Civic Intelligence

First Us Community Credit Union

990 • Fiscal year 2012 • EIN 94-1019805

Jan 01, 2012 to Dec 31, 2012 • Filed on Nov 13, 2013

Organization ProfileWWW.FIRSTUS.ORG

View Organization Page

580 University Avenue95825
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.91x

Higher debt load relative to assets than 65% of similar nonprofits.

2012 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

41st percentile

4.6%

Faster asset growth than 41% of similar nonprofits.

2012 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets65th percentile

Assets

Up

$251,261,369

Up $11,042,593 (+4.6%) from 2011

Net Assets

Up

$23,189,351

Up $2,283,118 (+11%) from 2011

Liabilities

Up

$228,072,018

Up $8,759,475 (+4.0%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$7,725,531

Down $2,697,750 (-26%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth41st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $232,356,673Liabilities 2010: $211,629,628Net Assets 2010: $20,727,0452010Assets 2011: $240,218,776Liabilities 2011: $219,312,543Net Assets 2011: $20,906,2332011Assets 2012: $251,261,369Liabilities 2012: $228,072,018Net Assets 2012: $23,189,3512012Assets 2013: $253,331,011Liabilities 2013: $227,805,597Net Assets 2013: $25,525,4142013Assets 2014: $274,603,145Liabilities 2014: $246,608,107Net Assets 2014: $27,995,0382014Assets 2015: $335,877,535Liabilities 2015: $301,732,389Net Assets 2015: $34,145,1462015Assets 2016: $347,984,680Liabilities 2016: $311,534,610Net Assets 2016: $36,450,0702016Assets 2017: $364,234,033Liabilities 2017: $325,286,026Net Assets 2017: $38,948,0072017Assets 2018: $372,022,835Liabilities 2018: $329,324,176Net Assets 2018: $42,698,6592018Assets 2019: $409,407,018Liabilities 2019: $360,413,114Net Assets 2019: $48,993,9042019Assets 2020: $473,842,862Liabilities 2020: $420,510,433Net Assets 2020: $53,332,4292020Assets 2021: $521,811,500Liabilities 2021: $466,044,023Net Assets 2021: $55,767,4772021Assets 2022: $541,542,858Liabilities 2022: $492,905,018Net Assets 2022: $48,637,8402022Assets 2023: $535,921,532Liabilities 2023: $483,107,893Net Assets 2023: $52,813,6392023Assets 2024: $537,733,751Liabilities 2024: $482,574,637Net Assets 2024: $55,159,1142024

Highlighted filing

2012

Assets$251,261,369
Liabilities$228,072,018
Net Assets$23,189,351
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0Expenses 2010: $11,268,2682010Expenses 2011: $10,423,2812011Expenses 2012: $7,725,5312012Revenue 2013: $10,430,509Expenses 2013: $7,821,418Net Income 2013: $2,609,0912013Revenue 2014: $9,886,687Expenses 2014: $7,758,534Net Income 2014: $2,128,1532014Revenue 2015: $11,773,690Expenses 2015: $10,076,434Net Income 2015: $1,697,2562015Revenue 2016: $12,307,599Expenses 2016: $10,106,089Net Income 2016: $2,201,5102016Revenue 2017: $13,844,469Expenses 2017: $11,006,381Net Income 2017: $2,838,0882017Revenue 2018: $15,121,365Expenses 2018: $11,487,835Net Income 2018: $3,633,5302018Revenue 2019: $16,812,965Expenses 2019: $13,336,977Net Income 2019: $3,475,9882019Revenue 2020: $16,978,310Expenses 2020: $13,348,216Net Income 2020: $3,630,0942020Revenue 2021: $16,140,124Expenses 2021: $12,241,782Net Income 2021: $3,898,3422021Revenue 2022: $17,991,070Expenses 2022: $14,063,521Net Income 2022: $3,927,5492022Revenue 2023: $22,613,164Expenses 2023: $19,950,874Net Income 2023: $2,662,2902023Revenue 2024: $24,461,143Expenses 2024: $23,703,279Net Income 2024: $757,8642024

Highlighted filing

2012

Revenue-
Expenses$7,725,531
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Nov 13, 2013
Return Version
2012v2.1
Gross Receipts
$10,114,923
Mission and Program Overview

Mission

First us is a member-owned financial institution. Our mission is to provide value, service, and financial solutions to our members.

