Civic Intelligence

California Coastal Rural Development Cor

EIN 94-0276025 • 501(c)3 • Salinas, CA

View Organization Page

Profile

Our mission is to assist these enterprises to grow, thrive, and prosper enabling the overall economic development to our under served communities.

132 W Gabilan StSalinas, CA 93901

www.calcoastal.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

68th percentile

0.37x

Higher debt load relative to assets than 68% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

87th percentile

1.64x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Net Margin

78th percentile

25%

Higher net margin than 78% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

73rd percentile

$277,714

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 5.7% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Asset Growth

57th percentile

6.3%

Faster asset growth than 57% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

9th percentile

-29%

Faster revenue growth than 9% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets68th percentile

Assets

Up

$21,596,032

Up $1,280,213 (+6.3%) from 2024

Liabilities

Up

$7,960,643

Up $61,940 (+0.8%) from 2024

Net Assets

Up

$13,635,389

Up $1,218,273 (+9.8%) from 2024

Operations
Liabilities / Revenue87th percentileNet Margin78th percentile

Revenue

Down

$4,857,769

Down $1,938,656 (-29%) from 2024

Expenses

Up

$3,639,496

Up $279,457 (+8.3%) from 2024

Net Income

Down

$1,218,273

Down $2,218,113 (-65%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth57th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $14,944,553Liabilities 2010: $12,214,047Net Assets 2010: $2,730,5062010Assets 2011: $12,293,028Liabilities 2011: $9,248,385Net Assets 2011: $3,044,6432011Assets 2012: $13,702,267Liabilities 2012: $10,238,656Net Assets 2012: $3,463,6112012Assets 2013: $13,337,453Liabilities 2013: $9,824,026Net Assets 2013: $3,513,4272013Assets 2014: $15,349,454Liabilities 2014: $11,824,248Net Assets 2014: $3,525,2062014Assets 2015: $13,998,911Liabilities 2015: $10,754,704Net Assets 2015: $3,244,2072015Assets 2016: $15,085,931Liabilities 2016: $11,786,520Net Assets 2016: $3,299,4112016Assets 2017: $14,162,550Liabilities 2017: $10,737,051Net Assets 2017: $3,425,4992017Assets 2018: $15,765,394Liabilities 2018: $12,152,195Net Assets 2018: $3,613,1992018Assets 2019: $13,425,946Liabilities 2019: $9,676,450Net Assets 2019: $3,749,4962019Assets 2020: $13,465,321Liabilities 2020: $9,532,023Net Assets 2020: $3,933,2982020Assets 2021: $13,132,580Liabilities 2021: $7,996,561Net Assets 2021: $5,136,0192021Assets 2022: $15,880,769Liabilities 2022: $8,396,746Net Assets 2022: $7,484,0232022Assets 2023: $18,558,574Liabilities 2023: $9,577,844Net Assets 2023: $8,980,7302023Assets 2024: $20,315,819Liabilities 2024: $7,898,703Net Assets 2024: $12,417,1162024Assets 2025: $21,596,032Liabilities 2025: $7,960,643Net Assets 2025: $13,635,3892025

Highlighted filing

2025

Assets$21,596,032
Liabilities$7,960,643
Net Assets$13,635,389
Open 2025 Filing

Operations Trend

Revenue Growth9th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,581,6912010Revenue 2011: $3,767,231Expenses 2011: $3,453,094Net Income 2011: $314,1372011Expenses 2012: $3,266,9762012Expenses 2013: $3,227,1962013Revenue 2014: $2,977,627Expenses 2014: $2,965,848Net Income 2014: $11,7792014Revenue 2015: $2,695,127Expenses 2015: $2,976,126Net Income 2015: -$280,9992015Revenue 2016: $3,295,604Expenses 2016: $3,240,400Net Income 2016: $55,2042016Revenue 2017: $3,354,693Expenses 2017: $3,228,605Net Income 2017: $126,0882017Revenue 2018: $3,558,387Expenses 2018: $3,370,687Net Income 2018: $187,7002018Revenue 2019: $3,974,047Expenses 2019: $3,837,750Net Income 2019: $136,2972019Revenue 2020: $3,686,782Expenses 2020: $3,449,076Net Income 2020: $237,7062020Revenue 2021: $4,227,948Expenses 2021: $3,025,227Net Income 2021: $1,202,7212021Revenue 2022: $5,534,051Expenses 2022: $3,186,047Net Income 2022: $2,348,0042022Revenue 2023: $5,011,409Expenses 2023: $3,514,702Net Income 2023: $1,496,7072023Revenue 2024: $6,796,425Expenses 2024: $3,360,039Net Income 2024: $3,436,3862024Revenue 2025: $4,857,769Expenses 2025: $3,639,496Net Income 2025: $1,218,2732025

