Civic Intelligence

Pacific Postal Credit Union

990 • Fiscal year 2016 • EIN 94-0760540

Jan 01, 2016 to Dec 31, 2016 • Filed on Dec 21, 2017

Organization ProfileWWW.PPCU.ORG

View Organization Page

1040 Leigh AvenueSan Jose, CA 95126-4152

(408) 275-8595

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

21st percentile

0.86x

Higher debt load relative to assets than 21% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

87th percentile

24.63x

Higher debt load relative to revenue than 87% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

67th percentile

14%

Higher net margin than 67% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

96th percentile

$493,588

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 6.5% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

18th percentile

0.8%

Faster asset growth than 18% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

81st percentile

12%

Faster revenue growth than 81% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets21st percentile

Assets

Up

$216,752,575

Up $1,798,435 (+0.8%) from 2015

Net Assets

Up

$30,102,712

Up $270,126 (+0.9%) from 2015

Liabilities

Up

$186,649,863

Up $1,528,309 (+0.8%) from 2015

Revenue And Expenses
Liabilities / Revenue87th percentileNet Margin67th percentile

Revenue

Up

$7,578,820

Up $824,377 (+12%) from 2015

Expenses

Up

$6,551,794

Up $581,916 (+9.7%) from 2015

Net Income

Up

$1,027,026

Up $242,461 (+31%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth18th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $189,413,334Liabilities 2010: $166,338,162Net Assets 2010: $23,075,1722010Assets 2011: $187,998,630Liabilities 2011: $164,459,183Net Assets 2011: $23,539,4472011Assets 2012: $202,007,134Liabilities 2012: $174,586,313Net Assets 2012: $27,420,8212012Assets 2013: $199,835,128Liabilities 2013: $174,562,358Net Assets 2013: $25,272,7702013Assets 2014: $205,898,609Liabilities 2014: $177,898,361Net Assets 2014: $28,000,2482014Assets 2015: $214,954,140Liabilities 2015: $185,121,554Net Assets 2015: $29,832,5862015Assets 2016: $216,752,575Liabilities 2016: $186,649,863Net Assets 2016: $30,102,7122016Assets 2017: $220,943,903Liabilities 2017: $190,017,607Net Assets 2017: $30,926,2962017Assets 2018: $221,667,160Liabilities 2018: $191,772,728Net Assets 2018: $29,894,4322018Assets 2019: $224,203,026Liabilities 2019: $190,284,597Net Assets 2019: $33,918,4292019Assets 2020: $243,282,825Liabilities 2020: $207,599,372Net Assets 2020: $35,683,4532020Assets 2021: $255,571,467Liabilities 2021: $219,710,250Net Assets 2021: $35,861,2172021Assets 2022: $239,600,553Liabilities 2022: $209,790,314Net Assets 2022: $29,810,2392022Assets 2023: $236,503,849Liabilities 2023: $203,997,888Net Assets 2023: $32,505,9612023Assets 2024: $233,387,409Liabilities 2024: $198,698,304Net Assets 2024: $34,689,1052024

Highlighted filing

2016

Assets$216,752,575
Liabilities$186,649,863
Net Assets$30,102,712
Open 2016 Filing

Operations Trend

Revenue Growth81st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $6,842,8652010Expenses 2011: $5,964,6212011Expenses 2012: $6,586,4972012Revenue 2013: $7,768,279Expenses 2013: $6,490,942Net Income 2013: $1,277,3372013Revenue 2014: $6,768,107Expenses 2014: $5,291,951Net Income 2014: $1,476,1562014Revenue 2015: $6,754,443Expenses 2015: $5,969,878Net Income 2015: $784,5652015Revenue 2016: $7,578,820Expenses 2016: $6,551,794Net Income 2016: $1,027,0262016Revenue 2017: $8,396,976Expenses 2017: $6,720,708Net Income 2017: $1,676,2682017Revenue 2018: $9,678,325Expenses 2018: $8,007,302Net Income 2018: $1,671,0232018Revenue 2019: $10,043,628Expenses 2019: $8,881,683Net Income 2019: $1,161,9452019Revenue 2020: $7,478,389Expenses 2020: $6,608,979Net Income 2020: $869,4102020Revenue 2021: $6,861,841Expenses 2021: $6,062,035Net Income 2021: $799,8062021Revenue 2022: $7,633,896Expenses 2022: $6,796,679Net Income 2022: $837,2172022Revenue 2023: $10,516,194Expenses 2023: $9,018,123Net Income 2023: $1,498,0712023Revenue 2024: $11,865,118Expenses 2024: $10,726,092Net Income 2024: $1,139,0262024

