Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
EIN 92-0747526 • 501(c)3 • Detroit, MI
Profile
The organizations primary exempt purpose is to empower youth and young adults through financial literacy education, workforce development, and entrepreneurship training, with a focus on building economic stability, life skills, and long-term financial well-being in underserved communities.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
83rd percentile
Higher debt load relative to assets than 83% of similar nonprofits.
Liabilities / Revenue
77th percentile
Higher debt load relative to revenue than 77% of similar nonprofits.
Net Margin
38th percentile
Higher net margin than 38% of similar nonprofits.
Top Officer Pay
96th percentile
Higher top officer pay than 96% of similar nonprofits.
Top officer pay equals 50.5% of source-year revenue.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
$27,376
No earlier filing loaded for comparison.
Liabilities
$5,446
No earlier filing loaded for comparison.
Net Assets
$21,930
No earlier filing loaded for comparison.
Revenue
$139,185
No earlier filing loaded for comparison.
Expenses
$144,133
No earlier filing loaded for comparison.
Net Income
-$4,948
No earlier filing loaded for comparison.
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
The organizations primary exempt purpose is to empower youth and young adults through financial literacy education, workforce development, and entrepreneurship training, with a focus on building economic stability, life skills, and long-term financial well-being in underserved communities.
| Description | Grants | Expenses |
|---|---|---|
| Financial Literacy Education & Program Delivery: The organization provided financial literacy education and organizational program delivery through curriculum development, workshops, youth workforce training oversight, and community education initiatives. Program activities included financial education instruction, grant-funded program management, staff supervision, and implementation of youth employment and entrepreneurship initiatives. Executive Director services were supported by restricted grant funding to carry out these charitable and educational activities. 1000 people reached and 40 youth and young adults directly impacted. | $78,992 | $78,992 |
| MACC Burgers Youth Employment & Job Training Program: The organization operated a youth employment and job-training initiative providing hands-on workforce experience, food service training, and financial education. During the year, the organization received a non-cash grant to support construction and architectural design services for a workforce training hub that will house the MACC Burgers program and support future job training activities. 2 Youth directly impacted through training. | $31,250 | $54,658 |
| After-School & Community Support Programs: The organization supported youth development through after-school programming and community-based activities focused on leadership development, education, and personal growth. Services included meals and supportive resources provided to 5 participating youth. | $0 | $87 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| SOPHIA M BARNETT | Executive Director | FT | $70,000 | $226 | $70,226 |
| PAULA MARTIN | Board Chair | PT | $0 | - | - |
| JESSICA JOHNSON | Board Treasurer | PT | $0 | - | - |
| BAHIYYAH BEYAH | Board Director/ Macc Program Manager | PT | $0 | - | - |
| AILANI MARTIN | Board Secretary | PT | $0 | - | - |
“Advertising & marketing Software & apps Insurance Board expenses Interest paid Program expenses Fundraising expenses Bank charges Meals, travel, lodging, transportation PayPal expense”
“E.D. speaking engagement: $250.00 NBA travel reimbursement: $85.00”
“QB tax holding account.”
“The organization transitioned from filing Form 990-N (e-Postcard) in the prior year to filing Form 990-EZ for the current year. Beginning-of-year balances are based on the organizations books and records. Amounts reported reflect a reconciliation of internal cash-basis accounting records to IRS reporting requirements.”
“Doing business as name: "financial futures" was submitted and approved through mi lara.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
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|---|---|---|
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| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | UNAH MATU |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 3132574819 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 18101 James Couzens Fwy |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | DETROIT |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 482352649 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 29422 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 27376 |
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| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 53000 |
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| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 7 |
| IRS990EZ/GrossReceiptsAmt | 0 | 139203 |
| IRS990EZ/GrossSalesOfInventoryAmt | 0 | 25 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 291 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 20.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 70000 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 226 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
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| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | SOPHIA M BARNETT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | PAULA MARTIN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | JESSICA JOHNSON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | BAHIYYAH BEYAH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | AILANI MARTIN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | EXECUTIVE DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | BOARD CHAIR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | BOARD TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | BOARD DIRECTOR/ MACC PROGRAM MANAGER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | BOARD SECRETARY |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 0 |
| IRS990EZ/OtherEmployeePaidOver100kCnt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 10930 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 335 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | The organizations primary exempt purpose is to empower youth and young adults through financial literacy education, workforce development, and entrepreneurship training, with a focus on building economic stability, life skills, and long-term financial well-being in underserved communities. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 2673 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 106 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | Financial Literacy Education & Program Delivery: The organization provided financial literacy education and organizational program delivery through curriculum development, workshops, youth workforce training oversight, and community education initiatives. Program activities included financial education instruction, grant-funded program management, staff supervision, and implementation of youth employment and entrepreneurship initiatives. Executive Director services were supported by restricted grant funding to carry out these charitable and educational activities. 1000 people reached and 40 youth and young adults directly impacted. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | MACC Burgers Youth Employment & Job Training Program: The organization operated a youth employment and job-training initiative providing hands-on workforce experience, food service training, and financial education. During the year, the organization received a non-cash grant to support construction and architectural design services for a workforce training hub that will house the MACC Burgers program and support future job training activities. 2 Youth directly impacted through training. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 2 | After-School & Community Support Programs: The organization supported youth development through after-school programming and community-based activities focused on leadership development, education, and personal growth. Services included meals and supportive resources provided to 5 participating youth. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 78992 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 1 | 31250 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 2 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 78992 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 54658 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 2 | 87 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 75824 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 0 |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | MI |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 2544 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 5446 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 144133 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 133737 |
| IRS990EZ/TotalRevenueAmt | 0 | 139185 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | www.makingachildchangefdn.org |
| IRS990ScheduleA/First5Years170Ind | 0 | X |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 138446 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 138446 |
| IRS990ScheduleA/OtherSupportSumAmt | 0 | 0 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.00000 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 138446 |
| IRS990ScheduleA/SupportedOrganizationsCnt | 0 | 0 |
| IRS990ScheduleA/SupportedOrganizationsTotalCnt | 0 | 0 |
| IRS990ScheduleA/SupportSumAmt | 0 | 0 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 138446 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 0 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 0 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 0 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 0 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 138446 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 138446 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Advertising & marketing Software & apps Insurance Board expenses Interest paid Program expenses Fundraising expenses Bank charges Meals, travel, lodging, transportation PayPal expense |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | E.D. speaking engagement: $250.00 NBA travel reimbursement: $85.00 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | QB tax holding account. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The organization transitioned from filing Form 990-N (e-Postcard) in the prior year to filing Form 990-EZ for the current year. Beginning-of-year balances are based on the organizations books and records. Amounts reported reflect a reconciliation of internal cash-basis accounting records to IRS reporting requirements. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | DOING BUSINESS AS NAME: "FINANCIAL FUTURES" WAS SUBMITTED AND APPROVED THROUGH MI LARA. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Part I, Line 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Part V, Line 34 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SOPHIA M BARNETT |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIRECTOR |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8778504477 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-01-27 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MAKING A CHILD CHANGE FOUNDATION CO |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MAKI |
| ReturnHeader/Filer/EIN | 0 | 920747526 |
| ReturnHeader/Filer/PhoneNum | 0 | 8778504477 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 18101 James Couzens Fwy |
| ReturnHeader/Filer/USAddress/CityNm | 0 | DETROIT |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48235 |
| ReturnHeader/ReturnTs | 0 | 2026-01-27T20:53:01Z |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
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