Civic Intelligence

Folsom Chamber of Commerce

EIN 94-1573092 • 501(c)6 • Folsom, CA

Profile

To promote the civic, business and economic well being and general well being of the folsom area.

200 Wool StreetFolsom, CA 95630

www.folsomchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

99th percentile

1.64x

Higher debt load relative to assets than 99% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

66th percentile

0.29x

Higher debt load relative to revenue than 66% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Net Margin

43rd percentile

2.2%

Higher net margin than 43% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

77th percentile

$234,083

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 7.5% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Asset Growth

10th percentile

-16%

Faster asset growth than 10% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

37th percentile

1.5%

Faster revenue growth than 37% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets99th percentile

Assets

Up

$552,025

Up $79,909 (+17%) from 2023

Liabilities

Up

$904,931

Up $30,815 (+3.5%) from 2023

Net Assets

Up

-$352,906

Up $49,094 (+12%) from 2023

Operations
Liabilities / Revenue66th percentileNet Margin43rd percentile

Revenue

Up

$3,115,614

Up $541,643 (+21%) from 2023

Expenses

Up

$3,047,325

Up $414,441 (+16%) from 2023

Net Income

Up

$68,289

Up $127,202 (+216%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth10th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0-$500KAssets 2011: $281,417Liabilities 2011: $487,531Net Assets 2011: -$206,1142011Assets 2012: $213,884Liabilities 2012: $498,882Net Assets 2012: -$284,9982012Assets 2013: $223,068Liabilities 2013: $426,641Net Assets 2013: -$203,5732013Assets 2014: $282,717Liabilities 2014: $494,245Net Assets 2014: -$211,5282014Assets 2015: $368,813Liabilities 2015: $466,474Net Assets 2015: -$97,6612015Assets 2016: $400,997Liabilities 2016: $544,688Net Assets 2016: -$143,6912016Assets 2017: $456,417Liabilities 2017: $575,941Net Assets 2017: -$119,5242017Assets 2018: $334,472Liabilities 2018: $601,359Net Assets 2018: -$266,8872018Assets 2019: $250,468Liabilities 2019: $457,988Net Assets 2019: -$207,5202019Assets 2020: $175,222Liabilities 2020: $363,382Net Assets 2020: -$188,1602020Assets 2021: $224,692Liabilities 2021: $557,077Net Assets 2021: -$332,3852021Assets 2022: $431,164Liabilities 2022: $774,251Net Assets 2022: -$343,0872022Assets 2023: $472,116Liabilities 2023: $874,116Net Assets 2023: -$402,0002023Assets 2025: $552,025Liabilities 2025: $904,931Net Assets 2025: -$352,9062025

Highlighted filing

2025

Assets$552,025
Liabilities$904,931
Net Assets-$352,906
Open 2025 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2011: $1,003,8892011Expenses 2012: $838,4882012Expenses 2013: $1,086,6292013Revenue 2014: $1,805,914Expenses 2014: $1,807,788Net Income 2014: -$1,8742014Revenue 2015: $1,784,678Expenses 2015: $1,754,669Net Income 2015: $30,0092015Revenue 2016: $1,825,902Expenses 2016: $1,870,550Net Income 2016: -$44,6482016Revenue 2017: $1,953,299Expenses 2017: $1,929,132Net Income 2017: $24,1672017Revenue 2018: $2,209,487Expenses 2018: $2,356,850Net Income 2018: -$147,3632018Revenue 2019: $2,126,567Expenses 2019: $2,067,200Net Income 2019: $59,3672019Revenue 2020: $2,200,952Expenses 2020: $2,181,592Net Income 2020: $19,3602020Revenue 2021: $1,044,685Expenses 2021: $1,188,910Net Income 2021: -$144,2252021Revenue 2022: $2,377,022Expenses 2022: $2,387,724Net Income 2022: -$10,7022022Revenue 2023: $2,573,971Expenses 2023: $2,632,884Net Income 2023: -$58,9132023Revenue 2025: $3,115,614Expenses 2025: $3,047,325Net Income 2025: $68,2892025

