Civic Intelligence

Cascade Capital Funding

990 • Fiscal year 2021 • EIN 93-0854853

Jul 01, 2020 to Jun 30, 2021 • Filed on Sep 16, 2021

Organization ProfileWWW.CASCADECAPITALFUNDING.COM
PO Box 404Salem, OR 97308

(503) 990-6868

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

63rd percentile

0.08x

Higher debt load relative to assets than 63% of similar nonprofits.

2021 filings • 501(c)4 • $500k-$1M nonprofits • Source year 2021

Liabilities / Revenue

57th percentile

0.06x

Higher debt load relative to revenue than 57% of similar nonprofits.

2021 filings • 501(c)4 • $500k-$1M nonprofits • Source year 2021

Net Margin

52nd percentile

14%

Higher net margin than 52% of similar nonprofits.

2021 filings • 501(c)4 • $500k-$1M nonprofits • Source year 2021

Top Officer Pay

92nd percentile

$121,813

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 23.9% of source-year revenue.

2021 filings • 501(c)4 • $500k-$1M nonprofits • Source year 2021

Asset Growth

73rd percentile

16%

Faster asset growth than 73% of similar nonprofits.

2021 filings • 501(c)4 • $500k-$1M nonprofits • Annualized from 2020 to 2021

Revenue Growth

69th percentile

24%

Faster revenue growth than 69% of similar nonprofits.

2021 filings • 501(c)4 • $500k-$1M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets63rd percentile

Assets

Up

$394,128

Up $54,633 (+16%) from 2020

Net Assets

Up

$361,263

Up $70,332 (+24%) from 2020

Liabilities

Down

$32,865

Down $15,699 (-32%) from 2020

Revenue And Expenses
Liabilities / Revenue57th percentileNet Margin52nd percentile

Revenue

Up

$508,938

Up $97,428 (+24%) from 2020

Expenses

Up

$438,606

Up $8,486 (+2.0%) from 2020

Net Income

Up

$70,332

Up $88,942 (+478%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth73rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2011: $741,390Liabilities 2011: $176,379Net Assets 2011: $565,0112011Assets 2012: $699,861Liabilities 2012: $161,930Net Assets 2012: $537,9312012Assets 2013: $693,631Liabilities 2013: $168,592Net Assets 2013: $525,0392013Assets 2014: $578,972Liabilities 2014: $104,288Net Assets 2014: $474,6842014Assets 2015: $504,675Liabilities 2015: $34,993Net Assets 2015: $469,6822015Assets 2016: $441,226Liabilities 2016: $3,995Net Assets 2016: $437,2312016Assets 2017: $463,592Liabilities 2017: $18,454Net Assets 2017: $445,1382017Assets 2018: $429,577Liabilities 2018: $13,719Net Assets 2018: $415,8582018Assets 2019: $327,211Liabilities 2019: $17,670Net Assets 2019: $309,5412019Assets 2020: $339,495Liabilities 2020: $48,564Net Assets 2020: $290,9312020Assets 2021: $394,128Liabilities 2021: $32,865Net Assets 2021: $361,2632021Assets 2022: $578,297Liabilities 2022: $101,543Net Assets 2022: $476,7542022Assets 2023: $712,672Liabilities 2023: $115,061Net Assets 2023: $597,6112023Assets 2024: $729,109Liabilities 2024: $110,489Net Assets 2024: $618,6202024Assets 2025: $755,028Liabilities 2025: $89,155Net Assets 2025: $665,8732025

Highlighted filing

2021

Assets$394,128
Liabilities$32,865
Net Assets$361,263
Open 2021 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $588,847Expenses 2011: $591,887Net Income 2011: -$3,0402011Expenses 2012: $607,7922012Expenses 2013: $595,8272013Revenue 2014: $643,572Expenses 2014: $693,927Net Income 2014: -$50,3552014Revenue 2015: $571,710Expenses 2015: $576,712Net Income 2015: -$5,0022015Revenue 2016: $545,907Expenses 2016: $578,358Net Income 2016: -$32,4512016Revenue 2017: $441,381Expenses 2017: $425,851Net Income 2017: $15,5302017Revenue 2018: $421,616Expenses 2018: $448,265Net Income 2018: -$26,6492018Revenue 2019: $388,160Expenses 2019: $490,732Net Income 2019: -$102,5722019Revenue 2020: $411,510Expenses 2020: $430,120Net Income 2020: -$18,6102020Revenue 2021: $508,938Expenses 2021: $438,606Net Income 2021: $70,3322021Revenue 2022: $656,590Expenses 2022: $541,099Net Income 2022: $115,4912022Revenue 2023: $706,224Expenses 2023: $585,367Net Income 2023: $120,8572023Revenue 2024: $587,482Expenses 2024: $566,473Net Income 2024: $21,0092024Revenue 2025: $650,545Expenses 2025: $603,292Net Income 2025: $47,2532025

