Civic Intelligence

Cal Neca Health Trust

EIN 94-2442039 • 501(c)9 • San Jose, CA

Profile

To provide health benefits to participants.

6800 Santa Teresa Boulevard Ste 10San Jose, CA 95119

www.calneca.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

81st percentile

0.33x

Higher debt load relative to assets than 81% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

69th percentile

0.09x

Higher debt load relative to revenue than 69% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Source year 2024

Net Margin

45th percentile

0.7%

Higher net margin than 45% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

55th percentile

6.4%

Faster asset growth than 55% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

49th percentile

5.2%

Faster revenue growth than 49% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Up

$1,704,414

Up $101,995 (+6.4%) from 2023

Liabilities

Up

$568,486

Up $57,638 (+11%) from 2023

Net Assets

Up

$1,135,928

Up $44,357 (+4.1%) from 2023

Revenue

Up

$6,676,290

Up $329,916 (+5.2%) from 2023

Expenses

Up

$6,631,933

Up $417,385 (+6.7%) from 2023

Net Income

Down

$44,357

Down $87,469 (-66%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2011: $1,291,613Liabilities 2011: $402,966Net Assets 2011: $888,6472011Assets 2012: $1,251,184Liabilities 2012: $387,147Net Assets 2012: $864,0372012Assets 2013: $983,406Liabilities 2013: $396,085Net Assets 2013: $587,3212013Assets 2014: $628,941Liabilities 2014: $409,912Net Assets 2014: $219,0292014Assets 2015: $659,139Liabilities 2015: $446,460Net Assets 2015: $212,6792015Assets 2016: $758,522Liabilities 2016: $434,389Net Assets 2016: $324,1332016Assets 2017: $865,571Liabilities 2017: $437,828Net Assets 2017: $427,7432017Assets 2018: $1,119,129Liabilities 2018: $463,286Net Assets 2018: $655,8432018Assets 2019: $1,226,282Liabilities 2019: $496,293Net Assets 2019: $729,9892019Assets 2020: $1,267,669Liabilities 2020: $500,686Net Assets 2020: $766,9832020Assets 2021: $1,257,405Liabilities 2021: $507,964Net Assets 2021: $749,4412021Assets 2022: $1,444,810Liabilities 2022: $485,065Net Assets 2022: $959,7452022Assets 2023: $1,602,419Liabilities 2023: $510,848Net Assets 2023: $1,091,5712023Assets 2024: $1,704,414Liabilities 2024: $568,486Net Assets 2024: $1,135,9282024

Highlighted filing

2024

Assets$1,704,414
Liabilities$568,486
Net Assets$1,135,928

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $4,768,278Expenses 2011: $4,998,120Net Income 2011: -$229,8422011Revenue 2012: $4,684,333Expenses 2012: $4,709,241Net Income 2012: -$24,9082012Revenue 2013: $4,503,698Expenses 2013: $4,780,506Net Income 2013: -$276,8082013Revenue 2014: $4,637,824Expenses 2014: $5,006,397Net Income 2014: -$368,5732014Revenue 2015: $5,247,858Expenses 2015: $5,254,389Net Income 2015: -$6,5312015Revenue 2016: $5,357,539Expenses 2016: $5,245,941Net Income 2016: $111,5982016Revenue 2017: $5,334,009Expenses 2017: $5,230,399Net Income 2017: $103,6102017Revenue 2018: $5,601,897Expenses 2018: $5,539,735Net Income 2018: $62,1622018Revenue 2019: $6,010,943Expenses 2019: $5,936,797Net Income 2019: $74,1462019Revenue 2020: $6,229,851Expenses 2020: $6,192,857Net Income 2020: $36,9942020Revenue 2021: $6,145,061Expenses 2021: $6,162,603Net Income 2021: -$17,5422021Revenue 2022: $6,285,247Expenses 2022: $6,074,943Net Income 2022: $210,3042022Revenue 2023: $6,346,374Expenses 2023: $6,214,548Net Income 2023: $131,8262023Revenue 2024: $6,676,290Expenses 2024: $6,631,933Net Income 2024: $44,3572024

