Civic Intelligence

Luso-American Financial a Fraternal Benefit Society

990 • Fiscal year 2013 • EIN 94-0401313

Jan 01, 2013 to Dec 31, 2013 • Filed on May 15, 2014

Organization Profilewww.luso-american.org

View Organization Page

7080 Donlon WaySuite 20094568

(925) 828-4884

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.95x

Higher debt load relative to assets than 92% of similar nonprofits.

2013 filings • $50M-$100M nonprofits • Source year 2013

Liabilities / Revenue

89th percentile

8.97x

Higher debt load relative to revenue than 89% of similar nonprofits.

2013 filings • $50M-$100M nonprofits • Source year 2013

Net Margin

16th percentile

-6.9%

Higher net margin than 16% of similar nonprofits.

2013 filings • $50M-$100M nonprofits • Source year 2013

Top Officer Pay

28th percentile

$129,068

Higher top officer pay than 28% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

2013 filings • $50M-$100M nonprofits • Source year 2013

Asset Growth

44th percentile

3.9%

Faster asset growth than 44% of similar nonprofits.

2013 filings • $50M-$100M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Flat

$91,597,113

Flat from 2013

Net Assets

Flat

$4,518,833

Flat from 2013

Liabilities

Flat

$87,078,280

Flat from 2013

Revenue And Expenses
Liabilities / Revenue89th percentileNet Margin16th percentile

Revenue

Flat

$9,712,991

Flat from 2013

Expenses

Flat

$10,384,020

Flat from 2013

Net Income

Flat

-$671,029

Flat from 2013

Historical Trend

Balance Sheet Trend

Asset Growth44th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150M$100M$50M$0Assets 2010: $81,448,214Liabilities 2010: $74,988,102Net Assets 2010: $6,460,1122010Assets 2011: $84,959,580Liabilities 2011: $79,575,155Net Assets 2011: $5,384,4252011Assets 2012: $88,147,571Liabilities 2012: $82,183,438Net Assets 2012: $5,964,1332012Assets 2013: $91,597,113Liabilities 2013: $87,078,280Net Assets 2013: $4,518,8332013Assets 2013: $91,597,113Liabilities 2013: $87,078,280Net Assets 2013: $4,518,8332013Assets 2014: $96,367,845Liabilities 2014: $92,092,893Net Assets 2014: $4,274,9522014Assets 2015: $103,072,433Liabilities 2015: $97,944,239Net Assets 2015: $5,128,1942015Assets 2016: $107,739,017Liabilities 2016: $103,050,263Net Assets 2016: $4,688,7542016Assets 2017: $110,791,356Liabilities 2017: $104,519,549Net Assets 2017: $6,271,8072017Assets 2018: $119,044,469Liabilities 2018: $112,054,357Net Assets 2018: $6,990,1122018Assets 2019: $122,875,729Liabilities 2019: $115,995,175Net Assets 2019: $6,880,5542019Assets 2020: $130,783,535Liabilities 2020: $123,031,896Net Assets 2020: $7,751,6392020Assets 2021: $136,150,844Liabilities 2021: $128,896,486Net Assets 2021: $7,254,3582021Assets 2022: $139,539,836Liabilities 2022: $133,755,116Net Assets 2022: $5,784,7202022Assets 2023: $140,461,043Liabilities 2023: $136,059,966Net Assets 2023: $4,401,0772023Assets 2024: $141,688,736Liabilities 2024: $138,073,767Net Assets 2024: $3,614,9692024

