Civic Intelligence

Working Solutions Cdfi

990 • Fiscal year 2023 • EIN 91-1951777

Oct 01, 2022 to Sep 30, 2023 • Filed on Feb 14, 2024

930 Montgomery Street 400San Francisco, CA 94133

(415) 780-1217

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.49x

Higher debt load relative to assets than 75% of similar nonprofits.

2023 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2023

Liabilities / Revenue

84th percentile

1.36x

Higher debt load relative to revenue than 84% of similar nonprofits.

2023 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2023

Net Margin

84th percentile

32%

Higher net margin than 84% of similar nonprofits.

2023 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2023

Top Officer Pay

58th percentile

$204,853

Higher top officer pay than 58% of similar nonprofits.

Top officer pay equals 3.1% of source-year revenue.

2023 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2023

Asset Growth

69th percentile

14%

Faster asset growth than 69% of similar nonprofits.

2023 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2022 to 2023

Revenue Growth

95th percentile

150%

Faster revenue growth than 95% of similar nonprofits.

2023 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2022 to 2023

Assets

Flat

$18,529,952

Flat from 2023

Net Assets

Flat

$9,409,756

Flat from 2023

Liabilities

Flat

$9,120,196

Flat from 2023

Revenue

Flat

$6,684,587

Flat from 2023

Expenses

Flat

$4,561,932

Flat from 2023

Net Income

Flat

$2,122,655

Flat from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2011: $3,263,184Liabilities 2011: $813,969Net Assets 2011: $2,449,2152011Assets 2012: $3,320,000Liabilities 2012: $682,554Net Assets 2012: $2,637,4462012Assets 2013: $4,679,211Liabilities 2013: $1,074,955Net Assets 2013: $3,604,2562013Assets 2014: $5,266,552Liabilities 2014: $1,069,918Net Assets 2014: $4,196,6342014Assets 2015: $5,815,641Liabilities 2015: $1,148,624Net Assets 2015: $4,667,0172015Assets 2016: $8,127,838Liabilities 2016: $3,744,531Net Assets 2016: $4,383,3072016Assets 2017: $9,075,814Liabilities 2017: $4,670,027Net Assets 2017: $4,405,7872017Assets 2018: $11,069,230Liabilities 2018: $6,568,464Net Assets 2018: $4,500,7662018Assets 2019: $12,591,495Liabilities 2019: $8,018,923Net Assets 2019: $4,572,5722019Assets 2020: $12,755,754Liabilities 2020: $8,072,585Net Assets 2020: $4,683,1692020Assets 2021: $16,888,921Liabilities 2021: $8,354,036Net Assets 2021: $8,534,8852021Assets 2022: $16,295,715Liabilities 2022: $9,008,614Net Assets 2022: $7,287,1012022Assets 2023: $18,529,952Liabilities 2023: $9,120,196Net Assets 2023: $9,409,7562023Assets 2023: $18,529,952Liabilities 2023: $9,120,196Net Assets 2023: $9,409,7562023Assets 2025: $23,135,892Liabilities 2025: $14,103,238Net Assets 2025: $9,032,6542025

