Civic Intelligence

Cahp Credit Union

990 • Fiscal year 2012 • EIN 94-1694290

Jan 01, 2012 to Dec 31, 2012 • Filed on May 15, 2013

Organization ProfileWWW.CAHPCU.ORG

View Organization Page

2843 Manlove Road95826
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.92x

Higher debt load relative to assets than 80% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

31st percentile

2.7%

Faster asset growth than 31% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets80th percentile

Assets

Up

$115,960,236

Up $3,075,289 (+2.7%) from 2011

Net Assets

Up

$9,639,756

Up $1,558,232 (+19%) from 2011

Liabilities

Up

$106,320,480

Up $1,517,057 (+1.4%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$4,910,797

Down $100,425 (-2.0%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth31st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2010: $110,860,810Liabilities 2010: $102,741,074Net Assets 2010: $8,119,7362010Assets 2011: $112,884,947Liabilities 2011: $104,803,423Net Assets 2011: $8,081,5242011Assets 2012: $115,960,236Liabilities 2012: $106,320,480Net Assets 2012: $9,639,7562012Assets 2013: $116,423,011Liabilities 2013: $106,090,471Net Assets 2013: $10,332,5402013Assets 2014: $132,960,055Liabilities 2014: $121,038,930Net Assets 2014: $11,921,1252014Assets 2015: $157,705,579Liabilities 2015: $143,970,341Net Assets 2015: $13,735,2382015Assets 2016: $174,787,241Liabilities 2016: $158,822,592Net Assets 2016: $15,964,6492016Assets 2017: $211,007,014Liabilities 2017: $193,030,505Net Assets 2017: $17,976,5092017Assets 2018: $200,571,112Liabilities 2018: $181,672,832Net Assets 2018: $18,898,2802018Assets 2019: $212,972,424Liabilities 2019: $193,133,120Net Assets 2019: $19,839,3042019Assets 2020: $247,820,370Liabilities 2020: $226,829,498Net Assets 2020: $20,990,8722020Assets 2021: $267,106,457Liabilities 2021: $244,425,278Net Assets 2021: $22,681,1792021Assets 2022: $298,460,919Liabilities 2022: $273,256,974Net Assets 2022: $25,203,9452022Assets 2023: $320,803,822Liabilities 2023: $293,091,097Net Assets 2023: $27,712,7252023Assets 2024: $348,280,250Liabilities 2024: $316,916,486Net Assets 2024: $31,363,7642024

Highlighted filing

2012

Assets$115,960,236
Liabilities$106,320,480
Net Assets$9,639,756
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $5,337,7842010Expenses 2011: $5,011,2222011Expenses 2012: $4,910,7972012Revenue 2013: $7,739,381Expenses 2013: $6,414,190Net Income 2013: $1,325,1912013Revenue 2014: $8,416,514Expenses 2014: $6,869,454Net Income 2014: $1,547,0602014Revenue 2015: $9,569,936Expenses 2015: $7,773,168Net Income 2015: $1,796,7682015Revenue 2016: $11,733,351Expenses 2016: $9,551,210Net Income 2016: $2,182,1412016Revenue 2017: $13,260,984Expenses 2017: $11,249,124Net Income 2017: $2,011,8602017Revenue 2018: $12,824,624Expenses 2018: $11,902,853Net Income 2018: $921,7712018Revenue 2019: $13,146,809Expenses 2019: $12,205,785Net Income 2019: $941,0242019Revenue 2020: $14,074,492Expenses 2020: $12,922,188Net Income 2020: $1,152,3042020Revenue 2021: $14,853,588Expenses 2021: $13,163,281Net Income 2021: $1,690,3072021Revenue 2022: $16,407,458Expenses 2022: $13,884,692Net Income 2022: $2,522,7662022Revenue 2023: $21,111,349Expenses 2023: $18,053,093Net Income 2023: $3,058,2562023Revenue 2024: $24,649,422Expenses 2024: $20,998,383Net Income 2024: $3,651,0392024

Highlighted filing

2012

Revenue-
Expenses$4,910,797
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 15, 2013
Return Version
2012v2.0
Gross Receipts
$21,389,495
Mission and Program Overview

Mission

California state-chartered credit union serving law enforcement and public safety personnel and their families by providing safe, sound financial services.

