Civic Intelligence

San Francisco Bay Area Educators Credit Union

990 • Fiscal year 2017 • EIN 94-1521282

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 14, 2018

Organization Profilewww.sfbayedcu.org

View Organization Page

851 Vanness AveSan Francisco, CA 94109

(415) 664-4313

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.93x

Higher debt load relative to assets than 93% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Liabilities / Revenue

78th percentile

26.00x

Higher debt load relative to revenue than 78% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Net Margin

22nd percentile

0.6%

Higher net margin than 22% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Top Officer Pay

66th percentile

$85,142

Higher top officer pay than 66% of similar nonprofits.

Top officer pay equals 13.0% of source-year revenue.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2017

Asset Growth

25th percentile

-1.7%

Faster asset growth than 25% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2016 to 2017

Revenue Growth

39th percentile

2.2%

Faster revenue growth than 39% of similar nonprofits.

2017 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Down

$18,389,958

Down $323,497 (-1.7%) from 2016

Net Assets

Up

$1,368,115

Up $4,644 (+0.3%) from 2016

Liabilities

Down

$17,021,843

Down $328,141 (-1.9%) from 2016

Revenue And Expenses
Liabilities / Revenue78th percentileNet Margin22nd percentile

Revenue

Up

$654,662

Up $13,991 (+2.2%) from 2016

Expenses

Up

$650,418

Up $17,547 (+2.8%) from 2016

Net Income

Down

$4,244

Down $3,556 (-46%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth25th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $21,431,399Liabilities 2010: $19,893,369Net Assets 2010: $1,538,0302010Assets 2011: $19,823,030Liabilities 2011: $18,331,154Net Assets 2011: $1,491,8762011Assets 2012: $19,684,507Liabilities 2012: $18,282,481Net Assets 2012: $1,402,0262012Assets 2013: $18,789,044Liabilities 2013: $17,388,792Net Assets 2013: $1,400,2522013Assets 2014: $19,232,698Liabilities 2014: $17,828,799Net Assets 2014: $1,403,8992014Assets 2015: $19,095,138Liabilities 2015: $17,739,467Net Assets 2015: $1,355,6712015Assets 2016: $18,713,455Liabilities 2016: $17,349,984Net Assets 2016: $1,363,4712016Assets 2017: $18,389,958Liabilities 2017: $17,021,843Net Assets 2017: $1,368,1152017Assets 2018: $18,205,802Liabilities 2018: $16,851,752Net Assets 2018: $1,354,0502018Assets 2019: $17,187,697Liabilities 2019: $15,910,433Net Assets 2019: $1,277,2642019Assets 2020: $0Net Assets 2020: $02020

Highlighted filing

2017

Assets$18,389,958
Liabilities$17,021,843
Net Assets$1,368,115
Open 2017 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $791,0942010Expenses 2011: $796,2702011Expenses 2012: $745,5412012Revenue 2013: $669,661Expenses 2013: $671,435Net Income 2013: -$1,7742013Revenue 2014: $638,166Expenses 2014: $634,519Net Income 2014: $3,6472014Revenue 2015: $641,785Expenses 2015: $690,013Net Income 2015: -$48,2282015Revenue 2016: $640,671Expenses 2016: $632,871Net Income 2016: $7,8002016Revenue 2017: $654,662Expenses 2017: $650,418Net Income 2017: $4,2442017Revenue 2018: $673,251Expenses 2018: $686,916Net Income 2018: -$13,6652018Revenue 2019: $655,014Expenses 2019: $731,800Net Income 2019: -$76,7862019Revenue 2020: $89,787Expenses 2020: $83,254Net Income 2020: $6,5332020

Highlighted filing

2017

Revenue$654,662
Expenses$650,418
Net Income$4,244
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 14, 2018
Return Version
2017v2.2
Gross Receipts
$654,662
Mission and Program Overview