Major Activities

Activity 2
In addition to lending products, first us also offers a wide range of deposit products and services including share, checking, certificates of deposit, and retirement accounts.first us members have account services access via six full service retail branches as well as nationwide access through shared branching and via > 25,000 atm's in the co-op network.
Filing and Contact Details

Filer

EIN
94-1019805
Raw XML AppendixShowing 400 of 434 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview00
IRS990/AccountsPayableAccruedExpenses/BOY0533506
IRS990/AccountsPayableAccruedExpenses/EOY01376995
IRS990/AccountsReceivable/BOY04261006
IRS990/AccountsReceivable/EOY04259361
IRS990/ActivitiesConductedPartnership00
IRS990/Activity2/Description0IN ADDITION TO LENDING PRODUCTS, FIRST US ALSO OFFERS A WIDE RANGE OF DEPOSIT PRODUCTS AND SERVICES INCLUDING SHARE, CHECKING, CERTIFICATES OF DEPOSIT, AND RETIREMENT ACCOUNTS.FIRST US MEMBERS HAVE ACCOUNT SERVICES ACCESS VIA SIX FULL SERVICE RETAIL BRANCHES AS WELL AS NATIONWIDE ACCESS THROUGH SHARED BRANCHING AND VIA > 25,000 ATM'S IN THE CO-OP NETWORK.
IRS990/ActivityOrMissionDescription0OUR MISSION IS TO PROVIDE VALUE, SERVICE, AND FINANCIAL SOLUTIONS TO OUR MEMBERS.
IRS990/AddressPrincipalOfficerUS/AddressLine10580 UNIVERSITY AVENUE
IRS990/AddressPrincipalOfficerUS/City0SACRAMENTO
IRS990/AddressPrincipalOfficerUS/State0CA
IRS990/AddressPrincipalOfficerUS/ZIPCode095825
IRS990/Advertising/Total0275964
IRS990/AnnualDisclosureCoveredPersons01
IRS990/AuditCommittee01
IRS990/BenefitsPaidToMembersCY0975294
IRS990/BenefitsPaidToMembersPriorYear01500060
IRS990/BenefitsToMembers/Total0975294
IRS990/BsnssRltnshpThruFamilyMember00
IRS990/BsnssRltnshpWithOrganization00
IRS990/CapStckTrstPrinCurrentFunds/BOY00
IRS990/CapStckTrstPrinCurrentFunds/EOY00
IRS990/CashNonInterestBearing/BOY01574084
IRS990/CashNonInterestBearing/EOY01181383
IRS990/ChangesToOrganizingDocs00
IRS990/CollectionsOfArt00
IRS990/CompCurrentOfficersDirectors/Total0487619
IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO01
IRS990/CompensationProcessOther01
IRS990/ComplianceWithBackupWitholding01
IRS990/ConflictOfInterestPolicy01
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt00
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine10910 RIVERSIDE PARKWAY 40
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine11635 DAFFODIL DRIVE
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine12663 W HIGHWAY 60
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City0WEST SACRAMENTO
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City1BENICIA
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City2MONETT
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State0CA
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State1CA
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State2MO
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode095605
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode194510
IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode265708
IRS990/ContractorCompensation/Compensation0156983
IRS990/ContractorCompensation/Compensation1127287
IRS990/ContractorCompensation/Compensation2111077
IRS990/ContractorCompensation/DescriptionOfServices0STATEMENT PROCESSING/MAILING
IRS990/ContractorCompensation/DescriptionOfServices1MARKETING/DESIGN
IRS990/ContractorCompensation/DescriptionOfServices2DATA PROCESSING
IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine10DOCUMENT FULFILLMENT SERVICES
IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine11CLAYTON DESIGN INC
IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine12JACK HENRY AND ASSOCIATES
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CreditCounseling00
