Civic Intelligence

National Association of Credit Specialists

EIN 91-1730036 • 501(c)6 • Washington, DC

Profile

Improve Farm Service Agency Farm Loan Program Delivery

1625 Eye Street NW Suite 750Washington, DC 20006

www.nacs-fsa.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

77th percentile

0.13x

Higher debt load relative to assets than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

82nd percentile

0.16x

Higher debt load relative to revenue than 82% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

60th percentile

5.6%

Higher net margin than 60% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

32nd percentile

-14%

Faster asset growth than 32% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

77th percentile

19%

Faster revenue growth than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets77th percentile

Assets

Down

$155,159

Down $25,207 (-14%) from 2024

Liabilities

Up

$19,879

Up $3,888 (+24%) from 2024

Net Assets

$135,280

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue82nd percentileNet Margin60th percentile

Revenue

Up

$122,925

Up $20,016 (+19%) from 2024

Expenses

Down

$116,039

Down $15 (-0.0%) from 2024

Net Income

Up

$6,886

Up $20,031 (+152%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth32nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2015: $114,336Liabilities 2015: $02015Assets 2016: $127,031Liabilities 2016: $5,9742016Assets 2017: $111,352Liabilities 2017: $02017Assets 2018: $108,876Liabilities 2018: $7002018Assets 2019: $107,556Liabilities 2019: $6002019Assets 2020: $115,682Liabilities 2020: $6,8302020Assets 2021: $131,207Liabilities 2021: $3002021Assets 2022: $172,623Liabilities 2022: $6,067Net Assets 2022: $166,5562022Assets 2023: $178,770Liabilities 2023: $1,250Net Assets 2023: $177,5202023Assets 2024: $180,366Liabilities 2024: $15,9912024Assets 2025: $155,159Liabilities 2025: $19,879Net Assets 2025: $135,2802025

Highlighted filing

2025

Assets$155,159
Liabilities$19,879
Net Assets$135,280
Open 2025 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2015: $96,626Expenses 2015: $98,172Net Income 2015: -$1,5462015Revenue 2016: $99,608Expenses 2016: $100,612Net Income 2016: -$1,0042016Revenue 2017: $95,926Expenses 2017: $105,399Net Income 2017: -$9,4732017Revenue 2018: $96,345Expenses 2018: $98,821Net Income 2018: -$2,4762018Revenue 2019: $91,362Expenses 2019: $91,982Net Income 2019: -$6202019Revenue 2020: $83,512Expenses 2020: $92,797Net Income 2020: -$9,2852020Revenue 2021: $79,813Expenses 2021: $70,368Net Income 2021: $9,4452021Revenue 2022: $109,978Expenses 2022: $73,908Net Income 2022: $36,0702022Revenue 2023: $121,524Expenses 2023: $110,560Net Income 2023: $10,9642023Revenue 2024: $102,909Expenses 2024: $116,054Net Income 2024: -$13,1452024Revenue 2025: $122,925Expenses 2025: $116,039Net Income 2025: $6,8862025

Highlighted filing

2025

Revenue$122,925
Expenses$116,039
Net Income$6,886
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$155,159
Liabilities
$19,879
Net assets
$135,280
Revenue
$122,925
Expenses
$116,039
Net income
$6,886
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.55$0.20$1.35$1.23$1.16$0.07
2024Summary only. Only limited summary data is available for this year.$1.80$0.16$1.03$1.16$0.13
2023Detailed filing. Detailed filing data is available for this year.$1.79$0.01$1.78$1.22$1.11$0.11
2022Detailed filing. Detailed filing data is available for this year.$1.73$0.06$1.67$1.10$0.74$0.36
2021Summary only. Only limited summary data is available for this year.$1.31$0.00$0.80$0.70$0.09
2020Summary only. Only limited summary data is available for this year.$1.16$0.07$0.84$0.93$0.09
2019Summary only. Only limited summary data is available for this year.$1.08$0.01$0.91$0.92$0.01
2018Summary only. Only limited summary data is available for this year.$1.09$0.01$0.96$0.99$0.02
2017Summary only. Only limited summary data is available for this year.$1.11$0.00$0.96$1.05$0.09
2016Summary only. Only limited summary data is available for this year.$1.27$0.06$1.00$1.01$0.01
2015Summary only. Only limited summary data is available for this year.$1.14$0.00$0.97$0.98$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jun 1, 2024 to May 31, 2025
Signed
Sep 24, 2025
Return Version
2024v5.0
Gross Receipts
$122,925
Mission and Program Overview

Mission

Improve Farm Service Agency Farm Loan Program Delivery

Program Services

DescriptionGrantsExpenses
Facilitate positive changes to the Farm Service Agency Farm Loan Programs through a resolution process--
Impact changes to CFR via legislative consultant--
Hold Annual Convention to adopt a new set of resolutions for the next year, election of officers, and conduct Annual Meeting.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kaitlynn SteckmanPresidentPT$0--
Dustin MattinglyVice PresidentPT$0--
Crystal ZwillingSecretaryPT$0--
Tiffany GrodyTreasurerPT$0--
Brandon WaldronPast PresidentPT$0--
Jason QuintanaZone A Representative-$0--
Callie EricksonZone B Representative-$0--
Jeremey HamiltonZone C Representative-$0--
Jon TravisZone D Representative-$0--
Filing and Contact Details

Filer

Filer Name
National Association of Credit Specialists
EIN
91-1730036
Phone
9377251337
Address
1625 Eye Street NW Suite 750, Washington, DC 20006

Signing Officer

Name
Tiffany Grody
Title
Treasurer
Phone
9377251337
Signed
2025-09-24
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Description;Amount^Dues Reimbursements;23396|Bank Fees;53|IT Expenses;3042^Total;26491^”

Form 990-EZ, Part I, Line 20

“Description;Amount^Previous collectible dues never collected written off;-35981^Total;-35981^”

Form 990-EZ, Part II, Line 24

“Description;EOY Amount^Past dues deemed collectible from State Chapters;698^Total;698^”

Form 990-EZ, Part II, Line 26

“Description;EOY Amount^Dues reimbursement owed;17479|Zone reimbursements owed;2400^Total;19879^”

Raw XML Appendix164 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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ReturnHeader/TaxPeriodEndDt02025-05-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits