Civic Intelligence

Small Business Development Corporation

EIN 91-2154838 • 501(c)3 • Riverside, CA

Profile

To provide financial assistance to small business. The organization is primarily involved in economic development lending activities providing loan guarantees and other direct capital access programs.

PO Box 5266Riverside, CA 92517-5266

www.sbfdoc.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.20x

Higher debt load relative to assets than 60% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

71st percentile

0.40x

Higher debt load relative to revenue than 71% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Net Margin

72nd percentile

18%

Higher net margin than 72% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

93rd percentile

$414,586

Higher top officer pay than 93% of similar nonprofits.

Top officer pay equals 13.9% of source-year revenue.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Asset Growth

66th percentile

10.0%

Faster asset growth than 66% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

71st percentile

22%

Faster revenue growth than 71% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets60th percentile

Assets

Up

$5,901,420

Up $919,839 (+18%) from 2023

Liabilities

Up

$1,195,209

Up $34,488 (+3.0%) from 2023

Net Assets

Up

$4,706,211

Up $885,351 (+23%) from 2023

Operations
Liabilities / Revenue71st percentileNet Margin72nd percentile

Revenue

Up

$2,987,062

Up $1,039,870 (+53%) from 2023

Expenses

Up

$2,441,758

Up $766,242 (+46%) from 2023

Net Income

Up

$545,304

Up $273,628 (+101%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth66th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $172,301Liabilities 2011: $13,469Net Assets 2011: $158,8322011Assets 2012: $199,569Liabilities 2012: $8,350Net Assets 2012: $191,2192012Assets 2013: $202,421Liabilities 2013: $30,631Net Assets 2013: $171,7902013Assets 2014: $402,903Liabilities 2014: $35,746Net Assets 2014: $367,1572014Assets 2015: $833,120Liabilities 2015: $53,940Net Assets 2015: $779,1802015Assets 2016: $1,488,991Liabilities 2016: $36,066Net Assets 2016: $1,452,9252016Assets 2017: $1,959,012Liabilities 2017: $16,920Net Assets 2017: $1,942,0922017Assets 2018: $2,290,438Liabilities 2018: $66,533Net Assets 2018: $2,223,9052018Assets 2019: $2,949,774Liabilities 2019: $39,053Net Assets 2019: $2,910,7212019Assets 2020: $3,058,781Liabilities 2020: $103,204Net Assets 2020: $2,955,5772020Assets 2021: $3,166,647Liabilities 2021: $118,950Net Assets 2021: $3,047,6972021Assets 2022: $4,737,305Liabilities 2022: $1,188,121Net Assets 2022: $3,549,1842022Assets 2023: $4,981,581Liabilities 2023: $1,160,721Net Assets 2023: $3,820,8602023Assets 2025: $5,901,420Liabilities 2025: $1,195,209Net Assets 2025: $4,706,2112025

Highlighted filing

2025

Assets$5,901,420
Liabilities$1,195,209
Net Assets$4,706,211
Open 2025 Filing

Operations Trend

Revenue Growth71st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0Revenue 2011: $293,298Expenses 2011: $276,000Net Income 2011: $17,2982011Revenue 2012: $399,371Expenses 2012: $366,984Net Income 2012: $32,3872012Expenses 2013: $370,9122013Revenue 2014: $518,407Expenses 2014: $323,040Net Income 2014: $195,3672014Revenue 2015: $780,965Expenses 2015: $368,942Net Income 2015: $412,0232015Revenue 2016: $1,151,274Expenses 2016: $477,529Net Income 2016: $673,7452016Revenue 2017: $1,240,267Expenses 2017: $751,100Net Income 2017: $489,1672017Revenue 2018: $1,195,014Expenses 2018: $913,201Net Income 2018: $281,8132018Revenue 2019: $2,176,195Expenses 2019: $1,489,379Net Income 2019: $686,8162019Revenue 2020: $1,504,555Expenses 2020: $1,459,719Net Income 2020: $44,8362020Revenue 2021: $1,313,486Expenses 2021: $1,221,366Net Income 2021: $92,1202021Revenue 2022: $1,788,312Expenses 2022: $1,286,824Net Income 2022: $501,4882022Revenue 2023: $1,947,192Expenses 2023: $1,675,516Net Income 2023: $271,6762023Revenue 2025: $2,987,062Expenses 2025: $2,441,758Net Income 2025: $545,3042025

Highlighted filing

2025

Revenue$2,987,062
Expenses$2,441,758
Net Income$545,304
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$5,901,420
Liabilities
$1,195,209
Net assets
$4,706,211
Revenue
$2,987,062
Expenses
$2,441,758
Net income
$545,304
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.90$1.20$4.71$2.99$2.44$0.55
2023Summary only. Only limited summary data is available for this year.$4.98$1.16$3.82$1.95$1.68$0.27
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.74$1.19$3.55$1.79$1.29$0.50
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.17$0.12$3.05$1.31$1.22$0.09
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.06$0.10$2.96$1.50$1.46$0.04
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.95$0.04$2.91$2.18$1.49$0.69
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.29$0.07$2.22$1.20$0.91$0.28
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.96$0.02$1.94$1.24$0.75$0.49
2016Detailed filing. Detailed filing data is available for this year.$1.49$0.04$1.45$1.15$0.48$0.67
2015Summary only. Only limited summary data is available for this year.$0.83$0.05$0.78$0.78$0.37$0.41
2014Summary only. Only limited summary data is available for this year.$0.40$0.04$0.37$0.52$0.32$0.20
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.20$0.03$0.17$0.37
2012Summary only. Only limited summary data is available for this year.$0.20$0.01$0.19$0.40$0.37$0.03
2011Summary only. Only limited summary data is available for this year.$0.17$0.01$0.16$0.29$0.28$0.02