Filing and Contact Details

Filer

EIN
94-1694290
Raw XML AppendixShowing 400 of 482 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview0false
IRS990/AccountsPayableAccruedExpenses/BOY01585929
IRS990/AccountsPayableAccruedExpenses/EOY03575337
IRS990/AccountsReceivable/BOY0436980
IRS990/AccountsReceivable/EOY0524618
IRS990/ActivitiesConductedPartnership0false
IRS990/ActivityOrMissionDescription0California state-chartered credit union serving law enforcement and public safety personnel.
IRS990/Advertising/Total0213023
IRS990/AllAffiliatesIncluded0false
IRS990/AllOtherExpenses/Total00
IRS990/AnnualDisclosureCoveredPersons0true
IRS990/AuditCommittee0true
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsToMembers/Total00
IRS990/BsnssRltnshpThruFamilyMember0false
IRS990/BsnssRltnshpWithOrganization0false
IRS990/CashNonInterestBearing/BOY077629
IRS990/CashNonInterestBearing/EOY097316
IRS990/ChangesToOrganizingDocs0false
IRS990/CollectionsOfArt0false
IRS990/CompCurrentOfficersDirectors/Total0382329
IRS990/CompDisqualPersons/Total00
IRS990/CompensationFromOtherSources0false
IRS990/CompensationProcessCEO0true
IRS990/CompensationProcessOther0true
IRS990/ComplianceWithBackupWitholding0true
IRS990/ConferencesMeetings/Total036759
IRS990/ConflictOfInterestPolicy0true
IRS990/ConservationEasements0false
IRS990/ConsolidatedAuditFinancialStmt0false
IRS990/ContributionsGrantsCurrentYear00
IRS990/CreditCounseling0false
IRS990/DecisionsSubjectToApproval0true
IRS990/DeductibleContributionsOfArt0false
IRS990/DeductibleNonCashContributions0false
IRS990/DelegationOfManagementDuties0false
IRS990/DepreciationDepletion/Total090633
IRS990/DescribedIn501C30false
IRS990/Description0Provide financial, educational and other services benefitting public safety professionals. There are approximately 14,000 members, mostly government workers and their families.
IRS990/DisregardedEntity0false
IRS990/DistributionToDonor0false
IRS990/DocumentRetentionPolicy0true
IRS990/DonorAdvisedFunds0false
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers0true
IRS990/EmploymentTaxReturnsFiled0true
IRS990/EscrowAccount0false
IRS990/ExcessBenefitTransaction0false
IRS990/ExcessBusinessHoldings0false
IRS990/FamilyOrBusinessRelationship0false
IRS990/FederalGrantAuditRequired0false
IRS990/FeesForServicesAccounting/Total033344
IRS990/FeesForServicesInvstMgmntFees/Total00
IRS990/FeesForServicesLegal/Total028659
IRS990/FeesForServicesLobbying/Total00
IRS990/FeesForServicesManagement/Total00
IRS990/FeesForServicesOther/Total0543111
IRS990/FeesForServicesProfFundraising/Total00
IRS990/FiledLieu10410false
IRS990/ForeignActivities0false
IRS990/ForeignFinancialAccount0false
IRS990/ForeignGrants/Total00
IRS990/ForeignOffice0false
IRS990/Form990PartVIISectionA/AverageHoursPerWeek00.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek10.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek51.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek61.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek740.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek840.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek91.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek101.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek111.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1240.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated00.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated10.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated20.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated30.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated40.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated50.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated60.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated70.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated80.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated90.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated100.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated110.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated120.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/NamePerson0Jeffery Talbott
IRS990/Form990PartVIISectionA/NamePerson1Gary Kerr
IRS990/Form990PartVIISectionA/NamePerson2Stephen Bell
IRS990/Form990PartVIISectionA/NamePerson3Dayle V Pipher
IRS990/Form990PartVIISectionA/NamePerson4Robert Belli
IRS990/Form990PartVIISectionA/NamePerson5Paul Duran
IRS990/Form990PartVIISectionA/NamePerson6Stephen D Quandt
IRS990/Form990PartVIISectionA/NamePerson7Brad R Houle
IRS990/Form990PartVIISectionA/NamePerson8Kevin Myas
IRS990/Form990PartVIISectionA/NamePerson9Jeffery Talbott
IRS990/Form990PartVIISectionA/NamePerson10Gary Kerr
IRS990/Form990PartVIISectionA/NamePerson11Howard McGill
IRS990/Form990PartVIISectionA/NamePerson12Audrey D Pappas
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/Officer4X
