Liabilities / Assets
84th percentile
Higher debt load relative to assets than 84% of similar nonprofits.
990 • Fiscal year 2015 • EIN 94-0276025
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
84th percentile
Higher debt load relative to assets than 84% of similar nonprofits.
Liabilities / Revenue
92nd percentile
Higher debt load relative to revenue than 92% of similar nonprofits.
Net Margin
14th percentile
Higher net margin than 14% of similar nonprofits.
Top Officer Pay
55th percentile
Higher top officer pay than 55% of similar nonprofits.
Top officer pay equals 6.9% of source-year revenue.
Asset Growth
10th percentile
Faster asset growth than 10% of similar nonprofits.
Revenue Growth
21st percentile
Faster revenue growth than 21% of similar nonprofits.
Assets
Down$13,998,911
Down $1,350,543 (-8.8%) from 2014
Net Assets
Down$3,244,207
Down $280,999 (-8.0%) from 2014
Liabilities
Down$10,754,704
Down $1,069,544 (-9.0%) from 2014
Revenue
Down$2,695,127
Down $282,500 (-9.5%) from 2014
Expenses
Up$2,976,126
Up $10,278 (+0.3%) from 2014
Net Income
Down-$280,999
Down $292,778 (-2486%) from 2014
Our mission is to assist these enterprises to grow, thrive, and prosper enabling the overall economic development to our under served communities.
California coastal rural development corporation is dedicated to providing financing to small farmers and businesses throughout california. Our mission is to assist these enterprises to grow, thrive and prosper enabling the overall economic development of our underserved communities.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $7,654,123 | $7,205,844 | ▼ $448,279 |
| Other Notes and Loans Receivable, Net | $7,100,624 | $6,172,286 | ▼ $928,338 |
| Investments Other Securities | $178,298 | $177,996 | ▼ $302 |
| Accounts Receivable | $86,092 | $80,424 | ▼ $5,668 |
| Land, Buildings, and Equipment, Net | $15,249 | $16,255 | ▲ $1,006 |
| Total Assets | $15,349,454 | $13,998,911 | ▼ $1,350,543 |
| Other Assets Total | $315,068 | $346,106 | ▲ $31,038 |
| Liabilities | |||
| Mortgage Notes Payable Secured by Investment Property | $11,489,402 | $10,226,646 | ▼ $1,262,756 |
| Accounts Payable and Accrued Expenses | $271,478 | $264,503 | ▼ $6,975 |
| Other Liabilities | $63,368 | $263,555 | ▲ $200,187 |
| Total Liabilities | $11,824,248 | $10,754,704 | ▼ $1,069,544 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $3,525,206 | $3,244,207 | ▼ $280,999 |
| Total Net Assets Fund Balance | $3,525,206 | $3,244,207 | ▼ $280,999 |
| Total Liabilities and Net Assets / Fund Balance | $15,349,454 | $13,998,911 | ▼ $1,350,543 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $6,204 | $705,841 | $712,045 |
| Buildings | $10,051 | $63,296 | $73,347 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Karl Zalazowski | President | FT | $161,421 | $24,134 | $185,555 |
| Wendy Franscioni | CLO | FT | $121,600 | $16,861 | $138,461 |
| Jose Guerra | Sr Farm Loan Off | FT | $109,950 | $11,803 | $121,753 |
| Roy Robbins | Chairman | - | $2,518 | - | $2,518 |
| Juan Batista | Member | - | $1,150 | - | $1,150 |
| Danny Braga | Member | - | $1,000 | - | $1,000 |
| Ted Cagat | Vice Chair | - | $1,000 | - | $1,000 |
| Brad Barbeau | Member | - | $900 | - | $900 |
| Diane Grisez | Member | - | $900 | - | $900 |
| Louie Valenzuela | Member | - | $750 | - | $750 |
| Name | Title |
|---|---|
| Dave Dickenson | Member |
| Jeff Rawlings | Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,689,765 |
| Salaries, Compensation, and Employee Benefits | $1,286,361 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $684,961 | $63,735 | - | $748,696 |
| Interest | $748,421 | - | - | $748,421 |
| Current Officers, Directors, Trustees, and Key Employees | $234,792 | $38,460 | - | $273,252 |
| Occupancy | $142,837 | $15,871 | - | $158,708 |
| Other Employee Benefits | $131,847 | $14,650 | - | $146,497 |
| Payroll Taxes | $70,398 | $7,822 | - | $78,220 |
| Fees for Services Other | $71,989 | - | - | $71,989 |
| Conferences and Meetings | $38,040 | $4,227 | - | $42,267 |
| Fees for Services Accounting | $36,399 | $4,044 | - | $40,443 |
| Pension Plan Contributions | $35,726 | $3,970 | - | $39,696 |
| Office Expenses | $34,538 | $3,737 | - | $38,275 |
| Other Expenses | $33,811 | $4,554 | - | $33,811 |
| All Other Expenses | $31,440 | $1,867 | - | $33,307 |
| Fees for Services Legal | $23,226 | $2,581 | - | $25,807 |
| Advertising | $20,877 | - | - | $20,877 |
| Depreciation Depletion | $11,264 | - | - | $11,264 |
| Fees for Services Lobbying | - | $8,100 | - | $8,100 |
| Total Functional Expenses | $2,802,508 | $173,618 | $0 | $2,976,126 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,976,126 |
| Total Expenses per Audited Statements | $2,976,126 |
| Total Expenses per Form 990 | $2,976,126 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Other Liabilities | $263,555 |
“Bylaws were amended to bring organization into compliance with small business administration 504 bylaw regulations”
“The governing board has the power to appoint or elect one or more members of the governing body.”
“Return will be reviewed by the audit or executive committee and will be given to the board of directors before the filing of the return.”
“Board members and officers provide annual disclosures which are monitored by the chair of the board of director's governance committee ; if a conflict arises the board member is asked to excuse himself/herself from all discussions and voting on the issue.”
“California bankers association most recently available salary survey was used for comparably sized banking institutions, all positions within cal coastal were compared in this survey.”