Highlighted filing

2024

Revenue$6,676,290
Expenses$6,631,933
Net Income$44,357

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.70$0.57$1.14$6.68$6.63$0.04
2023Detailed filing. Detailed filing data is available for this year.$1.60$0.51$1.09$6.35$6.21$0.13
2022Detailed filing. Detailed filing data is available for this year.$1.44$0.49$0.96$6.29$6.07$0.21
2021Detailed filing. Detailed filing data is available for this year.$1.26$0.51$0.75$6.15$6.16$0.02
2020Detailed filing. Detailed filing data is available for this year.$1.27$0.50$0.77$6.23$6.19$0.04
2019Detailed filing. Detailed filing data is available for this year.$1.23$0.50$0.73$6.01$5.94$0.07
2018Detailed filing. Detailed filing data is available for this year.$1.12$0.46$0.66$5.60$5.54$0.06
2017Detailed filing. Detailed filing data is available for this year.$0.87$0.44$0.43$5.33$5.23$0.10
2016Summary only. Only limited summary data is available for this year.$0.76$0.43$0.32$5.36$5.25$0.11
2015Summary only. Only limited summary data is available for this year.$0.66$0.45$0.21$5.25$5.25$0.01
2014Summary only. Only limited summary data is available for this year.$0.63$0.41$0.22$4.64$5.01$0.37
2013Summary only. Only limited summary data is available for this year.$0.98$0.40$0.59$4.50$4.78$0.28
2012Summary only. Only limited summary data is available for this year.$1.25$0.39$0.86$4.68$4.71$0.02
2011Summary only. Only limited summary data is available for this year.$1.29$0.40$0.89$4.77$5.00$0.23
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Aug 1, 2023 to Jul 31, 2024
Signed
May 14, 2025
Return Version
2023v6.0
Gross Receipts
$6,676,290
Mission and Program Overview

Mission

To provide health benefits to participants.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$1,455,362$1,548,713▲ $93,351
Rtn Earn Endowment Incm Other Fnds$1,091,571$1,135,928▲ $44,357
Savings and Temporary Cash Investments$144,490$150,769▲ $6,279
Prepaid Expenses and Deferred Charges$2,567$4,932▲ $2,365
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,602,419$1,704,414▲ $101,995
Liabilities
Other Liabilities$510,285$568,486▲ $58,201
Accounts Payable and Accrued Expenses$563--
Total Liabilities$510,848$568,486▲ $57,638
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,091,571$1,135,928▲ $44,357
Total Liabilities and Net Assets / Fund Balance$1,602,419$1,704,414▲ $101,995
Compensation and Service Providers

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$6,670,011
Investment Income
$6,279
Other Revenue
$0
Change in Net Assets
$44,357

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,676,290
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$6,676,290
Total Revenue per Form 990
$6,676,290
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$71,435
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$6,560,498--$6,560,498
Fees for Services Accounting-$11,500-$11,500
Insurance-$7,971-$7,971
Fees for Services Legal-$5,496-$5,496
Other Expenses-$5,368-$5,368
Total Functional Expenses$6,560,498$71,435$0$6,631,933

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$6,631,933
Expenses per Audited Statements$6,573,732
Total Expenses per Audited Statements$6,573,732
Expenses Not Reported on Financial Statements$58,201
Other Expense Adjustments$58,201
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Benefit Obligations$568,486
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 8B

Organization does not have a committee with authority to act on behalf of the governing body.

Form 990, Part VI, Section B, Line 11B

Process to review form 990; the form 990 is prepared by the plan's auditor (cpa firm) based on the plan's financial statement audit. The completed form 990 is forwarded to all trustees for review.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Cal Neca Health Trust
EIN
94-2442039
Phone
4082884400
Address
6800 SANTA TERESA BOULEVARD STE 10, SAN JOSE, CA 95119

Signing Officer

Name
Bart Dickson Jr
Title
Trustee, Chairman
Phone
4082884400
Signed
2025-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Bart Dickson Jr
Formed
1977
Legal Domicile
CA
Voting Board Members
8
Independent Board Members
8
Employees
0
Volunteers
0

Preparer

Firm
Ineich & Company Llp
Address
950 TOWER LANE SUITE 780, FOSTER CITY, CA 94404
Preparer
Michael T Savasta
Phone
6505738007
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

There is no committee that assumes responsibility for the oversight of the audit of its financial statements. The chairman reviews the audit report and makes the report available to the board for review. In addition, the board of trustees is responsible for selecting the independent accountant.

