Civic Intelligence

Bandon Chamber of Commerce

EIN 93-0592392 • 501(c)6 • Bandon, OR

Profile

Sustain, promote, and improve bandon economically, aesthetically, and culturally as a unique and preferred place to live and work. Attract new business and develop existing enterprise. Attract a greater number of visitors and increase their stays.

PO Box 1515Bandon, OR 97411

www.bandon.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.07x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

77th percentile

0.09x

Higher debt load relative to revenue than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

25th percentile

-16%

Higher net margin than 25% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

34th percentile

-12%

Faster asset growth than 34% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

22nd percentile

-25%

Faster revenue growth than 22% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Down

$341,564

Down $45,033 (-12%) from 2024

Liabilities

Down

$24,895

Down $11,522 (-32%) from 2024

Net Assets

Down

$316,669

Down $33,511 (-9.6%) from 2024

Operations
Liabilities / Revenue77th percentileNet Margin25th percentile

Revenue

Down

$271,762

Down $89,152 (-25%) from 2024

Expenses

Up

$315,768

Up $22,522 (+7.7%) from 2024

Net Income

Down

-$44,006

Down $111,674 (-165%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth34th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0-$100KAssets 2011: $65,677Liabilities 2011: $9472011Assets 2012: $89,105Liabilities 2012: $1,979Net Assets 2012: $87,1262012Assets 2013: $114,950Liabilities 2013: $855Net Assets 2013: $114,0952013Assets 2014: $129,170Liabilities 2014: $1,155Net Assets 2014: $128,0152014Assets 2015: $101,007Liabilities 2015: $1,137Net Assets 2015: $99,8702015Assets 2016: $117,367Liabilities 2016: $1,428Net Assets 2016: $115,9392016Assets 2017: $133,614Liabilities 2017: $1,518Net Assets 2017: $132,0962017Assets 2018: $153,146Liabilities 2018: -$13Net Assets 2018: $153,1592018Assets 2019: $158,924Liabilities 2019: $2,176Net Assets 2019: $156,7482019Assets 2020: $227,788Liabilities 2020: $1,241Net Assets 2020: $226,5472020Assets 2021: $298,470Liabilities 2021: $23,407Net Assets 2021: $275,0632021Assets 2022: $299,006Liabilities 2022: $36,277Net Assets 2022: $262,7292022Assets 2023: $309,532Liabilities 2023: $25,717Net Assets 2023: $283,8152023Assets 2024: $386,597Liabilities 2024: $36,417Net Assets 2024: $350,1802024Assets 2025: $341,564Liabilities 2025: $24,895Net Assets 2025: $316,6692025

Highlighted filing

2025

Assets$341,564
Liabilities$24,895
Net Assets$316,669
Open 2025 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2011: $159,764Expenses 2011: $154,599Net Income 2011: $5,1652011Expenses 2012: $191,5292012Revenue 2013: $175,922Expenses 2013: $148,953Net Income 2013: $26,9692013Revenue 2014: $178,382Expenses 2014: $164,462Net Income 2014: $13,9202014Revenue 2015: $183,627Expenses 2015: $210,307Net Income 2015: -$26,6802015Revenue 2016: $214,870Expenses 2016: $196,931Net Income 2016: $17,9392016Revenue 2017: $240,830Expenses 2017: $226,764Net Income 2017: $14,0662017Revenue 2018: $226,668Expenses 2018: $201,530Net Income 2018: $25,1382018Revenue 2019: $202,445Expenses 2019: $198,837Net Income 2019: $3,6082019Revenue 2020: $294,465Expenses 2020: $224,477Net Income 2020: $69,9882020Revenue 2021: $243,437Expenses 2021: $210,883Net Income 2021: $32,5542021Revenue 2022: $285,101Expenses 2022: $272,864Net Income 2022: $12,2372022Revenue 2023: $332,673Expenses 2023: $316,297Net Income 2023: $16,3762023Revenue 2024: $360,914Expenses 2024: $293,246Net Income 2024: $67,6682024Revenue 2025: $271,762Expenses 2025: $315,768Net Income 2025: -$44,0062025