Highlighted filing

2025

Revenue$4,857,769
Expenses$3,639,496
Net Income$1,218,273
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$21,596,032
Liabilities
$7,960,643
Net assets
$13,635,389
Revenue
$4,857,769
Expenses
$3,639,496
Net income
$1,218,273
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$21.6$7.96$13.6$4.86$3.64$1.22
2024Detailed filing. Detailed filing data is available for this year.$20.3$7.90$12.4$6.80$3.36$3.44
2023Detailed filing. Detailed filing data is available for this year.$18.6$9.58$8.98$5.01$3.51$1.50
2022Detailed filing. Detailed filing data is available for this year.$15.9$8.40$7.48$5.53$3.19$2.35
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.1$8.00$5.14$4.23$3.03$1.20
2020Detailed filing. Detailed filing data is available for this year.$13.5$9.53$3.93$3.69$3.45$0.24
2019Detailed filing. Detailed filing data is available for this year.$13.4$9.68$3.75$3.97$3.84$0.14
2018Detailed filing. Detailed filing data is available for this year.$15.8$12.2$3.61$3.56$3.37$0.19
2017Detailed filing. Detailed filing data is available for this year.$14.2$10.7$3.43$3.35$3.23$0.13
2016Detailed filing. Detailed filing data is available for this year.$15.1$11.8$3.30$3.30$3.24$0.06
2015Detailed filing. Detailed filing data is available for this year.$14.0$10.8$3.24$2.70$2.98$0.28
2014Detailed filing. Detailed filing data is available for this year.$15.3$11.8$3.53$2.98$2.97$0.01
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.3$9.82$3.51$3.23
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.7$10.2$3.46$3.27
2011Summary only. Only limited summary data is available for this year.$12.3$9.25$3.04$3.77$3.45$0.31
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.9$12.2$2.73$3.58
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Mar 11, 2026
Return Version
2024v5.5
Gross Receipts
$4,921,147
Mission and Program Overview

Mission

Our mission is to assist these enterprises to grow, thrive, and prosper enabling the overall economic development to our under served communities.

Dedicated to providing financing to small farmers and businesses throughout CA.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$12,822,015$12,690,233▼ $131,782
Savings and Temporary Cash Investments$5,429,073$7,066,341▲ $1,637,268
Land, Buildings, and Equipment, Net$1,456,618$1,450,967▼ $5,651
Investments Other Securities$68,929$74,534▲ $5,605
Prepaid Expenses and Deferred Charges-$63,253-
Accounts Receivable$79,117$11,749▼ $67,368
Total Assets$20,315,819$21,596,032▲ $1,280,213
Other Assets Total$460,067$238,955▼ $221,112
Liabilities
Mortgage Notes Payable Secured by Investment Property$6,973,465$7,221,155▲ $247,690
Accounts Payable and Accrued Expenses$356,513$661,670▲ $305,157
Other Liabilities$368,725$73,818▼ $294,907
Deferred Revenue$200,000$4,000▼ $196,000
Total Liabilities$7,898,703$7,960,643▲ $61,940
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$11,426,550$12,377,052▲ $950,502
Net Assets With Donor Restrictions$990,566$1,258,337▲ $267,771
Total Net Assets Fund Balance$12,417,116$13,635,389▲ $1,218,273
Total Liabilities and Net Assets / Fund Balance$20,315,819$21,596,032▲ $1,280,213

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,103,033$48,935$1,151,968
Equipment$0$809,259$809,259
Land$330,756-$330,756
Leasehold Improvements$17,178$89,968$107,146
Compensation and Service Providers
Top Officer Pay73rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lee TakikawaPresidentFT$191,753$86,648$278,401
Fred MadisonControllerFT$103,070$58,473$161,543
David DickinsonChief Lender OfficerFT$103,272$49,195$152,467
Erich KortzSM Loan OfficerFT$110,220$25,571$135,791
Clay AppletonMember-$6,700-$6,700
Roy RobbinsChairman & CFO-$6,700-$6,700
Louie ValenzuelaMember-$3,100-$3,100
Ted CagatVice ChairSecretary/Treasurer-$3,100-$3,100
Danny BragaMember-$3,000-$3,000
Cindy MerzonMember-$2,300-$2,300
Juan BatistaMember-$2,100-$2,100
Maeda PaliusMember-$1,800-$1,800
Sebastian GuillenMember-$800-$800

Board Members and Trustees

NameTitle
John MoskalMember
Jeff RawlingsMember (Through 4/2025)
Revenue and Support

Revenue Composition

Contributions and Grants
$768,341
Program Service Revenue
$4,097,005
Investment Income
$0
Other Revenue
$-7,577
All Other Contributions
$292,341
Change in Net Assets
$1,218,273

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,921,147
Revenue Not Reported on Financial Statements
$-63,378
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$-63,378
Total Revenue per Audited Statements
$4,921,147
Total Revenue per Form 990
$4,857,769
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,919,904
Salaries, Compensation, and Employee Benefits$1,719,592
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$965,331$115,909-$1,081,240
Interest$561,516$231,837-$793,353
Current Officers, Directors, Trustees, and Key Employees-$336,479-$336,479
Fees for Services Other$171,888$75,462-$247,350
Occupancy$131,716$57,113-$188,829
Other Employee Benefits$115,145$29,316-$144,461
Payroll Taxes$71,008$28,652-$99,660
Conferences and Meetings$72,670--$72,670
Office Expenses$46,448$18,742-$65,190
Pension Plan Contributions$52,833$4,919-$57,752
Other Expenses$32,807$13,238-$46,045
Advertising$17,071$6,888-$23,959
All Other Expenses$12,688$5,120-$17,808
Depreciation Depletion$1,737$15,708-$17,445
Fees for Services Lobbying$11,800--$11,800
Total Functional Expenses$2,574,919$1,064,577$0$3,639,496

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$3,702,874
Expenses per Audited Statements$3,639,496
Total Expenses per Form 990$3,639,496
Expenses Not Reported on Form 990$63,378
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liability$73,818
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 1A

“The board will appoint two or more directors, one of whom shall be the Chair of the Board and one of whom shall be the Vice Chair of the Board, with the remaining members appointed by the Chair. The Executive Committee shall have and may exercise all the authority of the Board in the management of the business and affairs of the Corporation between meeting of the board.”

Form 990, Part VI, Section B, line 11B

“The return will be reviewed by the audit or executive committee and will be given to the Board of Directors before filing the return.”

Form 990, Part VI, Section B, line 12C

“Board members and officers provide annual disclosures which are monitored by the Chair of the Board of Director's governance committee; if a conflict arises, the board member is asked to excuse himself/herself from all discussions and voting on the issue.”

Form 990, Part VI, Section B, line 15

“The most recently available Community Development Financial Institution (CDFI) association survey was used for comparably sized CDFIs, all positions within Cal Coastal were compared in this survey.”

Form 990, Part VI, Section C, line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public at the business address during normal business hours.”

Filing and Contact Details

Filer

Filer Name
California Coastal Rural Development Cor
EIN
94-0276025
Phone
8314241099
Address
132 W Gabilan St, Salinas, CA 93901

Signing Officer

Name
Lee Takikawa
Title
President
Phone
8314241099
Signed
2026-03-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lee Takikawa
Formed
1982
Legal Domicile
CA
Voting Board Members
11
Independent Board Members
10
Employees
12
Volunteers
24

Preparer

Firm
Eide Bailly LLP
Address
800 Nicollet Mall Ste 1300, Minneapolis, MN 55402-7033
Preparer
Kim Hunwardsen CPA
Phone
6122536500
Supplemental Narrative

Additional Explanations

Form 990, Part X:

“Cal Coastal has an agreement with Monterey County to provide services on a pass-through basis for this jurisdiction. As Cal Coastal does not own the loans, they are not recorded on Cal Coastal's financial statements.”