“The documents are available at the business address during normal business hours.”
“Cal coastal has adopted financial accounting standards board (fasb) accounting standards codification (asc) topic 740, that clarifies the accounting for uncertainty in tax positions taken or expected to be taken on a tax return and provides that the tax effects from uncertain tax position can be recognized in the financial statements only if, based on its merits, the position is more likely than not to be sustained on audit by the taxing authorities. Management believes that all tax positions taken to date are highly certain, and, accordingly, no accounting adjustment has been made to the financial statements. Interest and penalties related to uncertain tax positions are recorded as part of the income tax expense.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 271478 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 264503 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 86092 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 80424 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | CALIFORNIA COASTAL RURAL DEVELOPMENT CORPORATION IS DEDICATED TO PROVIDING FINANCING TO SMALL FARMERS AND BUSINESSES THROUGHOUT CALIFORNIA. OUR MISSION IS TO ASSIST THESE ENTERPRISES TO GROW, THRIVE AND PROSPER ENABLING THE OVERALL ECONOMIC DEVELOPMENT OF OUR UNDERSERVED COMMUNITIES. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 20877 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 20877 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 1867 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 31440 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 33307 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | THE ORGANIZATION |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8314241099 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 221 MAIN STREET NO 301 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SALINAS |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 93901 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 1 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 38460 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 234792 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 273252 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt | 0 | 4227 |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 38040 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 42267 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 1689765 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2695127 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -280999 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1286361 |
| IRS990/CYTotalExpensesAmt | 0 | 2976126 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2695127 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 11264 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 11264 |
| IRS990/Desc | 0 | LOAN GUARANTEE PROGRAM-PROVIDES LOAN GUARANTEES TO ENCOURAGE LENDERS TO MAKE LOANS TO MARGINAL CREDIT BUSINESSES AND FARMERS |
| IRS990/DescribedInSection501c3Ind | 0 | 1 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 15 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | 0 |
| IRS990/ExpenseAmt | 0 | 1105739 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditPerformedInd | 0 | 1 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 1 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 4044 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 36399 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 40443 |
| IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt | 0 | 2581 |
| IRS990/FeesForServicesLegalGrp/ProgramServicesAmt | 0 | 23226 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 25807 |
| IRS990/FeesForServicesLobbyingGrp/ManagementAndGeneralAmt | 0 | 8100 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 8100 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 71989 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 71989 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 24134 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 16861 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 11803 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | TED CAGAT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | DANNY BRAGA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | DIANE GRISEZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | KARL ZALAZOWSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | ROY ROBBINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | BRAD BARBEAU |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JUAN BATISTA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | LOUIE VALENZUELA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JEFF RAWLINGS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | DAVE DICKENSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | WENDY FRANSCIONI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | JOSE GUERRA |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 1000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 1000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 900 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 161421 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 2518 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 900 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 1150 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 750 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 121600 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 109950 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | CLO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SR FARM LOAN OFF |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1982 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2695127 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 748421 |
