Consumer Credit Consultants Inc

“1. The Organization sends financial statements to the independent external auditor and to the Independent CPA about 30-45 days after the end of the calender year. 2. First draft of Form 990 and schedules are received from the independent CPA and reviewed by the Organization.3. A copy of the report on audited financial statements is sent to the independent CPA .4. The second draft of form 990 and schedules are received from the independent CPA. The organization conducts a review and changes and corrections are made, if necessary. The Orgamozation requests a final draft from the CPA.5. CPA's final draft is reviewed from accuracy and completeness. CEO forwards a paper copy of the final draft, including required schedules to all members of the Organization's Board of Directors prior to filing. The Board reviews the final draft and changes are made, if warranted, otherwise Board approves final draft and orders the President to sign it. 6. The signs the form 990 and is timely filed with the IRS. SECTION B POLICIES12-C Does the organization regularly and consistently monitor and enforce compliance with the policy? if yes , describe in schedule "O". Description: Annually each Responsible person completes a disclosure form indentifying any relationship, positons, or circumstances in which the Responsible person is involved that he or she believes could contribute to a Conflict of interest.Copies of the Conflicts of interest are kept at corporate office for inspection.”

“Annually each Responsible person completes a disclosure form identifying any relationship , positions, or circumstances in which the Responsible person is involved that he or she believes could contribute to a conflict of interest . Copies of the conflict of interest are kept at corporate office for inspection”

“The Compensation Committee determines the compensation of the Officers and/or Key Employees. The Human Resources Manager submits to the Compensation Commitee a request for adjustments in pay along with the employees work record. The Compensation Committee is composed of independent Members of the Board. 1. The Human Resources Manager submits information on comparable compensation for similar qualified persons in other organizations conducting similar types functions and responsabilities. 2. This information along with the currrent compensation package for the Officers and/or Key Employees is compared.3. The Compensation Committee reviews, approves and records their determinations on employees compensation.”

“Consumer Credit Consultants, Inc.has posted the following: Posted in office lobby. "Consumer Credit Consultants, Inc. governing documents, policies and financial statements are available to the public." Please submit a written request and a self address stamped envelop to: Consumer Credit Consultants, Inc. Accounting Department, 8280 E. Florence Ave., Suite 210 Downey, CA 90240”