Financial Statement Notes

Part X, Line 2:

“Cal Coastal has adopted Financial Accounting Standards Board Accounting Standards Codification (FASB ASC) Topic 740 that clarifies the accounting for uncertainty in tax positions taken, or expected to be taken, on a tax return and provides that the tax effects from an uncertain tax position can be recognized in the financial statements only if, based on its merits, the position is more likely than not to be sustained on audit by the taxing authorities. Management believes that all tax positions taken to date are highly certain and, accordingly, no accounting adjustment has been made to the financial statements. Interest and penalties related to uncertain tax positions are recorded as part of income tax expense if such are incurred.”

Part XI, Line 4B - Other Adjustments:

“Rental Expenses Reported in Revenue for Tax Purposes -63,378.”

Part XII, Line 2D - Other Adjustments:

“Rental Expenses Reported in Revenue for Tax Purposes 63,378.”

Raw XML AppendixShowing 400 of 599 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm10Cindy Merzon
IRS990/Form990PartVIISectionAGrp/PersonNm11Jeff Rawlings
IRS990/Form990PartVIISectionAGrp/PersonNm12David Dickinson
IRS990/Form990PartVIISectionAGrp/PersonNm13Fred Madison
IRS990/Form990PartVIISectionAGrp/PersonNm14Erich Kortz
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0246753
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16700
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt23000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt33100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt43100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt52100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt61800
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt86700
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt9800
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt102300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12120272
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13119070
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14110220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/TitleTxt0President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Chairman & CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt2Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Secretary/Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Member
IRS990/Form990PartVIISectionAGrp/TitleTxt6Member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10Member
IRS990/Form990PartVIISectionAGrp/TitleTxt11Member (Through 4/2025)
IRS990/Form990PartVIISectionAGrp/TitleTxt12Chief Lender Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt13Controller
IRS990/Form990PartVIISectionAGrp/TitleTxt14SM Loan Officer
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01982
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GovernmentGrantsAmt0476000
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt04921147
IRS990/GrossRentsGrp/RealAmt055801
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InterestGrp/ManagementAndGeneralAmt0231837
IRS990/InterestGrp/ProgramServicesAmt0561516
IRS990/InterestGrp/TotalAmt0793353
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt068929
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt074534
IRS990/IRPDocumentCnt014
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0948162
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01456618
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01450967
IRS990/LandBldgEquipCostOrOtherBssAmt02399129
IRS990/LegalDomicileStateCd0CA
IRS990/LessRentalExpensesGrp/RealAmt063378
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Our mission is to assist these enterprises to grow, thrive, and prosper enabling the overall economic development to our under served communities.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt06973465
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt07221155
IRS990/NetAssetsOrFundBalancesBOYAmt012417116
IRS990/NetAssetsOrFundBalancesEOYAmt013635389
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0-7577
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt0-7577
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt011426550
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt012377052
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt057113
IRS990/OccupancyGrp/ProgramServicesAmt0131716
IRS990/OccupancyGrp/TotalAmt0188829
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt018742
IRS990/OfficeExpensesGrp/ProgramServicesAmt046448
IRS990/OfficeExpensesGrp/TotalAmt065190
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0460067
IRS990/OtherAssetsTotalGrp/EOYAmt0238955
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt029316
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0115145
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0144461
IRS990/OtherExpensesGrp/Desc0Loan Expense
IRS990/OtherExpensesGrp/Desc1Taxes & Licenses
IRS990/OtherExpensesGrp/Desc2Provision for loan loss
IRS990/OtherExpensesGrp/Desc3Communication
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt094655
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt116164
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt214375
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt313238
IRS990/OtherExpensesGrp/ProgramServicesAmt0234579
IRS990/OtherExpensesGrp/ProgramServicesAmt140057
IRS990/OtherExpensesGrp/ProgramServicesAmt235625
IRS990/OtherExpensesGrp/ProgramServicesAmt332807
IRS990/OtherExpensesGrp/TotalAmt0329234
