Civic Intelligence

Oregonians Credit Union

EIN 93-0241933 • 501(c)14 • Milwaukie, OR

View Organization Page

Profile

The credit union encourages thrift among its members, provides credit at fair and reasonable rates of interest, and provides an opportunity for members to use and control their own money in order to improve their economic and social condition.

6915 SE Lake RoadMilwaukie, OR 97267

www.oregonianscu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

12th percentile

0.85x

Higher debt load relative to assets than 12% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

64th percentile

16.30x

Higher debt load relative to revenue than 64% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

67th percentile

14%

Higher net margin than 67% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

15th percentile

-1.9%

Faster asset growth than 15% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

37th percentile

12%

Faster revenue growth than 37% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets12th percentile

Assets

Down

$341,246,165

Down $6,511,338 (-1.9%) from 2023

Liabilities

Down

$290,535,925

Down $9,259,024 (-3.1%) from 2023

Net Assets

Up

$50,710,240

Up $2,747,686 (+5.7%) from 2023

Operations
Liabilities / Revenue64th percentileNet Margin67th percentile

Revenue

Up

$17,819,181

Up $1,847,943 (+12%) from 2023

Expenses

Up

$15,285,173

Up $2,173,493 (+17%) from 2023

Net Income

Down

$2,534,008

Down $325,550 (-11%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth15th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400M$300M$200M$100M$0Assets 2016: $303,314,771Liabilities 2016: $265,374,005Net Assets 2016: $37,940,7662016Assets 2017: $307,677,137Liabilities 2017: $269,146,410Net Assets 2017: $38,530,7272017Assets 2018: $304,043,707Liabilities 2018: $264,070,133Net Assets 2018: $39,973,5742018Assets 2019: $301,162,791Liabilities 2019: $258,522,230Net Assets 2019: $42,640,5612019Assets 2020: $346,335,540Liabilities 2020: $303,342,525Net Assets 2020: $42,993,0152020Assets 2021: $383,927,608Liabilities 2021: $340,389,104Net Assets 2021: $43,538,5042021Assets 2022: $381,324,647Liabilities 2022: $336,315,398Net Assets 2022: $45,009,2492022Assets 2023: $347,757,503Liabilities 2023: $299,794,949Net Assets 2023: $47,962,5542023Assets 2024: $341,246,165Liabilities 2024: $290,535,925Net Assets 2024: $50,710,2402024

Highlighted filing

2024

Assets$341,246,165
Liabilities$290,535,925
Net Assets$50,710,240
Open 2024 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20M$15M$10M$5.0M$0Revenue 2016: $9,353,053Expenses 2016: $8,508,254Net Income 2016: $844,7992016Revenue 2017: $9,808,985Expenses 2017: $9,218,293Net Income 2017: $590,6922017Revenue 2018: $11,582,457Expenses 2018: $10,025,077Net Income 2018: $1,557,3802018Revenue 2019: $12,661,641Expenses 2019: $10,064,130Net Income 2019: $2,597,5112019Revenue 2020: $11,231,821Expenses 2020: $10,919,937Net Income 2020: $311,8842020Revenue 2021: $10,903,249Expenses 2021: $10,092,730Net Income 2021: $810,5192021Revenue 2022: $11,837,006Expenses 2022: $10,328,132Net Income 2022: $1,508,8742022Revenue 2023: $15,971,238Expenses 2023: $13,111,680Net Income 2023: $2,859,5582023Revenue 2024: $17,819,181Expenses 2024: $15,285,173Net Income 2024: $2,534,0082024

Highlighted filing

2024

Revenue$17,819,181
Expenses$15,285,173
Net Income$2,534,008
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$341,246,165
Liabilities
$290,535,925
Net assets
$50,710,240
Revenue
$17,819,181
Expenses
$15,285,173
Net income
$2,534,008
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$341$291$50.7$17.8$15.3$2.53
2023Detailed filing. Detailed filing data is available for this year.$348$300$48.0$16.0$13.1$2.86
2022Detailed filing. Detailed filing data is available for this year.$381$336$45.0$11.8$10.3$1.51
2021Detailed filing. Detailed filing data is available for this year.$384$340$43.5$10.9$10.1$0.81
2020Detailed filing. Detailed filing data is available for this year.$346$303$43.0$11.2$10.9$0.31
2019Detailed filing. Detailed filing data is available for this year.$301$259$42.6$12.7$10.1$2.60
2018Detailed filing. Detailed filing data is available for this year.$304$264$40.0$11.6$10.0$1.56
2017Detailed filing. Detailed filing data is available for this year.$308$269$38.5$9.81$9.22$0.59
2016Detailed filing. Detailed filing data is available for this year.$303$265$37.9$9.35$8.51$0.84
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$17,819,181
Mission and Program Overview

