: $49,312,581Expenses 2018: $48,931,902Net Income 2018: $380,6792018Revenue 2019: $52,782,468Expenses 2019: $51,816,418Net Income 2019: $966,0502019Revenue 2020: $58,608,349Expenses 2020: $62,890,025Net Income 2020: -$4,281,6762020Revenue 2021: $69,122,452Expenses 2021: $66,907,835Net Income 2021: $2,214,6172021Revenue 2022: $75,130,237Expenses 2022: $72,010,676Net Income 2022: $3,119,5612022Revenue 2023: $79,187,051Expenses 2023: $72,299,674Net Income 2023: $6,887,3772023Revenue 2024: $87,827,463Expenses 2024: $80,050,957Net Income 2024: $7,776,5062024

Highlighted filing

2024

Revenue$87,827,463
Expenses$80,050,957
Net Income$7,776,506

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.6$11.9$21.7$87.8$80.1$7.78
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.2$12.2$14.0$79.2$72.3$6.89
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.0$7.92$7.08$75.1$72.0$3.12
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.9$12.9$3.96$69.1$66.9$2.21
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.81$7.06$1.75$58.6$62.9$4.28
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.2$11.2$6.03$52.8$51.8$0.97
2018Summary only. Only limited summary data is available for this year.$14.5$9.46$5.07$49.3$48.9$0.38
2017Summary only. Only limited summary data is available for this year.$12.5$7.78$4.68$46.4$46.4$0.05
2016Summary only. Only limited summary data is available for this year.$11.1$6.42$4.64$44.6$43.3$1.29
2015Summary only. Only limited summary data is available for this year.$12.1$8.72$3.35$44.3$42.6$1.72
2014Summary only. Only limited summary data is available for this year.$10.2$8.54$1.63$45.1$44.2$0.87
2013Summary only. Only limited summary data is available for this year.$9.51$8.75$0.76$11.0$11.2$0.14
2012Summary only. Only limited summary data is available for this year.$4.63$2.71$1.92$40.0$40.0$0.06
2011Summary only. Only limited summary data is available for this year.$6.31$4.45$1.86$34.7$35.5$0.82
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Nov 9, 2023
Return Version
2022v5.0
Gross Receipts
$75,130,237
Mission and Program Overview

Mission

Support and protect churches and related church ministries by offering superior property and casualty insurance and risk management services.

Support and protect churches and related church ministries within theunited church of christ and other denominations in formal covenant andin full communion with the united church of christ, from financial losssee part iii, ln 1 statement

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$14,338,494$10,989,526▼ $3,348,968
Other Notes and Loans Receivable, Net$1,385,098$2,196,335▲ $811,237
Land, Buildings, and Equipment, Net$613,589$1,093,733▲ $480,144
Prepaid Expenses and Deferred Charges$466,265$656,259▲ $189,994
Accounts Receivable$46,259$57,657▲ $11,398
Investments Other Securities$6,843$5,954▼ $889
Total Assets$16,856,548$14,999,464▼ $1,857,084
Liabilities
Deferred Revenue$8,110,018$3,330,662▼ $4,779,356
Unsecured Notes Loans Payable$2,554,787$2,000,000▼ $554,787
Other Liabilities$904,120$1,447,736▲ $543,616
Accounts Payable and Accrued Expenses$1,323,047$1,136,928▼ $186,119
Total Liabilities$12,891,972$7,915,326▼ $4,976,646
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,964,576$7,084,138▲ $3,119,562
Total Net Assets Fund Balance$3,964,576$7,084,138▲ $3,119,562
Total Liabilities and Net Assets / Fund Balance$16,856,548$14,999,464▼ $1,857,084

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$915,378$1,195,973-
Equipment$93,358$420,143-
Leasehold Improvements$84,997$62,290-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Timothy HarrisPresident/ CEOFT$344,340$76,274$420,614
Andrea GaudingSr. VP/CFOFT$197,830$47,583$245,413
James HowardV/p OperationsFT$184,053$59,721$243,774
Farnaz BernaVP Sales & MarketingFT$161,092$40,929$202,021
Jennifer PerriAsst V/p UcisFT$119,552$50,624$170,176
David B NelsonProject ManagerPT$153,600-$153,600