IRS990/DecisionsSubjectToApproval01
IRS990/DeductibleContributionsOfArt00
IRS990/DeductibleNonCashContributions00
IRS990/DelegationOfManagementDuties00
IRS990/DepreciationDepletion/Total0143707
IRS990/DescribedIn501C300
IRS990/Description0FOR OVER 75 YEARS, FIRST U.S. COMMUNITY CREDIT UNION ("FIRST US") HAS PROVIDED LENDING AND DEPOSIT PRODUCTS AND SERVICES TO ITS MEMBERS. FIRST US SERVES ANYONE WHO LIVES, WORKS, OR WORSHIPS (INCLUDING STATEWIDE CURRENT AND RETIRED FEDERAL EMPLOYEES AND THEIR FAMILIES) IN 12 COUNTIES IN THE GREATER SACRAMENTO, CA REGION. A WIDE RANGE OF LOAN PRODUCTS AND SERVICES ARE OFFERED INCLUDING RESIDENTIAL AND COMMERCIAL REAL ESTATE, COMMERCIAL BUSINESS (I.E., SMALL BUSINESS ADMINISTRATION), VEHICLE, AND OTHER CONSUMER LOANS. TOTAL ASSETS AT DECEMBER 2012 WERE APPROX. $251 MILLION.
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy01
IRS990/DonorAdvisedFunds00
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers01
IRS990/EmploymentTaxReturnsFiled01
IRS990/FamilyOrBusinessRelationship00
IRS990/FederalGrantAuditRequired00
IRS990/FeesForServicesAccounting/Total055471
IRS990/FeesForServicesLegal/Total015734
IRS990/FeesForServicesOther/Total0824591
IRS990/ForeignActivities00
IRS990/ForeignFinancialAccount00
IRS990/ForeignOffice00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek51.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek61.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek740.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek840.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek940.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/NamePerson0BRIAN DOYLE
IRS990/Form990PartVIISectionA/NamePerson1JOHN ANDERSON
IRS990/Form990PartVIISectionA/NamePerson2RICHARD BENDER
IRS990/Form990PartVIISectionA/NamePerson3PHIL KEITH
IRS990/Form990PartVIISectionA/NamePerson4NANCY LEE
IRS990/Form990PartVIISectionA/NamePerson5DICK COCHRAN
IRS990/Form990PartVIISectionA/NamePerson6JAMES GOMES
IRS990/Form990PartVIISectionA/NamePerson7CAROL HAUCK
IRS990/Form990PartVIISectionA/NamePerson8JEFFREY CRUMP
IRS990/Form990PartVIISectionA/NamePerson9JANCE DALTON
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/Officer4X
IRS990/Form990PartVIISectionA/Officer5X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation732540
IRS990/Form990PartVIISectionA/OtherCompensation815890
IRS990/Form990PartVIISectionA/OtherCompensation924276
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization7182890
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization8124976
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization9107047
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs90
IRS990/Form990PartVIISectionA/Title0CHAIRMAN
IRS990/Form990PartVIISectionA/Title1VICE CHAIRMAN
IRS990/Form990PartVIISectionA/Title2SECRETARY
IRS990/Form990PartVIISectionA/Title3DIRECTOR
IRS990/Form990PartVIISectionA/Title4DIRECTOR
IRS990/Form990PartVIISectionA/Title5DIRECTOR
IRS990/Form990PartVIISectionA/Title6DIRECTOR
IRS990/Form990PartVIISectionA/Title7PRESIDENT/CEO
IRS990/Form990PartVIISectionA/Title8VP/CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionA/Title9VP/INFORMATION TECHNOLOGY
IRS990/Form990ProvidedToGoverningBody01
IRS990/Form990-TFiled01
IRS990/FormersListed00
IRS990/FSAudited01
IRS990/FSAuditedBasis/FinancialStatementSeparate0X
IRS990/FundraisingActivities00
IRS990/GainOrLoss/Other062865
IRS990/GainOrLoss/Securities0-4196
IRS990/Gaming00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossAmountSalesAssets/Other062865
IRS990/GrossReceipts010114923
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt00
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartIX0X
IRS990/InfoInScheduleOPartVI0X
IRS990/Insurance/Total083257
IRS990/InvestmentIncomeCurrentYear0662649