Mission

The credit union encourages thrift among its members, provides credit at fair and reasonable rates of interest, and provides an opportunity for members to use and control their own money in order to improve their economic and social condition.

The credit union provides low cost retail financial services to over 19,000 owner/members who primarily reside in 13 oregon counties. Services include consumer, business and credit card loans as well as checking and savings programs, and debit card services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$236,669,436$214,997,557▼ $21,671,879
Rtn Earn Endowment Incm Other Fnds$47,962,554$50,710,240▲ $2,747,686
Investments in Publicly Traded Securities$56,733,595$49,643,217▼ $7,090,378
Cash and Non-Interest-Bearing Accounts$14,678,978$32,733,788▲ $18,054,810
Savings and Temporary Cash Investments$15,046,798$19,441,091▲ $4,394,293
Land, Buildings, and Equipment, Net$7,426,032$6,827,764▼ $598,268
Prepaid Expenses and Deferred Charges$758,246$1,113,991▲ $355,745
Intangible Assets$130,423--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$347,757,503$341,246,165▼ $6,511,338
Other Assets Total$16,313,995$16,488,757▲ $174,762
Liabilities
Other Liabilities$297,559,318$289,270,866▼ $8,288,452
Accounts Payable and Accrued Expenses$2,092,402$1,092,506▼ $999,896
Escrow Account Liability$143,229$172,553▲ $29,324
Total Liabilities$299,794,949$290,535,925▼ $9,259,024
Net Assets / Fund Balance
Total Net Assets Fund Balance$47,962,554$50,710,240▲ $2,747,686
Total Liabilities and Net Assets / Fund Balance$347,757,503$341,246,165▼ $6,511,338

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$4,150,153$1,670,938$5,821,091
Equipment$705,381$4,947,187$5,652,568
Land$1,972,230-$1,972,230
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Milton LauniusCEOFT$332,889$32,320$365,209
Scott WetzlerCFOFT$183,173$4,973$188,146

Board Members and Trustees

NameTitle
Jeff CoffmanChairman
Alicia AndersonVice-chair
Brian MillerDirector
Jim McbrideDirector
Marian GriffithsDirector
Trish RolinDirector
Paul DawsonSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$13,066,809
Investment Income
$4,737,618
Other Revenue
$14,754
Change in Net Assets
$2,534,008

Audited Revenue Reconciliation

Revenue per Audited Statements
$17,819,181
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$17,819,181
Total Revenue per Form 990
$17,819,181
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$9,261,075
Salaries, Compensation, and Employee Benefits$6,024,098
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$4,235,656--$4,235,656
Interest$2,104,852--$2,104,852
All Other Expenses$1,346,007--$1,346,007
Office Expenses$1,259,666--$1,259,666
Occupancy$998,671--$998,671
Other Employee Benefits$633,731--$633,731
Current Officers, Directors, Trustees, and Key Employees$553,355--$553,355
Depreciation Depletion$487,464--$487,464
Other Expenses$440,599--$440,599
Payroll Taxes$421,225--$421,225
Pension Plan Contributions$180,131--$180,131
Conferences and Meetings$10,827--$10,827
Total Functional Expenses$15,285,173$0$0$15,285,173

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$15,285,173
Total Expenses per Audited Statements$15,285,173
Total Expenses per Form 990$15,285,173
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$383
Total Exempt Function Spending$383

Section 527 Organizations

OrganizationLocationAmount
93-0953356Tigard, OR$383
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBER'S SHARES - REGULAR SHARES$121,701,838
MEMBER'S SHARES - SHARE DRAFTS$72,386,288
MEMBER'S SHARES - MONEY MARKET$51,870,637
MEMBER'S SHARES - CERTIFICATES$25,961,527
MEMBER'S SHARES - IRA SHARES$9,913,467
MEMBER'S SHARES - INDIVIDUAL RETIRE$4,432,778
MEMBER'S SHARES - CLUB ACCOUNTS$1,830,953
Other Liabilities$1,173,378
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Oregonians credit union is a member-owned not for profit financial cooperative.”

