Civic Intelligence

Oregon Mortgage Bankers Association

EIN 93-6031215 • 501(c)6 • Tigard, OR

Profile

EDUCATION OF MEMBERS

9600 SW Oak Street Ste 565Tigard, OR 97223

www.oremba.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

87th percentile

0.34x

Higher debt load relative to assets than 87% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

89th percentile

0.31x

Higher debt load relative to revenue than 89% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

57th percentile

4.0%

Higher net margin than 57% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

19th percentile

-35%

Faster asset growth than 19% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

10th percentile

-58%

Faster revenue growth than 10% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$111,517

Down $3,741 (-3.2%) from 2022

Liabilities

Up

$66,668

Up $66,625 (+154942%) from 2022

Net Assets

Down

$44,849

Down $70,366 (-61%) from 2022

Revenue

Up

$182,932

Up $68,930 (+60%) from 2022

Expenses

Up

$253,298

Up $107,094 (+73%) from 2022

Net Income

Down

-$70,366

Down $38,164 (-119%) from 2022

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2011: $38,225Liabilities 2011: $0Net Assets 2011: $38,2252011Assets 2012: $42,008Liabilities 2012: $538Net Assets 2012: $41,4702012Assets 2013: $34,384Liabilities 2013: $875Net Assets 2013: $33,5092013Assets 2014: $87,740Liabilities 2014: $0Net Assets 2014: $87,7402014Assets 2015: $103,585Liabilities 2015: $0Net Assets 2015: $103,5852015Assets 2016: $95,892Liabilities 2016: $0Net Assets 2016: $95,8922016Assets 2017: $112,917Liabilities 2017: $02017Assets 2021: $147,417Net Assets 2021: $147,4172021Assets 2022: $115,258Liabilities 2022: $43Net Assets 2022: $115,2152022Assets 2023: $111,517Liabilities 2023: $66,668Net Assets 2023: $44,8492023

Highlighted filing

2023

Assets$111,517
Liabilities$66,668
Net Assets$44,849

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $121,378Expenses 2011: $109,923Net Income 2011: $11,4552011Revenue 2012: $61,885Expenses 2012: $58,640Net Income 2012: $3,2452012Revenue 2013: $53,637Expenses 2013: $61,598Net Income 2013: -$7,9612013Revenue 2014: $182,115Expenses 2014: $127,884Net Income 2014: $54,2312014Revenue 2015: $82,386Expenses 2015: $66,541Net Income 2015: $15,8452015Revenue 2016: $85,471Expenses 2016: $93,164Net Income 2016: -$7,6932016Revenue 2017: $181,007Expenses 2017: $171,297Net Income 2017: $9,7102017Revenue 2021: $87,600Expenses 2021: $73,764Net Income 2021: $13,8362021Revenue 2022: $114,002Expenses 2022: $146,204Net Income 2022: -$32,2022022Revenue 2023: $182,932Expenses 2023: $253,298Net Income 2023: -$70,3662023

Highlighted filing

2023

Revenue$182,932
Expenses$253,298
Net Income-$70,366

Filings

Latest Detailed Filing

The latest 2023 filing currently has summary financial data only. Showing the latest detailed filing from 2021 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 14, 2023
Return Version
2021v4.0
Gross Receipts
$105,307
Mission and Program Overview

Mission

To inform and educate members

EDUCATION OF MEMBERS

Program Services

DescriptionGrantsExpenses
EDUCATION OF MEMBERS THROUGH SEMINARS AND HOSTING OF EDUCATIONAL CONFERENCES--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
SUSAN BROWNPresident-$0--
SEAN LAMBVice Preside-$0--
GASANDRA CARLSONTreasurer/Se-$0--
TAMMY GOLDENPast Preside-$0--
JIM BAUMBERGERDirector-$0--
SUSAN PUTNAMDirector-$0--
BRANDON SPOONERDirector-$0--
CRYSTAL RUSTADDirector-$0--
JOLIN WARRENDirector-$0--
ERIC HILLISONDirector-$0--
BEN THOMPSONDirector-$0--
MIKAL MELEDirector-$0--
JARED WILLISDirector-$0--
JODY SMITHDirector-$0--
CORTNEY HALLDirector-$0--
JASON SPOHNDirector-$0--
MATT MARKEEDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$43,913$43,913$1,300$42,613
Total Events$43,913$43,913$17,707$26,206
Political and Lobbying Activity
In-house lobbying only
No

Reported Spending and Taxes

Line ItemAmount
Section 527 Activity Spending$664
Total Exempt Function Spending$664

Section 527 Organizations

OrganizationLocationAmount
93-0945314Keizer, OR$664
Filing and Contact Details

Filer

Filer Name
Oregon Mortgage Bankers Association
EIN
93-6031215
Phone
5032236622
Address
9600 SW OAK STREET STE 565, TIGARD, OR 97223

Signing Officer

Name
Sean Lamb
Title
Vice President
Phone
5032236622
Signed
2023-11-14
Discuss with paid preparer
Yes

Preparer

Firm
Foster & Associates CPA LLC
Address
9011 SW BEAVERTON HILLSDALE HWY STE, PORTLAND, OR 97225-2452
Preparer
Asif I Muzaffarr
Phone
5032972610
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses conferences 8,963 insurance 1,777 bank fees 2,850 board expense 198 annual report 50 total 13,838

Form 990-ez, Part I, Line 20

Prior year period adjustment -1,475

Raw XML Appendix188 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES CONFERENCES 8,963 INSURANCE 1,777 BANK FEES 2,850 BOARD EXPENSE 198 ANNUAL REPORT 50 TOTAL 13,838
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ReturnHeader/BuildTS02023-04-26 12:10:37Z
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ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

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