Highlighted filing

2013

Assets$91,597,113
Liabilities$87,078,280
Net Assets$4,518,833
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $12,981,0462010Expenses 2011: $12,020,6012011Expenses 2012: $10,121,8002012Revenue 2013: $9,712,991Expenses 2013: $10,384,020Net Income 2013: -$671,0292013Revenue 2013: $9,712,991Expenses 2013: $10,384,020Net Income 2013: -$671,0292013Revenue 2014: $11,237,543Expenses 2014: $11,481,424Net Income 2014: -$243,8812014Revenue 2015: $12,792,635Expenses 2015: $11,939,393Net Income 2015: $853,2422015Revenue 2016: $12,814,884Expenses 2016: $13,254,325Net Income 2016: -$439,4412016Revenue 2017: $11,309,011Expenses 2017: $9,725,957Net Income 2017: $1,583,0542017Revenue 2018: $15,257,325Expenses 2018: $14,539,023Net Income 2018: $718,3022018Revenue 2019: $13,354,418Expenses 2019: $13,463,979Net Income 2019: -$109,5612019Revenue 2020: $14,798,489Expenses 2020: $13,927,402Net Income 2020: $871,0872020Revenue 2021: $14,039,396Expenses 2021: $14,536,677Net Income 2021: -$497,2812021Revenue 2022: $13,781,778Expenses 2022: $15,251,416Net Income 2022: -$1,469,6382022Revenue 2023: $12,900,869Expenses 2023: $14,284,512Net Income 2023: -$1,383,6432023Revenue 2024: $13,190,473Expenses 2024: $13,976,581Net Income 2024: -$786,1082024

Highlighted filing

2013

Revenue$9,712,991
Expenses$10,384,020
Net Income-$671,029
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 15, 2014
Return Version
2013v3.0
Gross Receipts
$11,263,085
Mission and Program Overview

Mission

LUSO AMERICAN FINANCIAL is a fraternal benefit society serving over 19,500 members and issuing at least two of its publications a year. The Society provides life and annuity products for our particular ethnic group (Portuguese-Americans) in an organizational structure allowing fraternal, cultural, charitable, humanitarian, educational and social activities for the betterment of our policyholders and members and others and for local, national and international communities.

L.A.L.I.S. is a fraternal benefit society serving over 19,500 members and issuing at least two of its publications a year. The Society provides life and annuity products for our particular ethnic group (Portuguese-Americans) in an organizational structure allowing fraternal, cultural, charitable, humanitarian, educational and social activities for the betterment of our policyholders and members and others and for local, national and international communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$72,081,269$77,221,007▲ $5,139,738
Other Notes and Loans Receivable, Net$3,740,673$5,063,668▲ $1,322,995
Rtn Earn Endowment Incm Other Fnds$5,964,133$4,518,833▼ $1,445,300
Land, Buildings, and Equipment, Net$3,779,438$3,693,425▼ $86,013
Accounts Receivable$1,493,809$1,519,850▲ $26,041
Savings and Temporary Cash Investments$2,932,000$538,147▼ $2,393,853
Cash and Non-Interest-Bearing Accounts$319$121▼ $198
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$88,147,571$91,597,113▲ $3,449,542
Other Assets Total$4,120,063$3,560,895▼ $559,168
Liabilities
Other Liabilities$82,183,438$87,044,767▲ $4,861,329
Accounts Payable and Accrued Expenses$0$33,513▲ $33,513
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$82,183,438$87,078,280▲ $4,894,842
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,964,133$4,518,833▼ $1,445,300
Total Liabilities and Net Assets / Fund Balance$88,147,571$91,597,113▲ $3,449,542

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,493,425$2,588,319$0
Other Land Buildings$0$0$0
Land$200,000-$0
Equipment$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay28th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Lino M AmaralExecutive Vice-President and CEOFT$129,068$129,068
Josheph F ResendesVice-President and SecretaryFT$90,877$90,877

Board Members and Trustees

NameTitle
John M DiasChairman
Joseph B VieiraPresident
Aires R PavaoBoard Member
Cecilia M SouzaBoard Member
Joao A TavaresBoard Member
Jose A SoaresBoard Member
Jose M MachadoBoard Member
Joseph F MachadoBoard Member
Linda M VieiraBoard Member
Mario J FerreiraBoard Member
Narcie J FerreiraBoard Member
Paticia CostaBoard Member
Patricia M RomanoBoard Member
Tony E MartinsBoard Member
Vicki BarriosBoard Member

