Civic Intelligence

Northwest Insulation Workers

EIN 91-6035786 • 501(c)9 • Seattle, WA

Profile

To provide health & welfare benefits to eligible participants of the plan

PO Box 34203Seattle, WA 98124-1203
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

70th percentile

0.15x

Higher debt load relative to assets than 70% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2023

Liabilities / Revenue

93rd percentile

0.47x

Higher debt load relative to revenue than 93% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2023

Net Margin

70th percentile

16%

Higher net margin than 70% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Source year 2023

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

56th percentile

8.9%

Faster asset growth than 56% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2022 to 2023

Revenue Growth

41st percentile

4.8%

Faster revenue growth than 41% of similar nonprofits.

501(c)9 • $25M-$50M nonprofits • Annualized from 2022 to 2023

Assets

Up

$30,798,605

Up $1,862,495 (+6.4%) from 2023

Liabilities

Up

$4,947,932

Up $556,961 (+13%) from 2023

Net Assets

Up

$25,850,673

Up $1,305,534 (+5.3%) from 2023

Revenue

Down

$9,409,750

Down $18,091 (-0.2%) from 2023

Expenses

Up

$9,185,502

Up $1,245,026 (+16%) from 2023

Net Income

Down

$224,248

Down $1,263,117 (-85%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $12,338,330Liabilities 2010: $2,667,008Net Assets 2010: $9,671,3222010Assets 2011: $13,703,495Liabilities 2011: $2,705,548Net Assets 2011: $10,997,9472011Assets 2012: $14,336,954Liabilities 2012: $2,831,120Net Assets 2012: $11,505,8342012Assets 2013: $14,901,062Liabilities 2013: $3,406,637Net Assets 2013: $11,494,4252013Assets 2014: $14,149,079Liabilities 2014: $2,393,300Net Assets 2014: $11,755,7792014Assets 2015: $15,207,194Liabilities 2015: $3,936,935Net Assets 2015: $11,270,2592015Assets 2016: $15,202,523Liabilities 2016: $3,430,647Net Assets 2016: $11,771,8762016Assets 2017: $17,235,888Liabilities 2017: $3,691,663Net Assets 2017: $13,544,2252017Assets 2018: $20,014,381Liabilities 2018: $3,754,243Net Assets 2018: $16,260,1382018Assets 2019: $23,615,176Liabilities 2019: $4,644,718Net Assets 2019: $18,970,4582019Assets 2020: $24,678,601Liabilities 2020: $4,125,261Net Assets 2020: $20,553,3402020Assets 2021: $27,184,053Liabilities 2021: $3,718,792Net Assets 2021: $23,465,2612021Assets 2022: $26,565,335Liabilities 2022: $3,939,011Net Assets 2022: $22,626,3242022Assets 2023: $28,936,110Liabilities 2023: $4,390,971Net Assets 2023: $24,545,1392023Assets 2024: $30,798,605Liabilities 2024: $4,947,932Net Assets 2024: $25,850,6732024

Highlighted filing

2024

Assets$30,798,605
Liabilities$4,947,932
Net Assets$25,850,673

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MExpenses 2010: $4,720,0482010Expenses 2011: $4,901,9952011Expenses 2012: $5,427,7312012Expenses 2013: $6,722,9372013Revenue 2014: $5,854,414Expenses 2014: $5,750,205Net Income 2014: $104,2092014Revenue 2015: $7,043,139Expenses 2015: $7,575,503Net Income 2015: -$532,3642015Revenue 2016: $7,670,050Expenses 2016: $7,352,794Net Income 2016: $317,2562016Revenue 2017: $8,637,102Expenses 2017: $6,933,875Net Income 2017: $1,703,2272017Revenue 2018: $8,815,833Expenses 2018: $6,070,985Net Income 2018: $2,744,8482018Revenue 2019: $9,644,235Expenses 2019: $7,808,029Net Income 2019: $1,836,2062019Revenue 2020: $9,118,762Expenses 2020: $8,083,346Net Income 2020: $1,035,4162020Revenue 2021: $9,687,519Expenses 2021: $7,271,960Net Income 2021: $2,415,5592021Revenue 2022: $8,999,825Expenses 2022: $7,197,052Net Income 2022: $1,802,7732022Revenue 2023: $9,427,841Expenses 2023: $7,940,476Net Income 2023: $1,487,3652023Revenue 2024: $9,409,750Expenses 2024: $9,185,502Net Income 2024: $224,2482024