IRS990/Form990PartVIISectionA/Officer5X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation75381
IRS990/Form990PartVIISectionA/OtherCompensation89588
IRS990/Form990PartVIISectionA/OtherCompensation90
IRS990/Form990PartVIISectionA/OtherCompensation100
IRS990/Form990PartVIISectionA/OtherCompensation110
IRS990/Form990PartVIISectionA/OtherCompensation1211928
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization7123916
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization8102161
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization90
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization100
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization110
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization12156252
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs100
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs110
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs120
IRS990/Form990PartVIISectionA/Title0Director to7/12
IRS990/Form990PartVIISectionA/Title1Director to7/12
IRS990/Form990PartVIISectionA/Title2Director
IRS990/Form990PartVIISectionA/Title3Director
IRS990/Form990PartVIISectionA/Title4Director
IRS990/Form990PartVIISectionA/Title5Director
IRS990/Form990PartVIISectionA/Title6Director
IRS990/Form990PartVIISectionA/Title7President & CEO
IRS990/Form990PartVIISectionA/Title8Vice President
IRS990/Form990PartVIISectionA/Title9V.Chairman-8/12
IRS990/Form990PartVIISectionA/Title10Chairman-8/12
IRS990/Form990PartVIISectionA/Title11Chairman to7/12
IRS990/Form990PartVIISectionA/Title12Exec VP/COO
IRS990/Form990ProvidedToGoverningBody0true
IRS990/Form990-TFiled0false
IRS990/FormersListed0false
IRS990/FSAudited0true
IRS990/FSAuditedBasis/FinancialStatementSeparate0X
IRS990/FundraisingActivities0false
IRS990/GainOrLoss/Securities0307006
IRS990/Gaming0false
IRS990/GrantsAndSimilarAmntsCY05400
IRS990/GrantsAndSimilarAmntsPriorYear07200
IRS990/GrantsToDomesticIndividuals/Total05400
IRS990/GrantsToDomesticOrgs/Total00
IRS990/GrantsToIndividuals0true
IRS990/GrantsToOrganizations0false
IRS990/GrantToRelatedPerson0false
IRS990/GrossAmountSalesAssets/Securities015760708
IRS990/GrossReceipts021389495
IRS990/GroupReturnForAffiliates0false
IRS990/Hospital0false
IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn00
IRS990/IndependentAuditFinancialStmt0true
IRS990/IndoorTanningServices0false
IRS990/InfoInScheduleOPartIX0X
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartXII0X
IRS990/InformationTechnology/Total0279693
IRS990/Insurance/Total0264065
IRS990/IntangibleAssets/EOY00
IRS990/Interest/Total0544048
IRS990/InventoriesForSaleOrUse/EOY00
IRS990/InvestmentIncomeCurrentYear0917155
IRS990/InvestmentIncomePriorYear0748114
IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome0610149
IRS990/InvestmentIncome/TotalRevenueColumn0610149
IRS990/InvestmentInJointVenture0false
IRS990/InvestmentsOtherSecurities/EOY0300568
IRS990/InvestmentsProgramRelated/EOY00
IRS990/InvestmentsPubTradedSecurities/BOY044080787
IRS990/InvestmentsPubTradedSecurities/EOY027362350
IRS990/InvestTaxExemptBonds0false
IRS990/LandBldgEquipmentAccumDeprec01893954
IRS990/LandBuildingsEquipmentBasis04270384
IRS990/LandBuildingsEquipmentBasisNet/BOY01464409
IRS990/LandBuildingsEquipmentBasisNet/EOY02376430
IRS990/LessCostOthBasisSalesExpenses/Securities015453702
IRS990/LicensedMoreThanOneState0false
IRS990/LoanToOfficerOrDQP0false
IRS990/LobbyingActivities0false
IRS990/LocalChapters0true
IRS990/MaterialDiversionOrMisuse0false
IRS990/MembersOrStockholders0true
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees0true
IRS990/MinutesOfGoverningBody0true
IRS990/MissionDescription0California state-chartered credit union serving law enforcement and public safety personnel and their families by providing safe, sound financial services.
IRS990/MoreThan5000KToIndividuals0false
IRS990/MoreThan5000KToOrganizations0false
IRS990/NbrIndependentVotingMembers08
IRS990/NbrVotingGoverningBodyMembers08
IRS990/NbrVotingMembersGoverningBody08
IRS990/NetAssetsOrFundBalancesBOY08081524
IRS990/NetAssetsOrFundBalancesEOY09639756
IRS990/NetGainOrLossInvestments/RelatedOrExemptFunctionIncome0307006
IRS990/NetGainOrLossInvestments/TotalRevenueColumn0307006
IRS990/NetIncomeFromFundraisingEvents/TotalRevenueColumn00
IRS990/NetIncomeFromGaming/TotalRevenueColumn00
IRS990/NetIncomeOrLoss/TotalRevenueColumn00
IRS990/NetRentalIncomeOrLoss/TotalRevenueColumn00
IRS990/NonDeductibleContributions0false
IRS990/NumberFormsTransmittedWith109601642
IRS990/NumberIndependentVotingMembers08
IRS990/NumberIndividualsGT100K03
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees032
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total0213544
IRS990/OfficeExpenses/Total00
IRS990/OfficerEntityWithBsnssRltnshp0false
IRS990/OfficerMailingAddress0false
IRS990/OnBehalfOfIssuer0false
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY07535323