Highlighted filing

2016

Revenue$7,578,820
Expenses$6,551,794
Net Income$1,027,026
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Dec 21, 2017
Return Version
2016v3.0
Gross Receipts
$9,676,611
Mission and Program Overview

Mission

Pacific postal credit union is committed to creating a better life for our member owners by building financial partnerships and providing competitive services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$150,351,009$146,915,133▼ $3,435,876
Other Notes and Loans Receivable, Net$53,034,277$56,185,435▲ $3,151,158
Rtn Earn Endowment Incm Other Fnds$29,832,586$30,102,712▲ $270,126
Cash and Non-Interest-Bearing Accounts$1,879,666$3,911,138▲ $2,031,472
Land, Buildings, and Equipment, Net$500,013$432,549▼ $67,464
Prepaid Expenses and Deferred Charges$270,797$413,526▲ $142,729
Intangible Assets$387,571$374,208▼ $13,363
Accounts Receivable$223,639$38,723▼ $184,916
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$214,954,140$216,752,575▲ $1,798,435
Other Assets Total$8,307,168$8,481,863▲ $174,695
Liabilities
Other Liabilities$183,008,928$184,260,356▲ $1,251,428
Accounts Payable and Accrued Expenses$2,112,626$2,389,507▲ $276,881
Total Liabilities$185,121,554$186,649,863▲ $1,528,309
Net Assets / Fund Balance
Total Net Assets Fund Balance$29,832,586$30,102,712▲ $270,126
Total Liabilities and Net Assets / Fund Balance$214,954,140$216,752,575▲ $1,798,435

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$82,780$3,331,681$3,414,461
Buildings$282,752$1,466,384$1,749,136
Land$67,017-$67,017
Other Securities$88,510,639--
Compensation and Service Providers
Top Officer Pay96th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jan MeerePresident & CEOFT$260,624$233,962$494,586
Fardad KhosraviEvpFT$180,580$47,994$228,574
Karole MorikawaVP MarketingFT$108,150$17,670$125,820
Elsa PhamVP LendingFT$103,283$9,888$113,171

Board Members and Trustees

NameTitle
Michael MedlinChair
Lashon Fischer-andersonVice Chair
Carol CroteauDirector
Jeoungrim ShinDirector
Marie FurtadoDirector
Richard SilveriaDirector
Robert ScalettaDirector
Roger SomerDirector
Joseph ColeSecretary/treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Co-op Financial ServicesAtm Services9692 HAVEN AVE, Rancho Cucamonga, CA 91730$254,466
At&tCommunications208 S AKARD ST, Dallas, TX 75202$202,205
Dh (ultradata)Data ProcessingPO BOX 535120, Atlanta, GA 30353$143,379
FisVisa Card Processing7805 HUDSON RD, Woodbury, MN 55125$118,661
Pm SystemsHomebanking75 REMITTANCE DR DEPT 1649, Chicago, IL 60675$111,762
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,200,024
Investment Income
$3,378,796
Other Revenue
$0
Change in Net Assets
$1,027,026
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,500,491
Salaries, Compensation, and Employee Benefits$2,445,712
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,491,921
Benefits to Members---$605,591
Occupancy---$510,492
Current Officers, Directors, Trustees, and Key Employees---$494,587
Information Technology---$255,559
Other Expenses---$246,731
Fees for Services Other---$240,415
All Other Expenses---$231,681
Other Employee Benefits---$194,779
Payroll Taxes---$134,215
Pension Plan Contributions---$130,210
Advertising---$119,642
Insurance---$81,639
Office Expenses---$74,925
Depreciation Depletion---$48,383
Travel---$48,372
Total Functional Expenses$0$0$0$6,551,794
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$184,260,356
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union's members have rights to elect the members of the governing body. The credit union's members also receive a share of the organization's profits in the form of cash dividends.”

Form 990, Part VI, Section A, Line 7A

“Members of the credit union have the right to elect one or more members of the organization's governing body, whether periodically, or as vacancies arise, or otherwise.”