Highlighted filing

2024

Revenue$9,409,750
Expenses$9,185,502
Net Income$224,248

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$30.8$4.95$25.9$9.41$9.19$0.22
2023Detailed filing. Detailed filing data is available for this year.$28.9$4.39$24.5$9.43$7.94$1.49
2022Detailed filing. Detailed filing data is available for this year.$26.6$3.94$22.6$9.00$7.20$1.80
2021Detailed filing. Detailed filing data is available for this year.$27.2$3.72$23.5$9.69$7.27$2.42
2020Detailed filing. Detailed filing data is available for this year.$24.7$4.13$20.6$9.12$8.08$1.04
2019Detailed filing. Detailed filing data is available for this year.$23.6$4.64$19.0$9.64$7.81$1.84
2018Detailed filing. Detailed filing data is available for this year.$20.0$3.75$16.3$8.82$6.07$2.74
2017Detailed filing. Detailed filing data is available for this year.$17.2$3.69$13.5$8.64$6.93$1.70
2016Detailed filing. Detailed filing data is available for this year.$15.2$3.43$11.8$7.67$7.35$0.32
2015Summary only. Only limited summary data is available for this year.$15.2$3.94$11.3$7.04$7.58$0.53
2014Summary only. Only limited summary data is available for this year.$14.1$2.39$11.8$5.85$5.75$0.10
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.9$3.41$11.5$6.72
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.3$2.83$11.5$5.43
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.7$2.71$11.0$4.90
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.3$2.67$9.67$4.72
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Apr 15, 2025
Return Version
2023v6.0
Gross Receipts
$26,671,075
Mission and Program Overview

Mission

To provide health & welfare benefits to eligible participants of the plan

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$23,621,970$26,773,558▲ $3,151,588
Rtn Earn Endowment Incm Other Fnds$24,545,139$25,850,673▲ $1,305,534
Cash and Non-Interest-Bearing Accounts$3,858,695$2,601,063▼ $1,257,632
Accounts Receivable$1,236,307$1,022,725▼ $213,582
Savings and Temporary Cash Investments$219,138$401,259▲ $182,121
Total Assets$28,936,110$30,798,605▲ $1,862,495
Liabilities
Other Liabilities$4,276,768$4,891,803▲ $615,035
Accounts Payable and Accrued Expenses$114,203$56,129▼ $58,074
Total Liabilities$4,390,971$4,947,932▲ $556,961
Net Assets / Fund Balance
Total Net Assets Fund Balance$24,545,139$25,850,673▲ $1,305,534
Total Liabilities and Net Assets / Fund Balance$28,936,110$30,798,605▲ $1,862,495
Compensation and Service Providers

Board Members and Trustees

NameTitle
Rian DavisChairman
Britt FreelTrustee
John HernandezTrustee
Monty AndersonTrustee
Rory HomesTrustee
Sonny SandrettoTrustee
Terry G PhilleyTrustee
Todd MitchellSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$8,147,594
Investment Income
$881,778
Other Revenue
$380,378
Change in Net Assets
$224,248

Audited Revenue Reconciliation

Revenue per Audited Statements
$9,336,305
Revenue Not Reported on Financial Statements
$73,445
Revenue Not Reported on Form 990
$1,081,286
Total Revenue per Audited Statements
$10,417,591
Total Revenue per Form 990
$9,409,750
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$784,675
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$8,400,827
Fees for Services Other---$618,842
Fees for Service Investment Mgmnt Fees---$73,445
Fees for Services Legal---$25,078
Office Expenses---$20,400
Conferences and Meetings---$19,557
Fees for Services Accounting---$15,076
Insurance---$12,277
Total Functional Expenses$0$0$0$9,185,502

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$9,185,502
Expenses per Audited Statements$9,112,057
Total Expenses per Audited Statements$8,497,022
Expenses Not Reported on Financial Statements$73,445
Expenses Not Reported on Form 990$-615,035
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Claims Reserve$2,552,628
Accummulated Eligibility Credit$2,127,351
Premiums Payable$211,824
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Page 6, Part VI, Line 3

The day to day management and operation of the plan are handled by a third party administrator, welfare & pension admin. Services.

Form 990, Page 6, Part VI, Line 10B

The form 990 is reviewed by a trustee of the plan. The form 990 is prepared by the accountant and sent to the administration office. The administrative agent is directed to forward the form 900 to the trustee for review and signature.

Form 990, Page 6, Part VI, Line 11B

Chairman of the board of trustees reviews the form prior to filing.

Form 990, Page 6, Part VI, Line 12C

Trustees are reminded annually of their duty to disclose any actual or potential conflict of interest.

