Civic Intelligence

Pacific Coast Shipyards Metal

EIN 94-1248513 • 501(c)9 • Pleasanton, CA

Profile

To provide health benefits to eligible employees and their dependents.

7180 KOLL CENTER PARKWAY Suite 200Pleasanton, CA 94566

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

79th percentile

0.28x

Higher debt load relative to assets than 79% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

96th percentile

0.75x

Higher debt load relative to revenue than 96% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Source year 2025

Net Margin

16th percentile

-12%

Higher net margin than 16% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

33rd percentile

-0.8%

Faster asset growth than 33% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Annualized from 2023 to 2025

Revenue Growth

46th percentile

3.9%

Faster revenue growth than 46% of similar nonprofits.

501(c)9 • $5M-$10M nonprofits • Annualized from 2023 to 2025

Assets

Down

$6,831,116

Down $258,290 (-3.6%) from 2024

Liabilities

Up

$1,934,083

Up $6,220 (+0.3%) from 2024

Net Assets

Down

$4,897,033

Down $264,510 (-5.1%) from 2024

Revenue

Down

$2,589,829

Down $82,254 (-3.1%) from 2024

Expenses

Up

$2,905,384

Up $100,886 (+3.6%) from 2024

Net Income

Down

-$315,555

Down $183,140 (-138%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2011: $8,498,639Liabilities 2011: $4,722,938Net Assets 2011: $3,775,7012011Assets 2012: $9,231,597Liabilities 2012: $4,781,361Net Assets 2012: $4,450,2362012Assets 2014: $9,499,705Liabilities 2014: $4,629,388Net Assets 2014: $4,870,3172014Assets 2015: $9,225,148Liabilities 2015: $4,221,367Net Assets 2015: $5,003,7812015Assets 2016: $8,562,085Liabilities 2016: $3,767,429Net Assets 2016: $4,794,6562016Assets 2017: $8,900,017Liabilities 2017: $3,381,967Net Assets 2017: $5,518,0502017Assets 2018: $8,143,236Liabilities 2018: $2,461,053Net Assets 2018: $5,682,1832018Assets 2019: $7,643,235Liabilities 2019: $2,134,236Net Assets 2019: $5,508,9992019Assets 2020: $6,848,360Liabilities 2020: $1,825,955Net Assets 2020: $5,022,4052020Assets 2021: $7,459,073Liabilities 2021: $1,803,624Net Assets 2021: $5,655,4492021Assets 2022: $7,415,687Liabilities 2022: $1,862,267Net Assets 2022: $5,553,4202022Assets 2023: $6,936,663Liabilities 2023: $1,884,554Net Assets 2023: $5,052,1092023Assets 2024: $7,089,406Liabilities 2024: $1,927,863Net Assets 2024: $5,161,5432024Assets 2025: $6,831,116Liabilities 2025: $1,934,083Net Assets 2025: $4,897,0332025

Highlighted filing

2025

Assets$6,831,116
Liabilities$1,934,083
Net Assets$4,897,033

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $6,795,826Expenses 2011: $6,652,874Net Income 2011: $142,9522011Revenue 2012: $7,388,028Expenses 2012: $6,706,464Net Income 2012: $681,5642012Revenue 2014: $7,002,032Expenses 2014: $6,775,267Net Income 2014: $226,7652014Revenue 2015: $7,490,923Expenses 2015: $6,633,251Net Income 2015: $857,6722015Revenue 2016: $6,066,895Expenses 2016: $5,751,380Net Income 2016: $315,5152016Revenue 2017: $5,110,203Expenses 2017: $4,917,426Net Income 2017: $192,7772017Revenue 2018: $3,700,139Expenses 2018: $3,680,752Net Income 2018: $19,3872018Revenue 2019: $3,050,511Expenses 2019: $3,219,567Net Income 2019: -$169,0562019Revenue 2020: $2,749,117Expenses 2020: $2,860,987Net Income 2020: -$111,8702020Revenue 2021: $3,418,023Expenses 2021: $3,144,085Net Income 2021: $273,9382021Revenue 2022: $3,027,658Expenses 2022: $2,833,523Net Income 2022: $194,1352022Revenue 2023: $2,399,622Expenses 2023: $2,597,541Net Income 2023: -$197,9192023Revenue 2024: $2,672,083Expenses 2024: $2,804,498Net Income 2024: -$132,4152024Revenue 2025: $2,589,829Expenses 2025: $2,905,384Net Income 2025: -$315,5552025

