Civic Intelligence

Northwest Credit Union Foundation

990 • Fiscal year 2021 • EIN 91-1649328

Jan 01, 2021 to Dec 31, 2021 • Filed on Nov 15, 2022

Organization ProfileWWW.NWCUF.ORG
18000 International Blvd Ste 1102Seatac, WA 98188

(800) 995-9064

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

9th percentile

0.00x

Higher debt load relative to assets than 9% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2021

Liabilities / Revenue

10th percentile

0.00x

Higher debt load relative to revenue than 10% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2021

Net Margin

78th percentile

35%

Higher net margin than 78% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2021

Top Officer Pay

22nd percentile

$0

Higher top officer pay than 22% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2021

Asset Growth

62nd percentile

15%

Faster asset growth than 62% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2020 to 2021

Revenue Growth

43rd percentile

6.9%

Faster revenue growth than 43% of similar nonprofits.

2021 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets9th percentile

Assets

Flat

$6,478,710

Flat from 2021

Net Assets

Flat

$6,477,210

Flat from 2021

Liabilities

Flat

$1,500

Flat from 2021

Revenue And Expenses
Liabilities / Revenue10th percentileNet Margin78th percentile

Revenue

Flat

$1,389,702

Flat from 2021

Expenses

Flat

$903,067

Flat from 2021

Net Income

Flat

$486,635

Flat from 2021

Historical Trend

Balance Sheet Trend

Asset Growth62nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2011: $1,522,864Liabilities 2011: $15,769Net Assets 2011: $1,507,0952011Assets 2012: $2,973,029Liabilities 2012: $62,268Net Assets 2012: $2,910,7612012Assets 2013: $2,923,697Liabilities 2013: $19,556Net Assets 2013: $2,904,1412013Assets 2014: $3,123,351Liabilities 2014: $6,036Net Assets 2014: $3,117,3152014Assets 2015: $3,261,511Liabilities 2015: $230,030Net Assets 2015: $3,031,4812015Assets 2016: $3,632,139Liabilities 2016: $105,658Net Assets 2016: $3,526,4812016Assets 2017: $4,227,137Liabilities 2017: $109,690Net Assets 2017: $4,117,4472017Assets 2018: $4,404,607Liabilities 2018: $26,784Net Assets 2018: $4,377,8232018Assets 2019: $4,630,615Liabilities 2019: $13,765Net Assets 2019: $4,616,8502019Assets 2020: $5,642,283Liabilities 2020: $18,000Net Assets 2020: $5,624,2832020Assets 2021: $6,478,710Liabilities 2021: $1,500Net Assets 2021: $6,477,2102021Assets 2021: $6,478,710Liabilities 2021: $1,500Net Assets 2021: $6,477,2102021Assets 2022: $8,102,504Liabilities 2022: $53,996Net Assets 2022: $8,048,5082022Assets 2023: $19,930,289Liabilities 2023: $10,559,149Net Assets 2023: $9,371,1402023Assets 2024: $11,792,086Liabilities 2024: $1,424,501Net Assets 2024: $10,367,5852024

Highlighted filing

2021

Assets$6,478,710
Liabilities$1,500
Net Assets$6,477,210
Open 2021 Filing

Operations Trend

Revenue Growth43rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2011: $322,1512011Revenue 2012: $405,030Expenses 2012: $331,291Net Income 2012: $73,7392012Revenue 2013: $315,598Expenses 2013: $322,218Net Income 2013: -$6,6202013Revenue 2014: $456,391Expenses 2014: $298,490Net Income 2014: $157,9012014Revenue 2015: $533,130Expenses 2015: $555,577Net Income 2015: -$22,4472015Revenue 2016: $682,871Expenses 2016: $369,770Net Income 2016: $313,1012016Revenue 2017: $710,943Expenses 2017: $409,132Net Income 2017: $301,8112017Revenue 2018: $1,211,408Expenses 2018: $647,327Net Income 2018: $564,0812018Revenue 2019: $864,431Expenses 2019: $1,084,278Net Income 2019: -$219,8472019Revenue 2020: $1,300,076Expenses 2020: $643,847Net Income 2020: $656,2292020Revenue 2021: $1,389,702Expenses 2021: $903,067Net Income 2021: $486,6352021Revenue 2021: $1,389,702Expenses 2021: $903,067Net Income 2021: $486,6352021Revenue 2022: $1,250,244Expenses 2022: $906,456Net Income 2022: $343,7882022Revenue 2023: $2,178,444Expenses 2023: $1,564,516Net Income 2023: $613,9282023Revenue 2024: $13,475,445Expenses 2024: $12,923,841Net Income 2024: $551,6042024

Highlighted filing

2021

Revenue$1,389,702
Expenses$903,067
Net Income$486,635
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 15, 2022
Return Version
2021v4.2
Gross Receipts
$1,389,702
Mission and Program Overview

Mission

Powered by a network of credit unions, we are uniquely positions to harness and deliver resources that strenghten the financial lives of people and communities throughout the region. We do this through: asset building, economic empowerment and cooperative development.

