Civic Intelligence

Stanwood Camano Area Foundation

EIN 91-6036846 • 501(c)3 • Stanwood, WA

Profile

Facilitation of philanthropic goals of greater stanwood & camano island communities by providing high school & adult scholarships, community grants, fiscal sponsorship, nonprofit support, and emergency assistance.

PO Box 1209Stanwood, WA 98292

www.s-caf.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

27th percentile

0.02x

Higher debt load relative to assets than 27% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

32nd percentile

0.06x

Higher debt load relative to revenue than 32% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Net Margin

85th percentile

39%

Higher net margin than 85% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

29th percentile

$67,628

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 2.0% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Asset Growth

61st percentile

7.7%

Faster asset growth than 61% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Revenue Growth

83rd percentile

46%

Faster revenue growth than 83% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2024

Assets

Up

$8,989,075

Up $644,576 (+7.7%) from 2023

Liabilities

Up

$215,192

Up $70,017 (+48%) from 2023

Net Assets

Up

$8,773,883

Up $574,559 (+7.0%) from 2023

Revenue

Up

$3,421,323

Up $1,078,038 (+46%) from 2023

Expenses

Up

$2,092,191

Up $415,615 (+25%) from 2023

Net Income

Up

$1,329,132

Up $662,423 (+99%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2010: $69,996Liabilities 2010: $8,969Net Assets 2010: $61,0272010Assets 2011: $82,412Liabilities 2011: $16,585Net Assets 2011: $65,8272011Assets 2012: $100,538Liabilities 2012: $28,698Net Assets 2012: $71,8402012Assets 2013: $106,641Liabilities 2013: $15,940Net Assets 2013: $90,7012013Assets 2014: $103,153Liabilities 2014: $16,509Net Assets 2014: $86,6442014Assets 2015: $122,777Liabilities 2015: $21,098Net Assets 2015: $101,6792015Assets 2016: $158,158Liabilities 2016: $15,000Net Assets 2016: $143,1582016Assets 2017: $181,613Liabilities 2017: $51,896Net Assets 2017: $129,7172017Assets 2018: $3,430,070Liabilities 2018: $17,932Net Assets 2018: $3,412,1382018Assets 2019: $3,654,607Liabilities 2019: $33,177Net Assets 2019: $3,621,4302019Assets 2020: $4,310,127Liabilities 2020: $49,766Net Assets 2020: $4,260,3612020Assets 2021: $4,814,502Liabilities 2021: $82,441Net Assets 2021: $4,732,0612021Assets 2022: $7,417,677Liabilities 2022: $121,005Net Assets 2022: $7,296,6722022Assets 2023: $8,344,499Liabilities 2023: $145,175Net Assets 2023: $8,199,3242023Assets 2024: $8,989,075Liabilities 2024: $215,192Net Assets 2024: $8,773,8832024

Highlighted filing

2024

Assets$8,989,075
Liabilities$215,192
Net Assets$8,773,883

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2010: $170,559Expenses 2010: $325,369Net Income 2010: -$154,8102010Revenue 2011: $159,807Expenses 2011: $155,007Net Income 2011: $4,8002011Revenue 2012: $172,444Expenses 2012: $166,431Net Income 2012: $6,0132012Revenue 2013: $190,082Expenses 2013: $171,221Net Income 2013: $18,8612013Revenue 2014: $220,911Expenses 2014: $224,968Net Income 2014: -$4,0572014Revenue 2015: $224,832Expenses 2015: $209,797Net Income 2015: $15,0352015Revenue 2016: $272,849Expenses 2016: $231,370Net Income 2016: $41,4792016Revenue 2017: $285,918Expenses 2017: $299,359Net Income 2017: -$13,4412017Revenue 2018: $3,734,321Expenses 2018: $445,833Net Income 2018: $3,288,4882018Revenue 2019: $685,390Expenses 2019: $495,875Net Income 2019: $189,5152019Revenue 2020: $749,090Expenses 2020: $689,622Net Income 2020: $59,4682020Revenue 2021: $924,489Expenses 2021: $603,478Net Income 2021: $321,0112021Revenue 2022: $4,141,710Expenses 2022: $1,143,291Net Income 2022: $2,998,4192022Revenue 2023: $2,343,285Expenses 2023: $1,676,576Net Income 2023: $666,7092023Revenue 2024: $3,421,323Expenses 2024: $2,092,191Net Income 2024: $1,329,1322024