Highlighted filing

2021

Revenue$508,938
Expenses$438,606
Net Income$70,332
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2020 to Jun 30, 2021
Signed
Sep 16, 2021
Return Version
2020v4.1
Gross Receipts
$508,938
Mission and Program Overview

Mission

Cascade capital funding seeks to provide the best in specialized loans and expertise to oregon small business owners to help them grow and create jobs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$90,067$158,241▲ $68,174
Savings and Temporary Cash Investments$121,680$124,611▲ $2,931
Prepaid Expenses and Deferred Charges$1,575$413▼ $1,162
Total Assets$339,495$394,128▲ $54,633
Other Assets Total$126,173$110,863▼ $15,310
Liabilities
Accounts Payable and Accrued Expenses$12,063$22,475▲ $10,412
Deferred Revenue-$6,750-
Other Liabilities$36,501$3,640▼ $32,861
Total Liabilities$48,564$32,865▼ $15,699
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$290,931$361,263▲ $70,332
Total Net Assets Fund Balance$290,931$361,263▲ $70,332
Total Liabilities and Net Assets / Fund Balance$339,495$394,128▲ $54,633

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$25,444$25,444
Other Assets Org$85,137--
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Cindy KentExecutive DirectorFT$114,717$7,096$121,813

Board Members and Trustees

NameTitle
Mary MerrimanPresident
Doris JohnstonVice President
Aaron D WalkerDirector
Abisha StoneDirector
David GreenDirector
John PasconeDirector
Kristi MintoDirector
Rachel WolfeDirector
Renee CampbellDirector
Michael OconnorSecretary-treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$508,117
Investment Income
$0
Other Revenue
$821
Change in Net Assets
$70,332

Audited Revenue Reconciliation

Revenue per Audited Statements
$508,938
Total Revenue per Audited Statements
$508,938
Total Revenue per Form 990
$508,938
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$224,544
Other Expenses$214,062
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$124,741--$124,741
Current Officers, Directors, Trustees, and Key Employees-$119,652-$119,652
Other Salaries and Wages-$88,404-$88,404
Payroll Taxes-$16,488-$16,488
All Other Expenses$15,243$1,103-$16,346
Occupancy-$15,823-$15,823
Fees for Services Accounting$11,225--$11,225
Insurance$9,153--$9,153
Office Expenses$7,063--$7,063
Fees for Services Legal$3,769--$3,769
Advertising$1,791--$1,791
Conferences and Meetings$1,520--$1,520
Other Expenses$590--$590
Total Functional Expenses$197,136$241,470$0$438,606

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$438,606
Total Expenses per Audited Statements$438,606
Total Expenses per Form 990$438,606
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Borrowers Escrow$3,640
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organizations original by-laws required that the organization have no less than 25 voting members. The board was authorized and given discretion to accept any individual agency, governmental unit, business organization, association, or leading instituion as a member of the corporation. All members had equal voting rights, except contractors who provided services to the organization (non-voting members).”

Member election for additional members Part VI line 7A

“The board of directors is selected as set out in article iv of the articles of incorporation. At least nine (9) voting directors and no more than twenty-five (25) voting directors, with the number of directors to be established by the board of directors. The directors shall be elected as their terms of office expire, by the directors at their annual meeting of board of directors by a majority of the votes cast at such election.”

Governing body decisions Part VI line 7B

“Decisions of the governing board are subject to approval by voting members of the corporation.”

Form 990 governing body review Part VI line 11

“The executive director forwards the form 990 to the president, vice president,and secretary-treasurer for review.”

CEO executive director top management comp Part VI line 15A

“Executive director compensation was reviewed and approved by the executive committee and signed off on by the board president mary merriman.”