Board Members and Trustees

Highest Paid Contractors

ContractorServicesLocationCompensation
Murray Eight Agency INCInsurance Sales400 W LANCASTER AVE, Devon, PA 19333$764,849
Anderson-krauseInsurance Sales238 E MAIN STREET, Brandford, CT 06405$432,349
William Smith & Sons INCInsurance Sales380 BROADWAY, Newburgh, NY 12550$386,713
Jenson Ford InsuranceInsurance Sales8000 SOUTH MERIDIAN ST, Indianapolis, IN 46217$349,296
Churchwest Insurance ServicesInsurance Sales201 CAJON STREET, Redlands, CA 92373$308,536
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$73,108,065
Investment Income
$22,172
Other Revenue
$2,000,000
Change in Net Assets
$3,119,561

Audited Revenue Reconciliation

Revenue per Audited Statements
$73,108,065
Revenue Not Reported on Financial Statements
$2,022,172
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$2,022,172
Total Revenue per Audited Statements
$73,108,065
Total Revenue per Form 990
$75,130,237
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$67,922,891
Salaries, Compensation, and Employee Benefits$4,087,785
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons$1,737,542$407,571-$2,145,113
Current Officers, Directors, Trustees, and Key Employees$517,526$369,788-$887,314
Information Technology$631,035$148,020-$779,055
Other Employee Benefits$434,395$101,895-$536,290
Pension Plan Contributions$275,036$64,515-$339,551
Office Expenses$196,925$46,192-$243,117
Insurance$180,213$42,272-$222,485
Advertising$175,274$19,475-$194,749
Payroll Taxes$145,409$34,108-$179,517
Depreciation Depletion$112,963$26,498-$139,461
Occupancy$105,513$24,750-$130,263
Travel$105,456$24,736-$130,192
Interest$70,287$16,487-$86,774
Other Expenses$52,348$12,279-$64,627
Fees for Services Accounting$45,000$5,000-$50,000
Fees for Services Legal$24,240$2,693-$26,933
All Other Expenses$25,000--$25,000
Total Functional Expenses$70,532,636$1,478,040$0$72,010,676

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$72,010,676
Expenses per Audited Statements$69,988,504
Total Expenses per Audited Statements$69,988,504
Expenses Not Reported on Financial Statements$2,022,172
Other Expense Adjustments$2,022,172
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Capital Lease$747,926
Carrier Return Premiums Payable$699,810
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The owners/members are the conferences of the united church of christ which elect board members.

Form 990, Part VI, Section A, Line 7A

The owners/members may select one or more members of the board of directors (governing body).

Form 990, Part VI, Section A, Line 7B

Decisions requiring member approval are specified in the by laws of the organization.

Form 990, Part VI, Section B, Line 11B

All board members review the form 990 prior to filing. Form is sent via email and adequate time is provided for review and changes prior to filing.

Form 990, Part VI, Section B, Line 12C

Conflict of interest is monitored by observation and inquiry as well as an annual update to the confilict of interest form.

Form 990, Part VI, Section B, Line 15

Personnel committee of the bod uses market research to benchmark ceo and officer compensation.

Form 990, Part VI, Section C, Line 19

Documents are made available upon request and form 990 is available on third party websites.

Filing and Contact Details

Filer

Filer Name
United Church Insurance Association
EIN
94-2966836
Phone
2167363238
Address
1468 WEST NINTH ST 350, CLEVELAND, OH 44113

Signing Officer

Name
Andrea M Gauding
Title
Sr. V/p and CFO
Phone
2167363238
Signed
2023-11-09

Organization Details

Principal Officer
Timothy S Harris
Formed
1985
Legal Domicile
Oh
Voting Board Members
21
Independent Board Members
21
Employees
30
Volunteers
0
Supplemental Narrative

Additional Explanations

Pt V, Line 14B

No tanning service provided.

Pt VI, Line 15B

Personnel committee of the bod uses market research to benchmark ceo and officer compensation.

Pt VI, Line 15A

Personnel committee of the bod uses market research to benchmark ceo and officer compensation.

Pt VI, Line 6

The owners/members are the conferences of the united church of christ which elect board members.

Pt VI, Line 19

Documents are made available upon request and form 990 is available on third party websites.

Financial Statement Notes

PART XI, LINE 4B - OTHER ADJUSTMENTS:

SEE DESCRIPTION BELOW

PART XII, LINE 4B - OTHER ADJUSTMENTS:

SEE DESCRIPTION BELOW

PT XI, LINE 4B:

Amount is comprised of $2,000,000 management fee, $20,172 investment income

PART XII, LINE 4B:

$2,000,000 management fee from subsidiary,and $22,172 investment fees offsets expenses per financial statements

