Civic Intelligence

Gateway Credit Union

EIN 93-0519645 • 501(c)14 • Springfield, OR

Profile

Non-profit credit union

PO Box 7245Springfield, OR 97475

www.yourgcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

9th percentile

0.76x

Higher debt load relative to assets than 9% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Liabilities / Revenue

37th percentile

14.51x

Higher debt load relative to revenue than 37% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Net Margin

59th percentile

13%

Higher net margin than 59% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Top Officer Pay

88th percentile

$187,425

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 12.4% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2025

Asset Growth

18th percentile

-4.0%

Faster asset growth than 18% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Revenue Growth

28th percentile

2.9%

Faster revenue growth than 28% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Assets

Up

$29,967,146

Up $821,495 (+2.8%) from 2023

Liabilities

Up

$23,397,761

Up $630,893 (+2.8%) from 2023

Net Assets

Up

$6,569,385

Up $190,602 (+3.0%) from 2023

Revenue

Down

$1,473,271

Down $68,989 (-4.5%) from 2023

Expenses

Up

$1,282,669

Up $80,147 (+6.7%) from 2023

Net Income

Down

$190,602

Down $149,136 (-44%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $25,656,520Liabilities 2010: $20,123,212Net Assets 2010: $5,533,3082010Assets 2011: $25,597,611Liabilities 2011: $20,375,627Net Assets 2011: $5,221,9842011Assets 2012: $25,573,217Liabilities 2012: $20,686,187Net Assets 2012: $4,887,0302012Assets 2013: $26,134,125Liabilities 2013: $21,252,827Net Assets 2013: $4,881,2982013Assets 2014: $23,355,692Liabilities 2014: $18,381,221Net Assets 2014: $4,974,4712014Assets 2015: $23,353,289Liabilities 2015: $18,262,213Net Assets 2015: $5,091,0762015Assets 2016: $23,802,095Liabilities 2016: $18,579,775Net Assets 2016: $5,222,3202016Assets 2017: $23,368,101Liabilities 2017: $18,006,367Net Assets 2017: $5,361,7342017Assets 2018: $23,505,328Liabilities 2018: $17,997,005Net Assets 2018: $5,508,3232018Assets 2019: $24,602,834Liabilities 2019: $18,940,166Net Assets 2019: $5,662,6682019Assets 2020: $28,953,061Liabilities 2020: $23,191,222Net Assets 2020: $5,761,8392020Assets 2021: $32,842,414Liabilities 2021: $26,980,212Net Assets 2021: $5,862,2022021Assets 2022: $32,080,903Liabilities 2022: $26,041,858Net Assets 2022: $6,039,0452022Assets 2023: $29,145,651Liabilities 2023: $22,766,868Net Assets 2023: $6,378,7832023Assets 2024: $29,967,146Liabilities 2024: $23,397,761Net Assets 2024: $6,569,3852024

Highlighted filing

2024

Assets$29,967,146
Liabilities$23,397,761
Net Assets$6,569,385

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,472,8782010Expenses 2011: $1,502,3412011Expenses 2012: $1,363,7672012Revenue 2013: $902,821Expenses 2013: $908,553Net Income 2013: -$5,7322013Revenue 2014: $831,193Expenses 2014: $738,020Net Income 2014: $93,1732014Revenue 2015: $834,396Expenses 2015: $717,791Net Income 2015: $116,6052015Revenue 2016: $884,810Expenses 2016: $753,566Net Income 2016: $131,2442016Revenue 2017: $903,283Expenses 2017: $763,869Net Income 2017: $139,4142017Revenue 2018: $974,134Expenses 2018: $827,545Net Income 2018: $146,5892018Revenue 2019: $1,036,410Expenses 2019: $882,065Net Income 2019: $154,3452019Revenue 2020: $1,121,537Expenses 2020: $1,022,366Net Income 2020: $99,1712020Revenue 2021: $1,045,382Expenses 2021: $945,019Net Income 2021: $100,3632021Revenue 2022: $1,197,484Expenses 2022: $1,020,641Net Income 2022: $176,8432022Revenue 2023: $1,542,260Expenses 2023: $1,202,522Net Income 2023: $339,7382023Revenue 2024: $1,473,271Expenses 2024: $1,282,669Net Income 2024: $190,6022024

