Civic Intelligence

Native Agriculture Financial Services

EIN 92-1718542 • 501(c)3 • Fayetteville, AR

Profile

To serve the capital access and educational needs of farmers and ranchers, and other food and agriculture-related entities, among Native American communities.

3500 N College Ave Suite B3Fayetteville, AR 72703

www.nativeagfinance.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

43rd percentile

0.12x

Higher debt load relative to assets than 43% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

82nd percentile

1.07x

Higher debt load relative to revenue than 82% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

8th percentile

-31%

Higher net margin than 8% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

88th percentile

$437,684

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 30.6% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Asset Growth

48th percentile

3.6%

Faster asset growth than 48% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

1st percentile

-88%

Faster revenue growth than 1% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Up

$12,782,884

Up $445,710 (+3.6%) from 2023

Liabilities

Up

$1,534,503

Up $889,673 (+138%) from 2023

Net Assets

Down

$11,248,381

Down $443,963 (-3.8%) from 2023

Revenue

Down

$1,430,615

Down $10,728,013 (-88%) from 2023

Expenses

Up

$1,874,578

Up $1,408,294 (+302%) from 2023

Net Income

Down

-$443,963

Down $12,136,307 (-104%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2023: $12,337,174Liabilities 2023: $644,830Net Assets 2023: $11,692,3442023Assets 2024: $12,782,884Liabilities 2024: $1,534,503Net Assets 2024: $11,248,3812024

Highlighted filing

2024

Assets$12,782,884
Liabilities$1,534,503
Net Assets$11,248,381

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MRevenue 2023: $12,158,628Expenses 2023: $466,284Net Income 2023: $11,692,3442023Revenue 2024: $1,430,615Expenses 2024: $1,874,578Net Income 2024: -$443,9632024

Highlighted filing

2024

Revenue$1,430,615
Expenses$1,874,578
Net Income-$443,963

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.1
Gross Receipts
$1,430,615
Mission and Program Overview

Mission

To serve the capital access and educational needs of farmers and ranchers, and other food and agriculture-related entities, among Native American communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$11,776,844$12,260,271▲ $483,427
Other Notes and Loans Receivable, Net-$257,086-
Cash and Non-Interest-Bearing Accounts$508,970$155,953▼ $353,017
Accounts Receivable-$74,851-
Prepaid Expenses and Deferred Charges$25,100--
Land, Buildings, and Equipment, Net$0$23,457▲ $23,457
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0--
Investments Program Related$0--
Loans From Officers Directors$0$0→ $0
Total Assets$12,337,174$12,782,884▲ $445,710
Other Assets Total$26,260$11,266▼ $14,994
Liabilities
Deferred Revenue$550,000$831,900▲ $281,900
Mortgage Notes Payable Secured by Investment Property-$500,000-
Accounts Payable and Accrued Expenses$69,967$193,947▲ $123,980
Other Liabilities$24,863$8,656▼ $16,207
Total Liabilities$644,830$1,534,503▲ $889,673
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$10,692,344$10,248,381▼ $443,963
Net Assets With Donor Restrictions$1,000,000$1,000,000→ $0
Total Net Assets Fund Balance$11,692,344$11,248,381▼ $443,963
Total Liabilities and Net Assets / Fund Balance$12,337,174$12,782,884▲ $445,710

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$23,457$2,832$26,289
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Janie HippPresident/CEOPT$325,000$112,684$437,684
Sandra MartiniVP/COOPT$200,000$49,817$249,817
Ridge HowellLegal CounselPT$141,123$5,817$146,940
Tomie PetersonPRESIDENT END: 3/24; CHIEF LENDING OFFICERPT$130,058$5,817$135,875
Charles RawlsTreasurerPT$21,750-$21,750
Edwin MooreBoard ChairPT$21,750-$21,750
Gary MattesonSecretaryPT$21,750-$21,750
Revenue and Support

Revenue Composition

Contributions and Grants
$946,875
Program Service Revenue
$0
Investment Income
$483,740
Other Revenue
$0
All Other Contributions
$798,978
Change in Net Assets
$-443,963

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,430,615
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$1,430,615
Total Revenue per Form 990
$1,430,615
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,224,264
Other Expenses$650,314
Total Fundraising Expense$190,139
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$442,810$481,761$110,995$1,035,566
Travel$124,694$135,662$31,257$291,613
Office Expenses$58,761$63,929$14,730$137,420
Other Salaries and Wages$42,902$46,676$10,754$100,332
Fees for Services Other$34,071$37,068$8,541$79,680
Fees for Services Accounting-$68,780-$68,780
Payroll Taxes$24,622$26,788$6,172$57,582
Fees for Services Legal-$31,871-$31,871
Other Employee Benefits$13,163$14,321$3,300$30,784
Insurance$8,964$9,752$2,247$20,963
Occupancy$7,335$7,981$1,839$17,155
Depreciation Depletion$1,211$1,317$304$2,832
Total Functional Expenses$758,533$925,906$190,139$1,874,578

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,874,578
Total Expenses per Audited Statements$1,874,578
Total Expenses per Form 990$1,874,578
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal Income Taxes$8,656
Operating Lease Liability-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 15A Process to Establish Compensation of Top Management Official

NAFS plans to hire additional employees in the near term and is in the process of determining the necessary positions for the operations of the organization. Once the strategic plan is determined, NAFS will hire the appropriate employees and determine appropriate compensation by conducting research into published compensation models and studying compensation comparability within the nonprofit sector (nationally and in the region). Bonuses for current and future employees will be determined based on performance metrics and achieving the goals of the organization, as established by the governing Board.