Governing documents etc available to public Part VI line 19

“The organizations governing documents, conflict of interest policy, and financial statements are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Cascade Capital Funding
EIN
93-0854853
Address
PO BOX 404, Salem, OR 97308

Signing Officer

Name
Mary Merriman
Title
President
Phone
5039906868
Signed
2021-09-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mary Merriman
Formed
1983
Legal Domicile
Or
Voting Board Members
11
Independent Board Members
10
Employees
2
Volunteers
10

Preparer

Firm
Pauly Rogers and Co Pc
Address
12700 SW 72ND AVE, TIGARD, OR 97223
Preparer
Roy R Rogers
Phone
5036202632
Supplemental Narrative

Additional Explanations

Audited by an independent accountant Part XII line 2B

“The organization has a committee that assumes responsibility for oversight of the audit of its financial statements and selection of an independent accountant.”

List of other fees for services expenses Part IX line 11G

“Specialists retained for lending & payroll services”

Raw XML AppendixShowing 400 of 403 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt012063
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt022475
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CASCADE CAPITAL FUNDING SEEKS TO PROVIDE THE BEST IN SPECIALIZED LOANS AND EXPERTISE TO OREGON SMALL BUSINESS OWNERS TO HELP THEM GROW AND CREATE JOBS.
IRS990/AdvertisingGrp/ProgramServicesAmt01791
IRS990/AdvertisingGrp/TotalAmt01791
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt01103
IRS990/AllOtherExpensesGrp/ProgramServicesAmt015243
IRS990/AllOtherExpensesGrp/TotalAmt016346
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0SADIE SANDS
IRS990/BooksInCareOfDetail/PhoneNum05039906868
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0187 HIGH STREET NE SUITE 216
IRS990/BooksInCareOfDetail/USAddress/CityNm0SALEM
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OR
IRS990/BooksInCareOfDetail/USAddress/ZIPCd097301
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt090067
IRS990/CashNonInterestBearingGrp/EOYAmt0158241
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0119652
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0119652
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt01520
IRS990/ConferencesMeetingsGrp/TotalAmt01520
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0214062
IRS990/CYOtherRevenueAmt0821
IRS990/CYProgramServiceRevenueAmt0508117
IRS990/CYRevenuesLessExpensesAmt070332
IRS990/CYSalariesCompEmpBnftPaidAmt0224544
IRS990/CYTotalExpensesAmt0438606
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0508938
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/EOYAmt06750
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0PROVIDED NEW LOANS TO SMALL BUSINESS LOCATED IN SERVICE AREAS TO STIMULATE THEIR GROWTH AND EXPANSION.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0197136
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt011225
IRS990/FeesForServicesAccountingGrp/TotalAmt011225
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt03769
IRS990/FeesForServicesLegalGrp/TotalAmt03769
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt0124741
IRS990/FeesForServicesOtherGrp/TotalAmt0124741
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt13.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt23.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt33.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt43.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt53.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt63.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt73.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt83.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt93.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt103.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt07096
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0CINDY KENT
IRS990/Form990PartVIISectionAGrp/PersonNm1AARON D WALKER
IRS990/Form990PartVIISectionAGrp/PersonNm2RACHEL WOLFE
IRS990/Form990PartVIISectionAGrp/PersonNm3ABISHA STONE
IRS990/Form990PartVIISectionAGrp/PersonNm4RENEE CAMPBELL
IRS990/Form990PartVIISectionAGrp/PersonNm5KRISTI MINTO
IRS990/Form990PartVIISectionAGrp/PersonNm6JOHN PASCONE
IRS990/Form990PartVIISectionAGrp/PersonNm7DAVID GREEN
IRS990/Form990PartVIISectionAGrp/PersonNm8MARY MERRIMAN
IRS990/Form990PartVIISectionAGrp/PersonNm9DORIS JOHNSTON
IRS990/Form990PartVIISectionAGrp/PersonNm10MICHAEL OCONNOR
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0114717
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt9VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt10SECRETARY-TREASURER
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01983
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0508938
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt09153
IRS990/InsuranceGrp/TotalAmt09153
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt01
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt025444
IRS990/LandBldgEquipCostOrOtherBssAmt025444
IRS990/LegalDomicileStateCd0OR
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CASCADE CAPITAL FUNDING SEEKS TO PROVIDE THE BEST IN SPECIALIZED LOANS AND EXPERTISE TO OREGON SMALL BUSINESS OWNERS TO HELP THEM GROW AND CREATE JOBS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0290931
IRS990/NetAssetsOrFundBalancesEOYAmt0361263
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0290931
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0361263
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt015823
IRS990/OccupancyGrp/TotalAmt015823
IRS990/OfficeExpensesGrp/ProgramServicesAmt07063
IRS990/OfficeExpensesGrp/TotalAmt07063
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0126173
IRS990/OtherAssetsTotalGrp/EOYAmt0110863
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0CONTRACTED SOFTWARE
IRS990/OtherExpensesGrp/Desc1DUES AND MEMBERSHIPS
IRS990/OtherExpensesGrp/Desc2SUPPLIES
IRS990/OtherExpensesGrp/Desc3PRINTING & PUBLICATIONS
IRS990/OtherExpensesGrp/ProgramServicesAmt017168
IRS990/OtherExpensesGrp/ProgramServicesAmt13435
IRS990/OtherExpensesGrp/ProgramServicesAmt21438
IRS990/OtherExpensesGrp/ProgramServicesAmt3590
IRS990/OtherExpensesGrp/TotalAmt017168
IRS990/OtherExpensesGrp/TotalAmt13435
IRS990/OtherExpensesGrp/TotalAmt21438
IRS990/OtherExpensesGrp/TotalAmt3590
IRS990/OtherLiabilitiesGrp/BOYAmt036501
IRS990/OtherLiabilitiesGrp/EOYAmt03640
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0821
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0821
IRS990/OtherRevenueTotalAmt0821
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt088404
IRS990/OtherSalariesAndWagesGrp/TotalAmt088404
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt016488
