Civic Intelligence

Eagle Credit Union Co Unify Financial Credit Union

990 • Fiscal year 2010 • EIN 94-0902652

Jan 01, 2010 to Dec 31, 2010 • Filed on Jul 31, 2011

1401 Lakeshore Drive95242
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

89th percentile

0.92x

Higher debt load relative to assets than 89% of similar nonprofits.

2010 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

$22,581,708

No earlier filing loaded for comparison.

Net Assets

$1,881,153

No earlier filing loaded for comparison.

Liabilities

$20,700,555

No earlier filing loaded for comparison.

Revenue

-

No earlier filing loaded for comparison.

Expenses

$1,901,864

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $22,581,708Liabilities 2010: $20,700,555Net Assets 2010: $1,881,1532010Assets 2011: $20,360,321Liabilities 2011: $18,195,034Net Assets 2011: $2,165,2872011Assets 2012: $20,737,232Liabilities 2012: $18,473,414Net Assets 2012: $2,263,8182012Assets 2013: $21,197,659Liabilities 2013: $19,163,211Net Assets 2013: $2,034,4482013Assets 2014: $20,031,643Liabilities 2014: $18,348,818Net Assets 2014: $1,682,8252014Assets 2015: $19,909,912Liabilities 2015: $18,431,367Net Assets 2015: $1,478,5452015Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016

Highlighted filing

2010

Assets$22,581,708
Liabilities$20,700,555
Net Assets$1,881,153

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0MExpenses 2010: $1,901,8642010Expenses 2011: $1,081,5232011Expenses 2012: $1,195,4272012Revenue 2013: $1,023,633Expenses 2013: $1,215,204Net Income 2013: -$191,5712013Revenue 2014: $864,412Expenses 2014: $1,168,152Net Income 2014: -$303,7402014Revenue 2015: $807,855Expenses 2015: $1,019,860Net Income 2015: -$212,0052015Revenue 2016: $334,449Expenses 2016: $550,955Net Income 2016: -$216,5062016

Highlighted filing

2010

Revenue-
Expenses$1,901,864
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
Jul 31, 2011
Return Version
2010v3.2
Gross Receipts
$1,707,125
Mission and Program Overview

Mission

Provide low cost financial services

Filing and Contact Details

Filer

EIN
94-0902652
Raw XML Appendix330 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpenses/Description1PROVISION FOR LOAN LOSSES
IRS990/OtherExpenses/Description2NON-OPERATING LOSS
IRS990/OtherExpenses/Description3MISC
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IRS990ScheduleO/GeneralExplanation/Explanation0Organization is a member owned state chartered credit union.
IRS990ScheduleO/GeneralExplanation/Explanation1Board members elected by membership during annual meeting.
IRS990ScheduleO/GeneralExplanation/Explanation2During the annual meeting, members may vote on some board decisions.
IRS990ScheduleO/GeneralExplanation/Explanation3Daily auditing functions are performed to ensure compliance within policy.
IRS990ScheduleO/GeneralExplanation/Explanation4The CEO reviews all tax statements prior to filing.
IRS990ScheduleO/GeneralExplanation/Explanation5A headhunter is normally used and the recommendations followed.
IRS990ScheduleO/GeneralExplanation/Explanation6The credit union has no conflict of interest policy. Fianancial
IRS990ScheduleO/GeneralExplanation/Explanation7statements are posted monthly in the lobby.
IRS990ScheduleO/GeneralExplanation/Explanation8Current year's certified audit not complete as of 11/15/2010.
IRS990ScheduleO/GeneralExplanation/Explanation9Line 5, rounding error of 1.00
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IRS990/YearFormation01929
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0940902652
ReturnHeader/Filer/Name/BusinessNameLine10EAGLE CREDIT UNION
ReturnHeader/Filer/NameControl0EAGL
ReturnHeader/Filer/Phone02093402100
ReturnHeader/Filer/USAddress/AddressLine101401 LAKESHORE DRIVE
ReturnHeader/Filer/USAddress/City0LODI
ReturnHeader/Filer/USAddress/State0CA
ReturnHeader/Filer/USAddress/ZIPCode095242
ReturnHeader/Officer/DateSigned02011-07-31
ReturnHeader/Officer/Name0ALI GARCIA
ReturnHeader/Officer/Phone02093402100
ReturnHeader/Officer/Title0CEO
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10JACQUILLA BURRELL CPA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10127 WEST BADILLO STREET STE 127 E
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0COVINA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0CA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode091723
ReturnHeader/Preparer/Name0JACQUILLA BURRELL
ReturnHeader/Preparer/Phone06263319744
ReturnHeader/Preparer/SelfEmployed0X
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02010-01-01
ReturnHeader/TaxPeriodEndDate02010-12-31
ReturnHeader/TaxYear02010
ReturnHeader/Timestamp02011-08-01T21:02:41-07:00

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