Civic Intelligence

Washington State Collateral Loan Assn

EIN 91-6186094 • 501(c)6 • Lakewood, WA

Profile

To support Washington state pawnbrokers by providing education and resources so that we can be compliant with state laws and help our communities with short term lending solutions.

12820 Pacific Highway SWLakewood, WA 98499
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

88th percentile

29%

Higher net margin than 88% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2025

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$81,549

Up $52,402 (+180%) from 2015

Liabilities

Flat

$0

Flat from 2015

Net Assets

$81,549

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue51st percentileNet Margin88th percentile

Revenue

Up

$121,830

Up $91,529 (+302%) from 2015

Expenses

Up

$86,517

Up $47,000 (+119%) from 2015

Net Income

Up

$35,313

Up $44,529 (+483%) from 2015

Trend Graphs

Balance Sheet Trend

Asset GrowthScore unavailable

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2011: $34,968Liabilities 2011: $02011Assets 2012: $29,026Liabilities 2012: $02012Assets 2013: $29,759Liabilities 2013: $02013Assets 2014: $38,363Liabilities 2014: $02014Assets 2015: $29,147Liabilities 2015: $02015Assets 2025: $81,549Liabilities 2025: $0Net Assets 2025: $81,5492025

Highlighted filing

2025

Assets$81,549
Liabilities$0
Net Assets$81,549
Open 2025 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $27,804Expenses 2011: $23,443Net Income 2011: $4,3612011Revenue 2012: $22,888Expenses 2012: $28,830Net Income 2012: -$5,9422012Revenue 2013: $24,601Expenses 2013: $23,868Net Income 2013: $7332013Revenue 2014: $28,442Expenses 2014: $19,838Net Income 2014: $8,6042014Revenue 2015: $30,301Expenses 2015: $39,517Net Income 2015: -$9,2162015Revenue 2025: $121,830Expenses 2025: $86,517Net Income 2025: $35,3132025

Highlighted filing

2025

Revenue$121,830
Expenses$86,517
Net Income$35,313
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$81,549
Liabilities
$0
Net assets
$81,549
Revenue
$121,830
Expenses
$86,517
Net income
$35,313
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.82$0.00$0.82$1.22$0.87$0.35
2015Summary only. Only limited summary data is available for this year.$0.29$0.00$0.30$0.40$0.09
2014Summary only. Only limited summary data is available for this year.$0.38$0.00$0.28$0.20$0.09
2013Summary only. Only limited summary data is available for this year.$0.30$0.00$0.25$0.24$0.01
2012Summary only. Only limited summary data is available for this year.$0.29$0.00$0.23$0.29$0.06
2011Summary only. Only limited summary data is available for this year.$0.35$0.00$0.28$0.23$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jun 1, 2024 to May 31, 2025
Signed
Jan 15, 2026
Return Version
2024v5.0
Gross Receipts
$121,830
Mission and Program Overview

Mission

To support Washington state pawnbrokers by providing education and resources so that we can be compliant with state laws and help our communities with short term lending solutions.

Program Services

DescriptionGrantsExpenses
Washington state pawn association convention. Educational classes etc.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JANELLE MOREHARTPresidentPT$0--
KEVIN OPDAHLVice President-$0--
JAKE RANDTreasurer-$0--
CARLI KARLSONSecretaryPT$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
2024 Collateral Loan Association Convention$42,425$42,425-$42,425
Event 2-$0-$0
Total Events$42,425$42,425$0$42,425
Filing and Contact Details

Filer

Filer Name
Washington State Collateral Loan Assn
EIN
91-6186094
Phone
2535175441
Address
12820 Pacific Highway SW, Lakewood, WA 98499

Signing Officer

Name
Jake Rand
Title
Treasurer
Phone
2535175441
Signed
2026-01-15
Raw XML Appendix137 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0FEDERAL WAY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd098003
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt046236
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt081549
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IRS990EZ/CntrctRcvdGreaterThan100KCnt00
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt035313
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt025411
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt046236
IRS990EZ/Form990TotalAssetsGrp/EOYAmt081549
IRS990EZ/FundraisingGrossIncomeAmt042425
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0121830
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt019200
IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/NetAssetsOrFundBalancesEOYAmt081549
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JANELLE MOREHART
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1KEVIN OPDAHL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JAKE RAND
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CARLI KARLSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherEmployeePaidOver100kCnt00
IRS990EZ/OtherExpensesTotalAmt061106
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0To support Washington state pawnbrokers by providing education and resources so that we can be compliant with state laws and help our communities with short term lending solutions.
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt060205
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Washington state pawn association convention. Educational classes etc.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt042425
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0WA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt086517
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt0121830
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
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IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt00
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IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt042425
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt042425
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt00
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IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt00
ReasonableCauseExplanation/ExplanationTxt0MAILED FILING NOT KNOWING WE HAD TO E-FILE
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0JAKE RAND
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum02535175441
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WASHINGTON STATE COLLATERAL LOAN ASSN
ReturnHeader/Filer/BusinessNameControlTxt0WASH
ReturnHeader/Filer/EIN0916186094
ReturnHeader/Filer/PhoneNum02535175441
ReturnHeader/Filer/USAddress/AddressLine1Txt012820 Pacific Highway SW
ReturnHeader/Filer/USAddress/CityNm0Lakewood
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd098499
ReturnHeader/ReturnTs02026-01-15T23:14:56Z
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-06-01
ReturnHeader/TaxPeriodEndDt02025-05-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits