Civic Intelligence

Palo Alto Chamber Orchestra

EIN 94-1656715 • 501(c)3 • Palo Alto, CA

Profile

To cultivate the highest artistic values and embrace the importance of human relationships through the study of chamber music; to serve as goodwill ambassadors through the performance of chamber music at home and abroad; and to instill a life-long appreciation of chamber music in young people, their families, and the community.

4000 Middlefield Road M1Palo Alto, CA 94303

www.pacomusic.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.35x

Higher debt load relative to assets than 77% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

83rd percentile

0.60x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

65th percentile

13%

Higher net margin than 65% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

91st percentile

55%

Faster asset growth than 91% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

81st percentile

45%

Faster revenue growth than 81% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Up

$1,175,235

Up $418,867 (+55%) from 2024

Liabilities

Up

$409,063

Up $272,145 (+199%) from 2024

Net Assets

Up

$766,172

Up $146,722 (+24%) from 2024

Revenue

Up

$680,565

Up $209,663 (+45%) from 2024

Expenses

Up

$592,912

Up $68,390 (+13%) from 2024

Net Income

Up

$87,653

Up $141,273 (+263%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2014: $590,988Liabilities 2014: $112,760Net Assets 2014: $478,2282014Assets 2015: $450,570Liabilities 2015: $67,213Net Assets 2015: $383,3572015Assets 2016: $423,015Liabilities 2016: $15,000Net Assets 2016: $408,0152016Assets 2017: $765,217Liabilities 2017: $216,741Net Assets 2017: $548,4762017Assets 2018: $670,263Liabilities 2018: $151,850Net Assets 2018: $518,4132018Assets 2019: $822,493Liabilities 2019: $206,908Net Assets 2019: $615,5852019Assets 2020: $800,907Liabilities 2020: $203,303Net Assets 2020: $597,6042020Assets 2021: $1,036,177Liabilities 2021: $239,185Net Assets 2021: $796,9922021Assets 2022: $831,571Liabilities 2022: $169,290Net Assets 2022: $662,2812022Assets 2023: $898,602Liabilities 2023: $268,539Net Assets 2023: $630,0632023Assets 2024: $756,368Liabilities 2024: $136,918Net Assets 2024: $619,4502024Assets 2025: $1,175,235Liabilities 2025: $409,063Net Assets 2025: $766,1722025

Highlighted filing

2025

Assets$1,175,235
Liabilities$409,063
Net Assets$766,172

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2014: $314,440Expenses 2014: $345,412Net Income 2014: -$30,9722014Revenue 2015: $277,800Expenses 2015: $459,600Net Income 2015: -$181,8002015Revenue 2016: $491,735Expenses 2016: $478,847Net Income 2016: $12,8882016Revenue 2017: $543,807Expenses 2017: $403,428Net Income 2017: $140,3792017Revenue 2018: $724,223Expenses 2018: $760,148Net Income 2018: -$35,9252018Revenue 2019: $533,235Expenses 2019: $425,740Net Income 2019: $107,4952019Revenue 2020: $339,943Expenses 2020: $364,375Net Income 2020: -$24,4322020Revenue 2021: $523,281Expenses 2021: $391,279Net Income 2021: $132,0022021Revenue 2022: $470,110Expenses 2022: $519,169Net Income 2022: -$49,0592022Revenue 2023: $378,046Expenses 2023: $470,727Net Income 2023: -$92,6812023Revenue 2024: $470,902Expenses 2024: $524,522Net Income 2024: -$53,6202024Revenue 2025: $680,565Expenses 2025: $592,912Net Income 2025: $87,6532025

Highlighted filing

2025

Revenue$680,565
Expenses$592,912
Net Income$87,653

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.18$0.41$0.77$0.68$0.59$0.09
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.76$0.14$0.62$0.47$0.52$0.05
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.90$0.27$0.63$0.38$0.47$0.09
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.83$0.17$0.66$0.47$0.52$0.05
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.04$0.24$0.80$0.52$0.39$0.13
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.80$0.20$0.60$0.34$0.36$0.02
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.82$0.21$0.62$0.53$0.43$0.11
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.67$0.15$0.52$0.72$0.76$0.04
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.77$0.22$0.55$0.54$0.40$0.14
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.42$0.02$0.41$0.49$0.48$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.45$0.07$0.38$0.28$0.46$0.18
2014Summary only. Only limited summary data is available for this year.$0.59$0.11$0.48$0.31$0.35$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Sep 12, 2025
Return Version
2024v5.2
Gross Receipts
$680,565
Mission and Program Overview

Mission

To cultivate the highest artistic values and embrace the importance of human relationships through the study of chamber music; to serve as goodwill ambassadors through the performance of chamber music at home and abroad; and to instill a life-long appreciation of chamber music in young people, their families, and the community.