IRS990/InvestmentIncome/ExclusionAmount0603980
IRS990/InvestmentIncomePriorYear0409931
IRS990/InvestmentIncome/TotalRevenueColumn0603980
IRS990/InvestmentInJointVenture00
IRS990/InvestmentsOtherSecurities/BOY074036139
IRS990/InvestmentsOtherSecurities/EOY088232541
IRS990/LandBldgEquipmentAccumDeprec04380185
IRS990/LandBuildingsEquipmentBasis07216684
IRS990/LandBuildingsEquipmentBasisNet/BOY03065329
IRS990/LandBuildingsEquipmentBasisNet/EOY02836499
IRS990/LessCostOthBasisSalesExpenses/Other00
IRS990/LessCostOthBasisSalesExpenses/Securities04196
IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters01
IRS990/MaterialDiversionOrMisuse00
IRS990/MembersOrStockholders01
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees01
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0OUR MISSION IS TO PROVIDE VALUE, SERVICE, AND FINANCIAL SOLUTIONS TO OUR MEMBERS.
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0CAROL HAUCK
IRS990/NbrIndependentVotingMembers07
IRS990/NbrVotingGoverningBodyMembers07
IRS990/NbrVotingMembersGoverningBody07
IRS990/NetAssetsOrFundBalancesBOY020906233
IRS990/NetAssetsOrFundBalancesEOY023189351
IRS990/NetGainOrLossInvestments/ExclusionAmount058669
IRS990/NetGainOrLossInvestments/TotalRevenueColumn058669
IRS990/NetUnrelatedBusinessTxblIncome0-8909
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith109605550
IRS990/NumberIndependentVotingMembers07
IRS990/NumberIndividualsGT100K03
IRS990/NumberOfContractorsGT100K03
IRS990/NumberOfEmployees073
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total0334292
IRS990/OfficeExpenses/Total01026367
IRS990/OfficerEntityWithBsnssRltnshp00
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY06775794
IRS990/OtherAssetsTotal/EOY08038562
IRS990/OtherEmployeeBenefits/Total0268298
IRS990/OtherExpensePriorYear05345391
IRS990/OtherExpensesCurrentYear03063662
IRS990/OtherExpenses/Description0NCUA/ASI SHARE INSURANC
IRS990/OtherExpenses/Description1PROVISION FOR LOAN LOSS
IRS990/OtherExpenses/Total0269414
IRS990/OtherExpenses/Total1-37504
IRS990/OtherLiabilities/BOY0218779037
IRS990/OtherLiabilities/EOY0226695023
IRS990/OtherNotesLoansReceivableNet/BOY0150146187
IRS990/OtherNotesLoansReceivableNet/EOY0146363480
IRS990/OtherRevenueCurrentYear00
IRS990/OtherRevenuePriorYear00
IRS990/OtherSalariesAndWages/Total02438136
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY00
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY00
IRS990/PartialLiquidation00
IRS990/PayrollTaxes/Total0246059
IRS990/PensionPlanContributions/Total0246463
IRS990/PoliciesReferenceChapters01
IRS990/PoliticalActivities00
IRS990/PrepaidExpensesDeferredCharges/BOY0360237
IRS990/PrepaidExpensesDeferredCharges/EOY0349543
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0522100
IRS990/ProgramServiceRevenue/BusinessCode1522100
IRS990/ProgramServiceRevenue/BusinessCode2522100
IRS990/ProgramServiceRevenueCY09448078
IRS990/ProgramServiceRevenue/Description0LOAN INCOME
IRS990/ProgramServiceRevenue/Description1FEE INCOME
IRS990/ProgramServiceRevenue/Description2MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenuePriorYear010170120
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome07554171
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome11101822
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome2672768
IRS990/ProgramServiceRevenue/TotalRevenueColumn07554171
IRS990/ProgramServiceRevenue/TotalRevenueColumn11137024
IRS990/ProgramServiceRevenue/TotalRevenueColumn2756883
IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue035202
IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue184115
IRS990/ProhibitedTaxShelterTrans00
IRS990/ReconcilationOtherChanges00
IRS990/ReconcilationRevenueExpenses02385196
IRS990/ReconciliationUnrealizedInvest0-102078