IRS990/OtherAssetsTotal/EOY07679467
IRS990/OtherEmployeeBenefits/Total0243367
IRS990/OtherExpensePriorYear03025602
IRS990/OtherExpensesCurrentYear03012617
IRS990/OtherExpenses/Description0Educational
IRS990/OtherExpenses/Description1Association Dues
IRS990/OtherExpenses/Description2Provision for Loan Loss
IRS990/OtherExpenses/Description3Operational Expenses
IRS990/OtherExpenses/Total010025
IRS990/OtherExpenses/Total134191
IRS990/OtherExpenses/Total2140548
IRS990/OtherExpenses/Total3443345
IRS990/OtherLiabilities/BOY0103217494
IRS990/OtherLiabilities/EOY0102745143
IRS990/OtherNotesLoansReceivableNet/BOY046229460
IRS990/OtherNotesLoansReceivableNet/EOY066443146
IRS990/OtherRevenueCurrentYear0213912
IRS990/OtherRevenueMisc/BusinessCode0522100
IRS990/OtherRevenueMisc/Description0Misc Revenue Excluded
IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome0213912
IRS990/OtherRevenueMisc/TotalRevenueColumn0213912
IRS990/OtherRevenuePriorYear0123077
IRS990/OtherSalariesAndWages/Total01087810
IRS990/OtherWebsite0X
IRS990/PartialLiquidation0false
IRS990/PaymentsToAffiliates/Total00
IRS990/PayrollTaxes/Total0136700
IRS990/PensionPlanContributions/Total042574
IRS990/PledgesAndGrantsReceivable/EOY00
IRS990/PoliciesReferenceChapters0true
IRS990/PoliticalActivities0false
IRS990/PrepaidExpensesDeferredCharges/BOY0164661
IRS990/PrepaidExpensesDeferredCharges/EOY0177169
IRS990/PriorExcessBenefitTransaction0false
IRS990/ProfessionalFundraising0false
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenue/BusinessCode1522100
IRS990/ProgramServiceRevenueCY04804726
IRS990/ProgramServiceRevenue/Description0Interest from Members
IRS990/ProgramServiceRevenue/Description1Charges and Fees
IRS990/ProgramServiceRevenuePriorYear04099044
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome03910022
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome1894704
IRS990/ProgramServiceRevenue/TotalRevenueColumn03910022
IRS990/ProgramServiceRevenue/TotalRevenueColumn1894704
IRS990/ProhibitedTaxShelterTrans0false
IRS990/ReceivablesFromDisqualPersons/EOY00
IRS990/ReceivablesFromOfficersEtc/EOY00
IRS990/ReconcilationPriorAdjustment05241
IRS990/ReconcilationRevenueExpenses01024996
IRS990/ReconciliationUnrealizedInvest0527995
IRS990/RegularMonitoringEnforcement0true
IRS990/RelatedEntity0false
IRS990/RelatedOrgControlledEntity0false
IRS990/ReportFin48Footnote0false
IRS990/ReportInvestOthSecurities0false
IRS990/ReportLandBldgEquip0true
IRS990/ReportOtherAssets0true
IRS990/ReportOtherLiabilities0true
IRS990/ReportProgRelInvest0false
IRS990/RetainedEarningsEndowmentEtc/BOY08081524
IRS990/RetainedEarningsEndowmentEtc/EOY09639756
IRS990/RevenuesLessExpensesCY01024996
IRS990/RevenuesLessExpensesPriorYear0-40987
IRS990/RoyaltiesRevenue/TotalRevenueColumn00
IRS990/Royalties/Total00
IRS990/SalariesEtcCurrentYear01892780
IRS990/SalariesEtcPriorYear01978420
IRS990/SavingsAndTempCashInvestments/BOY012895698
IRS990/SavingsAndTempCashInvestments/EOY010999172
IRS990/ScheduleBRequired0false
IRS990ScheduleD/Buildings/BookValue01699232
IRS990ScheduleD/Buildings/Depreciation0619972
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis02319204
IRS990ScheduleD/Equipment/BookValue0370173
IRS990ScheduleD/Equipment/Depreciation01238282
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis01608455
IRS990ScheduleD/ExpensesSubtotal04910797
IRS990ScheduleD/Land/BookValue0307025
IRS990ScheduleD/Land/OtherCostOrOtherBasis0307025
IRS990ScheduleD/LeaseholdImprovements/Depreciation035699
IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis035699
IRS990ScheduleD/OtherAssets/BookValue06340748
IRS990ScheduleD/OtherAssets/BookValue11338719
IRS990ScheduleD/OtherAssets/Description0Other Assets
IRS990ScheduleD/OtherAssets/Description1ASI Deposit
IRS990ScheduleD/OtherLandBuildings/Depreciation01
IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis01
IRS990ScheduleD/OtherLiabilities/Amount0102745143
IRS990ScheduleD/OtherLiabilities/Description0Member Share and Savings Accounts
IRS990ScheduleD/OtherSecurities/BookValue0200507
IRS990ScheduleD/OtherSecurities/Description0Certificates in Other Credit Unions
IRS990ScheduleD/OtherSecurities/MethodOfValuation0C
IRS990ScheduleD/RevenueSubtotal05935793
IRS990ScheduleD/TotalBookValueOtherAssets07679467
IRS990ScheduleD/TotalExpensesPerForm99004910797
IRS990ScheduleD/TotalOfAmounts0102745143
IRS990ScheduleD/TotalOfBookValueLandBuildings02376430
IRS990ScheduleD/TotalRevenuePerForm99005935793
IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt04910797
IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt05935793
IRS990ScheduleI/Form990ScheduleIPartIII/AmountOfCashGrant05400
IRS990ScheduleI/Form990ScheduleIPartIII/NumberOfRecipients06
IRS990ScheduleI/Form990ScheduleIPartIII/TypeOfGrant0Scholarships
