Liabilities / Assets
4th percentile
Higher debt load relative to assets than 4% of similar nonprofits.
EIN 94-1516523 • 501(c)14 • Redding, CA
Profile
To provide our membership the highest level of service in the delivery of a comprehensive collection of financial products and services which are competitively prices and technologically current.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
4th percentile
Higher debt load relative to assets than 4% of similar nonprofits.
Liabilities / Revenue
7th percentile
Higher debt load relative to revenue than 7% of similar nonprofits.
Net Margin
35th percentile
Higher net margin than 35% of similar nonprofits.
Top Officer Pay
82nd percentile
Higher top officer pay than 82% of similar nonprofits.
Top officer pay equals 21.2% of source-year revenue.
Asset Growth
77th percentile
Faster asset growth than 77% of similar nonprofits.
Revenue Growth
27th percentile
Faster revenue growth than 27% of similar nonprofits.
Assets
Up$41,681,741
Up $1,470,453 (+3.7%) from 2014
Liabilities
Down$165,261
Down $1,152,513 (-87%) from 2014
Net Assets
Up$41,516,480
Up $2,622,966 (+6.7%) from 2014
Revenue
Up$1,176,692
Up $11,237 (+1.0%) from 2014
Expenses
Up$1,120,615
Up $113,130 (+11%) from 2014
Net Income
Down$56,077
Down $101,893 (-65%) from 2014
Most recent year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.
To provide our membership the highest level of service in the delivery of a comprehensive collection of financial products and services which are competitively priced and technologically current.
To provide our membership the highest level of service in the delivery of a comprehensive collection of financial products and services which are competitively prices and technologically current.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cap Stk Tr Prin Current Funds | $35,196,981 | $37,805,324 | ▲ $2,608,343 |
| Other Notes and Loans Receivable, Net | $10,516,196 | $10,982,315 | ▲ $466,119 |
| Investments Other Securities | $12,839,418 | $7,902,412 | ▼ $4,937,006 |
| Savings and Temporary Cash Investments | $3,517,456 | $6,177,418 | ▲ $2,659,962 |
| Rtn Earn Endowment Incm Other Fnds | $3,280,239 | $3,294,862 | ▲ $14,623 |
| Land, Buildings, and Equipment, Net | $687,542 | $599,979 | ▼ $87,563 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $416,294 | $416,294 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $230,786 | $233,987 | ▲ $3,201 |
| Investments in Publicly Traded Securities | $24,493 | $24,493 | → $0 |
| Receivables From Officers Etc | $152,731 | $20,794 | ▼ $131,937 |
| Accounts Receivable | $9,901 | $15,009 | ▲ $5,108 |
| Prepaid Expenses and Deferred Charges | $53,018 | $13,859 | ▼ $39,159 |
| Pledges and Grants Receivable | $0 | $0 | → $0 |
| Receivable From Disqualified Prsn | $0 | $0 | → $0 |
| Investments Program Related | $0 | $0 | → $0 |
| Intangible Assets | $0 | $0 | → $0 |
| Inventories for Sale or Use | $0 | $0 | → $0 |
| Loans From Officers Directors | $0 | $0 | → $0 |
| Total Assets | $40,211,288 | $41,681,741 | ▲ $1,470,453 |
| Other Assets Total | $12,179,747 | $15,711,475 | ▲ $3,531,728 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $133,896 | $193,500 | ▲ $59,604 |
| Grants Payable | $0 | $0 | → $0 |
| Mortgage Notes Payable Secured by Investment Property | $0 | $0 | → $0 |
| Unsecured Notes Loans Payable | $0 | $0 | → $0 |
| Deferred Revenue | $0 | $0 | → $0 |
| Escrow Account Liability | $0 | $0 | → $0 |
| Tax Exempt Bond Liabilities | $0 | $0 | → $0 |
| Other Liabilities | $1,183,878 | $-28,239 | ▼ $1,212,117 |
| Total Liabilities | $1,317,774 | $165,261 | ▼ $1,152,513 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $38,893,514 | $41,516,480 | ▲ $2,622,966 |
| Total Liabilities and Net Assets / Fund Balance | $40,211,288 | $41,681,741 | ▲ $1,470,453 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $96,650 | $204,462 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $120,000 | - | $0 |