Mission

Non-profit, State-chartered, Natural Person Credit Union. Provide competitive financial services to the members of San Francisco Bay Area Educators Credit Union.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$9,024,245$9,419,499▲ $395,254
Investments Program Related$8,427,965$5,541,965▼ $2,886,000
Land, Buildings, and Equipment, Net$5,411$1,870,444▲ $1,865,033
Rtn Earn Endowment Incm Other Fnds$1,363,471$1,368,115▲ $4,644
Savings and Temporary Cash Investments$960,851$1,115,066▲ $154,215
Cash and Non-Interest-Bearing Accounts$2$2→ $0
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$18,713,456$18,389,958▼ $323,498
Other Assets Total$294,982$442,982▲ $148,000
Liabilities
Other Liabilities$17,232,120$16,890,071▼ $342,049
Accounts Payable and Accrued Expenses$117,865$131,772▲ $13,907
Total Liabilities$17,349,985$17,021,843▼ $328,142
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,363,471$1,368,115▲ $4,644
Total Liabilities and Net Assets / Fund Balance$18,713,456$18,389,958▼ $323,498

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$704,149$-1,479$702,670
Land$702,670-$702,670
Leasehold Improvements$421,657-$421,657
Equipment$41,968$62,154$104,122
Other Land Buildings-$3,631$3,631
Compensation and Service Providers
Top Officer Pay66th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Emily MortonCEOFT$85,142$85,142
Victoria FongCEOFT$47,727$47,727

Board Members and Trustees

NameTitle
Steven EdwardsBD Chairman
Rudi FaltusSC Chairman
Owen RavenBD Vice Chairma
Emily SparkhulBD Director
Judith GradyBD Director
Robert FeslerBoard Director
JoAnn VailBoard Secretary
Timothy TindolBD Treasurer
Gael BeresfordSC member
Ken GradySC member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$484,393
Investment Income
$80,917
Other Revenue
$89,352
Change in Net Assets
$4,244
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$446,947
Salaries, Compensation, and Employee Benefits$200,433
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other---$181,599
Office Expenses---$156,242
Other Salaries and Wages---$152,706
Current Officers, Directors, Trustees, and Key Employees---$47,727
Occupancy---$39,029
Other Expenses---$6,797
Advertising---$5,770
All Other Expenses---$4,172
Benefits to Members---$3,038
Interest---$36
Total Functional Expenses$0$0$0$650,418
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$11,629,796
Share Drafts$2,877,269
IRA/KEOGH Accounts$2,209,115
Share Certificates$171,446
All Other Shares$2,445
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Members.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The return preparer e-mails a draft of the form 990 to a designated officer and/or ceo of the credit union for review. The designated officer and/or ceo sends a copy to the board of director (s). The designated individual(s) review the draft and present any questions, comments, or corrections to the return preparer. Upon satisfactory completion of the form 990, the organization's authorized individual signs the appropriate signature form(s) to authorize the electronic filing of the return. A copy of the form 990, as filed, is provided by the return preparer to theorganization's ceo or other designated individual(s).”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“Yes, the process for determining compensation of the CEO includes a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberation and decision.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Financial statements are posted in the lobby. Financials and other information are available at NCUA website.”

Filing and Contact Details

Filer

Filer Name
San Francisco Bay Area Educators
EIN
94-1521282
Phone
4156644313
Address
851 Vanness Ave, San Francisco, CA 94109

Signing Officer

Name
Victoria Fong
Title
CEO
Signed
2018-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Victoria Fong
Formed
1955
Legal Domicile
CA
Voting Board Members
7
Independent Board Members
7
Employees
5
Volunteers
10

Preparer

Firm
Richards & Associates
Address
21520 YORBA LINDA BLVD G-516, YORBA LINDA, CA 92887
Preparer
Richards Associates CPAs
Phone
7142876713
Supplemental Narrative

