Civic Intelligence

Ucb Credit Union

EIN 94-2672401 • 501(c)14 • Salt Lake City, UT

Profile

To provide financial services to the blind of utah

250 N 1950 WSalt Lake City, UT 84116

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.84x

Higher debt load relative to assets than 60% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2015

Liabilities / Revenue

95th percentile

27.11x

Higher debt load relative to revenue than 95% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2015

Net Margin

23rd percentile

-27%

Higher net margin than 23% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2015

Top Officer Pay

18th percentile

$0

Higher top officer pay than 18% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2015

Asset Growth

84th percentile

1.9%

Faster asset growth than 84% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Revenue Growth

19th percentile

-36%

Faster revenue growth than 19% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$1,257,499

Up $23,007 (+1.9%) from 2014

Liabilities

Up

$1,056,779

Up $82,945 (+8.5%) from 2014

Net Assets

Down

$200,720

Down $59,938 (-23%) from 2014

Operations
Liabilities / Revenue95th percentileNet Margin23rd percentile

Revenue

Down

$38,985

Down $22,171 (-36%) from 2014

Expenses

Down

$49,621

Down $11,747 (-19%) from 2014

Net Income

Down

-$10,636

Down $10,424 (-4917%) from 2014

Trend Graphs

Balance Sheet Trend

Asset Growth84th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2010: $1,414,886Liabilities 2010: $8,879Net Assets 2010: $1,406,0062010Assets 2011: $1,396,475Liabilities 2011: $1,126,013Net Assets 2011: $270,4622011Assets 2012: $1,398,089Liabilities 2012: $1,127,127Net Assets 2012: $270,9622012Assets 2013: $1,389,581Liabilities 2013: $1,128,711Net Assets 2013: $260,8702013Assets 2014: $1,234,492Liabilities 2014: $973,834Net Assets 2014: $260,6582014Assets 2015: $1,257,499Liabilities 2015: $1,056,779Net Assets 2015: $200,7202015

Highlighted filing

2015

Assets$1,257,499
Liabilities$1,056,779
Net Assets$200,720
Open 2015 Filing

Operations Trend

Revenue Growth19th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80K$60K$40K$20K$0-$20KRevenue 2010: $51,923Expenses 2010: $54,697Net Income 2010: -$2,7742010Expenses 2011: $41,4882011Expenses 2012: $41,7242012Revenue 2013: $49,012Expenses 2013: $59,104Net Income 2013: -$10,0922013Revenue 2014: $61,156Expenses 2014: $61,368Net Income 2014: -$2122014Revenue 2015: $38,985Expenses 2015: $49,621Net Income 2015: -$10,6362015

Highlighted filing

2015

Revenue$38,985
Expenses$49,621
Net Income-$10,636
Open 2015 Filing

Filings

Most recent year

2015 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$1,257,499
Liabilities
$1,056,779
Net assets
$200,720
Revenue
$38,985
Expenses
$49,621
Net income
-$10,636
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.26$1.06$0.20$0.04$0.05$0.01
2014Detailed filing. Detailed filing data is available for this year.$1.23$0.97$0.26$0.06$0.06$0.00
2013Detailed filing. Detailed filing data is available for this year.$1.39$1.13$0.26$0.05$0.06$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.40$1.13$0.27$0.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.40$1.13$0.27$0.04
2010Summary only. Only limited summary data is available for this year.$1.41$0.01$1.41$0.05$0.05$0.00
Latest Detailed Filing

The latest 2015 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2014 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 2, 2015
Return Version
2014v5.0
Gross Receipts
$61,156
Mission and Program Overview

Mission

To provide financial services to the blind of utah

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$906,405$842,512▼ $63,893
Other Notes and Loans Receivable, Net$470,499$378,805▼ $91,694
Rtn Earn Endowment Incm Other Fnds$260,870$260,658▼ $212
Cash and Non-Interest-Bearing Accounts$1,500$1,500→ $0
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$1,389,581$1,234,492▼ $155,089
Other Assets Total$11,177$11,675▲ $498
Liabilities
Other Liabilities$1,121,485$970,250▼ $151,235
Accounts Payable and Accrued Expenses$7,226$3,584▼ $3,642
Total Liabilities$1,128,711$973,834▼ $154,877
Net Assets / Fund Balance
Total Net Assets Fund Balance$260,870$260,658▼ $212
Total Liabilities and Net Assets / Fund Balance$1,389,581$1,234,492▼ $155,089
Compensation and Service Providers
Top Officer Pay18th percentile

Board Members and Trustees

NameTitle
Vicki JaquierChairman
Angela LongboatDirector
Brenda RachelleDirector
Chris EdwardsDirector
Cordie WeedDirector
Leslie H GertschDirector
Michael GinsburgSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$50,043
Investment Income
$11,113
Other Revenue
$0
Change in Net Assets
$-212
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$43,752
Salaries, Compensation, and Employee Benefits$17,616
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$17,616--$17,616
Office Expenses$7,272--$7,272
Other Expenses$5,617--$5,617
All Other Expenses$1,866--$1,866
Total Functional Expenses$61,368$0$0$61,368
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Nonmember Deposits$747,338
Regular Shares$222,912
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Member of the credit union are required to maintain at least $25 in a share account at all times to qualify for membership.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The president of the credit union, teresa wilko, performed a review of the form 990 before it was filed with the internal revenue service.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“The organization posts financial information in its office and on ncua.gov.”