| Equipment | $21,578 | $32,525 | $0 |
| Leasehold Improvements | $361,751 | $97,141 | $0 |
| Other Assets Org | $45,217 | - | - |
| Other Securities | $6,135,143 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Joseph W Kelly | President/CEO | FT | $132,627 | $1,219,990 | $1,352,617 |
| Name | Title |
|---|---|
| Carl Waters | Chairperson |
| Don Osborne | Board Members |
| Kirk Monfort | Board Members |
| Ralph Meuter | Board Members |
| Richard Parker | Board Members |
| Sharon O'Quin | Secretary |
| Andrew Parkenson | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $578,148 |
| Other Expenses | $542,024 |
| Grants and Similar Amounts Paid | $443 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $253,380 |
| Fees for Services Other | - | - | - | $179,245 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $134,986 |
| Other Employee Benefits | - | - | - | $117,780 |
| Information Technology | - | - | - | $106,242 |
| Office Expenses | - | - | - | $75,597 |
| Payroll Taxes | - | - | - | $50,838 |
| Interest | - | - | - | $40,184 |
| Occupancy | - | - | - | $34,047 |
| Insurance | - | - | - | $26,288 |
| Pension Plan Contributions | - | - | - | $21,164 |
| Depreciation Depletion | - | - | - | $15,616 |
| Payments to Affiliates | - | - | - | $11,499 |
| Other Expenses | - | - | - | $10,824 |
| Advertising | - | - | - | $3,019 |
| Travel | - | - | - | $2,079 |
| All Other Expenses | - | - | - | $1,250 |
| Grants to Domestic Orgs | - | - | - | $443 |
| Conferences and Meetings | - | - | - | $199 |
| Total Functional Expenses | $0 | $0 | $0 | $1,120,615 |
| Line Item | Amount |
|---|---|
| Fundraising Direct Expenses | $0 |
| Fundraising Gross Income | $0 |
| Gaming Direct Expenses | $0 |
| Gaming Gross Income | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $152,731 | $20,794 | ▼ $131,937 |
| Loans from Officers, Directors, Trustees, and Key Employees | $0 | $0 | → $0 |
| Receivables from Disqualified Persons | $0 | $0 | → $0 |
| Liability | Amount |
|---|---|
| Withholding Taxes Payable | $213 |
| Outstanding Cashiers Checks | $9 |
| Suspense Accounts | $-28,461 |
“STAR CCU has members. Each member must maintain a $10 minimum share account balance to remain in good standing.”
“Members of STAR's board of directors are elected by the members of the credit union at an annual meeting.”
“A copy of the 990 is provided to the board of directors at a board meeting prior to filing the return.”
“STAR's conflict of interest policy requires all interested persons to file an annual statement confirming that they have received, read, understood, and agree to comply with the policy, and to disclose any potential conflicts, and to complete an additional statement at any time a potential conflict arises. The Board reviews all such statements and takes actions as necessary to ensure compliance with the policy.”
“A compensation committee of the board conducts the annual review of the CEO. That process involves the compilation of data such as adherence to the budget plan, comparison of financial results to peer groups, satisfaction of members, all of which must support the evaluation's rating and compensation of the CEO. The recommendation of the committee is then given to the full board for their review and final approval.”
“Copies of STAR's governing documents and financial statements are available to the public upon request, and STAR maintained thru Dec 2015 a summary of its most recent financial statements on display in the lobby.”
“ATM/debit card expenses, $65,896.75; Visa USA expenses, $9,988.00; travel card expenses, $537.00; exam fees (Supervisory Committee), $8,069.18; payroll fee, $2,330.62; share draft expenses, $4,063.66; bill payer expenses, $10,867.50; IRA service fees, $2,421.33; other professional services, $13,600.49; loan services fees, $51,328.57; statement processing fees, $10,141.59.”