Highlighted filing

2025

Revenue$2,589,829
Expenses$2,905,384
Net Income-$315,555

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$6.83$1.93$4.90$2.59$2.91$0.32
2024Detailed filing. Detailed filing data is available for this year.$7.09$1.93$5.16$2.67$2.80$0.13
2023Detailed filing. Detailed filing data is available for this year.$6.94$1.88$5.05$2.40$2.60$0.20
2022Detailed filing. Detailed filing data is available for this year.$7.42$1.86$5.55$3.03$2.83$0.19
2021Detailed filing. Detailed filing data is available for this year.$7.46$1.80$5.66$3.42$3.14$0.27
2020Detailed filing. Detailed filing data is available for this year.$6.85$1.83$5.02$2.75$2.86$0.11
2019Detailed filing. Detailed filing data is available for this year.$7.64$2.13$5.51$3.05$3.22$0.17
2018Detailed filing. Detailed filing data is available for this year.$8.14$2.46$5.68$3.70$3.68$0.02
2017Detailed filing. Detailed filing data is available for this year.$8.90$3.38$5.52$5.11$4.92$0.19
2016Detailed filing. Detailed filing data is available for this year.$8.56$3.77$4.79$6.07$5.75$0.32
2015Detailed filing. Detailed filing data is available for this year.$9.23$4.22$5.00$7.49$6.63$0.86
2014Summary only. Only limited summary data is available for this year.$9.50$4.63$4.87$7.00$6.78$0.23
2012Summary only. Only limited summary data is available for this year.$9.23$4.78$4.45$7.39$6.71$0.68
2011Summary only. Only limited summary data is available for this year.$8.50$4.72$3.78$6.80$6.65$0.14
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Feb 15, 2026
Return Version
2024v5.2
Gross Receipts
$4,506,935
Mission and Program Overview

Mission

To provide health benefits to eligible employees and their dependents.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$6,436,260$5,827,056▼ $609,204
Rtn Earn Endowment Incm Other Fnds$5,161,543$4,897,033▼ $264,510
Savings and Temporary Cash Investments$72,162$608,965▲ $536,803
Accounts Receivable$247,943$224,842▼ $23,101
Cash and Non-Interest-Bearing Accounts$329,287$167,962▼ $161,325
Prepaid Expenses and Deferred Charges$3,754$2,291▼ $1,463
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Land, Buildings, and Equipment, Net$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$7,089,406$6,831,116▼ $258,290
Other Assets Total$0$0→ $0
Liabilities
Other Liabilities$1,880,000$1,870,000▼ $10,000
Accounts Payable and Accrued Expenses$47,863$64,083▲ $16,220
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$1,927,863$1,934,083▲ $6,220
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,161,543$4,897,033▼ $264,510
Total Liabilities and Net Assets / Fund Balance$7,089,406$6,831,116▼ $258,290
Compensation and Service Providers

Board Members and Trustees

NameTitle
Jeff OwenTrustee - Chairman
D Carl HansonTrustee - Co-chairman
Gary PowersTrustee
Grant ZadowTrustee
Kal RohdeTrustEE
Mike grabowskiTrustee
Peter BlakeTrustee
Richard MoralesTrustee
Robert ScottTrustee
See Sch O for compensationPaid by related organizatiONS

Highest Paid Contractors

ContractorServicesLocationCompensation
Benesys INCAdministrative7180 KOLL CENTER PKWY, Pleasanton, CA 94566$268,322
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,265,992
Investment Income
$323,837
Other Revenue
$0
Change in Net Assets
$-315,555

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,557,284
Revenue Not Reported on Financial Statements
$32,545
Revenue Not Reported on Form 990
$51,045
Total Revenue per Audited Statements
$2,608,329
Total Revenue per Form 990
$2,589,829
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$529,532
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$2,375,852
Fees for Services Management---$255,040
Fees for Services Other---$78,783
Fees for Services Accounting---$52,201
Fees for Services Legal---$50,972
Fees for Service Investment Mgmnt Fees---$32,545
Office Expenses---$24,661
Conferences and Meetings---$20,784
Insurance---$12,808
Other Expenses---$1,463
Information Technology---$275
Total Functional Expenses$0$0$0$2,905,384

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$2,905,384
Expenses per Audited Statements$2,882,839
Total Expenses per Audited Statements$2,882,839
Expenses Not Reported on Financial Statements$22,545
Other Expense Adjustments$-10,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accumulated Eligibility Credits$1,870,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

PART VI, SECTION A, LINE 3:

The plan has contracted with benesys, inc. To be the plan administrator and perform administrative services for the plan.

PART VI, SECTION A, LINE 8B:

The plan does not have any other committee with the authority to act on behalf of the board of trustees.

PART VI, SECTION B, LINE 11B:

The plan's form 990 was provided to each voting member of the board of trustees prior to its filing with the irs. The form 990 was reviewed and approved by the chairperson of the board prior to filing.

PART VI, SECTION C, LINE 19:

The plan makes its governing documents and financial statements available to the public upon request.

PART VII, SECTION A, LINE 1A:

Trustees are not compensated by the trust. Compensation paid to trustees employed by other organizations is reported on the form 990 filed with the internal revenue service by the related tax-exempt organization. If you would like additional information, please contact the administrator.