Additional Explanations

Other Changes In Net Assets Or Fund Balances - Other Increases

“= $400”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt0294982
IRS990/OtherAssetsTotalGrp/EOYAmt0442982
IRS990/OtherChangesInNetAssetsAmt0400
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Provision for Loan Losses
IRS990/OtherExpensesGrp/Desc1Misc Operating Expense
IRS990/OtherExpensesGrp/Desc2Loan servicing
IRS990/OtherExpensesGrp/Desc3Asso dues
IRS990/OtherExpensesGrp/TotalAmt029510
IRS990/OtherExpensesGrp/TotalAmt113962
IRS990/OtherExpensesGrp/TotalAmt29830
IRS990/OtherExpensesGrp/TotalAmt36797
IRS990/OtherLiabilitiesGrp/BOYAmt017232120
IRS990/OtherLiabilitiesGrp/EOYAmt016890071
IRS990/OtherRevenueMiscGrp/Desc0Fee Income
IRS990/OtherRevenueMiscGrp/Desc1Other non operating incom
IRS990/OtherRevenueMiscGrp/Desc2Other Operating Income
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt023798
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1562
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt264992
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt023798
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1562
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt264992
IRS990/OtherRevenueTotalAmt089352
IRS990/OtherSalariesAndWagesGrp/TotalAmt0152706
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt09024245
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt09419499
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Victoria Fong
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Interest on loans
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0484393
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0484393
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt03239
IRS990/PYInvestmentIncomeAmt097902
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0435266
IRS990/PYOtherRevenueAmt096899
IRS990/PYProgramServiceRevenueAmt0445870
IRS990/PYRevenuesLessExpensesAmt07800
IRS990/PYSalariesCompEmpBnftPaidAmt0194366
IRS990/PYTotalExpensesAmt0632871
IRS990/PYTotalRevenueAmt0640671
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt04244
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0true
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01363471
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01368115
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0960851
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01115066
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0704149
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0-1479
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0702670
IRS990ScheduleD/EquipmentGrp/BookValueAmt041968
IRS990ScheduleD/EquipmentGrp/DepreciationAmt062154
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0104122
IRS990ScheduleD/LandGrp/BookValueAmt0702670
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0702670
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0421657
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0421657
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt03631
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt03631
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02445
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12209115
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt211629796
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt3171446
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt42877269
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0All Other Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1IRA/KEOGH Accounts
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Regular Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Share Certificates
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Share Drafts
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01870444
IRS990ScheduleD/TotalBookValueProgramRltdAmt05541965
IRS990ScheduleD/TotalLiabilityAmt016890071
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt085142
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Emily Morton
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt085142
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0329152
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1178967
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2102323
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0Mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2Mortgage
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3HELOC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4Credit card
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5Credit card
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0390000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1250000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2200000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt3200000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt415000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt510000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0Judith Grady
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Judith Grady
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2Steven Edwards
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3Rudi Faltus
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4Tim Tindol
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5Rudy Faltus
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0Board member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1Brd Chmn
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2Brd Mbr
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3SC member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4Board member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5SC member
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$18,389,958
Liabilities
$17,021,843
Net assets
$1,368,115
Revenue
$654,662
Expenses
$650,418
Net income
$4,244
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.09$0.08$0.01
2019Detailed filing. Detailed filing data is available for this year.$17.2$15.9$1.28$0.66$0.73$0.08
2018Detailed filing. Detailed filing data is available for this year.$18.2$16.9$1.35$0.67$0.69$0.01
2017Detailed filing. Detailed filing data is available for this year.$18.4$17.0$1.37$0.65$0.65$0.00
2016Detailed filing. Detailed filing data is available for this year.$18.7$17.3$1.36$0.64$0.63$0.01
2015Detailed filing. Detailed filing data is available for this year.$19.1$17.7$1.36$0.64$0.69$0.05
2014Detailed filing. Detailed filing data is available for this year.$19.2$17.8$1.40$0.64$0.63$0.00
2013Detailed filing. Detailed filing data is available for this year.$18.8$17.4$1.40$0.67$0.67$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.7$18.3$1.40$0.75
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.8$18.3$1.49$0.80
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.4$19.9$1.54$0.79