Highlighted filing

2023

Assets$18,529,952
Liabilities$9,120,196
Net Assets$9,409,756

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0-$5.0MRevenue 2011: $2,081,341Expenses 2011: $528,124Net Income 2011: $1,553,2172011Revenue 2012: $848,687Expenses 2012: $660,456Net Income 2012: $188,2312012Revenue 2013: $1,783,527Expenses 2013: $816,717Net Income 2013: $966,8102013Revenue 2014: $1,944,628Expenses 2014: $1,352,250Net Income 2014: $592,3782014Revenue 2015: $1,915,971Expenses 2015: $1,445,588Net Income 2015: $470,3832015Revenue 2016: $2,668,976Expenses 2016: $1,840,110Net Income 2016: $828,8662016Revenue 2017: $2,653,987Expenses 2017: $2,412,945Net Income 2017: $241,0422017Revenue 2018: $2,238,316Expenses 2018: $2,143,337Net Income 2018: $94,9792018Revenue 2019: $2,753,022Expenses 2019: $2,681,216Net Income 2019: $71,8062019Revenue 2020: $3,494,095Expenses 2020: $3,383,498Net Income 2020: $110,5972020Revenue 2021: $7,387,576Expenses 2021: $3,535,860Net Income 2021: $3,851,7162021Revenue 2022: $2,670,816Expenses 2022: $3,918,600Net Income 2022: -$1,247,7842022Revenue 2023: $6,684,587Expenses 2023: $4,561,932Net Income 2023: $2,122,6552023Revenue 2023: $6,684,587Expenses 2023: $4,561,932Net Income 2023: $2,122,6552023Revenue 2025: $4,517,533Expenses 2025: $5,062,982Net Income 2025: -$545,4492025

Highlighted filing

2023

Revenue$6,684,587
Expenses$4,561,932
Net Income$2,122,655
Jump To
Filing Snapshot
Filing Period
Oct 1, 2022 to Sep 30, 2023
Signed
Feb 14, 2024
Return Version
2022v5.0
Gross Receipts
$6,684,587
Mission and Program Overview

Mission

Working solutions cdfi is the first to believe in start-up and early-stage businesses by providing diverse entrepreneurs with affordable capital, customized business consulting, and community connections to increase economic opportunity in california.

Working solutions is a certified nonprofit community development financial institution (cdfi) that supports northern california entrepreneurs to start and grow thriving local businesses. We specialize in start-up and early-stage financing for individuals via capital, consulting, and community connections.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$9,055,983$10,288,249▲ $1,232,266
Pledges and Grants Receivable$514,399$4,582,693▲ $4,068,294
Savings and Temporary Cash Investments$944,981$2,900,446▲ $1,955,465
Cash and Non-Interest-Bearing Accounts$5,293,192$338,653▼ $4,954,539
Accounts Receivable$45,335$93,528▲ $48,193
Prepaid Expenses and Deferred Charges$45,537$39,669▼ $5,868
Land, Buildings, and Equipment, Net$14,258$12,822▼ $1,436
Total Assets$16,295,715$18,529,952▲ $2,234,237
Other Assets Total$382,030$273,892▼ $108,138
Liabilities
Unsecured Notes Loans Payable$7,093,750$7,687,500▲ $593,750
Other Liabilities$865,686$747,607▼ $118,079
Mortgage Notes Payable Secured by Investment Property$433,001$0▼ $433,001
Accounts Payable and Accrued Expenses$127,677$372,811▲ $245,134
Deferred Revenue$40,500$304,278▲ $263,778
Escrow Account Liability$448,000$8,000▼ $440,000
Total Liabilities$9,008,614$9,120,196▲ $111,582
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$6,382,817$6,426,541▲ $43,724
Net Assets With Donor Restrictions$904,284$2,983,215▲ $2,078,931
Total Net Assets Fund Balance$7,287,101$9,409,756▲ $2,122,655
Total Liabilities and Net Assets / Fund Balance$16,295,715$18,529,952▲ $2,234,237

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$12,822$107,251$120,073
Leasehold Improvements$0$19,865$19,865
Other Land Buildings$0$15,170$15,170
Investment Program Related Org$10,288,249--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Laura HooverChief Development OfficerFT$170,561$34,292$204,853
Gasper MagallanesChief Financial OfficerFT$173,081$18,223$191,304
Sara RazaviChief Executive OfficerFT$177,333$7,464$184,797
Titilope IkhileChief Program OfficerFT$140,257$33,773$174,030
Debra SteinemanSenior Accounting ManagerFT$111,947$24,084$136,031