Highlighted filing

2024

Revenue$1,473,271
Expenses$1,282,669
Net Income$190,602

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$30.0$23.4$6.57$1.47$1.28$0.19
2023Detailed filing. Detailed filing data is available for this year.$29.1$22.8$6.38$1.54$1.20$0.34
2022Detailed filing. Detailed filing data is available for this year.$32.1$26.0$6.04$1.20$1.02$0.18
2021Detailed filing. Detailed filing data is available for this year.$32.8$27.0$5.86$1.05$0.95$0.10
2020Detailed filing. Detailed filing data is available for this year.$29.0$23.2$5.76$1.12$1.02$0.10
2019Detailed filing. Detailed filing data is available for this year.$24.6$18.9$5.66$1.04$0.88$0.15
2018Detailed filing. Detailed filing data is available for this year.$23.5$18.0$5.51$0.97$0.83$0.15
2017Detailed filing. Detailed filing data is available for this year.$23.4$18.0$5.36$0.90$0.76$0.14
2016Detailed filing. Detailed filing data is available for this year.$23.8$18.6$5.22$0.88$0.75$0.13
2015Detailed filing. Detailed filing data is available for this year.$23.4$18.3$5.09$0.83$0.72$0.12
2014Detailed filing. Detailed filing data is available for this year.$23.4$18.4$4.97$0.83$0.74$0.09
2013Detailed filing. Detailed filing data is available for this year.$26.1$21.3$4.88$0.90$0.91$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.6$20.7$4.89$1.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.6$20.4$5.22$1.50
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.7$20.1$5.53$1.47
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 8, 2025
Return Version
2024v5.0
Gross Receipts
$1,473,271
Mission and Program Overview

Mission

Non-profit credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$21,546,532$20,656,855▼ $889,677
Savings and Temporary Cash Investments$7,022,837$8,669,115▲ $1,646,278
Rtn Earn Endowment Incm Other Fnds$6,378,783$6,569,385▲ $190,602
Land, Buildings, and Equipment, Net$277,200$264,034▼ $13,166
Cash and Non-Interest-Bearing Accounts$119,886$118,337▼ $1,549
Prepaid Expenses and Deferred Charges$9,095$68,421▲ $59,326
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$29,145,651$29,967,146▲ $821,495
Other Assets Total$170,101$190,384▲ $20,283
Liabilities
Other Liabilities$22,766,340$23,381,872▲ $615,532
Accounts Payable and Accrued Expenses$528$15,889▲ $15,361
Total Liabilities$22,766,868$23,397,761▲ $630,893
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,378,783$6,569,385▲ $190,602
Total Liabilities and Net Assets / Fund Balance$29,145,651$29,967,146▲ $821,495

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0$0$0
Other Land Buildings$0$0$0
Land$264,034-$0
Equipment$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Marcos SulistioCEOFT$150,775$28,000$178,775

Board Members and Trustees

NameTitle
Steve CheekBoard Chair
Russell SirotekBoard Director and Supervisory Committee Chair
Cal MorganBoard Director
Jay ZinkBoard Director
Bill PowellBoard Vice
Dale CurtisSupervisory Committee
Johnnie ThompsonSupervisory Committee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,473,271
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$190,602
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$669,824
Salaries, Compensation, and Employee Benefits$612,845
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$292,870$0$0$292,870
Fees for Services Other$191,080$0$0$191,080
Current Officers, Directors, Trustees, and Key Employees$178,775$0$0$178,775
Office Expenses$54,244$0$0$54,244
Other Employee Benefits$53,006$0$0$53,006
Occupancy$52,487$0$0$52,487
Pension Plan Contributions$50,149$0$0$50,149
Payroll Taxes$38,045$0$0$38,045
Conferences and Meetings$22,806$0$0$22,806
Other Expenses$16,500$0$0$16,500
Interest$15,077$0$0$15,077
Advertising$13,944$0$0$13,944
Fees for Services Legal$3,841$0$0$3,841
Total Functional Expenses$1,282,669$0$0$1,282,669
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Liabilities$23,381,872
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

To obtain services from the credit union, individuals must join the credit union thereby, becoming a member.

Form 990, Part VI, Section A, Line 7A

The membership may vote for the candidates if there is an election for a position on the Board of Directors.

Form 990, Part VI, Section B, Line 11B

Form 990 is made available for review by the Directors and Supervisory Committee at the Board meeting.