IRS990/RegularMonitoringEnforcement01
IRS990/RelatedEntity00
IRS990/RelatedOrgControlledEntity00
IRS990/ReportFin48Footnote00
IRS990/ReportInvestOthSecurities01
IRS990/ReportLandBldgEquip01
IRS990/ReportOtherAssets00
IRS990/ReportOtherLiabilities01
IRS990/ReportProgRelInvest00
IRS990/RetainedEarningsEndowmentEtc/BOY020906233
IRS990/RetainedEarningsEndowmentEtc/EOY023189351
IRS990/RevenuesLessExpensesCY02385196
IRS990/RevenuesLessExpensesPriorYear0156770
IRS990/SalariesEtcCurrentYear03686575
IRS990/SalariesEtcPriorYear03577830
IRS990/ScheduleBRequired00
IRS990ScheduleD/Buildings/BookValue01576642
IRS990ScheduleD/Buildings/Depreciation0797225
IRS990ScheduleD/Buildings/OtherCostOrOtherBasis02373867
IRS990ScheduleD/Equipment/BookValue0251783
IRS990ScheduleD/Equipment/Depreciation02532176
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis02783959
IRS990ScheduleD/Land/BookValue0712128
IRS990ScheduleD/Land/OtherCostOrOtherBasis0712128
IRS990ScheduleD/LeaseholdImprovements/BookValue0295946
IRS990ScheduleD/LeaseholdImprovements/Depreciation01050784
IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis01346730
IRS990ScheduleD/OtherLiabilities/Amount0226695023
IRS990ScheduleD/OtherLiabilities/Description0MEMBER SHARES
IRS990ScheduleD/OtherSecurities/BookValue012904181
IRS990ScheduleD/OtherSecurities/BookValue163484986
IRS990ScheduleD/OtherSecurities/BookValue211843374
IRS990ScheduleD/OtherSecurities/Description0JUMBO CD INVESTMENTS
IRS990ScheduleD/OtherSecurities/Description1FEDERAL AGENCY SECURITIES
IRS990ScheduleD/OtherSecurities/Description2AGENCY MORTGAGE SECURITIES
IRS990ScheduleD/OtherSecurities/MethodOfValuation0F
IRS990ScheduleD/OtherSecurities/MethodOfValuation1F
IRS990ScheduleD/OtherSecurities/MethodOfValuation2F
IRS990ScheduleD/TotalOfAmounts0226695023
IRS990ScheduleD/TotalOfBookValueLandBuildings02836499
IRS990ScheduleD/TotalOfBookValueSecurities088232541
IRS990ScheduleJ/BoardOrCommitteeApproval0X
IRS990ScheduleJ/CompensationCommittee0X
IRS990ScheduleJ/CompensationSurvey0X
IRS990ScheduleJ/EquityBasedCompArrangement00
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg0177453
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg0637
IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg021479
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartIII/Explanation0TRAVEL FOR COMPANIONS - PER THE CREDIT UNION'S WRITTEN EXPENSE POLICY, SPOUSAL TRAVEL FOR MEMBERS OF THE BOARD AND SUPERVISORY COMMITTEE ON CREDIT UNION BUSINESS IS COVERED BY THE CREDIT UNION FOR "REASONABLE" AND "PROPER" EXPENSES. WE FILE A 1099 ON AMOUNTS OVER $600. HOWEVER, IT IS TYPICALLY AN IMMATERIAL EXPENSE AND NO 1099'S WERE FILED IN 2012.
IRS990ScheduleJ/Form990ScheduleJPartIII/ReturnReference0PART I, LINE 1A
IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson0CAROL HAUCK
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg011061
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg04800
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/Title0PRESIDENT/CEO
IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg0215430
IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationRelatedOrgs00
IRS990/ScheduleJRequired01
IRS990ScheduleJ/SeverancePayment00
IRS990ScheduleJ/SubstantiationRequired01
IRS990ScheduleJ/SupplementalNonqualRetirePlan00
IRS990ScheduleJ/TravelForCompanions0X
IRS990ScheduleJ/WrittenPolicyReTAndEExpenses01
IRS990ScheduleO/GeneralExplanation/Explanation0THE CREDIT UNION'S MEMBERS HAVE RIGHTS TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS IN THE FORM OF CASH DIVIDENDS.
IRS990ScheduleO/GeneralExplanation/Explanation1MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALLY, OR AS VACANCIES ARISE, OR OTHERWISE.
