Civic Intelligence

The Golden 1 Credit Union

EIN 94-0362025 • 501(c)14 • Sacramento, CA

View Organization Page

Profile

The golden 1 credit union delivers financial solutions with value, the golden 1 credit union delivers financial solutions with value, convenience, and exceptional service. The purpose of the corporation is to engage in credit union business and any other lawful activities which are not prohibited to a credit union by applicable laws or regulations.

8945 Cal Center DriveSacramento, CA 95826

www.golden1.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

65th percentile

0.91x

Higher debt load relative to assets than 65% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Liabilities / Revenue

83rd percentile

18.11x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Net Margin

61st percentile

11%

Higher net margin than 61% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Source year 2024

Top Officer Pay

84th percentile

$1,826,440

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.2% of source-year revenue.

501(c)14 • $1B+ nonprofits • Source year 2024

Asset Growth

4th percentile

-7.2%

Faster asset growth than 4% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Revenue Growth

23rd percentile

10%

Faster revenue growth than 23% of similar nonprofits.

501(c)14 • $1B+ nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets65th percentile

Assets

Down

$19,609,426,722

Down $1,520,376,826 (-7.2%) from 2023

Liabilities

Down

$17,920,295,482

Down $1,673,940,392 (-8.5%) from 2023

Net Assets

Up

$1,689,131,240

Up $153,563,566 (+10%) from 2023

Operations
Liabilities / Revenue83rd percentileNet Margin61st percentile

Revenue

Up

$989,745,273

Up $91,665,163 (+10%) from 2023

Expenses

Up

$883,825,244

Up $126,057,392 (+17%) from 2023

Net Income

Down

$105,920,029

Down $34,392,229 (-25%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth4th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30B$20B$10B$0Assets 2010: $7,748,674,102Liabilities 2010: $7,002,865,053Net Assets 2010: $745,809,0492010Assets 2011: $7,508,945,792Liabilities 2011: $6,665,554,917Net Assets 2011: $843,390,8752011Assets 2012: $7,963,005,682Liabilities 2012: $7,028,430,135Net Assets 2012: $934,575,5472012Assets 2013: $8,198,004,584Liabilities 2013: $7,212,119,710Net Assets 2013: $985,884,8742013Assets 2014: $8,800,995,877Liabilities 2014: $7,730,624,177Net Assets 2014: $1,070,371,7002014Assets 2015: $9,676,953,370Liabilities 2015: $8,542,365,552Net Assets 2015: $1,134,587,8182015Assets 2016: $10,617,388,977Liabilities 2016: $9,395,668,766Net Assets 2016: $1,221,720,2112016Assets 2017: $11,486,760,824Liabilities 2017: $10,187,619,202Net Assets 2017: $1,299,141,6222017Assets 2018: $12,255,270,007Liabilities 2018: $10,862,192,247Net Assets 2018: $1,393,077,7602018Assets 2019: $12,993,881,498Liabilities 2019: $11,476,584,280Net Assets 2019: $1,517,297,2182019Assets 2020: $16,310,412,697Liabilities 2020: $14,674,627,981Net Assets 2020: $1,635,784,7162020Assets 2021: $18,331,687,285Liabilities 2021: $16,649,803,970Net Assets 2021: $1,681,883,3152021Assets 2022: $18,481,868,090Liabilities 2022: $17,128,619,639Net Assets 2022: $1,353,248,4512022Assets 2023: $21,129,803,548Liabilities 2023: $19,594,235,874Net Assets 2023: $1,535,567,6742023Assets 2024: $19,609,426,722Liabilities 2024: $17,920,295,482Net Assets 2024: $1,689,131,2402024

Highlighted filing

2024

Assets$19,609,426,722
Liabilities$17,920,295,482
Net Assets$1,689,131,240
Open 2024 Filing

