Liabilities / Assets
93rd percentile
Higher debt load relative to assets than 93% of similar nonprofits.
Monterey Dunes Colony Mutual Water Assoc
EIN 94-2538792 • 501(c)12 • Moss Landing, CA
Profile
Operation of the mutual water company, exempt under 501(c)12
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.87x
Liabilities / Revenue
98th percentile
Higher debt load relative to revenue than 98% of similar nonprofits.
Net Margin
43rd percentile
Higher net margin than 43% of similar nonprofits.
Top Officer Pay
79th percentile
Higher top officer pay than 79% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
15th percentile
Faster asset growth than 15% of similar nonprofits.
Revenue Growth
11th percentile
Faster revenue growth than 11% of similar nonprofits.
Balance Sheet
Assets
Down$367,819
Down $148,477 (-29%) from 2024
Liabilities
Down$321,326
Down $149,192 (-32%) from 2024
Net Assets
Up$46,493
Up $715 (+1.6%) from 2024
Revenue
Down$83,680
Down $62,847 (-43%) from 2024
Expenses
Down$83,331
Down $64,473 (-44%) from 2024
Net Income
Up$349
Up $1,626 (+127%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $367,819
- Liabilities
- $321,326
- Net assets
- $46,493
- Revenue
- $83,680
- Expenses
- $83,331
- Net income
- $349
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jul 1, 2024 to Jun 30, 2025
- Signed
- Sep 16, 2025
- Return Version
- 2024v5.2
- Gross Receipts
- $83,680
Mission and Program Overview
Mission
Operation of the mutual water company, exempt under 501(c)12
Program Services
| Description | Grants | Expenses |
|---|---|---|
| THIS IS A NON-PROFIT 501(C)12 ORGANIZATION EXEMPT FOR THE PURPOSES OF PROVIDING WATER FOR DOMESTIC AND FIRE FIGHTING USE FOR THE 120 RESIDENTIAL UNITS OF THE MONTEREY DUNES COLONY ASSOCIATION, A HOMEOWNER ASSOCIATION, LOCATED IN CASTROVILLE, CALIFORNIA | - | $83,331 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| RICK CROWLEY | Treasurer | - | $0 | - | - |
| ALLEN RUDOLPH | Director | - | $0 | - | - |
| CHARLES FLINT | Secretary | - | $0 | - | - |
| TODD DAVIS | Vice President | - | $0 | - | - |
| BILL MCGOWAN | President | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Monterey Dunes Colony Mutual Water Assoc
- EIN
- 94-2538792
- Phone
- 8316334000
- Address
- 195 MONTEREY DUNES WAY, MOSS LANDING, CA 95039
Signing Officer
- Name
- Bill Mcgowan
- Title
- President
- Signed
- 2025-09-16
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Allen & Cook Inc CPAs
- Address
- 1530 The Alameda Suite 200, San Jose, CA 95126
- Preparer
- Hong Yu
- Phone
- 4082933007
Supplemental Narrative
Additional Explanations
Other Expenses.1009
“Depreciation $16645”
Other Expenses.1
“LICENSED OPERATOR $23166”
Other Expenses.2
“WELL PUMPS $18072”
Other Expenses.3
“General maintenance $7052”
Other Expenses.4
“FIREPUMP OVERHAUL $5700”
Other Expenses.5
“WATER TESTING $4087”
Other Expenses.6
“Utilities & chemicals $1619”
Other Expenses.7
“TAXES $659”
Other Assets.1004
“Miscellaneous - Beginning $84604 Miscellaneous - Ending $67959”
Other Assets.1005
“Accounts Receivable - Beginning $110 Accounts Receivable - Ending $723”
Other Assets.1009
“Notes and Loans Receivable - Beginning $82385 Notes and Loans Receivable - Ending $7155”
Other Assets.1
“INTEREST RECEIVABLE - Beginning $2981 INTEREST RECEIVABLE - Ending $3031”
Other Assets.2
“PREPAID INCOME TAX - Beginning $300 PREPAID INCOME TAX - Ending $0”
Total Liabilities.1001
“Accounts Payable and Accrued Expenses - Beginning $89152 Accounts Payable and Accrued Expenses - Ending $3844”
Total Liabilities.1
“CONTRACT LIABILITIES - Beginning $298725 CONTRACT LIABILITIES - Ending $309912”
Total Liabilities.2
“INTERFUND PAYABLE - Beginning $82385 INTERFUND PAYABLE - Ending $7155”
Total Liabilities.3
“INCOME TAX PAYABLE - Beginning $256 INCOME TAX PAYABLE - Ending $415”
Raw XML Appendix146 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | CHARLES FLINT GENERAL MANAGER |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 8316334000 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 195 MONTEREY DUNES WAY |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | MOSS LANDING |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 950399772 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 345916 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 288951 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 349 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 6331 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 516296 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 367819 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 83680 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 7560 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 76120 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 45778 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 46493 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 45778 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 46493 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | RICK CROWLEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | ALLEN RUDOLPH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | CHARLES FLINT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | TODD DAVIS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | BILL MCGOWAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | Treasurer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Secretary |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Vice