Highlighted filing

2024

Revenue$3,421,323
Expenses$2,092,191
Net Income$1,329,132

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$8.99$0.22$8.77$3.42$2.09$1.33
2023Detailed filing. Detailed filing data is available for this year.$8.34$0.15$8.20$2.34$1.68$0.67
2022Detailed filing. Detailed filing data is available for this year.$7.42$0.12$7.30$4.14$1.14$3.00
2021Detailed filing. Detailed filing data is available for this year.$4.81$0.08$4.73$0.92$0.60$0.32
2020Detailed filing. Detailed filing data is available for this year.$4.31$0.05$4.26$0.75$0.69$0.06
2019Detailed filing. Detailed filing data is available for this year.$3.65$0.03$3.62$0.69$0.50$0.19
2018Detailed filing. Detailed filing data is available for this year.$3.43$0.02$3.41$3.73$0.45$3.29
2017Detailed filing. Detailed filing data is available for this year.$0.18$0.05$0.13$0.29$0.30$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.16$0.02$0.14$0.27$0.23$0.04
2015Detailed filing. Detailed filing data is available for this year.$0.12$0.02$0.10$0.22$0.21$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.10$0.02$0.09$0.22$0.22$0.00
2013Detailed filing. Detailed filing data is available for this year.$0.11$0.02$0.09$0.19$0.17$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.10$0.03$0.07$0.17$0.17$0.01
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.08$0.02$0.07$0.16$0.16$0.00
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.07$0.01$0.06$0.17$0.33$0.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.2
Gross Receipts
$5,986,895
Mission and Program Overview

Mission

Philanthropic need of greater stanwood & camano island communities by providing scholarships for the benefit of graduating high school seniors; adult and music scholarships; community grants and emergency assistance.

See Schedule O

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$6,110,267$7,975,599▲ $1,865,332
Cash and Non-Interest-Bearing Accounts$184,344$835,656▲ $651,312
Savings and Temporary Cash Investments$1,873,891$150,499▼ $1,723,392
Land, Buildings, and Equipment, Net$22,065$25,821▲ $3,756
Pledges and Grants Receivable$1,025--
Total Assets$8,344,499$8,989,075▲ $644,576
Other Assets Total$152,907$1,500▼ $151,407
Liabilities
Grants Payable$143,244$105,617▼ $37,627
Escrow Account Liability-$104,494-
Accounts Payable and Accrued Expenses$1,931$5,081▲ $3,150
Total Liabilities$145,175$215,192▲ $70,017
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$442,653$8,773,883▲ $8,331,230
Net Assets With Donor Restrictions$7,756,671$0▼ $7,756,671
Total Net Assets Fund Balance$8,199,324$8,773,883▲ $574,559
Total Liabilities and Net Assets / Fund Balance$8,344,499$8,989,075▲ $644,576

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$13,970$5,260$19,230
Equipment$11,851$6,034$17,885

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$5,991,553$263,424▲ $614,683-$6,548,311
2023$5,760,032$25,000▲ $675,404$391,942$5,991,553
2022$3,873,329$2,424,213▼ $308,221$229,289$5,760,032
2021$3,598,069-▲ $487,930$212,670$3,873,329
2020$3,221,148-▲ $584,872$207,951$3,598,069
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Natalie HagglundExecutive DirectorFT$67,628$67,628

Board Members and Trustees

NameTitle
David HayesPresident
Mary Elaina DulaneyVice President
Alex ThoreenBoard Trustee
Christine Del PozoBoard Trustee
Chuck DurlandBoard Trustee
Donald SchlagelBoard Trustee
Jennifer SatterfieldBoard Trustee
Kimberly O'NeillBoard Trustee
Ian GleadleSecretary
Jerome BurnettTreasurer
Laura ByersTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Seaside Services IncGeneral contracting,PO Box 1676, Stanwood, WA 98292$374,126
Revenue and Support

Revenue Composition

Contributions and Grants
$2,892,568
Program Service Revenue
$105,059
Investment Income
$438,878
Other Revenue
$-15,182
All Other Contributions
$2,836,125
Change in Net Assets
$1,329,132