Form 990, Part VI, Section B, Line 12C

As a part of the annual Board policy review, all parties are asked to acknowledge any business conflicts of interest. All parties are required to advise the credit union CEO or Board Chairman of personal or business conflicts immediately.

Form 990, Part VI, Section B, Line 15

The Board of Directors review the CEO compensation based on peer group comparison, cost of living, and credit union performance.

Form 990, Part VI, Section C, Line 18

Form 990 is available upon request by phone or in person.

Form 990, Part VI, Section C, Line 19

The information is available upon request.

Filing and Contact Details

Filer

Filer Name
Gateway Credit Union
EIN
93-0519645
Address
PO BOX 7245, SPRINGFIELD, OR 97475

Signing Officer

Name
Marcos Sulistio
Title
President/CEO
Phone
5427412605
Signed
2025-04-08

Organization Details

Principal Officer
Marcos Sulistio
Formed
1963
Legal Domicile
Or
Voting Board Members
5
Independent Board Members
5
Employees
6
Volunteers
7
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

The credit union went through a major software and hardware conversion in 2013, which involved the in-house banking server and the credit union's card system. The card system conversion involved the credit, debit, and ATM card packages.

Raw XML AppendixShowing 400 of 489 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0277200
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0264034
IRS990/LandBldgEquipCostOrOtherBssAmt0264034
IRS990/LegalDomicileStateCd0OR
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0Non-profit credit union
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt06378783
IRS990/NetAssetsOrFundBalancesEOYAmt06569385
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt052487
IRS990/OccupancyGrp/TotalAmt052487
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt054244
IRS990/OfficeExpensesGrp/TotalAmt054244
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0170101
IRS990/OtherAssetsTotalGrp/EOYAmt0190384
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt053006
IRS990/OtherEmployeeBenefitsGrp/TotalAmt053006
IRS990/OtherExpensesGrp/Desc0Dividend
IRS990/OtherExpensesGrp/Desc1Office Operations
IRS990/OtherExpensesGrp/Desc2Loan Service
IRS990/OtherExpensesGrp/Desc3Allowance for Loan Loss
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt0293330
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt26515
IRS990/OtherExpensesGrp/ProgramServicesAmt316500
IRS990/OtherExpensesGrp/TotalAmt0293330
IRS990/OtherExpensesGrp/TotalAmt10
IRS990/OtherExpensesGrp/TotalAmt26515
IRS990/OtherExpensesGrp/TotalAmt316500
IRS990/OtherLiabilitiesGrp/BOYAmt022766340
IRS990/OtherLiabilitiesGrp/EOYAmt023381872
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0292870
IRS990/OtherSalariesAndWagesGrp/TotalAmt0292870
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt021546532
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt020656855
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt038045
IRS990/PayrollTaxesGrp/TotalAmt038045
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt050149
IRS990/PensionPlanContributionsGrp/TotalAmt050149
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt09095
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt068421
IRS990/PrincipalOfficerNm0Marcos Sulistio
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0179213
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0625525
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01363047
IRS990/PYRevenuesLessExpensesAmt0339738
IRS990/PYSalariesCompEmpBnftPaidAmt0576997
IRS990/PYTotalExpensesAmt01202522
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01542260
IRS990/ReconcilationRevenueExpnssAmt0190602
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt01473271
IRS990/RoyaltiesGrp/FundraisingAmt00
IRS990/RoyaltiesGrp/ManagementAndGeneralAmt00
IRS990/RoyaltiesGrp/ProgramServicesAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06378783
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06569385
IRS990/SavingsAndTempCashInvstGrp/BOYAmt07022837
IRS990/SavingsAndTempCashInvstGrp/EOYAmt08669115
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0264034
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0264034
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt023381872
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Other Liabilities
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0264034
IRS990ScheduleD/TotalLiabilityAmt023381872
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0150775
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount028000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt0171227
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Marcos Sulistio
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0178775
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0To obtain services from the credit union, individuals must join the credit union thereby, becoming a member.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The membership may vote for the candidates if there is an election for a position on the Board of Directors.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990 is made available for review by the Directors and Supervisory Committee at the Board meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3As a part of the annual Board policy review, all parties are asked to acknowledge any business conflicts of interest. All parties are required to advise the credit union CEO or Board Chairman of personal or business conflicts immediately.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Board of Directors review the CEO compensation based on peer group comparison, cost of living, and credit union performance.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Form 990 is available upon request by phone or in person.

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