IRS990ScheduleO/GeneralExplanation/Explanation2MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.
IRS990ScheduleO/GeneralExplanation/Explanation3FORM 990 IS REVIEWED IN DETAIL BY THE CEO AND CFO, FOCUSING ON BACK-UP SUPPORTING DETAIL AS NEEDED PRIOR TO ITS FILING. A COPY OF THE 990 WILL ALSO BE PROVIDED TO THE BOARD OF DIRECTORS BEFORE IT IS FILED.
IRS990ScheduleO/GeneralExplanation/Explanation4KEY EMPLOYEE ACTIVITIES ARE MONITORED BY OUR EXTERNAL/REGULATORY AUDIT(S) AND INTERNAL REVIEW PROCESSES ON A REGULAR BASIS THROUGH REPORTS, SYSTEMS, AUDITS, ETC. IN ADDITION, EACH MANAGER MONITORS THE ACTIVITY OF THEIR STAFF MEMBERS TO ENSURE BEST PRACTICES AND ELIMINATE THE ABILITY FOR BEHAVIOR THAT CONFLICTS WITH THE CREDIT UNION'S CODE OF CONDUCT.
IRS990ScheduleO/GeneralExplanation/Explanation5FIRST US COMMUNITY CREDIT UNION PARTICIPATES IN SEVERAL INDUSTRY-RELATED COMPENSATION SURVEYS EVERY YEAR. DATA FROM THESE SURVEYS IS THEN REVIEWED AND ANALYZED, BASED ON FACTORS SUCH AS REGION, AREA, ASSET SIZE, NUMBER OF EMPLOYEES, NUMBER OF MEMBERS, ETC. TO ATTEMPT TO MATCH "COMPARABLE" PAY DATA, AND RANGES ARE DETERMINED FOR EACH POSITION. WITH MIDPOINT REPRESENTING MARKET SALARY FOR AN EXPERIENCED INCUMBENT, WE DETERMINE PLACEMENT WITH THE RANGE BASED ON A NUMBER OF FACTORS TO INCLUDE EDUCATION, YEARS OF EXPERIENCE, LEVEL OF PAST EXPERIENCE, SALARIES OF EMPLOYEES WITH COMPARABLE EXPERIENCE AND RESPONSIBILITY OF POSITION.
IRS990ScheduleO/GeneralExplanation/Explanation6FINANCIAL STATEMENTS ARE PROVIDED AT THE ANNUAL MEETING OF MEMBERS AND ARE ALSO AVAILABLE ON THE INTERNET.
IRS990ScheduleO/GeneralExplanation/Explanation7MISCELLANEOUS: TOTAL EXPENSES 824,591.
IRS990ScheduleO/GeneralExplanation/Identifier0OTHER FEES
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/GeneralExplanation/ReturnReference7FORM 990, PART IX, LINE 11G
IRS990/ScheduleORequired01
IRS990/School00
IRS990/SignificantChange00
IRS990/SignificantNewProgramServices00
IRS990/StateLegalDomicile0CA
IRS990/StatesWhereCopyOfReturnIsFiled0CA
IRS990/SubjectToProxyTax00
IRS990/TaxablePartyNotification00
IRS990/TaxExemptBonds00
IRS990/Terminated00
IRS990/TermOrPermanentEndowments00
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine10580 UNIVERSITY AVENUE
IRS990/TheBooksAreInCareOf/AddressUS/City0SACRAMENTO
IRS990/TheBooksAreInCareOf/AddressUS/State0CA
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode095825
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10JEFF CRUMP
IRS990/TheBooksAreInCareOf/TelephoneNumber09165765600
IRS990/TotalAssets/BOY0240218776
IRS990/TotalAssetsBOY0240218776
IRS990/TotalAssets/EOY0251261369
IRS990/TotalAssetsEOY0251261369
IRS990/TotalCompGT150K01
IRS990/TotalExpensesCurrentYear07725531
IRS990/TotalExpensesPriorYear010423281
IRS990/TotalFunctionalExpenses/Total07725531
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI0119317
IRS990/TotalLiabilities/BOY0219312543
IRS990/TotalLiabilitiesBOY0219312543
IRS990/TotalLiabilities/EOY0228072018
IRS990/TotalLiabilitiesEOY0228072018
IRS990/TotalLiabNetAssetsFundBalances/BOY0240218776
IRS990/TotalLiabNetAssetsFundBalances/EOY0251261369
IRS990/TotalNbrEmployees073
IRS990/TotalNbrVolunteers010
IRS990/TotalNetAssetsFundBalances/BOY020906233
IRS990/TotalNetAssetsFundBalances/EOY023189351
IRS990/TotalOtherCompensation072706
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProfFundrsngExpPriorYear00
IRS990/TotalProgramServiceRevenue09448078
IRS990/TotalReportableCompFrmRltdOrgs00
IRS990/TotalReportableCompFromOrg0414913
IRS990/TotalRevenueCurrentYear010110727
IRS990/TotalRevenue/ExclusionAmount0662649
IRS990/TotalRevenuePriorYear010580051
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome09328761
IRS990/TotalRevenue/TotalRevenueColumn010110727
IRS990/TotalRevenue/UnrelatedBusinessRevenue0119317