To promote classical music appreciation amoung young people through lessons, workshops and performances

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$614,274$693,553▲ $79,279
Cash and Non-Interest-Bearing Accounts$98,799$404,223▲ $305,424
Prepaid Expenses and Deferred Charges$39,825$77,459▲ $37,634
Accounts Receivable$3,470--
Total Assets$756,368$1,175,235▲ $418,867
Liabilities
Deferred Revenue$134,298$401,256▲ $266,958
Accounts Payable and Accrued Expenses$2,620$7,807▲ $5,187
Total Liabilities$136,918$409,063▲ $272,145
Net Assets / Fund Balance
Total Net Assets Fund Balance$619,450$766,172▲ $146,722
Total Liabilities and Net Assets / Fund Balance$756,368$1,175,235▲ $418,867
Compensation and Service Providers

Board Members and Trustees

NameTitle
Allyson SpencePresident
Kaofu LaiFinance Committee
Lisa LaaneFundraising Comm
Vanja DouglasFundraising Comm
Daniel SwartzOutreach Committee
Petya HristovaOutreach Committee
Sharon NgOutreach Committee
Shoba SubramanianOutreach Committee
Yan SunOutreach Committee
Carol YangPublicity Comm
Bernard HuangPublicity Committee
Ihsien LeeSecretary
Maggie TanTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$179,487
Program Service Revenue
$487,571
Investment Income
$13,004
Other Revenue
$503
All Other Contributions
$179,487
Change in Net Assets
$87,653
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$345,980
Other Expenses$246,932
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$319,448--$319,448
Occupancy$144,458--$144,458
Payroll Taxes$26,532--$26,532
Insurance$12,918$3,892-$16,810
Fees for Services Accounting-$8,335-$8,335
Office Expenses-$6,729-$6,729
All Other Expenses$5,090$1,315-$6,405
Other Expenses$7,000$4,834-$4,834
Fees for Services Legal-$1,050-$1,050
Advertising-$641-$641
Total Functional Expenses$566,116$26,796$0$592,912
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Treasurer meets with the executive board to review return before filing

Form 990, Part VI, Section C, Line 18

Financial documents and informational returns are provided upon request to the board

Form 990, Part VI, Section C, Line 19

Financial documents and informational returns are provided upon request to the board

Filing and Contact Details

Filer

Filer Name
Palo Alto Chamber Orchestra
EIN
94-1656715
Phone
6508563848
Address
4000 MIDDLEFIELD ROAD M1, Palo Alto, CA 94303

Signing Officer

Name
Maggie Tan
Title
Treasurer
Phone
6508563848
Signed
2025-09-12
Discuss with paid preparer
No

Organization Details

Principal Officer
Maggie Tan
Formed
1966
Legal Domicile
CA
Voting Board Members
13
Independent Board Members
13
Employees
31
Volunteers
120

Preparer

Firm
Hrb Tax Group Inc
Address
1301 MAIN ST STE 105F, KANSAS CITY, MO 64108
Preparer
Luz Chow
Phone
8004725625
Supplemental Narrative

Additional Explanations

FORM 990, PART III, LINE 1, DESCRIPTION OF ORGANIZATION'S MISSION

Music in young people, their families and the community.

Raw XML AppendixShowing 400 of 422 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/Desc2PRESTO PACO WORKSHOP
IRS990/ProgramServiceRevenueGrp/Desc3PACO ACADEMY
IRS990/ProgramServiceRevenueGrp/Desc4CONCERT PROCEEDS
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IRS990/ProgSrvcAccomActy2Grp/Desc0MASTERCLASSES: WE OFFERED 5 MASTERCLASSES FOR OUR CHAMBER MUSICIANS, LED BY PROFESSIONAL MUSICIANS FROM ACROSS THE COUNTRY. ALL OF THE YEAR LONG CHAMBER STUDENTS TAKE PART IN THESE COACHINGS AS WELL AS OTHER STUDENTS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt01800
IRS990/ProgSrvcAccomActy3Grp/Desc0PEDAGOGICAL AMBASSADOR PROGRAM: STUDENTS IN OUR OLDER ORCHESTRAS HAVE THE OPPORTUNITY TO COACH YOUNGER CHAMBER STUDENTS. THIS PROGRAM IS ONE OF A KIND AND CONTINUES TO EVOLVE AS WE SUPPORT OUR STUDENTS IN THEIR COACHING, FROM DIDACTIC LESSONS MONTHLY TO OBSERVATIONAL MENTORING FROM PROFESSIONAL MUSICIANS.
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MUSIC IN YOUNG PEOPLE, THEIR FAMILIES AND THE COMMUNITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1TREASURER MEETS WITH THE EXECUTIVE BOARD TO REVIEW RETURN BEFORE FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FINANCIAL DOCUMENTS AND INFORMATIONAL RETURNS ARE PROVIDED UPON REQUEST TO THE BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FINANCIAL DOCUMENTS AND INFORMATIONAL RETURNS ARE PROVIDED UPON REQUEST TO THE BOARD
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART III, LINE 1, DESCRIPTION OF ORGANIZATION'S MISSION
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
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IRS990/TaxExemptBondsInd0false
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IRS990/TerminateOperationsInd0false
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IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0680565
IRS990/TotalVolunteersCnt0120
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IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt04000 MIDDLEFIELD ROAD M1
IRS990/USAddress/CityNm0Palo Alto
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd094303
IRS990/VotingMembersGoverningBodyCnt013
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IRS990/WebsiteAddressTxt0WWW.PACOMUSIC.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0MAGGIE TAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06508563848
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PALO ALTO CHAMBER ORCHESTRA

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