Financial Statement Notes

PART XII, LINE 4B - OTHER ADJUSTMENTS:

Change in accrued benefit obligations

Raw XML Appendix369 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt224835
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt06140021
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0562
IRS990/PYOtherExpensesAmt074527
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt06345812
IRS990/PYRevenuesLessExpensesAmt0131826
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt06214548
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06346374
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt044357
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt06670011
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01091571
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01135928
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0144490
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0150769
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt058201
IRS990ScheduleD/ExpensesSubtotalAmt06573732
IRS990ScheduleD/OtherExpensesNotIncludedAmt058201
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0568486
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0BENEFIT OBLIGATIONS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt06676290
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0CHANGE IN ACCRUED BENEFIT OBLIGATIONS
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt06631933
IRS990ScheduleD/TotalLiabilityAmt0568486
IRS990ScheduleD/TotalRevenuePerForm990Amt06676290
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt06676290
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt06573732
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ORGANIZATION DOES NOT HAVE A COMMITTEE WITH AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1PROCESS TO REVIEW FORM 990; THE FORM 990 IS PREPARED BY THE PLAN'S AUDITOR (CPA FIRM) BASED ON THE PLAN'S FINANCIAL STATEMENT AUDIT. THE COMPLETED FORM 990 IS FORWARDED TO ALL TRUSTEES FOR REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THERE IS NO COMMITTEE THAT ASSUMES RESPONSIBILITY FOR THE OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS. THE CHAIRMAN REVIEWS THE AUDIT REPORT AND MAKES THE REPORT AVAILABLE TO THE BOARD FOR REVIEW. IN ADDITION, THE BOARD OF TRUSTEES IS RESPONSIBLE FOR SELECTING THE INDEPENDENT ACCOUNTANT.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 8B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART XII, LINE 2C
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01602419
IRS990/TotalAssetsEOYAmt01704414
IRS990/TotalAssetsGrp/BOYAmt01602419
IRS990/TotalAssetsGrp/EOYAmt01704414
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt071435
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt06560498
IRS990/TotalFunctionalExpensesGrp/TotalAmt06631933
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0510848
IRS990/TotalLiabilitiesEOYAmt0568486
IRS990/TotalLiabilitiesGrp/BOYAmt0510848
IRS990/TotalLiabilitiesGrp/EOYAmt0568486
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01091571
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01135928
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt06560498
IRS990/TotalProgramServiceRevenueAmt06670011
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt06279
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt06670011
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt06676290
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01602419
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01704414
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt06800 SANTA TERESA BOULEVARD SUITE
IRS990/USAddress/AddressLine2Txt0100
IRS990/USAddress/CityNm0SAN JOSE
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd095119
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.CALNECA.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0BART DICKSON JR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE, CHAIRMAN
ReturnHeader/BusinessOfficerGrp/PhoneNum04082884400
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CAL NECA HEALTH TRUST
ReturnHeader/Filer/BusinessNameControlTxt0NECA
ReturnHeader/Filer/EIN0942442039
ReturnHeader/Filer/PhoneNum04082884400
ReturnHeader/Filer/USAddress/AddressLine1Txt06800 SANTA TERESA BOULEVARD STE 10
ReturnHeader/Filer/USAddress/CityNm0SAN JOSE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd095119
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0562552172
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0INEICH & COMPANY LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0950 TOWER LANE SUITE 780
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0FOSTER CITY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd094404
ReturnHeader/PreparerPersonGrp/PhoneNum06505738007
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL T SAVASTA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-05-14T15:33:10-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02023-08-01
ReturnHeader/TaxPeriodEndDt02024-07-31
ReturnHeader/TaxYr02023

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