Form 990, Part VI, Section A, Line 7B

“Members of the credit union have the right to approve the governing body's election and removal of members of the governing body, as well as other matters that are subject to the approval of members of the credit union as they occur.”

Form 990, Part VI, Section B, Line 11B

“The president/ceo reviews form 990 for accuracy.”

Form 990, Part VI, Section B, Line 12C

“All vendor contracts are board approved. Management monitors and reports any conflicts to the ceo who then reports to the board of directors.”

Form 990, Part VI, Section B, Line 15

“The ceo's salary is recommended to the board of directors by the ceo evaluation committee. Salary is determined based on achievement of goals set and a comparison with other ceo salaries in like cu's. The ceo sets salaries for management based on a performance appraisal. Ranges for positions are set based on a 3rd party survey.”

Form 990, Part VI, Section C, Line 19

“Financial statements, conflict of interest policy and governing documents are available upon request for the same period of disclosure as set forth in section 6104(d).”

Filing and Contact Details

Filer

Filer Name
Pacific Postal Credit Union
EIN
94-0760540
Phone
4082758595
Address
1040 LEIGH AVENUE, SAN JOSE, CA 95126-4152

Signing Officer

Name
Fardad Khosravi
Title
President/CEO
Phone
4082758595
Signed
2017-12-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Fardad Khosravi
Formed
1931
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
9
Employees
31
Volunteers
11

Preparer

Firm
Rsm US Llp
Address
801 NICOLLET MALL SUITE 1100, MINNEAPOLIS, MN 55402
Preparer
Gerald B Kissell
Phone
6123324300
Raw XML AppendixShowing 400 of 515 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt10EVP
IRS990/Form990PartVIISectionAGrp/TitleTxt11VP MARKETING
IRS990/Form990PartVIISectionAGrp/TitleTxt12VP LENDING
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr01931
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt02400
IRS990/GainOrLossGrp/SecuritiesAmt0-4483
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt02400
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt02093308
IRS990/GrossReceiptsAmt09676611
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0255559
IRS990/InsuranceGrp/TotalAmt081639
IRS990/IntangibleAssetsGrp/BOYAmt0387571
IRS990/IntangibleAssetsGrp/EOYAmt0374208
IRS990/InvestmentIncomeGrp/ExclusionAmt03380879
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03380879
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0150351009
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0146915133
IRS990/IRPDocumentCnt02809
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt04798065
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0500013
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0432549
IRS990/LandBldgEquipCostOrOtherBssAmt05230614
IRS990/LegalDomicileStateCd0CA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt02097791
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PACIFIC POSTAL CREDIT UNION IS COMMITTED TO CREATING A BETTER LIFE FOR OUR MEMBER OWNERS BY BUILDING FINANCIAL PARTNERSHIPS AND PROVIDING COMPETITIVE SERVICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt029832586
IRS990/NetAssetsOrFundBalancesEOYAmt030102712
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-2083
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-2083
IRS990/NetUnrelatedBusTxblIncmAmt0-6242
IRS990/NetUnrlzdGainsLossesInvstAmt0-756900
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0510492
IRS990/OfficeExpensesGrp/TotalAmt074925
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt08307168
IRS990/OtherAssetsTotalGrp/EOYAmt08481863
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0194779
IRS990/OtherExpensesGrp/Desc0INVESTMENT PREMIUM AMOR
IRS990/OtherExpensesGrp/Desc1LOAN/VISA EXPENSES
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3ATM PROCESSING
IRS990/OtherExpensesGrp/TotalAmt0997217
IRS990/OtherExpensesGrp/TotalAmt1328746
IRS990/OtherExpensesGrp/TotalAmt2316689
IRS990/OtherExpensesGrp/TotalAmt3246731
IRS990/OtherLiabilitiesGrp/BOYAmt0183008928
IRS990/OtherLiabilitiesGrp/EOYAmt0184260356
IRS990/OtherSalariesAndWagesGrp/TotalAmt01491921
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt053034277
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt056185435
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0134215
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0130210
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0270797
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0413526
IRS990/PrincipalOfficerNm0FARDAD KHOSRAVI
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/BusinessCd4522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST FROM LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE & CHARGES INCOME
IRS990/ProgramServiceRevenueGrp/Desc2DEBIT CARD INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc3VISA INTERCHANGE INCOME
IRS990/ProgramServiceRevenueGrp/Desc4OTHER INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02987133
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1712653
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2259067
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt3145681
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt471661
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02987133
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1736482
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2259067
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3145681
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt471661
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt023829
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PROVIDES DEPOSIT SERVICES TO MEMBERS AT LOWER THAN MARKET FEES. DURING 2016 MEMBERS INCREASED THEIR DEPOSIT ACCOUNTS BY $1,251,428 AND TOTAL MEMBERSHIP OF THE CREDIT UNION WAS 14,399 AT DECEMBER 31, 2016.
IRS990/ProgSrvcAccomActy3Grp/Desc0FOR THE YEAR ENDED DECEMBER 31, 2016 THE PERCENTAGE OF FEE INCOME EARNED AS A PERCENTAGE OF TOTAL INCOME WAS 9.72%, WHICH IS LESS THAN HALF OF THE INDUSTRY STANDARD.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0559133
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02692725
IRS990/PYOtherExpensesAmt02982954
IRS990/PYOtherRevenueAmt0390601
IRS990/PYProgramServiceRevenueAmt03671117
IRS990/PYRevenuesLessExpensesAmt0784565
IRS990/PYSalariesCompEmpBnftPaidAmt02427791
IRS990/PYTotalExpensesAmt05969878
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06754443
IRS990/ReconcilationRevenueExpnssAmt01027026
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt029832586
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt030102712
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0282752
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01466384
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01749136
IRS990ScheduleD/EquipmentGrp/BookValueAmt082780
IRS990ScheduleD/EquipmentGrp/DepreciationAmt03331681
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt03414461
IRS990ScheduleD/LandGrp/BookValueAmt067017
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt067017
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0184260356
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt023713870
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1-1320497
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt27244121
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt325000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt424228000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt54514000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt688510639
IRS990ScheduleD/OtherSecuritiesGrp/Desc0DEPOSITS IN CORPORATE CREDIT UNIONS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1INVESTMENTS VAULUATION
IRS990ScheduleD/OtherSecuritiesGrp/Desc2PREPAID INVESTMENT PREMIUMS
IRS990ScheduleD/OtherSecuritiesGrp/Desc3STOCK
IRS990ScheduleD/OtherSecuritiesGrp/Desc4CD RATELINE
IRS990ScheduleD/OtherSecuritiesGrp/Desc5FNC
IRS990ScheduleD/OtherSecuritiesGrp/Desc6AVAILABLE FOR SALE INVESTMETNS
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1F
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd5C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd6F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0432549
IRS990ScheduleD/TotalBookValueSecuritiesAmt0146915133
IRS990ScheduleD/TotalLiabilityAmt0184260356
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0260624
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1180580
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt0215132
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt138153
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt015735
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt19473
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt03095
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt1368