Board Members and Trustees

NameTitle
Marci RosenfeldChair
Olivia RebanalVice Chair
Brian NagendraBoard Member
Emily GasnerBoard Member
Haseeb ChaudhryBoard Member
Lena RobinsonBoard Member
Paloma VidgenBoard Member
Purvi PatelBoard Member (start 1/2023)
Cameron WilsonBoard Member (through 7/2023)
Mindy ChristensenSecretary
Christina TraversTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$5,740,891
Program Service Revenue
$942,774
Investment Income
$922
Other Revenue
$0
All Other Contributions
$1,668,882
Change in Net Assets
$2,122,655

Audited Revenue Reconciliation

Revenue per Audited Statements
$6,684,587
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$148,370
Total Revenue per Audited Statements
$6,832,957
Total Revenue per Form 990
$6,684,587
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$3,184,986
Other Expenses$1,376,946
Total Fundraising Expense$329,397
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,740,966$217,047$69,973$2,027,986
Current Officers, Directors, Trustees, and Key Employees$172,702$263,427$174,415$610,544
Other Employee Benefits$254,619$36,249$14,221$305,089
Information Technology$143,939$45,517$8,616$198,072
Payroll Taxes$145,553$34,626$17,053$197,232
Fees for Services Other$122,765-$11,373$134,138
Interest$132,599--$132,599
Occupancy$104,899$14,332$8,546$127,777
Fees for Services Accounting$28,139$70,541-$98,680
Travel$34,309$13,418$10,097$57,824
Pension Plan Contributions$41,742$2,212$181$44,135
Other Expenses$15,826$21,980$5,414$43,220
Office Expenses$32,349$6,184$2,389$40,922
Conferences and Meetings$7,381$2,901$3,429$13,711
Insurance$11,263$1,497$911$13,671
Advertising$6,141$394$2,483$9,018
Depreciation Depletion$3,663$487$296$4,446
Total Functional Expenses$3,501,723$730,812$329,397$4,561,932

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$4,710,302
Expenses per Audited Statements$4,561,932
Total Expenses per Form 990$4,561,932
Expenses Not Reported on Form 990$148,370
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Sf Revolving Loan Fund Payable$458,657
Operating Lease Liability$288,950
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

A draft form 990 is prepared by an outside tax professional in conjunction with the organization's finance and accounting department. The draft form 990 is then reviewed by the cfo and ceo; adjustments are made, as necessary. The final version of the form 990 is then made available to all members of the organization's voting governing body prior to filing with the internal revenue service.

Form 990, Part VI, Section B, Line 12C

The board of directors reviews all potential conflicts of interest at least annually. All personnel and board members are required to disclose potential conflicts and any related party affiliations. Loans between the organization and members of management and the board are strictly prohibited. The organization seeks full transparency in all relationships. Any potential conflicts (in fact or appearance) are discussed openly and resolved in accordance with the organization's policies and procedures, which includes recusal from the decision-making process by the conflicted individual.

Form 990, Part VI, Section B, Line 15

The board of directors reviews the compensation of all c-suite personnel annually in accordance with irs rules and regulations. Efforts are made to secure compensation data from industry sources in order to determine competitiveness and appropriateness of salaries. Every effort is made to ensure that the process is thorough and transparent in accordance with irs guidelines and the organization's policies and procedures.

Form 990, Part VI, Section C, Line 19

The organization's governing documents, financial statements, and conflict of interest policy are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Working Solutions Cdfi
EIN
91-1951777
Phone
4157801217
Address
930 MONTGOMERY STREET 400, SAN FRANCISCO, CA 94133

Signing Officer

Name
Sara Razavi
Title
CEO
Phone
4157801217
Signed
2024-02-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sara Razavi
Formed
1999
Legal Domicile
CA
Voting Board Members
10
Independent Board Members
10
Employees
27
Volunteers
11

Preparer

Firm
Moss Adams Llp
Address
101 SECOND STREET SUITE 900, SAN FRANCISCO, CA 94105
Preparer
Michael Lumsden
Phone
4159561500
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

From time to time, working solutions will hold cash received in an agency capacity. These assets represent cash received from financial institutions, government agencies, or not-for-profit organizations for which working solutions is acting as an agent. The cash received is for the ultimate benefit of unrelated organizations that participate in programs for which working solutions helps administer funds. Cash is recorded as an asset on form 990, part x; a corresponding liability for the same amount is also recorded on form 990, part x, line 21.