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$251,261,369
Liabilities
$228,072,018
Net assets
$23,189,351
Revenue
-
Expenses
$7,725,531
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$538$483$55.2$24.5$23.7$0.76
2023Detailed filing. Detailed filing data is available for this year.$536$483$52.8$22.6$20.0$2.66
2022Detailed filing. Detailed filing data is available for this year.$542$493$48.6$18.0$14.1$3.93
2021Detailed filing. Detailed filing data is available for this year.$522$466$55.8$16.1$12.2$3.90
2020Detailed filing. Detailed filing data is available for this year.$474$421$53.3$17.0$13.3$3.63
2019Detailed filing. Detailed filing data is available for this year.$409$360$49.0$16.8$13.3$3.48
2018Detailed filing. Detailed filing data is available for this year.$372$329$42.7$15.1$11.5$3.63
2017Detailed filing. Detailed filing data is available for this year.$364$325$38.9$13.8$11.0$2.84
2016Detailed filing. Detailed filing data is available for this year.$348$312$36.5$12.3$10.1$2.20
2015Detailed filing. Detailed filing data is available for this year.$336$302$34.1$11.8$10.1$1.70
2014Detailed filing. Detailed filing data is available for this year.$275$247$28.0$9.89$7.76$2.13
2013Detailed filing. Detailed filing data is available for this year.$253$228$25.5$10.4$7.82$2.61
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$251$228$23.2$7.73
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$240$219$20.9$10.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$232$212$20.7$11.3