Operations Trend

Revenue Growth23rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0B$500M$0Expenses 2010: $288,911,0162010Revenue 2011: $344,482,824Expenses 2011: $279,122,545Net Income 2011: $65,360,2792011Expenses 2012: $250,605,2642012Revenue 2013: $320,581,175Expenses 2013: $213,510,433Net Income 2013: $107,070,7422013Revenue 2014: $310,866,221Expenses 2014: $233,001,993Net Income 2014: $77,864,2282014Revenue 2015: $343,950,247Expenses 2015: $274,300,870Net Income 2015: $69,649,3772015Revenue 2016: $399,157,203Expenses 2016: $309,442,510Net Income 2016: $89,714,6932016Revenue 2017: $453,561,854Expenses 2017: $365,805,877Net Income 2017: $87,755,9772017Revenue 2018: $483,456,225Expenses 2018: $390,041,755Net Income 2018: $93,414,4702018Revenue 2019: $532,330,203Expenses 2019: $433,809,978Net Income 2019: $98,520,2252019Revenue 2020: $529,017,023Expenses 2020: $461,241,215Net Income 2020: $67,775,8082020Revenue 2021: $525,382,897Expenses 2021: $394,456,753Net Income 2021: $130,926,1442021Revenue 2022: $628,951,060Expenses 2022: $504,386,598Net Income 2022: $124,564,4622022Revenue 2023: $898,080,110Expenses 2023: $757,767,852Net Income 2023: $140,312,2582023Revenue 2024: $989,745,273Expenses 2024: $883,825,244Net Income 2024: $105,920,0292024

Highlighted filing

2024

Revenue$989,745,273
Expenses$883,825,244
Net Income$105,920,029
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$19,609,426,722
Liabilities
$17,920,295,482
Net assets
$1,689,131,240
Revenue
$989,745,273
Expenses
$883,825,244
Net income
$105,920,029
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$19,609$17,920$1,689$990$884$106
2023Summary only. Only limited summary data is available for this year.$21,130$19,594$1,536$898$758$140
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$18,482$17,129$1,353$629$504$125
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$18,332$16,650$1,682$525$394$131
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16,310$14,675$1,636$529$461$67.8
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12,994$11,477$1,517$532$434$98.5
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12,255$10,862$1,393$483$390$93.4
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11,487$10,188$1,299$454$366$87.8
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10,617$9,396$1,222$399$309$89.7
2015Detailed filing. Detailed filing data is available for this year.$9,677$8,542$1,135$344$274$69.6
2014Detailed filing. Detailed filing data is available for this year.$8,801$7,731$1,070$311$233$77.9
2013Detailed filing. Detailed filing data is available for this year.$8,198$7,212$986$321$214$107
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7,963$7,028$935$251
2011Summary only. Only limited summary data is available for this year.$7,509$6,666$843$344$279$65.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$7,749$7,003$746$289
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 4, 2025
Return Version
2024v5.2
Gross Receipts
$1,124,328,677
Mission and Program Overview

Mission

The golden 1 credit union delivers financial solutions with value, convenience, and exceptional service. The purpose of the corporation is to engage in credit union business and any other lawful activities which are not prohibited to a credit union by applicable laws or regulations.

The golden 1 credit union delivers exceptional financial services and support to empower our members and communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$13,766,983,594$14,452,455,347▲ $685,471,753
Investments Other Securities$3,908,928,983$3,353,078,631▼ $555,850,352
Rtn Earn Endowment Incm Other Fnds$1,535,567,674$1,689,131,240▲ $153,563,566
Accounts Receivable$2,257,509,870$548,250,550▼ $1,709,259,320
Cash and Non-Interest-Bearing Accounts$177,419,178$127,531,395▼ $49,887,783
Land, Buildings, and Equipment, Net$66,939,297$62,301,794▼ $4,637,503
Receivables From Officers Etc$16,673,928$16,835,874▲ $161,946
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$21,129,803,548$19,609,426,722▼ $1,520,376,826
Other Assets Total$935,348,698$1,048,973,131▲ $113,624,433
Liabilities
Other Liabilities$19,572,665,312$17,893,028,485▼ $1,679,636,827
Accounts Payable and Accrued Expenses$21,570,562$27,266,997▲ $5,696,435
Total Liabilities$19,594,235,874$17,920,295,482▼ $1,673,940,392
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,535,567,674$1,689,131,240▲ $153,563,566
Total Liabilities and Net Assets / Fund Balance$21,129,803,548$19,609,426,722▼ $1,520,376,826

