Civic Intelligence

Credit Abuse Resistance Education

EIN 93-3506020 • 501(c)3 • Los Angeles, CA

Profile

CARE (Credit Abuse Resistance Education) is a national organization thats designed to alert students and adults to the many consequences of consumer credit abuse. Originally founded in 2002 by U.S. Bankruptcy Court Judge John C. Ninfo II in upstate New York, CARE programs proliferated around the country until 2015 when CARE was organized into its own independent 501(c)(3) not-for-profit organization. CARE developed out of a growing conviction among legal and business professionals that financial literacy in America must improve.The CARE program achieves its mission by providing in-school presentations to students at high schools and colleges, as well as other community groups. Bankruptcy judges, lawyers, bankruptcy trustees, business professionals, and financial services professionals (including TransUnion, one of the big 3 credit bureaus) typically give these presentations. We make these presentations for free, taking time out of our own schedules to meet with students in the school e

2733 Monte Mar TerraceLos Angeles, CA 90064

carelosangeles.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

91st percentile

55%

Higher net margin than 91% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

92nd percentile

106%

Faster asset growth than 92% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

90th percentile

91%

Faster revenue growth than 90% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$68,703

Up $68,703 from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$68,703

Up $68,703 from 2023

Revenue

Up

$68,837

Up $68,837 from 2023

Expenses

$134

No earlier filing loaded for comparison.

Net Income

$68,703

No earlier filing loaded for comparison.

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2023: $0Net Assets 2023: $02023Assets 2024: $68,703Net Assets 2024: $68,7032024

Highlighted filing

2024

Assets$68,703
Liabilities-
Net Assets$68,703

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80K$60K$40K$20K$0Revenue 2023: $02023Revenue 2024: $68,837Expenses 2024: $134Net Income 2024: $68,7032024

Highlighted filing

2024

Revenue$68,837
Expenses$134
Net Income$68,703

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 5, 2025
Return Version
2024v5.1
Gross Receipts
$68,837
Mission and Program Overview

Mission

CARE (Credit Abuse Resistance Education) is a national organization thats designed to alert students and adults to the many consequences of consumer credit abuse. Originally founded in 2002 by U.S. Bankruptcy Court Judge John C. Ninfo II in upstate New York, CARE programs proliferated around the country until 2015 when CARE was organized into its own independent 501(c)(3) not-for-profit organization. CARE developed out of a growing conviction among legal and business professionals that financial literacy in America must improve.The CARE program achieves its mission by providing in-school presentations to students at high schools and colleges, as well as other community groups. Bankruptcy judges, lawyers, bankruptcy trustees, business professionals, and financial services professionals (including TransUnion, one of the big 3 credit bureaus) typically give these presentations. We make these presentations for free, taking time out of our own schedules to meet with students in the school e

Program Services

DescriptionGrantsExpenses
CARE (Credit Abuse Resistance Education) is a national organization thats designed to alert students and adults to the many consequences of consumer credit abuse. Originally founded in 2002 by U.S. Bankruptcy Court Judge John C. Ninfo II in upstate New York, CARE programs proliferated around the country until 2015 when CARE was organized into its own independent 501(c)(3) not-for-profit organization. CARE developed out of a growing conviction among legal and business professionals that financial literacy in America must improve.The CARE program achieves its mission by providing in-school presentations to students at high schools and colleges, as well as other community groups. Bankruptcy judges, lawyers, bankruptcy trustees, business professionals, and financial services professionals (including TransUnion, one of the big 3 credit bureaus) typically give these presentations. We make these presentations for free, taking time out of our own schedules to meet with students in the school environment during business hours.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jeffrey PomerantzChairmanPT$0--
Sharon KopmanVice ChairPT$0--
Elissa MillerVice ChairpersoPT$0--
Victor OwensTreasurerPT$0--
Jeffrey DulbergSecretaryPT$0--
Filing and Contact Details

Filer

Filer Name
Credit Abuse Resistance Education
EIN
93-3506020
Phone
3102776910
Address
2733 Monte Mar Terrace, Los Angeles, CA 90064

Signing Officer

Name
Jeffrey Pomerantz
Title
Chairman
Signed
2025-05-05
Discuss with paid preparer
Yes

Preparer

Firm
Mary C Coffey CPA
Address
3948 Eureka Dr, Studio City, CA 91604
Preparer
Mary C Coffey
Phone
8183980173
Supplemental Narrative

Additional Explanations

Other Expenses.1

Bank Charges $134

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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