President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | President |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 170380 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 78868 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 366 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 77000 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | OPERATION OF THE MUTUAL WATER COMPANY, EXEMPT UNDER 501(C)12 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THIS IS A NON-PROFIT 501(C)12 ORGANIZATION EXEMPT FOR THE PURPOSES OF PROVIDING WATER FOR DOMESTIC AND FIRE FIGHTING USE FOR THE 120 RESIDENTIAL UNITS OF THE MONTEREY DUNES COLONY ASSOCIATION, A HOMEOWNER ASSOCIATION, LOCATED IN CASTROVILLE, CALIFORNIA |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 83331 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 470518 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 321326 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 83331 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 83331 |
| IRS990EZ/TotalRevenueAmt | 0 | 83680 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.MONTEREYDUNESCOLONY.COM |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Depreciation $16645 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | LICENSED OPERATOR $23166 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | WELL PUMPS $18072 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | GENERAL MAINTENANCE $7052 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | FIREPUMP OVERHAUL $5700 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | WATER TESTING $4087 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | UTILITIES & CHEMICALS $1619 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | TAXES $659 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Miscellaneous - Beginning $84604 Miscellaneous - Ending $67959 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Accounts Receivable - Beginning $110 Accounts Receivable - Ending $723 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | Notes and Loans Receivable - Beginning $82385 Notes and Loans Receivable - Ending $7155 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | INTEREST RECEIVABLE - Beginning $2981 INTEREST RECEIVABLE - Ending $3031 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | PREPAID INCOME TAX - Beginning $300 PREPAID INCOME TAX - Ending $0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | Accounts Payable and Accrued Expenses - Beginning $89152 Accounts Payable and Accrued Expenses - Ending $3844 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | CONTRACT LIABILITIES - Beginning $298725 CONTRACT LIABILITIES - Ending $309912 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | INTERFUND PAYABLE - Beginning $82385 INTERFUND PAYABLE - Ending $7155 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | INCOME TAX PAYABLE - Beginning $256 INCOME TAX PAYABLE - Ending $415 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Other Expenses.1009 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Other Expenses.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Other Expenses.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Other Expenses.3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Other Expenses.4 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Other Expenses.5 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other Expenses.6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Other Expenses.7 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Other Assets.1004 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Other Assets.1005 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Other Assets.1009 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Other Assets.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Other Assets.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Total Liabilities.1001 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Total Liabilities.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Total Liabilities.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Total Liabilities.3 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | BILL MCGOWAN |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-09-16 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MONTEREY DUNES COLONY MUTUAL WATER ASSOC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MONT |
| ReturnHeader/Filer/EIN | 0 | 942538792 |
| ReturnHeader/Filer/PhoneNum | 0 | 8316334000 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 195 MONTEREY DUNES WAY |
| ReturnHeader/Filer/USAddress/CityNm | 0 | MOSS LANDING |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | CA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 95039 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 942680604 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Allen & Cook Inc CPAs |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1530 The Alameda Suite 200 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | San Jose |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | CA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 95126 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4082933007 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Hong Yu |
| ReturnHeader/ReturnTs | 0 | 2025-09-16T18:44:35-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-06-30 |
| ReturnHeader/TaxYr | 0 | 2024 |
Document Assets
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