Form 990, Part VI, Section A, Line 7A

“The board members of the credit union are elected by the members of the credit union.”

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by management, then submitted to the board of directors for review and approval.”

Form 990, Part VI, Section B, Line 12C

“The credit union has implemented a board code of ethics policy.”

Form 990, Part VI, Section B, Line 15A

“The board compensation committee reviews senior management compensation.”

Form 990, Part VI, Section C, Line 19

“Documents are made available to members and other interested parties upon request.”

Filing and Contact Details

Filer

Filer Name
Oregonians Credit Union
EIN
93-0241933
Phone
5037040763
Address
6915 SE LAKE ROAD, MILWAUKIE, OR 97267

Signing Officer

Name
Milton Launius
Title
CEO
Phone
5037040763
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Milton Launius
Formed
1936
Legal Domicile
Or
Voting Board Members
7
Independent Board Members
7
Employees
97
Volunteers
7

Preparer

Firm
Opsahl Dawson
Address
10940 NE 33RD PLACE SUITE 100, BELLEVUE, WA 98004
Preparer
Ji-yon Han CPA
Phone
4258891778
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Legal & professional services: program service expenses 387,961. Management and general expenses 0. Fundraising expenses 0. Total expenses 387,961. Telecommunications: program service expenses 364,275. Management and general expenses 0. Fundraising expenses 0. Total expenses 364,275. Postage and shipping: program service expenses 148,119. Management and general expenses 0. Fundraising expenses 0. Total expenses 148,119. Statement processing: program service expenses 92,467. Management and general expenses 0. Fundraising expenses 0. Total expenses 92,467. Member education: program service expenses 86,254. Management and general expenses 0. Fundraising expenses 0. Total expenses 86,254. Security and alarm: program service expenses 76,690. Management and general expenses 0. Fundraising expenses 0. Total expenses 76,690. Dues and subscriptions: program service expenses 60,808. Management and general expenses 0. Fundraising expenses 0. Total expenses 60,808. Bank charges: program service expenses 59,462. Management and general expenses 0. Fundraising expenses 0. Total expenses 59,462. Staff training: program service expenses 36,823. Management and general expenses 0. Fundraising expenses 0. Total expenses 36,823. Shared branching expenses: program service expenses 33,148. Management and general expenses 0. Fundraising expenses 0. Total expenses 33,148.”

Financial Statement Notes

PART IV, LINE 2B:

“Escrow funds are collected on behalf of members for real estate tax and insurance expenses and are reported on the balance sheet.”

PART X, LINE 2:

“The credit union is exempt by statute from federal taxation of income from the performance of activities that are in furtherance of its exempt purpose under its oregon state charter as permitted by irs section 501(c)(14). The credit union reports atm surcharge fee income unrelated to its tax exempt charter on form 990-t. Management has determined there are no material uncertain tax positions.”

PART IV, LINE 2B: EXPLANATION OF ESCROW ACCOUNT LIABILITY

“Escrow funds are collected on behalf of members for real estate tax and insurance expenses and are reported on the balance sheet.”

PART X: FIN48 FOOTNOTE

“The credit union is exempt by statute from federal taxation of income from the performance of activities that are in furtherance of its exempt purpose under its oregon state charter as permitted by irs section 501(c)(14). The credit union reports atm surcharge fee income unrelated to its tax exempt charter on form 990-t. Management has determined there are no material uncertain tax positions.”