IRS990ScheduleI/Form990ScheduleIPartIV/Explanation0The organization granted six scholarships of $900 to deserving students enrolled in colleges and universities in the United States. The recipients must be members of the organization. A committee of the organization evaluates the scholarship applications to determine who will receive the scholarships.
IRS990ScheduleI/Form990ScheduleIPartIV/Identifier0Grantmaker's Description of How Grants are Used
IRS990ScheduleI/RecordsMaintained0true
IRS990ScheduleI/TotalNbrOf501C3AndGovtGrants00
IRS990ScheduleI/TotalNbrOfOtherOrganizations00
IRS990ScheduleJ/BoardOrCommitteeApproval0X
IRS990ScheduleJ/EquityBasedCompArrangement0false
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg0156252
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg04579
IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson0Audrey D Pappas
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg07349
IRS990ScheduleJ/Form990ScheduleJPartII/Title0Exec VP/COO
IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg0168180
IRS990/ScheduleJRequired0true
IRS990ScheduleJ/SeverancePayment0false
IRS990ScheduleJ/SupplementalNonqualRetirePlan0false
IRS990ScheduleO/GeneralExplanation/Explanation0There has been no change in the oversight process for the audit of the financial statements or the selection of an independent auditor.
IRS990ScheduleO/GeneralExplanation/Explanation1Records are available upon request from either of the branches.
IRS990ScheduleO/GeneralExplanation/Explanation2The CEO performs an annual evaluation of the Management staff and/or Key employees. Compensation surveys with peer group information are utilized as a guide in determining salary and bonus information. These employees are a direct report to the CEO and not the Board of Directors.
IRS990ScheduleO/GeneralExplanation/Explanation3The Board of Directors set the CEO's compensation plan based on CEO performance as well as salary comparisons against other credit unions (typically utilizing the California Credit Union League's salary survey data). The CEO's performance is reviewed periodically and adjustments to compensation are made at that time.
IRS990ScheduleO/GeneralExplanation/Explanation4The conflict of interest statement is reviewed and signed by all volunteers and employees annually. All statements are kept in personnel/volunteer files within the Credit Union.
IRS990ScheduleO/GeneralExplanation/Explanation5Management with the assistance of the organization's CPA firm has prepared the Form 990. The Form 990 will be an agenda item at a regular scheduled board meeting and will be discussed then.
IRS990ScheduleO/GeneralExplanation/Explanation6Certain changes in the organization's bylaws require a vote of the membership. The membership votes on the institution's share of insurance coverage, mergers and any modification to the number of members of the governing body.
IRS990ScheduleO/GeneralExplanation/Explanation7The organization is a credit union whose members elect the board of directors.
IRS990ScheduleO/GeneralExplanation/Explanation8The organization is a credit union that is owned by its members. All of the members own shares in the credit union (each share is $50).
IRS990ScheduleO/GeneralExplanation/Identifier0Form 990, Part XII, Line 2c
IRS990ScheduleO/GeneralExplanation/Identifier1Form 990, Part VI, Line 19
IRS990ScheduleO/GeneralExplanation/Identifier2Form 990, Part VI, Line 15b
IRS990ScheduleO/GeneralExplanation/Identifier3Form 990, Part VI, Line 15a
IRS990ScheduleO/GeneralExplanation/Identifier4Form 990, Part VI, Line 12c
IRS990ScheduleO/GeneralExplanation/Identifier5Form 990, Part VI, Line 11b
IRS990ScheduleO/GeneralExplanation/Identifier6Form 990, Part VI, Line 7b
IRS990ScheduleO/GeneralExplanation/Identifier7Form 990, Part VI, Line 7a
IRS990ScheduleO/GeneralExplanation/Identifier8Form 990, Part VI, Line 6
IRS990ScheduleO/GeneralExplanation/ReturnReference0Form 990, Part XII, Line 2: Change of Oversight or Selection Process
IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/GeneralExplanation/ReturnReference2Form 990, Part VI, Line 15b: Compensation Review and Approval Process for Officers and Key Employees
IRS990ScheduleO/GeneralExplanation/ReturnReference3Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/GeneralExplanation/ReturnReference4Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/GeneralExplanation/ReturnReference5Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/GeneralExplanation/ReturnReference6Form 990, Part VI, Line 7b: Describe Decisions of Governing Body Approval by Members or Shareholders
IRS990ScheduleO/GeneralExplanation/ReturnReference7Form 990, Part VI, Line 7a: How Members or Shareholders Elect Governing Body
IRS990ScheduleO/GeneralExplanation/ReturnReference8Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder
IRS990/ScheduleORequired0true
IRS990/School0false
IRS990/SignificantChange0false
IRS990/SignificantNewProgramServices0false