Highlighted filing

2025

Revenue$3,115,614
Expenses$3,047,325
Net Income$68,289
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$552,025
Liabilities
$904,931
Net assets
-$352,906
Revenue
$3,115,614
Expenses
$3,047,325
Net income
$68,289
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.55$0.90$0.35$3.12$3.05$0.07
2023Summary only. Only limited summary data is available for this year.$0.47$0.87$0.40$2.57$2.63$0.06
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.43$0.77$0.34$2.38$2.39$0.01
2021Summary only. Only limited summary data is available for this year.$0.22$0.56$0.33$1.04$1.19$0.14
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.18$0.36$0.19$2.20$2.18$0.02
2019Summary only. Only limited summary data is available for this year.$0.25$0.46$0.21$2.13$2.07$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.33$0.60$0.27$2.21$2.36$0.15
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.46$0.58$0.12$1.95$1.93$0.02
2016Detailed filing. Detailed filing data is available for this year.$0.40$0.54$0.14$1.83$1.87$0.04
2015Detailed filing. Detailed filing data is available for this year.$0.37$0.47$0.10$1.78$1.75$0.03
2014Detailed filing. Detailed filing data is available for this year.$0.28$0.49$0.21$1.81$1.81$0.00
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.22$0.43$0.20$1.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.21$0.50$0.28$0.84
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.28$0.49$0.21$1.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Feb 17, 2026
Return Version
2024v5.5
Gross Receipts
$3,115,614
Mission and Program Overview

Mission

To promote the civic, business and economic well being and general well being of the folsom area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$535,683$327,663▼ $208,020
Cash and Non-Interest-Bearing Accounts$-8,625$87,344▲ $95,969
Land, Buildings, and Equipment, Net$92,833$78,029▼ $14,804
Prepaid Expenses and Deferred Charges$34,193$55,672▲ $21,479
Savings and Temporary Cash Investments$768$3,317▲ $2,549
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$-421,195$-352,906▲ $68,289
Total Assets$654,852$552,025▼ $102,827
Liabilities
Deferred Revenue$572,847$565,166▼ $7,681
Mortgage Notes Payable Secured by Investment Property$186,841$182,432▼ $4,409
Other Liabilities$21,714$81,109▲ $59,395
Accounts Payable and Accrued Expenses$294,645$76,224▼ $218,421
Total Liabilities$1,076,047$904,931▼ $171,116
Net Assets / Fund Balance
Total Net Assets Fund Balance$-421,195$-352,906▲ $68,289
Total Liabilities and Net Assets / Fund Balance$654,852$552,025▼ $102,827

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$78,029$122,262$200,291
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Joseph GagliardiPresidentFT$107,253$3,834$111,087

Board Members and Trustees

NameTitle
Mark BahouthChairperson
Steve HeardPast Chair
Aaron Silva1st Vice Chair
Ralph Pena2nd Vice Chair
Bill RomanelliBoard Member
Colleen ShannonBoard Member
David GrussenmeyerBoard Member
Ian CornellBoard Member
Jacob CantuBoard Member
Jim SnookBoard Member
John SearsBoard Member
Julie LofgrenBoard Member
Lisa HausmannBoard Member
Martti EckertBoard Member
Matt CraneBoard Member
Micharl PoppBoard Member
Richard FlorioBoard Member
Rick CogilBoard Member
Rita HoffstadtBoard Member
Todd SilverBoard Member
Gloria WrightSecretary
Heidi HarmanTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Flying U RodeoServices Provided For 2024 Rodeo Event320 5TH STREET, Marysville, CA 95901$114,848
Cxore LLCConsulting Services200 B STREET SUITE F, Davis, CA 95616$107,540
Revenue and Support