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Securities Publicly Traded3$969,099Fair Market Value (FMV)
Other Non Cash Contri Table5$5,512Fair Market Value (FMV)
Total Noncash Contributions8$974,611-
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$1,803,074
Salaries, Compensation, and Employee Benefits$156,081
Other Expenses$133,036
Total Fundraising Expense$9,534
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$1,528,502--$1,528,502
Grants to Domestic Individuals$274,572--$274,572
Other Salaries and Wages$65,230$6,761$2,450$74,441
Current Officers, Directors, Trustees, and Key Employees$59,260$6,143$2,225$67,628
Occupancy$46,779$6,418$3,209$56,406
Fees for Service Investment Mgmnt Fees-$24,219-$24,219
Office Expenses$17,188$5,257$935$23,380
Payroll Taxes$12,362$1,211$439$14,012
Information Technology$7,815$118$39$7,972
Fees for Services Accounting-$5,000-$5,000
Insurance$3,787$707$237$4,731
Depreciation Depletion-$4,114-$4,114
Advertising$2,469$154-$2,623
All Other Expenses$41$2,194-$2,235
Fees for Services Other$1,225--$1,225
Travel$631--$631
Conferences and Meetings$500--$500
Total Functional Expenses$2,020,361$62,296$9,534$2,092,191
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Camano Senior Services AssociationCamano Island, WA501c(3)Senior transportation; new ovens to provide hot meals for seniors$25,354
South Camano Grange No 930Camano Island, WA501c(8)Roof and building upgrades$20,712
Safe Harbor Free ClinicStanwood, WA501c(3)Vital signs machines; patient medications and medical supplies; healthcare appointments for uninsured; EKG Machine$15,870
Stanwood-Camano Art Advocacy CommissionStanwood, WA501c(3)Art education$14,950
Camano Animal Shelter AssociationCamano Island, WA501c(3)Spay and neuter for shelter pets; special veterinary care$13,751
Stanwood Camano School DistrictStanwood, WAGovEnglish curriculum supplemental books; powerlift changing table; music grant; educational enhancement grant$13,220
Puget Sound Public FarmsMarysville, WA501c(3)Ovenell Park public farm$11,000
Senior Services of Snohomish CountyLynnwood, WA501c(3)Meals on Wheels$10,000
Young Mens Christian Association of Snohomish CountyEverett, WA501c(3)Youth early career readiness project; investments in youth development$9,400
Stanwood Camano Food Bank ServicesStanwood, WA501c(3)Weekend Meals$9,060
Days for Girls InternationalConway, WA501c(3)Helping to eliminate period poverty; providing free period products in local schools$8,155
Stanwood High School AAAA Booster ClubStanwood, WA501c(3)Instruments; new uniforms for the band$7,075
Community Resources FoundationStanwood, WA501c(3)Music grant; support early learning programs; learning garden$6,220
CirclewoodCamano Island, WA501c(3)Circlewood village - phase 1 solar installation; HR Grant (Reverb)$6,185
Northwest Organization for Animal HelpStanwood, WA501c(3)NOAH center foster program support; HR Grant (Reverb)$6,185
Camano Law Enforcement Support FoundationStanwood, WA501c(3)Enhancing traffic safety on CI; radar speed trailer$6,061
Warm Beach Christian Camps & Conference CenterStanwood, WA501c(3)Warm Beach Camp Horsemanship$6,000
Lincoln Hill Retirement CommunityStanwood, WA501c(3)Bus services elderly and mobility challenged$5,700
AJ's Place - A Foundation of HopeStanwood, WA501c(3)Memorial Garden for babies$5,405
Stanwood Camano Rotary FoundationStanwood, WA501c(3)Dolly Parton Imagination Library$5,090
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$18,509
Fundraising Gross Income$3,327
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Philanthropist Breakfast$43,447-$2,005-
Funk & Junk Fest$16,323$3,327$1,820$1,507
Total Events$59,770$3,327$18,509$-15,182
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

The form was prepared by Wersen Nonprofit CPAs, and was provided to all Board Trustees for review prior to submission. The Executive Director reviewed the Form 990 for accuracy.

Form 990, Part VI, Section B, line 12C

Conflicts are disclosed prior to all votes/discussions, and Board Trustees recuse themselves when necessary.

Form 990, Part VI, Section C, line 19

These documents are available upon request.

Part VII, Section B, Line 1(B):

hardscaping, and landscaping for Arrowhead Ranch - the L.A.N.E., a project of the Community Coalition of Stanwood-Camano Kindergarten Readiness Initiative.