Highest Paid Contractors

ContractorServicesLocationCompensation
Miller and Newberg IncActuarial-$111,070
AQS Asset Management LLCInvestments-$102,729
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,752,161
Investment Income
$4,699,446
Other Revenue
$261,384
Change in Net Assets
$-671,029
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,667,184
Salaries, Compensation, and Employee Benefits$1,365,224
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$7,351,612
Other Salaries and Wages---$739,985
Conferences and Meetings---$507,023
Current Officers, Directors, Trustees, and Key Employees---$219,945
Other Employee Benefits---$205,778
Fees for Services Accounting---$163,679
Advertising---$152,812
Payroll Taxes---$141,640
Occupancy---$136,629
Information Technology---$103,505
Insurance---$82,145
Office Expenses---$73,941
Depreciation Depletion---$61,105
Travel---$58,076
Pension Plan Contributions---$57,876
Fees for Services Legal---$40,002
Fees for Services Other---$29,722
Other Expenses---$23,813
Total Functional Expenses$0$0$0$10,384,020
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Aggregate Reserve for Life Certificate$84,580,314
Interest Maint and Valuation Reserves$1,249,345
Supplemental Contracts w/o Life Contracts$861,253
Certificate & Contract Claim$216,641
Amounts held and Unearned Investment Income$133,418
Premium Consideration Received in Advance$34,481
Commissions & Tax Due$15,474
Remittances and Items Not Allocated$-46,159
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Members.”

Form 990, Part VI, Section A, Line 7A

“Members choose the Delegates to the National Council (triannial).”

Form 990, Part VI, Section B, Line 11B

“The 990 form is reviewed by the Executive Vice President and CEO and/or the Vice President and Secretary before it is filled.”

Form 990, Part VI, Section B, Line 15

“LALIS Board follows a formal process of interviews, evaluation, discussion and final determination in hiring and establishing compensation and benefits packages for CEO and key employees.”

Form 990, Part VI, Section C, Line 19

“The Society's documents are available either by request or on the Society's website, www.luso-american.org.”

Filing and Contact Details

Filer

EIN
94-0401313
Phone
9258284884

Signing Officer

Name
Lino Amaral
Title
Chief Executive Officer
Phone
9258284884
Signed
2014-05-15

Organization Details

Principal Officer
Lino M Amaral
Formed
1957
Legal Domicile
CA
Voting Board Members
15
Independent Board Members
0
Employees
25
Volunteers
2,500
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Detail of Other Changes Net Unrealized Capital Gains Losses $352161 Non Admitted Assets -$40552 Asset Valuation Reserve $17682 Other -$1103562 TOTAL IN OTHER CHANGES -$1445301”

