Civic Intelligence

Second Chances Thrift Inc

EIN 93-4117206 • 501(c)3 • Edmond, OK

Profile

To provide subsidies to the poor to help with their housing cost

3431 S BoulevardEdmond, OK 73013
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.09x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

74th percentile

0.02x

Higher debt load relative to revenue than 74% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

76th percentile

22%

Higher net margin than 76% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

95th percentile

$62,250

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 15.5% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2024

Balance Sheet
Liabilities / Assets78th percentile

Assets

$95,621

No earlier filing loaded for comparison.

Liabilities

$8,800

No earlier filing loaded for comparison.

Net Assets

$86,821

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue74th percentileNet Margin76th percentile

Revenue

$400,699

No earlier filing loaded for comparison.

Expenses

$311,578

No earlier filing loaded for comparison.

Net Income

$89,121

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2024: $95,621Liabilities 2024: $8,800Net Assets 2024: $86,8212024

Highlighted filing

2024

Assets$95,621
Liabilities$8,800
Net Assets$86,821
Open 2024 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Revenue 2024: $400,699Expenses 2024: $311,578Net Income 2024: $89,1212024

Highlighted filing

2024

Revenue$400,699
Expenses$311,578
Net Income$89,121
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$95,621
Liabilities
$8,800
Net assets
$86,821
Revenue
$400,699
Expenses
$311,578
Net income
$89,121
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.96$0.09$0.87$4.01$3.12$0.89
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 15, 2025
Return Version
2024v5.2
Gross Receipts
$424,586
Mission and Program Overview

Mission

To provide subsidies to the poor to help with their housing cost

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts-$95,621-
Rtn Earn Endowment Incm Other Fnds-$84,521-
Cap Stk Tr Prin Current Funds-$2,300-
Total Assets$0$95,621▲ $95,621
Liabilities
Accounts Payable and Accrued Expenses-$8,800-
Total Liabilities$0$8,800▲ $8,800
Net Assets / Fund Balance
Total Net Assets Fund Balance$0$86,821▲ $86,821
Total Liabilities and Net Assets / Fund Balance$0$95,621▲ $95,621
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleBaseTotal
Delissa JonesDirector$62,250$62,250

Board Members and Trustees

NameTitle
David KaisslingDirector
Matt MartinDirector
Tina McCormackDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$141,934
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$258,765
All Other Contributions
$141,934
Change in Net Assets
$89,121
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$197,736
Other Expenses$113,842
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$135,486--$135,486
Current Officers, Directors, Trustees, and Key Employees$62,250--$62,250
All Other Expenses$53,125--$53,125
Occupancy$48,779--$48,779
Insurance$4,687--$4,687
Fees for Services Accounting$4,050--$4,050
Other Expenses$734--$734
Fees for Services Legal$195--$195
Total Functional Expenses$311,578$0$0$311,578
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Governing body meeting documentation Part VI line 8A

“Governing body meeting documentation is available to the public”

Committee meeting documentation Part VI line 8B

“Committee meeting documentation is available to the public”

Form 990 governing body review Part VI line 11

“The governing body review is outlined and will be reviewed each year”

Other officer or key employee compensation Part VI line 15B

“Key officer is the manager of the retail site”

Governing documents etc available to public Part VI line 19

“Governing documents are available to the public”

Filing and Contact Details

Filer

Filer Name
Second Chances Thrift Inc
EIN
93-4117206
In Care Of
% Delissa Herbert
Phone
4056067117
Address
3431 S Boulevard, Edmond, OK 73013

Signing Officer

Name
Delissa Herbert
Title
Director
Phone
4056067117
Signed
2025-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Delissa Jones
Formed
2024
Legal Domicile
Ok
Voting Board Members
0
Independent Board Members
0
Employees
0

Preparer

Firm
The Blankenship Group Inc
Address
13216 Pinehurst Road, Oklahoma City, OK 73120
Preparer
Denial Blankenship
Phone
4056067117
Supplemental Narrative

Additional Explanations

List of other fees for services expenses Part IX line 11G

“See expense section”

List of other expenses Part IX line 24E

“See expense section”

Raw XML Appendix311 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/Filer/PhoneNum04056067117
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ReturnHeader/ReturnTs02025-11-07T17:41:28-05:00
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ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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