Highlighted filing

2025

Revenue$271,762
Expenses$315,768
Net Income-$44,006
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$341,564
Liabilities
$24,895
Net assets
$316,669
Revenue
$271,762
Expenses
$315,768
Net income
-$44,006
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.42$0.25$3.17$2.72$3.16$0.44
2024Detailed filing. Detailed filing data is available for this year.$3.87$0.36$3.50$3.61$2.93$0.68
2023Detailed filing. Detailed filing data is available for this year.$3.10$0.26$2.84$3.33$3.16$0.16
2022Detailed filing. Detailed filing data is available for this year.$2.99$0.36$2.63$2.85$2.73$0.12
2021Detailed filing. Detailed filing data is available for this year.$2.98$0.23$2.75$2.43$2.11$0.33
2020Detailed filing. Detailed filing data is available for this year.$2.28$0.01$2.27$2.94$2.24$0.70
2019Detailed filing. Detailed filing data is available for this year.$1.59$0.02$1.57$2.02$1.99$0.04
2018Detailed filing. Detailed filing data is available for this year.$1.53$0.00$1.53$2.27$2.02$0.25
2017Detailed filing. Detailed filing data is available for this year.$1.34$0.02$1.32$2.41$2.27$0.14
2016Detailed filing. Detailed filing data is available for this year.$1.17$0.01$1.16$2.15$1.97$0.18
2015Detailed filing. Detailed filing data is available for this year.$1.01$0.01$1.00$1.84$2.10$0.27
2014Detailed filing. Detailed filing data is available for this year.$1.29$0.01$1.28$1.78$1.64$0.14
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.15$0.01$1.14$1.76$1.49$0.27
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.89$0.02$0.87$1.92
2011Summary only. Only limited summary data is available for this year.$0.66$0.01$1.60$1.55$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 8, 2025
Return Version
2024v5.2
Gross Receipts
$271,762
Mission and Program Overview

Mission

Sustain, promote and improve Bandon economically, aesthetically and culturally as a unique and preferred place to live and work. Attract new business and develop existing enterprise. Attract a greater number of visitors and increase their stays.

Sustain, promote, and improve bandon economically, aesthetically, and culturally as a unique and preferred place to live and work. Attract new business and develop existing enterprise. Attract a greater number of visitors and increase their stays.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$230,572$172,196▼ $58,376
Investments in Publicly Traded Securities$145,753$163,561▲ $17,808
Land, Buildings, and Equipment, Net$10,272$5,807▼ $4,465
Total Assets$386,597$341,564▼ $45,033
Liabilities
Accounts Payable and Accrued Expenses$34,995$24,184▼ $10,811
Unsecured Notes Loans Payable$1,422$711▼ $711
Total Liabilities$36,417$24,895▼ $11,522
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$214,393$245,110▲ $30,717
Net Assets With Donor Restrictions$135,787$71,559▼ $64,228
Total Net Assets Fund Balance$350,180$316,669▼ $33,511
Total Liabilities and Net Assets / Fund Balance$386,597$341,564▼ $45,033

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$5,807$39,651$45,458
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
Brandie WrightChair
Lori OsbornePast Chair
Christine MichalekVice Chair
Angela Baker GeppertDirector
Sara KimballDirector
Tia LawrenceDirector
Nathan HarrenSecretary
Anne MccalebTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$711
Program Service Revenue
$252,030
Investment Income
$15,791
Other Revenue
$3,230
Change in Net Assets
$-44,006
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$243,833
Salaries, Compensation, and Employee Benefits$66,935
Grants and Similar Amounts Paid$5,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Advertising$129,893--$129,893
Other Salaries and Wages$60,097--$60,097
Information Technology$9,926--$9,926
Office Expenses$9,647--$9,647
Fees for Services Accounting$8,762--$8,762
Payroll Taxes$6,838--$6,838
Grants to Domestic Orgs$5,000--$5,000
Depreciation Depletion$4,465--$4,465
Insurance$2,581--$2,581
Other Expenses$1,430--$1,430
Occupancy$1,290--$1,290
Conferences and Meetings$299--$299
Total Functional Expenses$315,768$0$0$315,768
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

“The organization has members.”

Member election for additional members Part VI line 7A

“The organization annually elects the governing body as provided in the organizational documents.”

Form 990 governing body review Part VI line 11

“The completed form 990 was reviewed at a board meeting before filing.”

CEO executive director top management comp Part VI line 15A

“The compensation for the organizations executive director is determined annually by the governing body.”