PART X, LINE 2:

U.s. Gaap requires working solutions management to evaluate tax positions taken by working solutions and recognize a tax liability (or asset), if working solutions has taken an uncertain position that more likely than not would not be sustained upon examination by the internal revenue service. Working solutions' evaluation on september 30, 2023 and 2022, revealed no tax positions that would have a material impact on the financial statements. The tax returns of working solutions are subject to examination by federal and state taxing authorities. However, there are currently no examinations in progress or pending.

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IRS990/Form990PartVIISectionAGrp/PersonNm12GASPER MAGALLANES
IRS990/Form990PartVIISectionAGrp/PersonNm13LAURA HOOVER
IRS990/Form990PartVIISectionAGrp/PersonNm14TITILOPE IKHILE
IRS990/Form990PartVIISectionAGrp/PersonNm15DEBRA STEINEMAN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt11178136
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12176990
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13170561
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14146281
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15111947
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER (START 1/2023)
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER (THROUGH 7/2023)
IRS990/Form990PartVIISectionAGrp/TitleTxt11CHIEF EXECUTIVE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13CHIEF DEVELOPMENT OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt14CHIEF PROGRAM OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt15SENIOR ACCOUNTING MANAGER
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01999
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GovernmentGrantsAmt04072009
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt06684587
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt05
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt08616
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt045517
IRS990/InformationTechnologyGrp/ProgramServicesAmt0143939
IRS990/InformationTechnologyGrp/TotalAmt0198072
IRS990/InsuranceGrp/FundraisingAmt0911
IRS990/InsuranceGrp/ManagementAndGeneralAmt01497
IRS990/InsuranceGrp/ProgramServicesAmt011263
IRS990/InsuranceGrp/TotalAmt013671
IRS990/InterestGrp/ProgramServicesAmt0132599
IRS990/InterestGrp/TotalAmt0132599
IRS990/InvestmentIncomeGrp/ExclusionAmt0922
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0922
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt09055983
IRS990/InvestmentsProgramRelatedGrp/EOYAmt010288249
IRS990/IRPDocumentCnt0151
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0142286
IRS990/LandBldgEquipBasisNetGrp/BOYAmt014258
IRS990/LandBldgEquipBasisNetGrp/EOYAmt012822
IRS990/LandBldgEquipCostOrOtherBssAmt0155108
IRS990/LegalDomicileStateCd0CA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0WORKING SOLUTIONS CDFI IS THE FIRST TO BELIEVE IN START-UP AND EARLY-STAGE BUSINESSES BY PROVIDING DIVERSE ENTREPRENEURS WITH AFFORDABLE CAPITAL, CUSTOMIZED BUSINESS CONSULTING, AND COMMUNITY CONNECTIONS TO INCREASE ECONOMIC OPPORTUNITY IN NORTHERN CALIFORNIA.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt0433001
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt07287101
IRS990/NetAssetsOrFundBalancesEOYAmt09409756
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt06382817
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt06426541
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt08546
IRS990/OccupancyGrp/ManagementAndGeneralAmt014332
IRS990/OccupancyGrp/ProgramServicesAmt0104899
IRS990/OccupancyGrp/TotalAmt0127777
IRS990/OfficeExpensesGrp/FundraisingAmt02389
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt06184
IRS990/OfficeExpensesGrp/ProgramServicesAmt032349
IRS990/OfficeExpensesGrp/TotalAmt040922
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0382030
IRS990/OtherAssetsTotalGrp/EOYAmt0273892
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt014221
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt036249
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0254619
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0305089
IRS990/OtherExpensesGrp/Desc0LOAN SERVICING EXPENSES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc2MEMBERSHIP DUES/LICENSE
IRS990/OtherExpensesGrp/FundraisingAmt05414
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt021980
IRS990/OtherExpensesGrp/ProgramServicesAmt0282907
IRS990/OtherExpensesGrp/ProgramServicesAmt1219961
IRS990/OtherExpensesGrp/ProgramServicesAmt215826
IRS990/OtherExpensesGrp/TotalAmt0282907
IRS990/OtherExpensesGrp/TotalAmt1219961
IRS990/OtherExpensesGrp/TotalAmt243220
IRS990/OtherLiabilitiesGrp/BOYAmt0865686
IRS990/OtherLiabilitiesGrp/EOYAmt0747607
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt069973
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0217047