Filing and Contact Details

Filer

Filer Name
Ucb Credit Union
EIN
94-2672401
Address
250 N 1950 W, SALT LAKE CITY, UT 84116

Signing Officer

Name
Matthew Conley
Title
President
Signed
2015-11-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Matthew Conley
Formed
1975
Legal Domicile
Ut
Voting Board Members
7
Independent Board Members
7
Employees
2
Volunteers
10

Preparer

Firm
Dickson and Company Inc
Address
455 East 500 South Suite 400, Salt Lake City, UT 84106
Preparer
Russell Dickson
Phone
8018596545
Raw XML Appendix351 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt07226
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt03584
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE FINANCIAL SERVICES TO THE BLIND OF UTAH
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherExpensesGrp/ProgramServicesAmt01866
IRS990/AllOtherExpensesGrp/TotalAmt01866
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0MATTHEW CONLEY
IRS990/BooksInCareOfDetail/PhoneNum08012200800
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0250 N 1950 W
IRS990/BooksInCareOfDetail/USAddress/CityNm0SALT LAKE CITY
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0UT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd084116
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01500
IRS990/CashNonInterestBearingGrp/EOYAmt01500
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt011113
IRS990/CYOtherExpensesAmt043752
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt050043
IRS990/CYRevenuesLessExpensesAmt0-212
IRS990/CYSalariesCompEmpBnftPaidAmt017616
IRS990/CYTotalExpensesAmt061368
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt061156
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO THE BLIND OF UTAH.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/PersonNm0VICKI JAQUIER
IRS990/Form990PartVIISectionAGrp/PersonNm1MICHAEL GINSBURG
IRS990/Form990PartVIISectionAGrp/PersonNm2LESLIE H GERTSCH
IRS990/Form990PartVIISectionAGrp/PersonNm3CORDIE WEED
IRS990/Form990PartVIISectionAGrp/PersonNm4ANGELA LONGBOAT
IRS990/Form990PartVIISectionAGrp/PersonNm5BRENDA RACHELLE
IRS990/Form990PartVIISectionAGrp/PersonNm6CHRIS EDWARDS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0false
IRS990/FormationYr01975
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt061156
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt011113
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt011113
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt035
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LegalDomicileStateCd0UT
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0false
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE FINANCIAL SERVICES TO THE BLIND OF UTAH
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0260870
IRS990/NetAssetsOrFundBalancesEOYAmt0260658
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt07272
IRS990/OfficeExpensesGrp/TotalAmt07272
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt011177
IRS990/OtherAssetsTotalGrp/EOYAmt011675
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0MISCELLANEOUS OPERATING
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2DIVIDENDS ON SHARES
IRS990/OtherExpensesGrp/Desc3OUTSIDE SERVICES
IRS990/OtherExpensesGrp/ProgramServicesAmt011530
IRS990/OtherExpensesGrp/ProgramServicesAmt111500
IRS990/OtherExpensesGrp/ProgramServicesAmt25967
IRS990/OtherExpensesGrp/ProgramServicesAmt35617
IRS990/OtherExpensesGrp/TotalAmt011530
IRS990/OtherExpensesGrp/TotalAmt111500
IRS990/OtherExpensesGrp/TotalAmt25967
IRS990/OtherExpensesGrp/TotalAmt35617
IRS990/OtherLiabilitiesGrp/BOYAmt01121485
IRS990/OtherLiabilitiesGrp/EOYAmt0970250
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt017616
IRS990/OtherSalariesAndWagesGrp/TotalAmt017616
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0470499
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0378805
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0MATTHEW CONLEY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc1LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt018940
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt131103
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt09649
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt043939
IRS990/PYProgramServiceRevenueAmt039363
IRS990/PYRevenuesLessExpensesAmt0-10092
IRS990/PYSalariesCompEmpBnftPaidAmt015165
IRS990/PYTotalExpensesAmt059104
IRS990/PYTotalRevenueAmt049012
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-212
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0260870
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0260658
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0906405
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0842512
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0747338
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1222912
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0NONMEMBER DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1REGULAR SHARES
IRS990ScheduleD/TotalLiabilityAmt0970250
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBER OF THE CREDIT UNION ARE REQUIRED TO MAINTAIN AT LEAST $25 IN A SHARE ACCOUNT AT ALL TIMES TO QUALIFY FOR MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE PRESIDENT OF THE CREDIT UNION, TERESA WILKO, PERFORMED A REVIEW OF THE FORM 990 BEFORE IT WAS FILED WITH THE INTERNAL REVENUE SERVICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION POSTS FINANCIAL INFORMATION IN ITS OFFICE AND ON NCUA.GOV.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
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IRS990/TaxablePartyNotificationInd0false
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IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01389581
IRS990/TotalAssetsEOYAmt01234492
IRS990/TotalAssetsGrp/BOYAmt01389581
IRS990/TotalAssetsGrp/EOYAmt01234492
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt061368
IRS990/TotalFunctionalExpensesGrp/TotalAmt061368
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01128711
IRS990/TotalLiabilitiesEOYAmt0973834
IRS990/TotalLiabilitiesGrp/BOYAmt01128711
IRS990/TotalLiabilitiesGrp/EOYAmt0973834
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0260870
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0260658
IRS990/TotalProgramServiceRevenueAmt050043
IRS990/TotalRevenueGrp/ExclusionAmt011113
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt050043
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt061156
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01389581
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01234492
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MATTHEW CONLEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UCB CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0UCBC
ReturnHeader/Filer/EIN0942672401
ReturnHeader/Filer/USAddress/AddressLine1Txt0250 N 1950 W
ReturnHeader/Filer/USAddress/CityNm0SALT LAKE CITY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0UT
ReturnHeader/Filer/USAddress/ZIPCd084116
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DICKSON AND COMPANY INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0455 East 500 South Suite 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Salt Lake City
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0UT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd084106
ReturnHeader/PreparerPersonGrp/PhoneNum08018596545
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Russell Dickson
ReturnHeader/ReturnTs02015-11-09T11:29:21-08:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

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