Civic Intelligence

Learning to Live Beloved Ministries

EIN 92-3144710 • 501(c)3 • Berwick, PA

Profile

To provide a safe haven for hope, healing and restoration for women survivors of sex trafficking and sexual exploitation.

300 Martz StBerwick, PA 18603

www.livebeloved.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

97th percentile

92%

Higher net margin than 97% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

97th percentile

432%

Faster asset growth than 97% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

97th percentile

356%

Faster revenue growth than 97% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$193,031

Up $156,742 (+432%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$193,031

Up $156,742 (+432%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin97th percentile

Revenue

Up

$170,856

Up $133,387 (+356%) from 2023

Expenses

Up

$14,114

Up $12,934 (+1096%) from 2023

Net Income

Up

$156,742

Up $120,453 (+332%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth97th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2023: $36,289Net Assets 2023: $36,2892023Assets 2024: $193,031Net Assets 2024: $193,0312024

Highlighted filing

2024

Assets$193,031
Liabilities-
Net Assets$193,031
Open 2024 Filing

Operations Trend

Revenue Growth97th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0Revenue 2023: $37,469Expenses 2023: $1,180Net Income 2023: $36,2892023Revenue 2024: $170,856Expenses 2024: $14,114Net Income 2024: $156,7422024

Highlighted filing

2024

Revenue$170,856
Expenses$14,114
Net Income$156,742
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$193,031
Liabilities
-
Net assets
$193,031
Revenue
$170,856
Expenses
$14,114
Net income
$156,742
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.93$1.93$1.71$0.14$1.57
2023Detailed filing. Detailed filing data is available for this year.$0.36$0.36$0.37$0.01$0.36
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 2, 2025
Return Version
2024v5.1
Gross Receipts
$172,738
Mission and Program Overview

Mission

To provide a safe haven for hope, healing and restoration for women survivors of sex trafficking and sexual exploitation.

Program Services

DescriptionGrantsExpenses
HELPING SURVIVORS OF SEXUAL ABUSE AND EXPLOITATION$0$11,036
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
EMILY KARCPresident/TreasurerPT$0--
MARK ROHRBACHVice PresidentPT$0--
CHERYL WYNINGSSecretaryPT$0--
TIFFANY CHAPINTreausurerPT$0--
Filing and Contact Details

Filer

Filer Name
Learning to Live Beloved Ministries
EIN
92-3144710
Phone
5703163697
Address
300 MARTZ ST, BERWICK, PA 18603

Signing Officer

Name
Emily Karc
Title
President
Phone
5703163697
Signed
2025-06-02

Preparer

Firm
Nd Accounting and Consulting Pc
Address
5929 MAIN RD PO BOX 105, SWEET VALLEY, PA 18656
Preparer
Michael a Daddio CPA
Phone
5707527860
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“MEETINGS 436.”

Form 990EZ, Part I, Line 16

“Training/certifications 1019.”

Form 990EZ, Part I, Line 16

“MARKETING 1571.”

Form 990EZ, Part I, Line 16

“OFFICE SUPPLIES 443.”

Form 990EZ, Part I, Line 16

“TRAVEL 349.”

Form 990EZ, Part I, Line 16

“INSURANCE 1899.”

Form 990EZ, Part I, Line 16

“MISCELLANEOUS 539.”

Form 990EZ, Part I, Line 16

“SUBSCRIPTION COSTS 1677.”

Form 990EZ, Part II, Line 24

“Well house renovation project 107718.”

Raw XML Appendix172 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0PRESIDENT
IRS990EZ/BooksInCareOfDetail/PhoneNum05703163697
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0300 MARTZ STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BERWICK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd018603
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt036289
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt085313
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0170482
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0156742
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt04681
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt036289
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0193031
IRS990EZ/FundraisingGrossIncomeAmt02256
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0172738
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt036289
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0193031
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt036289
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0193031
IRS990EZ/OccupancyRentUtltsAndMaintAmt01409
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt020.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0EMILY KARC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MARK ROHRBACH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CHERYL WYNINGS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3TIFFANY CHAPIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT/TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREAUSURER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0107718
IRS990EZ/OtherExpensesTotalAmt07933
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE A SAFE HAVEN FOR HOPE, HEALING AND RESTORATION FOR WOMEN SURVIVORS OF SEX TRAFFICKING AND SEXUAL EXPLOITATION.
IRS990EZ/PrintingPublicationsPostageAmt091
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0HELPING SURVIVORS OF SEXUAL ABUSE AND EXPLOITATION
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt011036
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt01882
IRS990EZ/SpecialEventsNetIncomeLossAmt0374
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt014114
IRS990EZ/TotalProgramServiceExpensesAmt011036
IRS990EZ/TotalRevenueAmt0170856
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.LIVEBELOVED.ORG
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0Other Income Part II, Line 10 Description: FUNDRAISING 2024: 2256.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0Pt II Ln 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0170482
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt037469
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0207951
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt02256
IRS990ScheduleA/OtherIncome170Grp/TotalAmt02256
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.79900
IRS990ScheduleA/PublicSupportCY509Pct00
IRS990ScheduleA/PublicSupportTotal170Amt0167951
IRS990ScheduleA/PublicSupportTotal509Amt00
IRS990ScheduleA/SubstantialContributorsTotAmt040000
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0170482
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt037469
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0207951
IRS990ScheduleA/TotalSupportAmt0210207
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEETINGS 436.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1TRAINING/CERTIFICATIONS 1019.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MARKETING 1571.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OFFICE SUPPLIES 443.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TRAVEL 349.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5INSURANCE 1899.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6MISCELLANEOUS 539.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7SUBSCRIPTION COSTS 1677.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8WELL HOUSE RENOVATION PROJECT 107718.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part II, Line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0EMILY KARC
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05703163697
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LEARNING TO LIVE BELOVED MINISTRIES
ReturnHeader/Filer/BusinessNameControlTxt0LEAR
ReturnHeader/Filer/EIN0923144710
ReturnHeader/Filer/PhoneNum05703163697
ReturnHeader/Filer/USAddress/AddressLine1Txt0300 MARTZ ST
ReturnHeader/Filer/USAddress/CityNm0BERWICK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd018603
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0263149933
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ND ACCOUNTING AND CONSULTING PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05929 MAIN RD PO BOX 105
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SWEET VALLEY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd018656
ReturnHeader/PreparerPersonGrp/PhoneNum05707527860
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL A DADDIO CPA
ReturnHeader/ReturnTs02025-06-17T09:29:39-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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