Form 990, Page 6, Part VI, Line 15A

Trustees and officers do not receive compensation

Form 990, Page 6, Part VI, Line 15B

Trustees and officers do not receive compensation

Form 990, Page 6, Part VI, Line 19

The plan administrator provides for the participant inspection of documents and financial statements upon request through the plan administrator. Form 990 is available at guidestar.org

Filing and Contact Details

Filer

Filer Name
Northwest Insulation Workers
EIN
91-6035786
Address
PO BOX 34203, SEATTLE, WA 98124-1203

Signing Officer

Name
Todd Mitchell
Title
Secretary
Phone
8448116789
Signed
2025-04-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Todd Mitchell
Formed
1952
Legal Domicile
Wa
Voting Board Members
8
Independent Board Members
8
Employees
5

Preparer

Firm
Iron Creek Tax & Consulting
Address
6650 SW REDWOOD LN STE 210, PORTLAND, OR 97224
Preparer
Richard a Layne
Phone
5034431040
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

Disbursements used to provide health & welfare benefits to qualified participants as specified in the plan.

Financial Statement Notes

Schedule D, Page 4, Part XII, Line 2D

Change in accrued benefit obligations -615,035

Raw XML AppendixShowing 400 of 464 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12127351
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2211824
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CLAIMS RESERVE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCUMMULATED ELIGIBILITY CREDIT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2PREMIUMS PAYABLE
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IRS990ScheduleD/RevenueNotReportedFinclStmtAmt073445
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0CHANGE IN ACCRUED BENEFIT OBLIGATIONS -615,035
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XII, LINE 2D
IRS990ScheduleD/TotalExpensesPerForm990Amt09185502
IRS990ScheduleD/TotalLiabilityAmt04891803
IRS990ScheduleD/TotalRevenuePerForm990Amt09409750
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt010417591
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt08497022
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DISBURSEMENTS USED TO PROVIDE HEALTH & WELFARE BENEFITS TO QUALIFIED PARTICIPANTS AS SPECIFIED IN THE PLAN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE DAY TO DAY MANAGEMENT AND OPERATION OF THE PLAN ARE HANDLED BY A THIRD PARTY ADMINISTRATOR, WELFARE & PENSION ADMIN. SERVICES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FORM 990 IS REVIEWED BY A TRUSTEE OF THE PLAN. THE FORM 990 IS PREPARED BY THE ACCOUNTANT AND SENT TO THE ADMINISTRATION OFFICE. THE ADMINISTRATIVE AGENT IS DIRECTED TO FORWARD THE FORM 900 TO THE TRUSTEE FOR REVIEW AND SIGNATURE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CHAIRMAN OF THE BOARD OF TRUSTEES REVIEWS THE FORM PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TRUSTEES ARE REMINDED ANNUALLY OF THEIR DUTY TO DISCLOSE ANY ACTUAL OR POTENTIAL CONFLICT OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5TRUSTEES AND OFFICERS DO NOT RECEIVE COMPENSATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6TRUSTEES AND OFFICERS DO NOT RECEIVE COMPENSATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE PLAN ADMINISTRATOR PROVIDES FOR THE PARTICIPANT INSPECTION OF DOCUMENTS AND FINANCIAL STATEMENTS UPON REQUEST THROUGH THE PLAN ADMINISTRATOR. FORM 990 IS AVAILABLE AT GUIDESTAR.ORG
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 10B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingNACd0N/A
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingNACd7N/A
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/DirectControllingNACd8N/A
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0A P I INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt1AARC - WEST MECHANICAL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt2ACE MECHANICAL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt3AIS INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt4ARGUS CONTRACTING DBA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt5ASB LU 82 ALUMNI
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt6BOYTER BROTHERS LLC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt7D & G MECHANICAL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt8DAY AND ZIMMERMAN
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt9DKB INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt10ENERGY SOLUTIONS
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt11EXCEL PACIFIC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt12GLOBAL SCAFFOLD CONSTRUCTION
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt13HECKMAN INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt14HOLADAY PARKS
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt15HUDSON BAY INSULATION
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt16INDUSTRIAL INSULATION
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt17JEWEL MECHANICAL LLC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt18JKAY INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt19K FOX INSULATION INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt20KM THERMAL TECH
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt21LIFE SAFETY SOLUTION
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt22LOUIS A ROSER COMPANY
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt23MECHANICAL INSULATING
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt24NAES POWER CONTRACTORS
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt25PERFORMANCE CONTRACTING
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt26PUGET SOUND MECHANICAL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt27SAFWAY SERVICES INC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt28SKYWAY DBA APACHE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt29TANZ MECHANICAL
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt30THE JAMAR COMPANY
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt31VALLEY MECHANICAL INS
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt32WASTE TREATMENT COMPLE
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IRS990ScheduleR/IdRelatedOrgTxblPartnershipGrp/RelatedOrganizationName/BusinessNameLine1Txt0THERMAX INSULATION LLC
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0ASBESTOS LOCAL 82
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt1HEAT & FROST INSULATORS LOCAL 7
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt2SEATTLE ASBESTOS WKRS JATC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt3SEATTLE BLDG AND CONSTRUCTION TRADE
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