Filing and Contact Details

Filer

Filer Name
Pacific Coast Shipyards Metal
EIN
94-1248513
In Care Of
% BENESYS INC
Phone
9253987056
Address
7180 KOLL CENTER PARKWAY Suite 200, PLEASANTON, CA 94566

Signing Officer

Name
Tj Riordan
Title
Trustee
Phone
9253987056
Signed
2026-02-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Tj Riordan
Formed
1953
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
5
Employees
0
Volunteers
0

Preparer

Firm
Withumsmithbrownpc
Address
6101 BOLLINGER CANYON RD SUITE 400, SAN RAMON, CA 94583
Preparer
Albert Leech
Phone
9252779100
Supplemental Narrative

Additional Explanations

PART XII, LINE 2C:

The board of trustees is responsible for oversight of the audit of its financial statements and selection of an independent accountant. This process has not changed from the prior year.

Financial Statement Notes

Part X, Line 2 - Fin 48 Footnote

The Plan's administrator has analyzed the tax positions taken by the Plan and has concluded that, as of March 31, 2025 and 2024, there are no uncertain positions taken, or expected to be taken, that would require recognition of a liability or disclosure in the financial statements. The Plan is subject to routine audits by the taxing jurisdictions; however, there are currently no audits for any tax periods in progress.

PART XII, LINE 4B - OTHER ADJUSTMENTS:

Changes in benefit obligations - $ 10,000

Raw XML AppendixShowing 400 of 543 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCUMULATED ELIGIBILITY CREDITS
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The Plan's administrator has analyzed the tax positions taken by the Plan and has concluded that, as of March 31, 2025 and 2024, there are no uncertain positions taken, or expected to be taken, that would require recognition of a liability or disclosure in the financial statements. The Plan is subject to routine audits by the taxing jurisdictions; however, there are currently no audits for any tax periods in progress.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1CHANGES IN BENEFIT OBLIGATIONS - $ 10,000
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2 - FIN 48 FOOTNOTE
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART XII, LINE 4B - OTHER ADJUSTMENTS:
IRS990ScheduleD/TotalExpensesPerForm990Amt02905384
IRS990ScheduleD/TotalLiabilityAmt01870000
IRS990ScheduleD/TotalRevenuePerForm990Amt02589829
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02608329
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02882839
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE PLAN HAS CONTRACTED WITH BENESYS, INC. TO BE THE PLAN ADMINISTRATOR AND PERFORM ADMINISTRATIVE SERVICES FOR THE PLAN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE PLAN DOES NOT HAVE ANY OTHER COMMITTEE WITH THE AUTHORITY TO ACT ON BEHALF OF THE BOARD OF TRUSTEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE PLAN'S FORM 990 WAS PROVIDED TO EACH VOTING MEMBER OF THE BOARD OF TRUSTEES PRIOR TO ITS FILING WITH THE IRS. THE FORM 990 WAS REVIEWED AND APPROVED BY THE CHAIRPERSON OF THE BOARD PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PLAN MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TRUSTEES ARE NOT COMPENSATED BY THE TRUST. COMPENSATION PAID TO TRUSTEES EMPLOYED BY OTHER ORGANIZATIONS IS REPORTED ON THE FORM 990 FILED WITH THE INTERNAL REVENUE SERVICE BY THE RELATED TAX-EXEMPT ORGANIZATION. IF YOU WOULD LIKE ADDITIONAL INFORMATION, PLEASE CONTACT THE ADMINISTRATOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF TRUSTEES IS RESPONSIBLE FOR OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND SELECTION OF AN INDEPENDENT ACCOUNTANT. THIS PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0PART VI, SECTION A, LINE 3:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1PART VI, SECTION A, LINE 8B:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2PART VI, SECTION B, LINE 11B:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3PART VI, SECTION C, LINE 19:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4PART VII, SECTION A, LINE 1A:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5PART XII, LINE 2C:
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0CONTRIB EMPLO
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt1CONTRIB EMPLO
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt2CONTRIB EMPLO
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt3CONTRIB EMPLO
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt4CONTRIB EMPLO
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt5CONTRIB EMPLO
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt6CONTRIB EMPLO
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt7CONTRIB EMPLO
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt8CONTRIB EMPLO
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0ELECTRO COATINGS OF CALIFORNIA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt1HARBORLAND 2C
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt2LAKE UNION DRYDOCK
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt3MARINE TERMINALS CORP
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt4OCEANWIDE REPAIR
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt5PACIFIC Auxiliary FIRE & ALARM
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt6PACIFIC FISHERMEN INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt7VIGOR SHIPYARDS CORP
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt8PERFORMANCE CONTRACTING
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IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/PrimaryActivitiesTxt0CONTRIB EMPLOYER
IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/RelatedOrganizationName/BusinessNameLine1Txt0SSA TERMINALS LLC
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