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt01740966
IRS990/OtherSalariesAndWagesGrp/TotalAmt02027986
IRS990/OtherWebsiteInd0X
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt017053
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt034626
IRS990/PayrollTaxesGrp/ProgramServicesAmt0145553
IRS990/PayrollTaxesGrp/TotalAmt0197232
IRS990/PensionPlanContributionsGrp/FundraisingAmt0181
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt02212
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt041742
IRS990/PensionPlanContributionsGrp/TotalAmt044135
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0514399
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt04582693
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt045537
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt039669
IRS990/PrincipalOfficerNm0SARA RAZAVI
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1561000
IRS990/ProgramServiceRevenueGrp/BusinessCd2625990
IRS990/ProgramServiceRevenueGrp/Desc0PROGRAM INTEREST FROM LOANS
IRS990/ProgramServiceRevenueGrp/Desc1ADMINISTRATION FEES
IRS990/ProgramServiceRevenueGrp/Desc2CLIENT FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0740244
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1108162
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt294368
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0740244
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1108162
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt294368
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01461365
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0613
IRS990/PYOtherExpensesAmt01500435
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01208838
IRS990/PYRevenuesLessExpensesAmt0-1247784
IRS990/PYSalariesCompEmpBnftPaidAmt02418165
IRS990/PYTotalExpensesAmt03918600
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02670816
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt02122655
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt0942774
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0944981
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02900446
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt05740891
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01461365
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt05576742
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt02145644
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01723833
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt016648475
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0922
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0613
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt011601
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt018753
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt012824
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt044713
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt06369960
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.76330
IRS990ScheduleA/PublicSupportPY170Pct00.63410
IRS990ScheduleA/PublicSupportTotal170Amt012742163
IRS990ScheduleA/SubstantialContributorsTotAmt03906312
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt05740891
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01461365
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt05576742
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt02145644
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01723833
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt016648475
IRS990ScheduleA/TotalSupportAmt016693188
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.1$14.1$9.03$4.52$5.06$0.55
2023Detailed filing. Detailed filing data is available for this year.$18.5$9.12$9.41$6.68$4.56$2.12
2023Summary only. Only limited summary data is available for this year.$18.5$9.12$9.41$6.68$4.56$2.12
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.3$9.01$7.29$2.67$3.92$1.25
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.9$8.35$8.53$7.39$3.54$3.85
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.8$8.07$4.68$3.49$3.38$0.11
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.6$8.02$4.57$2.75$2.68$0.07
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.1$6.57$4.50$2.24$2.14$0.09
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.08$4.67$4.41$2.65$2.41$0.24
2016Detailed filing. Detailed filing data is available for this year.$8.13$3.74$4.38$2.67$1.84$0.83
2015Detailed filing. Detailed filing data is available for this year.$5.82$1.15$4.67$1.92$1.45$0.47
2014Summary only. Only limited summary data is available for this year.$5.27$1.07$4.20$1.94$1.35$0.59
2013Summary only. Only limited summary data is available for this year.$4.68$1.07$3.60$1.78$0.82$0.97
2012Summary only. Only limited summary data is available for this year.$3.32$0.68$2.64$0.85$0.66$0.19
2011Summary only. Only limited summary data is available for this year.$3.26$0.81$2.45$2.08$0.53$1.55