IRS990/PayrollTaxesGrp/TotalAmt016488
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01575
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0413
IRS990/PrincipalOfficerNm0MARY MERRIMAN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/BusinessCd2522291
IRS990/ProgramServiceRevenueGrp/BusinessCd3522291
IRS990/ProgramServiceRevenueGrp/Desc0LOAN SERVICING FEES
IRS990/ProgramServiceRevenueGrp/Desc1LOAN PACKAGING FEES
IRS990/ProgramServiceRevenueGrp/Desc2LOAN CLOSING INCOME
IRS990/ProgramServiceRevenueGrp/Desc3LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0254001
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1227480
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt216992
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt39644
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0254001
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1227480
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt216992
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt39644
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYOtherExpensesAmt0150884
IRS990/PYOtherRevenueAmt03740
IRS990/PYProgramServiceRevenueAmt0407770
IRS990/PYRevenuesLessExpensesAmt0-18610
IRS990/PYSalariesCompEmpBnftPaidAmt0279236
IRS990/PYTotalExpensesAmt0430120
IRS990/PYTotalRevenueAmt0411510
IRS990/ReconcilationRevenueExpnssAmt070332
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0121680
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0124611
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/DepreciationAmt025444
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt025444
IRS990ScheduleD/ExpensesSubtotalAmt0438606
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt025726
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt185137
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0NOTES RECEIVABLE - Current Portion
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1NOTES RECEIVABLE - Non-Current
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt03640
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0BORROWERS ESCROW
IRS990ScheduleD/RevenueSubtotalAmt0508938
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0110863
IRS990ScheduleD/TotalExpensesPerForm990Amt0438606
IRS990ScheduleD/TotalLiabilityAmt03640
IRS990ScheduleD/TotalRevenuePerForm990Amt0508938
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0508938
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0438606
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATIONS ORIGINAL BY-LAWS REQUIRED THAT THE ORGANIZATION HAVE NO LESS THAN 25 VOTING MEMBERS. THE BOARD WAS AUTHORIZED AND GIVEN DISCRETION TO ACCEPT ANY INDIVIDUAL AGENCY, GOVERNMENTAL UNIT, BUSINESS ORGANIZATION, ASSOCIATION, OR LEADING INSTITUION AS A MEMBER OF THE CORPORATION. ALL MEMBERS HAD EQUAL VOTING RIGHTS, EXCEPT CONTRACTORS WHO PROVIDED SERVICES TO THE ORGANIZATION (NON-VOTING MEMBERS).
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS SELECTED AS SET OUT IN ARTICLE IV OF THE ARTICLES OF INCORPORATION. AT LEAST NINE (9) VOTING DIRECTORS AND NO MORE THAN TWENTY-FIVE (25) VOTING DIRECTORS, WITH THE NUMBER OF DIRECTORS TO BE ESTABLISHED BY THE BOARD OF DIRECTORS. THE DIRECTORS SHALL BE ELECTED AS THEIR TERMS OF OFFICE EXPIRE, BY THE DIRECTORS AT THEIR ANNUAL MEETING OF BOARD OF DIRECTORS BY A MAJORITY OF THE VOTES CAST AT SUCH ELECTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DECISIONS OF THE GOVERNING BOARD ARE SUBJECT TO APPROVAL BY VOTING MEMBERS OF THE CORPORATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE EXECUTIVE DIRECTOR FORWARDS THE FORM 990 TO THE PRESIDENT, VICE PRESIDENT,AND SECRETARY-TREASURER FOR REVIEW.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4EXECUTIVE DIRECTOR COMPENSATION WAS REVIEWED AND APPROVED BY THE EXECUTIVE COMMITTEE AND SIGNED OFF ON BY THE BOARD PRESIDENT MARY MERRIMAN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATIONS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATION HAS A COMMITTEE THAT ASSUMES RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND SELECTION OF AN INDEPENDENT ACCOUNTANT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7SPECIALISTS RETAINED FOR LENDING & PAYROLL SERVICES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Audited by an independent accountant Part XII line 2b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7List of other fees for services expenses Part IX line 11g
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0OR
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0339495
IRS990/TotalAssetsEOYAmt0394128
IRS990/TotalAssetsGrp/BOYAmt0339495
IRS990/TotalAssetsGrp/EOYAmt0394128
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0241470
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0197136
IRS990/TotalFunctionalExpensesGrp/TotalAmt0438606
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt048564
IRS990/TotalLiabilitiesEOYAmt032865
IRS990/TotalLiabilitiesGrp/BOYAmt048564
IRS990/TotalLiabilitiesGrp/EOYAmt032865
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0290931
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0361263
IRS990/TotalOtherCompensationAmt07096
IRS990/TotalProgramServiceExpensesAmt0197136
IRS990/TotalProgramServiceRevenueAmt0508117
IRS990/TotalReportableCompFromOrgAmt0114717
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0508938
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0508938
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0339495
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0394128
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt011
IRS990/VotingMembersIndependentCnt010
IRS990/WebsiteAddressTxt0WWW.CASCADECAPITALFUNDING.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MARY MERRIMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05039906868
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-09-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CASCADE CAPITAL FUNDING
ReturnHeader/Filer/BusinessNameControlTxt0CASC
ReturnHeader/Filer/EIN0930854853
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 404
ReturnHeader/Filer/USAddress/CityNm0Salem
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OR
ReturnHeader/Filer/USAddress/ZIPCd097308
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PAULY ROGERS AND CO PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt012700 SW 72ND AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TIGARD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd097223
ReturnHeader/PreparerPersonGrp/PhoneNum05036202632
ReturnHeader/PreparerPersonGrp/PreparationDt02022-01-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROY R ROGERS
ReturnHeader/ReturnTs02022-01-25T13:30:53-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0MARY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0MERRIMAN