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$27,926,402$34,830,702-
Other Land Buildings$0--
Land$7,837,043--
Equipment$26,538,349$135,197,118-
Other Assets Org$52,672,887--
Other Securities$522,179,421--
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Donna BlandPresident and CEOFT$1,052,019$774,421$1,826,440
Jeffrey RogersSr Commercial Loan OfficerFT$94,252$1,067,580$1,161,832
Michael I HuntleyDirector - Business ServicesFT$166,695$815,634$982,329
Dustin LutonSevp - Senior Executive Vice PresidentFT$761,297$55,902$817,199
Dustin LutonSevp - Senior Executive Vice Preside-$485,788$331,411$817,199
Nirmalya ModakHome Loan Advisor - ExternalFT$3,761$648,167$651,928
John M FischerEvp - Chief Retail OfficerFT$399,219$221,521$620,740
Quoc K DoHome Loan Advisor - ExternalFT$4,043$614,723$618,766
Allyson HillEvp - Chief Financial OfficerFT$405,819$204,137$609,956
Donald HamiltonEvp - Chief Lending OfficerFT$392,564$166,684$559,248
Courtney LinnEvp - Head of Legal Risk and ComplianceFT$484,682$59,321$544,003
Courtney LinnEvp - Head of Legal Risk and Complia-$348,708$195,295$544,003
Chad CarringtonSVP - Chief Information OfficerFT$362,949$153,914$516,863
Evgeniy TkachukEvp - Chief Digital OfficerFT$345,809$159,665$505,474
Heather Andrade-neumannEvp - Chief People OfficerFT$319,580$162,409$481,989
Harriet Chang-rossiMgr - External Hl ProductionFT$39,462$408,375$447,837
Kyle LongSVP - Corporate StrategyFT$251,334$160,794$412,128
Michael R DaumSVP - Chief Marketing OfficerFT$281,511$123,639$405,150
Ryan KellySVP - Chief Audit ExecutiveFT$274,757$97,672$372,429
Walter AnasovitchSVP - Risk OperationsFT$237,294$119,776$357,070
William Poppen JrSVP - Product Analytics and RiskFT$237,855$88,623$326,478
Joleen AyersVP - Enterprise Risk OfficerFT$211,632$109,016$320,648
Erica TaylorSVP - Community Impact and Public Relations OfficeFT$286,217$31,839$318,056
Erica TaylorSVP - Community Impact and Public Re-$216,308$101,748$318,056
Matthew FigueroaVP - Treasurer and Investment OfficerFT$280,007$31,462$311,469
Matthew FigueroaVP - Treasurer and Investment Office-$224,504$86,965$311,469
Blair a BraudEvp - Head of OperationsFT$214,667$80,910$295,577
Tatyana KazakVP - Corporate ComplianceFT$205,505$81,022$286,527
Kirsten a MillerDirector - Information Security and Third-party RiFT$190,520$9,632$200,152
Kirsten a MillerDirector - Information Security and-$144,495$55,657$200,152
Douglas AguiarSVP - Chief Marketing OfficerFT$16,998$99,361$116,359

Board Members and Trustees

NameTitle
Keri L ThomasDirector, Chair
Aeisha MastagniDirector, Vice Chair
Cassandra JenningsDirector
Craig BrownDirector
Keely BoslerDirector
Paris ColemanDirector
Samantha LuiDirector
Ting Lan SunDirector
P Craig CornettDirector, Secretary/treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Sacramento Kings LPAdvertising500 J STREET 4TH FLOOR, Sacramento, CA 95814$5,000,000
Beacon Hill Solution Group LLCWorkforce Solutions152 BOWDOIN STREET, Boston, MA 02108$2,910,521
Allied Universal Security SrvcsSecurity ServicesPO BOX 31001-2374, Pasadena, CA 91110-2374$1,425,869
Acquis Cortico-x LLCConsulting299 BROADWAY STE 1200, New York, NY 10097$742,006
Early Warning Services LLCFinancial Risk Management5801 N PIMA ROAD, Scottsdale, AZ 85250$625,307
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$745,306,784
Investment Income
$144,511,876
Other Revenue
$99,926,613
Change in Net Assets
$105,920,029