| IRS990/InterestGrp/TotalAmt | 0 | 748421 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 178298 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 177996 |
| IRS990/IRPDocumentCnt | 0 | 4 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 769137 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 15249 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 16255 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 785392 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LobbyingActivitiesInd | 0 | 1 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 0 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | CALIFORNIA COASTAL RURAL DEVELOPMENT CORPORATION IS DEDICATED TO PROVIDING FINANCIAL ASSISTANCE TO SMALL BUSINESSES FOR THE PURPOSE OF CREATING EMPLOYMENT AND ECONOMIC DEVELOPMENT. WE PROVIDE FARM LOANS AND LOAN GUARANTEES TO BUSINESSES THAT HAVE THE ABILITY TO REPAY, BUT ARE UNABLE TO SECURE FUNDS AT A REASONABLE RATE FROM COMMERCIAL CREDIT INSTITUTIONS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 11489402 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 10226646 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3525206 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3244207 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 15871 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 142837 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 158708 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 3737 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 34538 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 38275 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 315068 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 346106 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 14650 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 131847 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 146497 |
| IRS990/OtherExpensesGrp/Desc | 0 | LOAN EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | TELEPHONE |
| IRS990/OtherExpensesGrp/Desc | 3 | MISCELLANEOUS(RECOVERIE |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 4554 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 250431 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 160521 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 40990 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 33811 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 250431 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 160521 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 45544 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 33811 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 63368 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 263555 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 63735 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 684961 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 748696 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 7100624 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 6172286 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 7822 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 70398 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 78220 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 3970 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 35726 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 39696 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | KARL ZALAZOWSKI |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | JURISDICTIONAL INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2562432 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 132695 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2562432 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 132695 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | DIRECT LOAN PROGRAM-MAKE DIRECT LOANS TO SMALL FARM OPERATORS UTILIZING USDA FARM SERVICES AGENCY LOAN GUARANTEES. |
| IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt | 0 | 1370905 |
| IRS990/ProgSrvcAccomActy2Grp/RevenueAmt | 0 | 2063996 |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | INTERMEDIATE RELENDING PROGRAM-PROVIDES RELENDING TO SMALL BUSINESSES THAT MANUFACTURE OR PROVIDE SERVICES IN SMALL CITIES |
| IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt | 0 | 117566 |
| IRS990/ProgSrvcAccomActy3Grp/RevenueAmt | 0 | 92619 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | SMALL BUSINESS ASSITANCE-PROVIDES LENDING AND TECHNICAL ASSISTANCE TO SMALL BUSINESSES THROUGH THE U.S. SMALL BUSINESS ADMINISTRATION MICROLENDING PROGRAM |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 1 | NAD BANK PROGRAM MAKES DIRECT LOANS TO COMMERCIAL ENTERPRISES LOCATED IN AREAS IMPACTED BY THE NORTH AMERICAN FREE TRADE AGREEMENT UTILIZING U.S.D.A.'S BUSINESS AND INDUSTRY LOAN GUARANTEE PROGRAM |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 179457 |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 1 | 28841 |
| IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt | 0 | 64709 |
| IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt | 1 | 40114 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYExcessBenefitTransInd | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 1665686 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2977627 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 11779 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1300162 |
| IRS990/PYTotalExpensesAmt | 0 | 2965848 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2977627 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -280999 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 433689 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 7654123 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 7205844 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 405500 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 752000 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 1157500 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 15245330 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.99650 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 1157500 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 405500 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 752000 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 1157500 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 1157500 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearAmt | 0 | 72633 |
| IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearMinus1Amt | 0 | 72252 |
| IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearMinus2Amt | 0 | 75270 |
| IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearMinus3Amt | 0 | 75592 |
| IRS990ScheduleC/AvgGrassrootsNontaxableGrp/TotalAmt | 0 | 295747 |
| IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/CurrentYearAmt | 0 | 290530 |
| IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/CurrentYearMinus1Amt | 0 | 289007 |
| IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/CurrentYearMinus2Amt | 0 | 301078 |
| IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/CurrentYearMinus3Amt | 0 | 302369 |
| IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/TotalAmt | 0 | 1182984 |
| IRS990ScheduleC/AvgTotalLobbyingExpendGrp/CurrentYearAmt | 0 | 8100 |
| IRS990ScheduleC/AvgTotalLobbyingExpendGrp/CurrentYearMinus1Amt | 0 | 8500 |
| IRS990ScheduleC/AvgTotalLobbyingExpendGrp/CurrentYearMinus2Amt | 0 | 11100 |
| IRS990ScheduleC/AvgTotalLobbyingExpendGrp/CurrentYearMinus3Amt | 0 | 8800 |
| IRS990ScheduleC/AvgTotalLobbyingExpendGrp/TotalAmt | 0 | 36500 |
| IRS990ScheduleC/GrassrootsCeilingAmt | 0 | 443621 |
| IRS990ScheduleC/GrassrootsNontaxableGrp/FilingOrganizationsTotalAmt | 0 | 72633 |
| IRS990ScheduleC/LobbyingCeilingAmt | 0 | 1774476 |
| IRS990ScheduleC/LobbyingNontaxableAmountGrp/FilingOrganizationsTotalAmt | 0 | 290530 |
| IRS990ScheduleC/OtherExemptPurposeExpendGrp/FilingOrganizationsTotalAmt | 0 | 2802508 |
| IRS990ScheduleC/TotalDirectLobbyingGrp/FilingOrganizationsTotalAmt | 0 | 8100 |
| IRS990ScheduleC/TotalExemptPurposeExpendGrp/FilingOrganizationsTotalAmt | 0 | 2810608 |
| IRS990ScheduleC/TotalLobbyingExpendGrp/FilingOrganizationsTotalAmt | 0 | 8100 |
| IRS990ScheduleC/TotLbbyExpendMnsLbbyngNonTxGrp/FilingOrganizationsTotalAmt | 0 | 0 |
| IRS990ScheduleC/TotLbbyngGrassrootMnsNonTxGrp/FilingOrganizationsTotalAmt | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 10051 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 63296 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 73347 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2976126 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 6204 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 705841 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 712045 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 263555 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | OTHER LIABILITIES |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2695127 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | CAL COASTAL HAS ADOPTED FINANCIAL ACCOUNTING STANDARDS BOARD (FASB) ACCOUNTING STANDARDS CODIFICATION (ASC) TOPIC 740, THAT CLARIFIES THE ACCOUNTING FOR UNCERTAINTY IN TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN ON A TAX RETURN AND PROVIDES THAT THE TAX EFFECTS FROM UNCERTAIN TAX POSITION CAN BE RECOGNIZED IN THE FINANCIAL STATEMENTS ONLY IF, BASED ON ITS MERITS, THE POSITION IS MORE LIKELY THAN NOT TO BE SUSTAINED ON AUDIT BY THE TAXING AUTHORITIES. MANAGEMENT BELIEVES THAT ALL TAX POSITIONS TAKEN TO DATE ARE HIGHLY CERTAIN, AND, ACCORDINGLY, NO ACCOUNTING ADJUSTMENT HAS BEEN MADE TO THE FINANCIAL STATEMENTS. INTEREST AND PENALTIES RELATED TO UNCERTAIN TAX POSITIONS ARE RECORDED AS PART OF THE INCOME TAX EXPENSE. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 16255 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2976126 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 263555 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2695127 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2695127 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2976126 |
| IRS990ScheduleJ/AnyNonFixedPaymentsInd | 0 | 0 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd | 0 | 0 |
| IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd | 0 | 0 |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990ScheduleJ/Form990OfOtherOrganizationsInd | 0 | X |
| IRS990ScheduleJ/InitialContractExceptionInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 161421 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 6912 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 17222 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.