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$394,128
Liabilities
$32,865
Net assets
$361,263
Revenue
$508,938
Expenses
$438,606
Net income
$70,332
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$7.55$0.89$6.66$6.51$6.03$0.47
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.29$1.10$6.19$5.87$5.66$0.21
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.13$1.15$5.98$7.06$5.85$1.21
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.78$1.02$4.77$6.57$5.41$1.15
2021Detailed filing. Detailed filing data is available for this year.$3.94$0.33$3.61$5.09$4.39$0.70
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.39$0.49$2.91$4.12$4.30$0.19
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.27$0.18$3.10$3.88$4.91$1.03
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.30$0.14$4.16$4.22$4.48$0.27
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.64$0.18$4.45$4.41$4.26$0.16
2016Summary only. Only limited summary data is available for this year.$4.41$0.04$4.37$5.46$5.78$0.32
2015Detailed filing. Detailed filing data is available for this year.$5.05$0.35$4.70$5.72$5.77$0.05
2014Detailed filing. Detailed filing data is available for this year.$5.79$1.04$4.75$6.44$6.94$0.50
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.94$1.69$5.25$5.96
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.00$1.62$5.38$6.08
2011Summary only. Only limited summary data is available for this year.$7.41$1.76$5.65$5.89$5.92$0.03
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2021 filings • 501(c)4 • $500k-$1M nonprofits