Audited Revenue Reconciliation

Revenue per Audited Statements
$989,745,273
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$795,574
Total Revenue per Audited Statements
$990,540,847
Total Revenue per Form 990
$989,745,273
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$647,226,412
Salaries, Compensation, and Employee Benefits$236,598,832
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$173,700,962
Interest---$61,256,503
All Other Expenses---$30,075,607
Information Technology---$25,620,950
Other Expenses---$24,610,786
Other Employee Benefits---$22,292,151
Advertising---$22,119,721
Occupancy---$21,739,247
Office Expenses---$20,258,998
Depreciation Depletion---$18,731,666
Current Officers, Directors, Trustees, and Key Employees---$14,066,647
Payroll Taxes---$13,715,756
Pension Plan Contributions---$12,823,316
Fees for Services Other---$8,399,472
Fees for Services Legal---$1,738,573
Conferences and Meetings---$1,647,560
Travel---$1,051,437
Insurance---$949,409
Fees for Services Accounting---$809,500
Total Functional Expenses$0$0$0$883,825,244

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$883,825,244
Total Expenses per Audited Statements$883,825,244
Total Expenses per Form 990$883,825,244
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$50,000
Section 527 Activity Spending$50,000
Total Exempt Function Spending$50,000

Section 527 Organizations

OrganizationLocationAmount
94-2329967Ontario, CA$25,000
23-7065623Milwaukee, WI$25,000
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$16,673,928$16,835,874▲ $161,946
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Drafts and Mm Accounts$7,975,635,893
Other Liabilities$5,622,932,646
Regular Shares$3,775,489,362
Other Deposits$300,000,000
Term Share Certificates$218,970,584
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The golden 1 credit union provides financial services for its regulatory-permissible field of membership.”

Form 990, Part VI, Section A, Line 7A

“The golden 1 credit union members have the right to vote for the election of directors. The golden 1 has one class of members that shall be restricted to the persons and organizations having specific affiliations or identifying characteristics established by the board of directors in our field of membership. The golden 1's field of membership includes persons who live and/or regularly work in one of our regulatory-permissible community charter counties and employees and immediate family members of our regulatory-permissible organizations.”

Form 990, Part VI, Section A, Line 7B

“The golden 1 credit union members, by a two-thirds (2/3) vote, shall have the power to review the acts and reverse the decisions of the board of directors of this credit union.”

Form 990, Part VI, Section B, Line 11B

“A committee of the golden 1 board of directors was designated to review the form 990, in advance of the october 30, 2025 golden 1 board meeting. The committee of board members approved the 2024 form 990 on october 22, 2025. Copies of the 2024 form 990 were provided to the full golden 1 board in advance of the filing.”

Form 990, Part VI, Section B, Line 12C

“In accordance with board policy, the golden 1 requires all elected officials, committee members, officers, managers and other key employees designated by the chief executive office to receive, complete, and sign an annual statement of disclosure form. The statement of disclosure asks a series of questions pertaining to potential conflicts of interest. The golden 1 administration department coordinates the distribution, collection and exception review of the completed statements. Golden 1's internal audit department performs an annual audit of the statement of disclosures to ensure compliance with board policy, timeliness of the process and appropriate review of completed statements. On an annual basis, the board also reviews and approves the related board policy and statement of disclosure form.”

Form 990, Part VI, Section B, Line 15

“Officers of the golden 1 credit union include the chief executive officer (ceo), executive vice presidents (evps), and senior vice presidents (svps). The compensation review process for officers is as follows: ceo compensation: a committee consisting of four members from the board of directors (called the ceo compensation committee) is formed each year to review ceo compensation. The chairman of this committee directs the evp/chief people officer to provide pay trend information for review and consideration taking into consideration asset size, business scope, and overall complexity of the operations. Similar industry and banking surveys are used for comparison purposes. The results, which are provided to the committee, compare benchmark base pay, incentive pay, and total compensation to golden 1's current ceo compensation package. After review and consideration, the committee provides a recommendation to the full board of directors for approval. The decision is documented contempoarenously and maintained in human resources. Evp/svp compensation: a similar analysis is performed for the evps/svps as requested by the president & ceo. Similar industry and banking surveys are used as referenced above. An overall competitive analysis is performed by the evp/chief people officer and the results and supporting documentation are presented to the ceo.”