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$115,960,236
Liabilities
$106,320,480
Net assets
$9,639,756
Revenue
-
Expenses
$4,910,797
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$348$317$31.4$24.6$21.0$3.65
2023Detailed filing. Detailed filing data is available for this year.$321$293$27.7$21.1$18.1$3.06
2022Detailed filing. Detailed filing data is available for this year.$298$273$25.2$16.4$13.9$2.52
2021Detailed filing. Detailed filing data is available for this year.$267$244$22.7$14.9$13.2$1.69
2020Detailed filing. Detailed filing data is available for this year.$248$227$21.0$14.1$12.9$1.15
2019Detailed filing. Detailed filing data is available for this year.$213$193$19.8$13.1$12.2$0.94
2018Detailed filing. Detailed filing data is available for this year.$201$182$18.9$12.8$11.9$0.92
2017Detailed filing. Detailed filing data is available for this year.$211$193$18.0$13.3$11.2$2.01
2016Detailed filing. Detailed filing data is available for this year.$175$159$16.0$11.7$9.55$2.18
2015Detailed filing. Detailed filing data is available for this year.$158$144$13.7$9.57$7.77$1.80
2014Detailed filing. Detailed filing data is available for this year.$133$121$11.9$8.42$6.87$1.55
2013Detailed filing. Detailed filing data is available for this year.$116$106$10.3$7.74$6.41$1.33
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$116$106$9.64$4.91
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$113$105$8.08$5.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$111$103$8.12$5.34