Raw XML AppendixShowing 400 of 752 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01323047
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01136928
IRS990/AccountsReceivableGrp/BOYAmt046259
IRS990/AccountsReceivableGrp/EOYAmt057657
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0SUPPORT AND PROTECT CHURCHES AND RELATED CHURCH MINISTRIES WITHIN THEUNITED CHURCH OF CHRIST AND OTHER DENOMINATIONS IN FORMAL COVENANT ANDIN FULL COMMUNION WITH THE UNITED CHURCH OF CHRIST, FROM FINANCIAL LOSSSEE PART III, LN 1 STATEMENT
IRS990/AdvertisingGrp/ManagementAndGeneralAmt019475
IRS990/AdvertisingGrp/ProgramServicesAmt0175274
IRS990/AdvertisingGrp/TotalAmt0194749
IRS990/AllOtherExpensesGrp/ProgramServicesAmt025000
IRS990/AllOtherExpensesGrp/TotalAmt025000
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ANDREA GAUDING
IRS990/BooksInCareOfDetail/PhoneNum02167363238
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01468 WEST NINTH ST
IRS990/BooksInCareOfDetail/USAddress/CityNm0CLEVELAND
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd044113
IRS990/BusinessRlnWith35CtrlEntInd00
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IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt05
IRS990/CollectionsOfArtInd00
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IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0887314
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IRS990/CompDisqualPersonsGrp/TotalAmt02145113
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt0764849
IRS990/ContractorCompensationGrp/CompensationAmt1432349
IRS990/ContractorCompensationGrp/CompensationAmt2386713
IRS990/ContractorCompensationGrp/CompensationAmt3349296
IRS990/ContractorCompensationGrp/CompensationAmt4308536
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0400 W LANCASTER AVE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1238 E MAIN STREET
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2380 BROADWAY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt38000 SOUTH MERIDIAN ST
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt4201 CAJON STREET
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0DEVON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1BRANDFORD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2NEWBURGH
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm3INDIANAPOLIS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm4REDLANDS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0PA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1CT
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2NY
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd3IN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd4CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd019333
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd106405
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd212550
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd346217
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd492373
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0MURRAY EIGHT AGENCY INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1ANDERSON-KRAUSE
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2WILLIAM SMITH & SONS INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt3JENSON FORD INSURANCE
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt4CHURCHWEST INSURANCE SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc0INSURANCE SALES
IRS990/ContractorCompensationGrp/ServicesDesc1INSURANCE SALES
IRS990/ContractorCompensationGrp/ServicesDesc2INSURANCE SALES
IRS990/ContractorCompensationGrp/ServicesDesc3INSURANCE SALES
IRS990/ContractorCompensationGrp/ServicesDesc4INSURANCE SALES
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt022172
IRS990/CYOtherExpensesAmt067922891
IRS990/CYOtherRevenueAmt02000000
IRS990/CYProgramServiceRevenueAmt073108065
IRS990/CYRevenuesLessExpensesAmt03119561
IRS990/CYSalariesCompEmpBnftPaidAmt04087785
IRS990/CYTotalExpensesAmt072010676
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt075130237
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt08110018
IRS990/DeferredRevenueGrp/EOYAmt03330662
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt026498
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0112963
IRS990/DepreciationDepletionGrp/TotalAmt0139461
IRS990/Desc0PROVIDE A COST EFFICIENT, INTEGRATED RISK MANAGEMENT AND INSURANCE PROGRAM FOR THE BENEFIT OF CHURCHES, CONFERENCES, REGIONS, SYNODS, PRESBYTERIES, AND RELATED MINISTRIES WITHIN THE DENOMINATIONS WE SERVE.
IRS990/DescribedInSection501c3Ind01
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IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt030
IRS990/EmploymentTaxReturnsFiledInd01
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IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
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IRS990/FeesForServicesLegalGrp/ProgramServicesAmt024240
IRS990/FeesForServicesLegalGrp/TotalAmt026933
IRS990/ForeignActivitiesInd00
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IRS990/Form990PartVIISectionAGrp/PersonNm6JAMES MOOS
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IRS990/Form990PartVIISectionAGrp/PersonNm9LATAUNYA BYNUM
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IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22PRESIDENT/ CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt23SR. VP/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt24VP SALES & MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt25V/P OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt26ASST V/P UCIS
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IRS990/MissionDesc0SUPPORT AND PROTECT CHURCHES AND RELATED CHURCH MINISTRIES WITHIN THE UNITED CHURCH OF CHRIST AND OTHER DENOMINATIONS IN FORMAL COVENANT AND IN FULL COMMUNION WITH THE UNITED CHURCH OF CHRIST, FROM FINANCIAL LOSS BY OFFERING PROPERTY AND CASUALTY RISK AND INSURANCE MANAGEMENT.
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