IRS990/OtherExpensesGrp/TotalAmt156221
IRS990/OtherExpensesGrp/TotalAmt250000
IRS990/OtherExpensesGrp/TotalAmt346045
IRS990/OtherLiabilitiesGrp/BOYAmt0368725
IRS990/OtherLiabilitiesGrp/EOYAmt073818
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0115909
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0965331
IRS990/OtherSalariesAndWagesGrp/TotalAmt01081240
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt012822015
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt012690233
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt028652
IRS990/PayrollTaxesGrp/ProgramServicesAmt071008
IRS990/PayrollTaxesGrp/TotalAmt099660
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt04919
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt052833
IRS990/PensionPlanContributionsGrp/TotalAmt057752
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt063253
IRS990/PrincipalOfficerNm0Lee Takikawa
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0Jurisdictional Income
IRS990/ProgramServiceRevenueGrp/Desc1Loan Income
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03677270
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1419735
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03677270
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1419735
IRS990/ProgSrvcAccomActy2Grp/Desc0Direct Loan Program - Make direct loans to small farm operators utilizing USA Farm Services Agency loan guarantees.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt01416206
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt02253353
IRS990/ProgSrvcAccomActy3Grp/Desc0Intermediate Relending Program - Provides relending to small businesses that manufacture or provide services in small cities.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt051498
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt081940
IRS990/ProgSrvcAccomActyOtherGrp/Desc0Small Business Assistance - Provides lending and technical assistance to small businesses through the U.S. Small Business Administration microlending program. NAD Bank Program makes direct loans to commercial enterprises located in areas impacted by the North American Free Trade Agreement utilizing U.S.D.A.'s Business and Industry Loan Guarantee program.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0128746
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0204850
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt03326405
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt01632826
IRS990/PYOtherRevenueAmt026087
IRS990/PYProgramServiceRevenueAmt03443933
IRS990/PYRevenuesLessExpensesAmt03436386
IRS990/PYSalariesCompEmpBnftPaidAmt01727213
IRS990/PYTotalExpensesAmt03360039
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt06796425
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt01218273
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt0-7577
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt01556862
IRS990/SavingsAndTempCashInvstGrp/BOYAmt05429073
IRS990/SavingsAndTempCashInvstGrp/EOYAmt07066341
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0Employee Retention Credit - 2022 Amount: $ 331,426.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0Schedule A, Part II, Line 10, Explanation of Other Income:
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0768341
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt03326405
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0735100
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt02849825
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01486165
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt09165836
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt016911830
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt0331426
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0331426
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.96510
IRS990ScheduleA/PublicSupportPY170Pct00.96330
IRS990ScheduleA/PublicSupportTotal170Amt09165836
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0768341
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt03326405
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0735100
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt02849825
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01486165
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt09165836
IRS990ScheduleA/TotalSupportAmt09497262
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearAmt070479
IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearMinus1Amt066900
IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearMinus2Amt068254
IRS990ScheduleC/AvgGrassrootsNontaxableGrp/CurrentYearMinus3Amt066074
IRS990ScheduleC/AvgGrassrootsNontaxableGrp/TotalAmt0271707
IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/CurrentYearAmt0281915
IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/CurrentYearMinus1Amt0267601
IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/CurrentYearMinus2Amt0273015
IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/CurrentYearMinus3Amt0264294
IRS990ScheduleC/AvgLobbyingNontaxableAmountGrp/TotalAmt01086825
IRS990ScheduleC/AvgTotalLobbyingExpendGrp/CurrentYearAmt011800
IRS990ScheduleC/AvgTotalLobbyingExpendGrp/TotalAmt011800
IRS990ScheduleC/GrassrootsCeilingAmt0407561
IRS990ScheduleC/GrassrootsNontaxableGrp/FilingOrganizationsTotalAmt070479
IRS990ScheduleC/LobbyingCeilingAmt01630238
IRS990ScheduleC/LobbyingNontaxableAmountGrp/FilingOrganizationsTotalAmt0281915
IRS990ScheduleC/OtherExemptPurposeExpendGrp/FilingOrganizationsTotalAmt02626497

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