“The 2014 balance included unrealized gain on investments of ($16,581.00) and member deposits increased by $2,608,343 since 12-31-14.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 133896 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 193500 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 9901 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 15009 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | To provide our membership the highest level of service in the delivery of a comprehensive collection of financial products and services which are competitively prices and technologically current. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 3019 |
| IRS990/AllOtherContributionsAmt | 0 | 2624 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1250 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 0 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Teri Vanderpol |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5302226060 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4710 Mt Lakes Blvd |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Redding |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 96003 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 35196981 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 37805324 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 230786 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 233987 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 134986 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 199 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/ContriRptFundraisingEventAmt | 0 | 0 |
| IRS990/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 2624 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 443 |
| IRS990/CYInvestmentIncomeAmt | 0 | 478193 |
| IRS990/CYOtherExpensesAmt | 0 | 542024 |
| IRS990/CYOtherRevenueAmt | 0 | 28646 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 667229 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 56077 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 578148 |
| IRS990/CYTotalExpensesAmt | 0 | 1120615 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1176692 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 0 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 15616 |
| IRS990/Desc | 0 | Code 552130 The credit union's three largest program services are providing savings and transaction accounts to our members, and lending to our members. STAR had 3112 members as of 12-31-15. SAVINGS: STAR members had 4047 savings accounts as of 12-31-15, including share accounts, share certificates, IRA/Keogh, and other savings accounts, totaling more than 23 million dollars. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 11 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 0 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 179245 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 23998 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Carl Waters |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Richard Parker |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Ralph Meuter |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Kirk Monfort |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Sharon O'Quin |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Andrew Parkenson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Don Osborne |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Joseph W Kelly |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 1306097 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Board Members |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Board Members |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Board Members |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Board Members |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | President/CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1958 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/FundraisingDirectExpensesAmt | 0 | 0 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GamingDirectExpensesAmt | 0 | 0 |
| IRS990/GamingGrossIncomeAmt | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantAmt | 0 | 0 |
| IRS990/GrantsPayableGrp/BOYAmt | 0 | 0 |
| IRS990/GrantsPayableGrp/EOYAmt | 0 | 0 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 443 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1176692 |
| IRS990/GrossRentsGrp/PersonalAmt | 0 | 0 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 9160 |
| IRS990/GrossSalesOfInventoryAmt | 0 | 0 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 106242 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 26288 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 0 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 40184 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 478193 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 478193 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 12839418 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 7902412 |
| IRS990/InvestmentsProgramRelatedGrp/BOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 24493 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 24493 |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 334128 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 687542 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 599979 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 934107 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 0 |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 0 |
| IRS990/LessRentalExpensesGrp/PersonalAmt | 0 | 0 |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 0 |
| IRS990/LoanOutstandingInd | 0 | 1 |
| IRS990/LoansFromOfficersDirectorsGrp/BOYAmt | 0 | 0 |
| IRS990/LoansFromOfficersDirectorsGrp/EOYAmt | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3307 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 3307 |
| IRS990/MissionDesc | 0 | To provide our membership the highest level of service in the delivery of a comprehensive collection of financial products and services which are competitively prices and technologically current. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 38893514 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 41516480 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 0 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/ExclusionAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/ExclusionAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 9160 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 9160 |
| IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | -24873 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 34047 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 75597 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 12179747 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 15711475 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 2608343 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 117780 |
| IRS990/OtherExpensesGrp/Desc | 0 | Provision for Loan Loss and Debt |
| IRS990/OtherExpensesGrp/Desc | 1 | Misc Operating Expenses |
| IRS990/OtherExpensesGrp/Desc | 2 | DBO Annual Assessment |
| IRS990/OtherExpensesGrp/Desc | 3 | Business Development/PR |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 21422 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 5605 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 8908 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 10824 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 1183878 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | -28239 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522130 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 522130 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Insurance Sales Income |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | Non Member Fee Income |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 1 | 0 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 11444 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 4735 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 11444 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 4735 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/OtherRevenueTotalAmt | 0 | 19486 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 253380 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 10516196 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 10982315 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 11499 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 50838 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 416294 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 416294 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 21164 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 53018 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 13859 |
| IRS990/PrincipalOfficerNm | 0 | Joseph W Kelly |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | -16581 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522130 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522130 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Income from Loans |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | Member Fee Income |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | Interchange Income |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 0 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 453688 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 121934 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 91607 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 453688 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 121934 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 91607 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Code 522130 TRANSACTION ACCOUNTS AND RELATED FINANCIAL SERVICES: STAR members had 2151 share draft and money market accounts as of 12-31-15, totaling nearly 14.7 million dollars. Members enjoy the use of our transactional online banking services (1279 users during the fourth quarter of 2015), ATM/debit cards (2161 cards as of 12-31-15), bill payers services (251 active accounts), and mobile banking service (428 users). |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | Code 522130 LENDING: STAR CCU has 898 loans outstanding to its members as of 12-31-15, totaling more than 11 million dollars. Types of outstanding loans include unsecured, overdraft, shared secured, helocs, first and second mortgage loans, member business loans, participation loans, new and used vehicle loans, and credit card loans. |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/GrantAmt | 0 | 0 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 185 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 1480 |
| IRS990/PYInvestmentIncomeAmt | 0 | 464571 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 435328 |
| IRS990/PYOtherRevenueAmt | 0 | 32786 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 667913 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 157970 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 570677 |
| IRS990/PYTotalExpensesAmt | 0 | 1007485 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1165455 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt | 0 | 0 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 152731 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 20794 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 56077 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 9160 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 0 |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 3280239 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3294862 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3517456 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 6177418 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 96650 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 204462 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 301112 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 21578 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 32525 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 54103 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/FederalIncomeTaxLiabilityAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 120000 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 120000 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 361751 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 97141 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt | 0 | 458892 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | -101343 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 61092 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 343572 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 91581 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 4 | 15271356 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 5 | 45217 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | Provision for Loan Losses |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | Co-Op Shares |
No mirrored PDF or thumbnail assets are attached yet.