Filing and Contact Details

Filer

Filer Name
Stanwood-Camano Area Foundation
EIN
91-6036846
Phone
3606296878
Address
PO Box 1209, Stanwood, WA 98292

Signing Officer

Name
David Hayes
Title
President
Phone
3606296878
Signed
2025-11-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Natalie Hagglund
Formed
1960
Legal Domicile
Wa
Voting Board Members
10
Independent Board Members
10
Employees
4
Volunteers
40

Preparer

Firm
Wersen Nonprofit Cpas LLC
Address
4513 Lakeway Drive, Bellingham, WA 98229
Preparer
Keaton Wersen CPA
Phone
3607709369
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 1, Organization Mission or Significant Activities:

The Stanwood-Camano Area Foundation (SCAF) is committed to fostering and promoting a culture of philanthropy in our local community. We work with community members, businesses, and other local non-profit organizations to connect people who care with the causes and initiatives that matter most to them. We build a healthy, sustainable community through a variety of programs that provide basic needs, promote arts & culture, support education, and enhance quality of life. SCAF manages two different scholarship programs throughout the year to support community education, hosts the annual Philanthropist of the Year Award Ceremony to recognize and support those within the community who exemplify a philanthropic spirit, provides community grants, and hosts SC GIVE, our local annual Giving Tuesday event, to benefit local non-profit organizations and community groups with projects in need of funding which directly benefit the community in a wide variety of ways. We also provide support to local nonprofits and act as the anchor agency and fiscal sponsor for the Community Coalition of Stanwood-Camano. The Stanwood-Camano Area Foundation is proud to have been the local philanthropic resource for our community since 1960.

Form 990, Part XI, Line 8, Prior Period Adjustments:

During the year, the Organization determined that a relationship previously accounted for as a fiscal sponsorship was more appropriately characterized as a fiscal agency arrangement. Under this corrected treatment, the related revenues and expenses should not have been recognized in the Organization's financial statements, as the funds were held on behalf of another entity. Accordingly, a prior period adjustment was recorded to reclassify these amounts to the balance sheet, eliminating this relationships impact on the Organization's net assets.

Financial Statement Notes

Part IV, Line 2B:

SCAF holds funds as Fiscal Agent and Facilitator of the Community Coalition of Stanwood-Camano (CCSC). These funds cannot be spent without express permission by the CCSC Steering Committee or Workgroups. From the CCSC Website (www.coalitionstanwood-camano.org): The Community Coalition of Stanwood-Camano, formerly known as Making Life Work, has been dedicated to building a stronger, more resilient community since 2017. Our team is composed of passionate individuals from various organizations who share a common goal: creating a stronger Stanwood-Camano community. We work together to identify needs, develop strategies, and implement programs that address the unique challenges faced by our community. We believe that by working together, we can create a brighter future for the Stanwood-Camano community. The Coalition hosts a Community Convening twice a year to gather input regarding the perceived needs of Stanwood-Camano community. The Steering Committee meets monthly to identify those needs & request a workgroup from the partners. The Partners meet bi-annually to share resources and to learn about the work being done, as well as potential workgroups. Those workgroups convene on a regular basis to create an initiative of work to possibly solve that need. The community is provided an update quarterly and the Partners monthly. If the CCSC were to disband, unrestricted funds would be distributed amongst the Partners to enhance their mission.

Part V, Line 4:

All endowment funds are designated for a specific purpose: community scholarships or community impact.

Raw XML AppendixShowing 400 of 754 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm0David Hayes
IRS990/Form990PartVIISectionAGrp/PersonNm1Mary Elaina Dulaney
IRS990/Form990PartVIISectionAGrp/PersonNm2Ian Gleadle
IRS990/Form990PartVIISectionAGrp/PersonNm3Laura Byers
IRS990/Form990PartVIISectionAGrp/PersonNm4Jerome Burnett
IRS990/Form990PartVIISectionAGrp/PersonNm5Christine Del Pozo
IRS990/Form990PartVIISectionAGrp/PersonNm6Chuck Durland
IRS990/Form990PartVIISectionAGrp/PersonNm7Kimberly O'Neill
IRS990/Form990PartVIISectionAGrp/PersonNm8Jennifer Satterfield
IRS990/Form990PartVIISectionAGrp/PersonNm9Donald Schlagel
IRS990/Form990PartVIISectionAGrp/PersonNm10Alex Thoreen
IRS990/Form990PartVIISectionAGrp/PersonNm11Natalie Hagglund
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IRS990/MissionDesc0The mission of the Stanwood-Camano Area Foundation is to strengthen our community by empowering nonprofits, fostering community involvement, and providing educational opportunities through collaboration and giving. Our vision is to help build a vibrant, caring, "hometown" community where people can be proud to live, work, and play.
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