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$216,752,575
Liabilities
$186,649,863
Net assets
$30,102,712
Revenue
$7,578,820
Expenses
$6,551,794
Net income
$1,027,026
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$233$199$34.7$11.9$10.7$1.14
2023Detailed filing. Detailed filing data is available for this year.$237$204$32.5$10.5$9.02$1.50
2022Detailed filing. Detailed filing data is available for this year.$240$210$29.8$7.63$6.80$0.84
2021Detailed filing. Detailed filing data is available for this year.$256$220$35.9$6.86$6.06$0.80
2020Detailed filing. Detailed filing data is available for this year.$243$208$35.7$7.48$6.61$0.87
2019Detailed filing. Detailed filing data is available for this year.$224$190$33.9$10.0$8.88$1.16
2018Detailed filing. Detailed filing data is available for this year.$222$192$29.9$9.68$8.01$1.67
2017Detailed filing. Detailed filing data is available for this year.$221$190$30.9$8.40$6.72$1.68
2016Detailed filing. Detailed filing data is available for this year.$217$187$30.1$7.58$6.55$1.03
2015Detailed filing. Detailed filing data is available for this year.$215$185$29.8$6.75$5.97$0.78
2014Detailed filing. Detailed filing data is available for this year.$206$178$28.0$6.77$5.29$1.48
2013Detailed filing. Detailed filing data is available for this year.$200$175$25.3$7.77$6.49$1.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$202$175$27.4$6.59
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$188$164$23.5$5.96
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$189$166$23.1$6.84