Raw XML AppendixShowing 400 of 552 raw XML fields

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IRS990/Form990PartVIISectionAGrp/PersonNm0John M Dias
IRS990/Form990PartVIISectionAGrp/PersonNm1Mario J Ferreira
IRS990/Form990PartVIISectionAGrp/PersonNm2Aires R Pavao
IRS990/Form990PartVIISectionAGrp/PersonNm3Vicki Barrios
IRS990/Form990PartVIISectionAGrp/PersonNm4Joao A Tavares
IRS990/Form990PartVIISectionAGrp/PersonNm5Paticia Costa
IRS990/Form990PartVIISectionAGrp/PersonNm6Cecilia M Souza
IRS990/Form990PartVIISectionAGrp/PersonNm7Linda M Vieira
IRS990/Form990PartVIISectionAGrp/PersonNm8Joseph F Machado
IRS990/Form990PartVIISectionAGrp/PersonNm9Jose M Machado
IRS990/Form990PartVIISectionAGrp/PersonNm10Narcie J Ferreira
IRS990/Form990PartVIISectionAGrp/PersonNm11Tony E Martins
IRS990/Form990PartVIISectionAGrp/PersonNm12Patricia M Romano
IRS990/Form990PartVIISectionAGrp/PersonNm13Jose A Soares
IRS990/Form990PartVIISectionAGrp/PersonNm14Joseph B Vieira
IRS990/Form990PartVIISectionAGrp/PersonNm15Lino M Amaral
IRS990/Form990PartVIISectionAGrp/PersonNm16Josheph F Resendes
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15129068
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1690877
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt12Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt13Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt14President
IRS990/Form990PartVIISectionAGrp/TitleTxt15Executive Vice-President and CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt16Vice-President and Secretary
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01957
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt0-152804
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt015
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt0817250
IRS990/GrossReceiptsAmt011263085
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt0831111
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0103505
IRS990/InsuranceGrp/TotalAmt082145
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt04852250
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt04852250
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt072081269
IRS990/InvestmentsPubTradedSecGrp/EOYAmt077221007
IRS990/IRPDocumentCnt01300
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02588319
IRS990/LandBldgEquipBasisNetGrp/BOYAmt03779438
IRS990/LandBldgEquipBasisNetGrp/EOYAmt03693425
IRS990/LandBldgEquipCostOrOtherBssAmt06281744
IRS990/LegalDomicileStateCd0CA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt0970054
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt0580040
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt010313
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt010313
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0L.A.L.I.S. is a fraternal benefit society serving over 19,500 members and issuing at least two of its publications a year. The Society provides life and annuity products for our particular ethnic group (Portuguese-Americans) in an organizational structure allowing fraternal, cultural, charitable, humanitarian, educational and social activities for the betterment of our policyholders and members and others and for local, national and international communities.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt05964133
IRS990/NetAssetsOrFundBalancesEOYAmt04518833
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-152804
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-152804
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0251071
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0251071
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0136629
IRS990/OfficeExpensesGrp/TotalAmt073941
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04120063
IRS990/OtherAssetsTotalGrp/EOYAmt03560895
IRS990/OtherChangesInNetAssetsAmt0-774271
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0205778
IRS990/OtherExpensesGrp/Desc0Insurance Department License Fees
IRS990/OtherExpensesGrp/Desc1Commissions & Agency
IRS990/OtherExpensesGrp/Desc2Gifts, Donations and Dues
IRS990/OtherExpensesGrp/Desc3incresed in Loading
IRS990/OtherExpensesGrp/TotalAmt014170
IRS990/OtherExpensesGrp/TotalAmt1192162
IRS990/OtherExpensesGrp/TotalAmt228400
IRS990/OtherExpensesGrp/TotalAmt323813
IRS990/OtherLiabilitiesGrp/BOYAmt082183438
IRS990/OtherLiabilitiesGrp/EOYAmt087044767
IRS990/OtherRevenueTotalAmt010313
IRS990/OtherSalariesAndWagesGrp/TotalAmt0739985
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt03740673
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt05063668
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt0141640
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt057876
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Lino M Amaral
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0524113
IRS990/ProgramServiceRevenueGrp/Desc0Life Insurance and Annuity Premium
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt04752161
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt04752161
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt06947286
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt04394120
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01735948
IRS990/PYOtherRevenueAmt0134935
IRS990/PYProgramServiceRevenueAmt04861624
IRS990/PYRevenuesLessExpensesAmt0-731121
IRS990/PYSalariesCompEmpBnftPaidAmt01438566
IRS990/PYTotalExpensesAmt010121800
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt09390679
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-671029
IRS990/RegularMonitoringEnfrcInd00
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$91,597,113
Liabilities
$87,078,280
Net assets
$4,518,833
Revenue
$9,712,991
Expenses
$10,384,020
Net income
-$671,029
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$142$138$3.61$13.2$14.0$0.79
2023Summary only. Only limited summary data is available for this year.$140$136$4.40$12.9$14.3$1.38
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$140$134$5.78$13.8$15.3$1.47
2021Summary only. Only limited summary data is available for this year.$136$129$7.25$14.0$14.5$0.50
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$131$123$7.75$14.8$13.9$0.87
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$123$116$6.88$13.4$13.5$0.11
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$119$112$6.99$15.3$14.5$0.72
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$111$105$6.27$11.3$9.73$1.58
2016Summary only. Only limited summary data is available for this year.$108$103$4.69$12.8$13.3$0.44
2015Detailed filing. Detailed filing data is available for this year.$103$97.9$5.13$12.8$11.9$0.85
2014Detailed filing. Detailed filing data is available for this year.$96.4$92.1$4.27$11.2$11.5$0.24
2013Detailed filing. Detailed filing data is available for this year.$91.6$87.1$4.52$9.71$10.4$0.67
2013Summary only. Only limited summary data is available for this year.$91.6$87.1$4.52$9.71$10.4$0.67
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$88.1$82.2$5.96$10.1
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$85.0$79.6$5.38$12.0
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$81.4$75.0$6.46$13.0