Form 990, Part VI, Section C, Line 19

“The golden 1 credit union's form 990 will be available on guidestar.org for public inspection. The golden 1 credit union's quarterly national credit union administration (ncua) call 5300 report contains financial and statistical data. This regulatory report is available for public inspection online at ncua.gov. Golden 1's annual report is publically available on our website at golden1.com. Golden 1 members may request copies of financial statements by calling our member service contact center.”

Filing and Contact Details

Filer

Filer Name
The Golden 1 Credit Union
EIN
94-0362025
Phone
9167322900
Address
8945 CAL CENTER DRIVE, SACRAMENTO, CA 95826

Signing Officer

Name
Allyson Hill
Title
Evp/CFO
Phone
9167322900
Signed
2025-11-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Donna a Bland
Formed
1933
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
9
Employees
2,592
Volunteers
11

Preparer

Firm
Kpmg Llp
Address
500 CAPITOL MALL SUITE 2100, SACRAMENTO, CA 95814
Preparer
Cori Sadanaga
Phone
9164484700
Supplemental Narrative

Additional Explanations

Form 990, Part IV, Line 26

“Loans from the credit union to interested persons were made on the same terms as offered to other members of the credit union.”

FORM 990, PART XI, LINE 9:

“Change in comprehensive loss 46,847,963.”

Financial Statement Notes

PART X, LINE 2:

“Asc topic 740, income taxes, prescribes a recognition threshold and measurement attribute for financial statement disclosure of tax positions taken or expected to be taken on a tax return. Recognition of a tax position is determined when it is more likely than not that a tax position will be sustained on examination by the taxing authorities, including resolution of any related appeals or litigation processes. A tax position that meets the more likely than not recognition threshold is measured at the largest amount of benefit that is greater than 50% likely of being realized upon ultimate settlement with a taxing authority. The credit union did not have any unrecognized tax benefits or obligations as of december 31, 2024 and 2023.”

Raw XML AppendixShowing 400 of 1,166 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivitiesConductedPrtshpInd00
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IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt10SEVP - SENIOR EXECUTIVE VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt11EVP - CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt12EVP - CHIEF RETAIL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13EVP - CHIEF LENDING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP - CHIEF INFORMATION OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt15EVP - HEAD OF LEGAL RISK AND COMPLIANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt16EVP - CHIEF PEOPLE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt17EVP - CHIEF DIGITAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt18SVP - CORPORATE STRATEGY
IRS990/Form990PartVIISectionAGrp/TitleTxt19SVP - CHIEF MARKETING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt20SVP - CHIEF AUDIT EXECUTIVE
IRS990/Form990PartVIISectionAGrp/TitleTxt21SVP - RISK OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt22SVP - PRODUCT ANALYTICS AND RISK
IRS990/Form990PartVIISectionAGrp/TitleTxt23SVP - COMMUNITY IMPACT AND PUBLIC RELATIONS OFFICE
IRS990/Form990PartVIISectionAGrp/TitleTxt24EVP - HEAD OF OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt25VP - TREASURER AND INVESTMENT OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt26VP - ENTERPRISE RISK OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt27VP - CORPORATE COMPLIANCE
IRS990/Form990PartVIISectionAGrp/TitleTxt28SR COMMERCIAL LOAN OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt29DIRECTOR - BUSINESS SERVICES
IRS990/Form990PartVIISectionAGrp/TitleTxt30HOME LOAN ADVISOR - EXTERNAL
IRS990/Form990PartVIISectionAGrp/TitleTxt31HOME LOAN ADVISOR - EXTERNAL
IRS990/Form990PartVIISectionAGrp/TitleTxt32MGR - EXTERNAL HL PRODUCTION
IRS990/Form990PartVIISectionAGrp/TitleTxt33SVP - CHIEF MARKETING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt34DIRECTOR - INFORMATION SECURITY AND THIRD-PARTY RI
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