Revenue Composition

Contributions and Grants
$249,035
Program Service Revenue
$2,866,528
Investment Income
$51
Other Revenue
$0
Change in Net Assets
$68,289
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,586,110
Salaries, Compensation, and Employee Benefits$1,458,215
Grants and Similar Amounts Paid$3,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,122,188
Advertising---$165,368
Other Employee Benefits---$133,369
Occupancy---$131,497
Office Expenses---$128,055
Current Officers, Directors, Trustees, and Key Employees---$111,087
Payroll Taxes---$91,571
Information Technology---$64,262
Fees for Services Management---$44,201
Insurance---$33,223
Other Expenses---$29,996
Travel---$28,822
All Other Expenses---$22,978
Depreciation Depletion---$21,455
Interest---$6,066
Grants to Domestic Orgs---$3,000
Conferences and Meetings---$2,233
Fees for Services Legal---$1,758
Total Functional Expenses$0$0$0$3,047,325
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
-Board MemberSponsorship on Behalf of Folsom Auto MallNo$55,500
-Board MemberSponsorship on Behalf of Micron Technology, Inc.No$29,045
-Board MemberSponsorship on Behalf of Elliott Homes.No$26,590
-Board MemberSponsorship on Behalf of Wells Fargo Bank.No$24,295
-Board MemberSponsorship on Behalf of Palladio at Broadstone.No$22,895
-Board MemberSponsorship on Behalf of Murphy Austin Attorneys.No$13,145
-Board MemberSponsorship on Behalf of Chick-fil-aNo$7,295
-Board MemberSponsorship on Behalf of Keller Williams Folsom & El Dorado HillsNo$7,045
-Board MemberSponsorship on Behalf of Dimariano Family Dentistry.No$6,452
-Board MemberSponsorship on Behalf of Re/max Realty.No$2,795
-Board MemberSPONSORSHIP ON BEHALF OF SNOOK'S CANDIES AND CHOCOLATIER.No$1,428
-Board MemberSponsorship on Behalf of Voyager Creative Agency.No$948
-Board MemberSponsorship on Behalf of Exp Realty.No$295
-Board MemberSponsorship on Behalf of Archer Public Affairs.No$295
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to Affiliate Organizations$81,109
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 1A

“The organization delegated broad authority to an executive committee during the tax year.”

Form 990, Part VI, Section A, Line 6

“ORGANIZED WITH MEMBERS.”

Form 990, Part VI, Section B, Line 11B

“A copy of the 990 was provided to the organization's governing body before it was filed. Upon delivery of the tax return, the board members discuss any questions or comments they may have on the 990 with the preparer of the return.”

Form 990, Part VI, Section B, Line 12C

“Whenever there is a new board member; they sign the conflict of interest policy and disclose to the board of directors if they have any potential conflicts. Conflicts are discussed among the board of the directors and addressed, if necessary. If a conflict comes up at a later date, the member is required to disclose it to the board of directors. The executive committee is responsible for monitoring and enforcing the policy.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents available to the public by means of request.”

Filing and Contact Details

Filer

Filer Name
Folsom Chamber of Commerce
EIN
94-1573092
Phone
9169852698
Address
200 WOOL STREET, FOLSOM, CA 95630

Signing Officer

Name
Joseph Gagliardi
Title
CEO/president
Phone
9169852698
Signed
2026-02-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joseph Gagliardi
Formed
1957
Legal Domicile
CA
Voting Board Members
22
Independent Board Members
22
Employees
20
Volunteers
657