Raw XML AppendixShowing 400 of 480 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/IntangibleAssetsGrp/BOYAmt0130423
IRS990/InterestGrp/ProgramServicesAmt02104852
IRS990/InterestGrp/TotalAmt02104852
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt04737618
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt04737618
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt056733595
IRS990/InvestmentsPubTradedSecGrp/EOYAmt049643217
IRS990/IRPDocumentCnt05914
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt06618125
IRS990/LandBldgEquipBasisNetGrp/BOYAmt07426032
IRS990/LandBldgEquipBasisNetGrp/EOYAmt06827764
IRS990/LandBldgEquipCostOrOtherBssAmt013445889
IRS990/LegalDomicileStateCd0OR
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE CREDIT UNION ENCOURAGES THRIFT AMONG ITS MEMBERS, PROVIDES CREDIT AT FAIR AND REASONABLE RATES OF INTEREST, AND PROVIDES AN OPPORTUNITY FOR MEMBERS TO USE AND CONTROL THEIR OWN MONEY IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt047962554
IRS990/NetAssetsOrFundBalancesEOYAmt050710240
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0102838
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt0998671
IRS990/OccupancyGrp/TotalAmt0998671
IRS990/OfficeExpensesGrp/ProgramServicesAmt01259666
IRS990/OfficeExpensesGrp/TotalAmt01259666
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt016313995
IRS990/OtherAssetsTotalGrp/EOYAmt016488757
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0633731
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0633731
IRS990/OtherExpensesGrp/Desc0PROVISION FOR CREDIT &
IRS990/OtherExpensesGrp/Desc1EXCHANGE FEES
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3SOFTWARE AND EQUIPMENT
IRS990/OtherExpensesGrp/ProgramServicesAmt01253819
IRS990/OtherExpensesGrp/ProgramServicesAmt1843795
IRS990/OtherExpensesGrp/ProgramServicesAmt2515375
IRS990/OtherExpensesGrp/ProgramServicesAmt3440599
IRS990/OtherExpensesGrp/TotalAmt01253819
IRS990/OtherExpensesGrp/TotalAmt1843795
IRS990/OtherExpensesGrp/TotalAmt2515375
IRS990/OtherExpensesGrp/TotalAmt3440599
IRS990/OtherLiabilitiesGrp/BOYAmt0297559318
IRS990/OtherLiabilitiesGrp/EOYAmt0289270866
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/Desc0ATM SURCHARGE REVENUE
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt014754
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt014754
IRS990/OtherRevenueTotalAmt014754
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt04235656
IRS990/OtherSalariesAndWagesGrp/TotalAmt04235656
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0236669436
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0214997557
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ProgramServicesAmt0421225
IRS990/PayrollTaxesGrp/TotalAmt0421225
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0180131
IRS990/PensionPlanContributionsGrp/TotalAmt0180131
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0758246
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01113991
IRS990/PrincipalOfficerNm0MILTON LAUNIUS
IRS990/PriorPeriodAdjustmentsAmt0110840
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST REVENUE
IRS990/ProgramServiceRevenueGrp/Desc1LOAN & SERVICE FEE REVENUE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt010977876
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt12088933
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt010977876
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt12088933
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt04537844
IRS990/PYOtherExpensesAmt07185029
IRS990/PYOtherRevenueAmt016323
IRS990/PYProgramServiceRevenueAmt011417071
IRS990/PYRevenuesLessExpensesAmt02859558
IRS990/PYSalariesCompEmpBnftPaidAmt05926651
IRS990/PYTotalExpensesAmt013111680
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt015971238
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt02534008
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt017804427
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt047962554
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt050710240
IRS990/SavingsAndTempCashInvstGrp/BOYAmt015046798
IRS990/SavingsAndTempCashInvstGrp/EOYAmt019441091
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt0383
IRS990ScheduleC/PoliticalExpendituresAmt0383
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt00
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0930953356
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CU LEGISLATIVE ACTION FUND
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt0383
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt013221 SW 68TH PRKWY 400
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0TIGARD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0OR
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd097223
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0CONTRIBUTION TO CREDIT UNION LEGISLATIVE ACTION FUND (CULAF)
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/TotalExemptFunctionExpendAmt0383
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt04150153
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01670938
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt05821091
IRS990ScheduleD/EquipmentGrp/BookValueAmt0705381
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04947187
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt05652568
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt015285173
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt01972230
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01972230