Other officer or key employee compensation Part VI line 15B

“The compensation for the organizations office staff is determined annually by the governing body.”

Governing documents etc available to public Part VI line 19

“The organization will provide any documents open to public inspection upon request.”

Filing and Contact Details

Filer

Filer Name
Bandon Chamber of Commerce
EIN
93-0592392
In Care Of
% BRANDIE WRIGHT
Phone
5413479616
Address
PO BOX 1515, BANDON, OR 97411

Signing Officer

Name
Brandie Wright
Title
Chair
Phone
5413479616
Signed
2025-10-08
Discuss with paid preparer
Yes

Organization Details

Formed
1990
Legal Domicile
Or
Voting Board Members
7
Independent Board Members
7
Employees
5

Preparer

Firm
Anne McCaleb CPA PC
Address
PO Box 2155, Bandon, OR 97411
Preparer
Anne Mccaleb CPA
Phone
9166344002
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc3MEMBER SERVICES
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IRS990/OtherExpensesGrp/ProgramServicesAmt111159
IRS990/OtherExpensesGrp/ProgramServicesAmt23455
IRS990/OtherExpensesGrp/ProgramServicesAmt31430
IRS990/OtherExpensesGrp/TotalAmt060926
IRS990/OtherExpensesGrp/TotalAmt111159
IRS990/OtherExpensesGrp/TotalAmt23455
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IRS990/OtherRevenueMiscGrp/Desc0VOLUNTEER FUND
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt03230
IRS990/OtherRevenueTotalAmt03230
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt060097
IRS990/OtherSalariesAndWagesGrp/TotalAmt060097
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IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt06838
IRS990/PayrollTaxesGrp/TotalAmt06838
IRS990/PoliticalCampaignActyInd0false
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0TOURISM PROMOTION
IRS990/ProgramServiceRevenueGrp/Desc1MEMBER DUES
IRS990/ProgramServiceRevenueGrp/Desc2BUSINESS & ECON DEVELOP
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt152404
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt254429
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt152404
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IRS990/PYBenefitsPaidToMembersAmt018000
IRS990/PYGrantsAndSimilarPaidAmt06750
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IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt05807
IRS990ScheduleD/EquipmentGrp/DepreciationAmt039651
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt045458
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05807
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION ANNUALLY ELECTS THE GOVERNING BODY AS PROVIDED IN THE ORGANIZATIONAL DOCUMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE COMPLETED FORM 990 WAS REVIEWED AT A BOARD MEETING BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE COMPENSATION FOR THE ORGANIZATIONS EXECUTIVE DIRECTOR IS DETERMINED ANNUALLY BY THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE COMPENSATION FOR THE ORGANIZATIONS OFFICE STAFF IS DETERMINED ANNUALLY BY THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION WILL PROVIDE ANY DOCUMENTS OPEN TO PUBLIC INSPECTION UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Governing documents etc available to public Part VI line 19
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0OR
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsEOYAmt0341564
IRS990/TotalAssetsGrp/BOYAmt0386597
IRS990/TotalAssetsGrp/EOYAmt0341564
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0711
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0315768
IRS990/TotalFunctionalExpensesGrp/TotalAmt0315768
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt036417
IRS990/TotalLiabilitiesEOYAmt024895
IRS990/TotalLiabilitiesGrp/BOYAmt036417
IRS990/TotalLiabilitiesGrp/EOYAmt024895
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0350180
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0316669
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0315768
IRS990/TotalProgramServiceRevenueAmt0252030
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt015791
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0255260
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0271762
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0386597
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0341564
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt01422
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt0711
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.BANDON.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BRANDIE WRIGHT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHAIR
ReturnHeader/BusinessOfficerGrp/PhoneNum05413479616
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BANDON CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0BAND
ReturnHeader/Filer/EIN0930592392
ReturnHeader/Filer/InCareOfNm0% BRANDIE WRIGHT
ReturnHeader/Filer/PhoneNum05413479616
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1515
ReturnHeader/Filer/USAddress/CityNm0BANDON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OR
ReturnHeader/Filer/USAddress/ZIPCd097411
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0873417150
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Anne McCaleb CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO Box 2155
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Bandon
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OR
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd097411
ReturnHeader/PreparerPersonGrp/PhoneNum09166344002
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANNE MCCALEB CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-10-08T13:22:38-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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