Preparer

Firm
Ap Group Inc
Address
950 GLENN DRIVE SUITE 125, FOLSOM, CA 95630
Preparer
Angie Papendick
Phone
9164000022
Raw XML AppendixShowing 400 of 623 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0294645
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt076224
IRS990/AccountsReceivableGrp/BOYAmt0535683
IRS990/AccountsReceivableGrp/EOYAmt0327663
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROMOTE THE CIVIC, BUSINESS AND ECONOMIC WELL BEING AND GENERAL WELL BEING OF THE FOLSOM AREA.
IRS990/AdvertisingGrp/TotalAmt0165368
IRS990/AllOtherExpensesGrp/TotalAmt022978
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JOSEPH GAGLIARDI
IRS990/BooksInCareOfDetail/PhoneNum09169852698
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0200 WOOL STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0FOLSOM
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd095630
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IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0-8625
IRS990/CashNonInterestBearingGrp/EOYAmt087344
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt02
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0111087
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt02233
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0114848
IRS990/ContractorCompensationGrp/CompensationAmt1107540
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0320 5TH STREET
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1200 B STREET SUITE F
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0MARYSVILLE
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IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1CA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd095901
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd195616
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0FLYING U RODEO
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1CXORE LLC
IRS990/ContractorCompensationGrp/ServicesDesc0SERVICES PROVIDED FOR 2024 RODEO EVENT
IRS990/ContractorCompensationGrp/ServicesDesc1CONSULTING SERVICES
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
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IRS990/CYGrantsAndSimilarPaidAmt03000
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IRS990/CYOtherExpensesAmt01586110
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt02866528
IRS990/CYRevenuesLessExpensesAmt068289
IRS990/CYSalariesCompEmpBnftPaidAmt01458215
IRS990/CYTotalExpensesAmt03047325
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03115614
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt0572847
IRS990/DeferredRevenueGrp/EOYAmt0565166
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt021455
IRS990/Desc0FOLSOM RODEO:ONE OF THE BIGGEST TRADITIONS OF FOLSOM IS THE ANNUAL FOLSOM RODEO. AT THE EVENT ITSELF, THE RODEO CONSISTS OF SEVERAL DIFFERENT EVENTS, INCLUDING BULL RIDING, BRONCO RIDING, BARREL RACING, STEER WRESTLING, AND THE ALWAYS POPULAR "MUTTON BUSTING". AFTER THE END OF THE RODEO, FIREWORKS ARE LAUNCHED EVERY NIGHT, WHICH CAN BE SEEN THROUGH ALL OF FOLSOM.
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IRS990/EmployeeCnt020
IRS990/EmploymentTaxReturnsFiledInd00
IRS990/FamilyOrBusinessRlnInd00
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IRS990/FeesForServicesManagementGrp/TotalAmt044201
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt220
IRS990/Form990PartVIISectionAGrp/PersonNm0JOSEPH GAGLIARDI
IRS990/Form990PartVIISectionAGrp/PersonNm1MARK BAHOUTH
IRS990/Form990PartVIISectionAGrp/PersonNm2JACOB CANTU
IRS990/Form990PartVIISectionAGrp/PersonNm3MARTTI ECKERT
IRS990/Form990PartVIISectionAGrp/PersonNm4RICHARD FLORIO
IRS990/Form990PartVIISectionAGrp/PersonNm5DAVID GRUSSENMEYER
IRS990/Form990PartVIISectionAGrp/PersonNm6LISA HAUSMANN
IRS990/Form990PartVIISectionAGrp/PersonNm7STEVE HEARD
IRS990/Form990PartVIISectionAGrp/PersonNm8JULIE LOFGREN
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IRS990/Form990PartVIISectionAGrp/PersonNm10BILL ROMANELLI
IRS990/Form990PartVIISectionAGrp/PersonNm11COLLEEN SHANNON
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IRS990/Form990PartVIISectionAGrp/PersonNm13TODD SILVER
IRS990/Form990PartVIISectionAGrp/PersonNm14JIM SNOOK
IRS990/Form990PartVIISectionAGrp/PersonNm15GLORIA WRIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm16HEIDI HARMAN
IRS990/Form990PartVIISectionAGrp/PersonNm17RICK COGIL
IRS990/Form990PartVIISectionAGrp/PersonNm18IAN CORNELL
IRS990/Form990PartVIISectionAGrp/PersonNm19MATT CRANE
IRS990/Form990PartVIISectionAGrp/PersonNm20RITA HOFFSTADT
IRS990/Form990PartVIISectionAGrp/PersonNm21MICHARL POPP
IRS990/Form990PartVIISectionAGrp/PersonNm22JOHN SEARS
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IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
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IRS990/Form990PartVIISectionAGrp/TitleTxt21BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt22BOARD MEMBER
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IRS990/ProgSrvcAccomActy2Grp/Desc0FOLSOM WOMEN'S CONFERENCE:FOLSOM WOMEN'S CONFERENCE PROVIDES INSPIRATION, EMPOWERMENT AND GROWTH. IT IS THE LARGEST WOMEN'S EVENT IN THE REGION, WITH OVER 300 ATTENDEES THIS EVENT HIGHLIGHTS THE IMPORTANCE OF COLLABORATION AND BRINGING WOMEN OF ALL AGES TOGETHER TO INSPIRE AND LEARN FROM EACH OTHER.
IRS990/ProgSrvcAccomActy3Grp/Desc0FOOTHILLS WINE EVENT:WINE ENTHUSIASTS WILL GATHER FOR THE FOOTHILL WINE FEST, WHICH TAKES PLACE AT PALLADIO SHOPPING CENTER IN FOLSOM. ATTENDEES WILL BE ABLE TO TASTE A BROAD SELECTION OF WINES THAT HAIL FROM THE SIERRA FOOTHILLS, INCLUDING AWARD WINNERS FROM THE FOOTHILL WINE FEST COMPETITION, WHICH TOOK PLACE EARLIER IN THE YEAR. MORE THAN 20 WINE JUDGES GATHERED IN FOLSOM TO EVALUATE AND SCORE APPROXIMATELY 400 WINES IN THIS ANNUAL COMPETITION.
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