Civic Intelligence

Rhode Island Bankers Association

EIN 92-1828674 • Providence, RI

PO Box 25432Providence, RI 02905
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

63rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

<$500k nonprofits • Source year 2025

Liabilities / Revenue

66th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

<$500k nonprofits • Source year 2025

Net Margin

76th percentile

23%

Higher net margin than 76% of similar nonprofits.

<$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

<$500k nonprofits • Source year 2025

Asset Growth

76th percentile

16%

Faster asset growth than 76% of similar nonprofits.

<$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

38th percentile

-13%

Faster revenue growth than 38% of similar nonprofits.

<$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$138,495

Up $18,692 (+16%) from 2024

Liabilities

Down

$0

Down $705 (-100%) from 2024

Net Assets

Up

$138,495

Up $19,397 (+16%) from 2024

Revenue

Down

$82,000

Down $12,750 (-13%) from 2024

Expenses

Up

$63,308

Up $14,510 (+30%) from 2024

Net Income

Down

$18,692

Down $27,260 (-59%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2023: $88,288Liabilities 2023: $15,142Net Assets 2023: $73,1462023Assets 2024: $119,803Liabilities 2024: $705Net Assets 2024: $119,0982024Assets 2025: $138,495Liabilities 2025: $0Net Assets 2025: $138,4952025

Highlighted filing

2025

Assets$138,495
Liabilities$0
Net Assets$138,495

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0Revenue 2023: $92,550Expenses 2023: $19,404Net Income 2023: $73,1462023Revenue 2024: $94,750Expenses 2024: $48,798Net Income 2024: $45,9522024Revenue 2025: $82,000Expenses 2025: $63,308Net Income 2025: $18,6922025

Highlighted filing

2025

Revenue$82,000
Expenses$63,308
Net Income$18,692

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Feb 12, 2026
Return Version
2024v5.5
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
KEITH D KELLYPresident/Director-$0--
FRANK CASALEVice President/Secretary/Director-$0--
CRISTINA FEDENTreasurer/Director-$0--
VANESSA TOLEDODirector-$0--
PAOLA FERNANDEZDirector-$0--
Filing and Contact Details

Filer

Filer Name
Rhode Island Bankers Association
EIN
92-1828674
Phone
4014337850
Address
PO BOX 25432, PROVIDENCE, RI 02905

Signing Officer

Name
Cristina Feden
Title
Treasurer
Phone
4014337850
Signed
2026-02-12
Discuss with paid preparer
Yes