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt072386288
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1121701838
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt24432778
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt39913467
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt451870637
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt525961527
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt61830953
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt71173378
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER'S SHARES - SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MEMBER'S SHARES - REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2MEMBER'S SHARES - INDIVIDUAL RETIRE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3MEMBER'S SHARES - IRA SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4MEMBER'S SHARES - MONEY MARKET
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5MEMBER'S SHARES - CERTIFICATES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6MEMBER'S SHARES - CLUB ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7OTHER LIABILITIES
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt017819181
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ESCROW FUNDS ARE COLLECTED ON BEHALF OF MEMBERS FOR REAL ESTATE TAX AND INSURANCE EXPENSES AND ARE REPORTED ON THE BALANCE SHEET.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL TAXATION OF INCOME FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSE UNDER ITS OREGON STATE CHARTER AS PERMITTED BY IRS SECTION 501(C)(14). THE CREDIT UNION REPORTS ATM SURCHARGE FEE INCOME UNRELATED TO ITS TAX EXEMPT CHARTER ON FORM 990-T. MANAGEMENT HAS DETERMINED THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt2ESCROW FUNDS ARE COLLECTED ON BEHALF OF MEMBERS FOR REAL ESTATE TAX AND INSURANCE EXPENSES AND ARE REPORTED ON THE BALANCE SHEET.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL TAXATION OF INCOME FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSE UNDER ITS OREGON STATE CHARTER AS PERMITTED BY IRS SECTION 501(C)(14). THE CREDIT UNION REPORTS ATM SURCHARGE FEE INCOME UNRELATED TO ITS TAX EXEMPT CHARTER ON FORM 990-T. MANAGEMENT HAS DETERMINED THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1PART X, LINE 2:
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc2PART IV, LINE 2B: EXPLANATION OF ESCROW ACCOUNT LIABILITY
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc3PART X: FIN48 FOOTNOTE
IRS990ScheduleD/TotalBookValueLandBuildingsAmt06827764
IRS990ScheduleD/TotalExpensesPerForm990Amt015285173
IRS990ScheduleD/TotalLiabilityAmt0289270866
IRS990ScheduleD/TotalRevenuePerForm990Amt017819181
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt017819181
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt015285173
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0332889
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1183173
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt019000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt013320
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt14973
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0MILTON LAUNIUS
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1SCOTT WETZLER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0365209
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1188146
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd01
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OREGONIANS CREDIT UNION IS A MEMBER-OWNED NOT FOR PROFIT FINANCIAL COOPERATIVE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD MEMBERS OF THE CREDIT UNION ARE ELECTED BY THE MEMBERS OF THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FORM 990 IS REVIEWED BY MANAGEMENT, THEN SUBMITTED TO THE BOARD OF DIRECTORS FOR REVIEW AND APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CREDIT UNION HAS IMPLEMENTED A BOARD CODE OF ETHICS POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD COMPENSATION COMMITTEE REVIEWS SENIOR MANAGEMENT COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DOCUMENTS ARE MADE AVAILABLE TO MEMBERS AND OTHER INTERESTED PARTIES UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6LEGAL & PROFESSIONAL SERVICES: PROGRAM SERVICE EXPENSES 387,961. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 387,961. TELECOMMUNICATIONS: PROGRAM SERVICE EXPENSES 364,275. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 364,275. POSTAGE AND SHIPPING: PROGRAM SERVICE EXPENSES 148,119. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 148,119. STATEMENT PROCESSING: PROGRAM SERVICE EXPENSES 92,467. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 92,467. MEMBER EDUCATION: PROGRAM SERVICE EXPENSES 86,254. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 86,254. SECURITY AND ALARM: PROGRAM SERVICE EXPENSES 76,690. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 76,690. DUES AND SUBSCRIPTIONS: PROGRAM SERVICE EXPENSES 60,808. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 60,808. BANK CHARGES: PROGRAM SERVICE EXPENSES 59,462. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 59,462. STAFF TRAINING: PROGRAM SERVICE EXPENSES 36,823. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 36,823. SHARED BRANCHING EXPENSES: PROGRAM SERVICE EXPENSES 33,148. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 33,148.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19

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