Form 990, Part VI, Line 11B Review of form 990 by governing body

The form 990 is prepared by an independent accounting firm. Upon completion, the form 990 is reviewed by the board of directors before filing with the irs.

Form 990, Part VI, Line 12C Conflict of interest policy

Conflict of Interest Policies must be acknowledge by all members of the Board Committees, officers, and employees. Conflicts of interest must be disclosed each year in a conflict of interest questionnaire. A conflict of interest must be disclosed to the CEO, who in turn will inform the Chair of the Board. The conflicted employee will not participate in any discussions regarding the proposed transaction.

Form 990, Part VI, Line 19 Required documents available to the public

The oganization makes its governing documents, conflict of interest policy and audited financial statements available upon request.

Filing and Contact Details

Filer

Filer Name
Native Agriculture Financial Services
EIN
92-1718542
Phone
4794457997
Address
3500 N College Ave Suite B3, Fayetteville, AR 72703

Signing Officer

Name
Janie Hipp
Title
CEO
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Formed
2022
Legal Domicile
Nd
Voting Board Members
4
Independent Board Members
0
Employees
6
Volunteers
0

Preparer

Firm
Forvis Mazars LLP
Address
14221 Dallas Parkway Suite 400, Dallas, TX 75254
Preparer
Andrew Gray
Phone
9727028262
Supplemental Narrative

Financial Statement Notes

Schedule D, Part X, Line 2 ASC 740 FOOTNOTE

Management has evaluated their income tax positions under the guidance included in asc 740. Based on their review, management has not identified any material uncertain tax positions to be recorded or disclosed in the financial statements.

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IRS990/PayrollTaxesGrp/TotalAmt057582
IRS990/PoliciesReferenceChaptersInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt025100
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0Janie Hipp
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgSrvcAccomActy2Grp/Desc0NAFS will provide, at nominal or no cost to the participant, educational training and technical assistance focusing on business planning, financial and risk management in agriculture production, financial literacy, and related topics which form the basis for achieving sustainable farming and ranching, including the work of fishers and silviculturists, within Native communities. b. This activity will be carried out by the employees and leadership of NAFS, their consultants, and their partner and collaborative organizations. c. NAFS will serve the agriculture sector of what is known as Indian Country, which spans across all states of the United States. d. 25 percent of the NAFS's time is devoted to this activity. e. All NAFS' activities will be funded through donations, grants, and agreements for services, and 25 percent of NAFS's overall expenses are allocated to this activity. f. This activity furthers NAFS's educational exempt purposes by providing educational services on agriculture production, financial literacy, and related topics which form the basis for achieving sustainable farming and ranching, including the work of fishers and silviculturists, within Native communities, to the public.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0189633
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt012000000
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0158628
IRS990/PYOtherExpensesAmt092733
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt011692344
IRS990/PYSalariesCompEmpBnftPaidAmt0373551
IRS990/PYTotalExpensesAmt0466284
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt012158628
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
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IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-443963
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt011776844
IRS990/SavingsAndTempCashInvstGrp/EOYAmt012260271
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0946875
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt012000000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt012946875
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0483470
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0158628
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0642098
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt00
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt00
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportTotal170Amt0950554
IRS990ScheduleA/SubstantialContributorsTotAmt011996321
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0946875
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt012000000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt012946875
IRS990ScheduleA/TotalSupportAmt013588973
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/EquipmentGrp/BookValueAmt023457
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02832
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt026289
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt01874578
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt08656
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Federal Income Taxes
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Operating Lease Liability
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt01430615
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part X, Line 2 ASC 740 FOOTNOTE
IRS990ScheduleD/TotalBookValueLandBuildingsAmt023457
IRS990ScheduleD/TotalExpensesPerForm990Amt01874578
IRS990ScheduleD/TotalLiabilityAmt08656
IRS990ScheduleD/TotalRevenuePerForm990Amt01430615
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01430615
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01874578
IRS990ScheduleJ/AnyNonFixedPaymentsInd0false
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd0false
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd0false
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/Form990OfOtherOrganizationsInd0X
IRS990ScheduleJ/InitialContractExceptionInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0325000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1200000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount097500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount144000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt015184
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt15817
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Janie Hipp
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1Sandra Martini
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VP/COO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0437684
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1249817
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleJ/WrittenEmploymentContractInd0X
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NAFS plans to hire additional employees in the near term and is in the process of determining the necessary positions for the operations of the organization. Once the strategic plan is determined, NAFS will hire the appropriate employees and determine appropriate compensation by conducting research into published compensation models and studying compensation comparability within the nonprofit sector (nationally and in the region). Bonuses for current and future employees will be determined based on performance metrics and achieving the goals of the organization, as established by the governing Board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE FORM 990 IS PREPARED BY AN INDEPENDENT ACCOUNTING FIRM. UPON COMPLETION, THE FORM 990 IS REVIEWED BY THE BOARD OF DIRECTORS BEFORE FILING WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Conflict of Interest Policies must be acknowledge by all members of the Board Committees, officers, and employees. Conflicts of interest must be disclosed each year in a conflict of interest questionnaire. A conflict of interest must be disclosed to the CEO, who in turn will inform the Chair of the Board. The conflicted employee will not participate in any discussions regarding the proposed transaction.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE OGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND AUDITED FINANCIAL STATEMENTS AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 15a Process to Establish Compensation of Top Management Official
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 11b Review of form 990 by governing body
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 12c Conflict of interest policy

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