Preparer

Firm
Wolf & Company Pc
Address
255 STATE STREET, BOSTON, MA 02109
Preparer
Karen S Ng
Phone
6174399700
Raw XML Appendix376 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/StatementsRegardingActyGrp/OwnControlledEntityInd00
IRS990PF/StatementsRegardingActyGrp/PhoneNum06175023808
IRS990PF/StatementsRegardingActyGrp/PrivateOperatingFoundationInd01
IRS990PF/StatementsRegardingActyGrp/Section4955ManagersTaxAmt00
IRS990PF/StatementsRegardingActyGrp/Section4955OrganizationTaxAmt00
IRS990PF/StatementsRegardingActyGrp/Section508eRqrSatisfiedInd01
IRS990PF/StatementsRegardingActyGrp/TaxReimbursedAmt00
IRS990PF/StatementsRegardingActyGrp/UnrelatedBusIncmOverLimitInd00
IRS990PF/StatementsRegardingActyGrp/WebsiteAddressTxt0N/A
IRS990PF/SummaryOfDirectChrtblActyGrp/Description1Txt0PROMOTING CAREERS IN THE BANKING INDUSTRY FOR UNDERSERVED AND URBAN COMMUNITIES WITH EMPHASIS ON COMMUNITIES OF COLOR THROUGH OUTREACH AND EDUCATIONAL PROGRAMS TO PROMOTE WORKFORCE DIVERSITY. COMMUNITIES OF COLOR HAVE BEEN HISTORICALLY UNDER REPRESENTED IN THE BANKING INDUSTRY, AND THE FOUNDATION HOPES TO CHANGE THIS THROUGH ITS EDUCATIONAL AND OUTREACH PROGRAMS BY EXPOSING INDIVIDUALS TO POTENTIAL BANKING CAREERS WHO MAY NOT HAVE BEEN OTHERWISE EXPOSED.
IRS990PF/SummaryOfDirectChrtblActyGrp/Expenses1Amt048500
IRS990PF/SumOfProgramRelatedInvstGrp/TotalAmt00
IRS990PF/SupplementaryInformationGrp/OnlyContriToPreselectedInd0X
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriApprvFutAmt00
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriPdDurYrAmt00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/LoansOrLoanGuaranteesInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PerformanceOfServicesEtcInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PurchaseOfAssetsNonchrtblEOInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/ReimbursementArrangementsInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipScheduleDetail/OrganizationBusinessName/BusinessNameLine1Txt0RHODE ISLAND BANKERS ASSOCIATION
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipScheduleDetail/OrganizationTypeDesc0501(C)(6)
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipScheduleDetail/RelationshipDescriptionTxt0COMMON BOARD MEMBERS
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipsNonchrtblEOInd01
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RentalOfFacilitiesOthAssetsInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SalesOrExchangesOfAssetsInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SharingOfFacilitiesEtcInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOfCashToNonchrtblEOInd00
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1Txt0BANK OF RHODE ISLAND
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1Txt1BRISTOL COUNTY SAVINGS BANK
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1Txt2BANK OF AMERICA
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1Txt3CITIZENS BANK
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1Txt4TD BANK
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1Txt5WEBSTER BANK
IRS990ScheduleB/ContributorInformationGrp/ContributorNum01
IRS990ScheduleB/ContributorInformationGrp/ContributorNum12
IRS990ScheduleB/ContributorInformationGrp/ContributorNum23
IRS990ScheduleB/ContributorInformationGrp/ContributorNum34
IRS990ScheduleB/ContributorInformationGrp/ContributorNum45
IRS990ScheduleB/ContributorInformationGrp/ContributorNum56
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt0ONE TURKS HEAD PLACE
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt129 BROADWAY
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt2ONE FINANCIAL PLAZA
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt3ONE CITIZENS PLAZA
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt44140 CHURCH ROAD
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt5200 ELM STREET
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm0PROVIDENCE
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm1TAUNTON
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm2PROVIDENCE
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm3PROVIDENCE
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm4MOUNT LAUREL
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/CityNm5STAMFORD
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd0RI
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd1MA
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd2RI
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd3RI
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd4NJ
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/StateAbbreviationCd5CT
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCd002903
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCd102780
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCd202903
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCd302903
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCd408054
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCd506901
IRS990ScheduleB/ContributorInformationGrp/PersonContributionInd0X
IRS990ScheduleB/ContributorInformationGrp/PersonContributionInd1X
IRS990ScheduleB/ContributorInformationGrp/PersonContributionInd2X
IRS990ScheduleB/ContributorInformationGrp/PersonContributionInd3X
IRS990ScheduleB/ContributorInformationGrp/PersonContributionInd4X
IRS990ScheduleB/ContributorInformationGrp/PersonContributionInd5X
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt010000
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt120000
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt25000
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt320250
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt415000
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt55000
IRS990ScheduleB/GeneralRuleInd0X
IRS990ScheduleB/Organization501c3ExemptPFInd0X
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt00
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt10
OtherExpensesSchedule/OtherExpensesScheduleGrp/AdjustedNetIncomeAmt20
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc0INSURANCE
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc1OFFICE EXPENSES
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc2EVENT EXPENSE
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt0620
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt1576
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt22576
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt00
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt10
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt20
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt0620
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt1576
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt22576
OtherIncreasesSchedule/OtherIncreasesDetail/Amt0705
OtherIncreasesSchedule/OtherIncreasesDetail/Desc0PRIOR PERIOD ADJUSTMENT
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/AdjustedNetIncomeAmt00
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/AdjustedNetIncomeAmt10
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt048500
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt18511
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt0CONSULTING FEE
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt1EMAIL/WEBSITE
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/DisbursementsCharitablePrpsAmt048500
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/DisbursementsCharitablePrpsAmt18511
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/NetInvestmentIncomeAmt00
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/NetInvestmentIncomeAmt10
SubstantialContributorsSch/SubstantialContributorDetail/PersonNm0TD BANK
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/AddressLine1Txt01 UNION ST
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/CityNm0BOSTON
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/StateAbbreviationCd0MA
SubstantialContributorsSch/SubstantialContributorDetail/USAddress/ZIPCd002108
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CRISTINA FEDEN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum04014337850
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RHODE ISLAND BANKERS ASSOCIATION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0RHOD
ReturnHeader/Filer/EIN0921828674
ReturnHeader/Filer/PhoneNum04014337850
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 25432
ReturnHeader/Filer/USAddress/CityNm0PROVIDENCE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0RI
ReturnHeader/Filer/USAddress/ZIPCd002905
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0042689883
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WOLF & COMPANY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0255 STATE STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BOSTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd002109
ReturnHeader/PreparerPersonGrp/PhoneNum06174399700
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KAREN S NG
ReturnHeader/ReturnTs02026-02-17T07:21:02-06:00
ReturnHeader/ReturnTypeCd0990PF
ReturnHeader/TaxPeriodBeginDt02024-10-01
ReturnHeader/TaxPeriodEndDt02025-09-30
ReturnHeader/TaxYr02024

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