Civic Intelligence

Monroe-Woodbury Teachers Association Benefit Trust Fund

EIN 93-4423322 • 501(c)9 • Central Valley, NY

NTEE J99

Profile

To provide dental and optical benefits to teachers.

PO Box 478Central Valley, NY 10917

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

67th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE J • <$500k nonprofits • Source year 2025

Liabilities / Revenue

68th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE J • <$500k nonprofits • Source year 2025

Net Margin

6th percentile

-127%

Higher net margin than 6% of similar nonprofits.

NTEE J • <$500k nonprofits • Source year 2025

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE J • <$500k nonprofits • Source year 2025

Asset Growth

11th percentile

-63%

Faster asset growth than 11% of similar nonprofits.

NTEE J • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

13th percentile

-51%

Faster revenue growth than 13% of similar nonprofits.

NTEE J • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$333,906

Down $569,710 (-63%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$333,906

Down $569,710 (-63%) from 2024

Revenue

Down

$450,265

Down $459,827 (-51%) from 2024

Expenses

Up

$1,019,975

Up $1,013,499 (+15650%) from 2024

Net Income

Down

-$569,710

Down $1,473,326 (-163%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0Assets 2024: $903,616Liabilities 2024: $0Net Assets 2024: $903,6162024Assets 2025: $333,906Liabilities 2025: $0Net Assets 2025: $333,9062025

Highlighted filing

2025

Assets$333,906
Liabilities$0
Net Assets$333,906

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500K-$1.0MRevenue 2024: $910,092Expenses 2024: $6,476Net Income 2024: $903,6162024Revenue 2025: $450,265Expenses 2025: $1,019,975Net Income 2025: -$569,7102025

Highlighted filing

2025

Revenue$450,265
Expenses$1,019,975
Net Income-$569,710

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Sep 24, 2025
Return Version
2024v5.2
Gross Receipts
$450,265
Mission and Program Overview

Mission

To provide dental and optical benefits to teachers.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$903,616$333,906▼ $569,710
Cash and Non-Interest-Bearing Accounts$424$272,896▲ $272,472
Savings and Temporary Cash Investments$903,192$61,010▼ $842,182
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$903,616$333,906▼ $569,710
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$903,616$333,906▼ $569,710
Total Liabilities and Net Assets / Fund Balance$903,616$333,906▼ $569,710
Compensation and Service Providers

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$427,178
Investment Income
$21,658
Other Revenue
$1,429
Change in Net Assets
$-569,710
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,575
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$1,017,400
Fees for Services Accounting---$2,320
Office Expenses---$255
Total Functional Expenses$0$0$0$1,019,975
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The trust is organized as a nonprofit trust with members.

Form 990, Part VI, Section B, Line 11B

The board of trustees review the 990 before it is filed.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Monroe-woodbury Teachers Association
EIN
93-4423322
Phone
8454613942
Address
PO BOX 478, CENTRAL VALLEY, NY 10917

Signing Officer

Name
Christopher Goodwin
Title
Chairman
Phone
8454613942
Signed
2025-09-24
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christopher Goodwin
Formed
2023
Legal Domicile
Ny
Voting Board Members
5
Independent Board Members
5
Employees
0
Volunteers
0

Preparer

Firm
Nugent & Haeussler Pc
Address
101 BRACKEN ROAD, MONTGOMERY, NY 12549
Preparer
Gary C Theodore CPA
Phone
8454571100
Raw XML Appendix263 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt1SECRETARY
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IRS990/Form990PartVIISectionAGrp/TitleTxt3TRUSTEE
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IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02023
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IRS990/GrantsToIndividualsInd00
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MONROE-WOODBURY TEACHERS ASSOCIATION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0BENEFIT TRUST FUND
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ReturnHeader/PreparerPersonGrp/PreparationDt02025-09-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GARY C THEODORE CPA
ReturnHeader/ReturnTs02025-09-26T08:42:54-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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