Powered by a network of credit unions, we are uniquely positioned to harness and deliver resources that strengthen the financial lives of people and communities throughout the region.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$4,062,851$4,548,437▲ $485,586
Savings and Temporary Cash Investments$1,472,056$1,743,698▲ $271,642
Accounts Receivable$103,790$172,825▲ $69,035
Pledges and Grants Receivable$171$10,000▲ $9,829
Prepaid Expenses and Deferred Charges$3,415$3,750▲ $335
Total Assets$5,642,283$6,478,710▲ $836,427
Liabilities
Accounts Payable and Accrued Expenses$18,000$1,500▼ $16,500
Total Liabilities$18,000$1,500▼ $16,500
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,022,135$5,808,162▲ $786,027
Net Assets With Donor Restrictions$602,148$669,048▲ $66,900
Total Net Assets Fund Balance$5,624,283$6,477,210▲ $852,927
Total Liabilities and Net Assets / Fund Balance$5,642,283$6,478,710▲ $836,427

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$496,000--
Compensation and Service Providers
Top Officer Pay22nd percentile

Board Members and Trustees

NameTitle
Gene PelhamChair
Troy StangPresident
Kelly SchraderVice Chair
Charolette NemecDirector
Dan ThurmanDirector
Jackie HoonjanDirector
Jim MccarthyDirector
Nora CarpenterDirector
Tom BerquistDirector
Shelli MillhuffSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,248,018
Program Service Revenue
$0
Investment Income
$141,684
Other Revenue
$0
All Other Contributions
$1,248,018
Change in Net Assets
$486,635
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$463,052
Other Expenses$440,015
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$463,052--$463,052
Fees for Services Management-$172,926-$172,926
Fees for Services Other-$11,979-$11,979
Conferences and Meetings-$6,324-$6,324
Travel-$4,636-$4,636
Information Technology-$2,527-$2,527
Other Expenses$39,394$2,264-$2,264
Office Expenses-$900-$900
Total Functional Expenses$676,649$226,418$0$903,067
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Urban League of PortlandPortland, OR-Financial Empowerment Grant$136,500
Connections Credit UnionPocatello, ID-Rural Access Planning Grant$57,000
Spokane Low Income Housing ConSpokane, WA-Economic Empowerment Grant$45,000
Connections Credit UnionPocatello, ID-Emergency Loan/worker Relief Program$21,753
Old West FcuJohn Day, OR-Rural Access Planning Grant$10,300
Central Willamette CuAlbany, OR-Rural Access Planning Grant$10,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Friends of the foundation membership - individuals and organizations can become active members of the northwest credit union foundation to help cultivate opportunities and develop leaders to improve the well being of the communities we serve.”

Form 990, Part VI, Section A, Line 7A

“The governing body will appoint board of directors via a nominating committee process. Additionally, members of the friends of the foundation member category will elect/vote on one member of the governing body.”

Form 990, Part VI, Section B, Line 11B

“Management reviews the 990 and then informs the board members that the form 990 has been completed and filed and is available upon request.”

Form 990, Part VI, Section B, Line 12C

“Board members are informed of the policy and are required to report any possible conflict before it occurs. Any update to the policy is discussed at the board meeting.”

Form 990, Part VI, Section C, Line 19

“Copies of the governing documents, financial statements, and conflict of interest policy can be requested through the board.”

Filing and Contact Details

Filer

Filer Name
Northwest Credit Union Foundation
EIN
91-1649328
Phone
8009959064
Address
18000 INTERNATIONAL BLVD STE 1102, SEATAC, WA 98188

Signing Officer

Name
Jennifer Huggard
Title
SVP, Administration
Phone
8009959064
Signed
2022-11-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jennifer Huggard
Formed
1993
Legal Domicile
Wa
Voting Board Members
10
Independent Board Members
9
Employees
0
Volunteers
9

Preparer

Firm
Hauser Jones & Sas Pllc
Address
10940 NE 33RD PLACE SUITE 100, BELLEVUE, WA 98004
Preparer
Roger a Jones CPA
Phone
4258891778
Supplemental Narrative

Additional Explanations

Form 990, Part I, Line 6

“Volunteers consist solely of the organizations' board members who provide management oversight and strategic planning functions through collaboration with management.”

Form 990, Part XII, 2C

“The organization has not changed either its oversight process or selection process during the tax year.”

Financial Statement Notes

PART IV, LINE 2B:

“The organization collects funds from contributing credit unions on behalf of other non-profit organizations including credit unions for kids (cu4kids), a charity that has raised millions for children's miracle network hospitals. Funds are remitted soon after receipt and a liability is recorded for any funds not disbursed by the end of the reporting period.”

Raw XML AppendixShowing 400 of 453 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt018000
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01500
IRS990/AccountsReceivableGrp/BOYAmt0103790
IRS990/AccountsReceivableGrp/EOYAmt0172825
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0POWERED BY A NETWORK OF CREDIT UNIONS, WE ARE UNIQUELY POSITIONED TO HARNESS AND DELIVER RESOURCES THAT STRENGTHEN THE FINANCIAL LIVES OF PEOPLE AND COMMUNITIES THROUGHOUT THE REGION.
IRS990/AllOtherContributionsAmt01248018
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JENNIFER HUGGARD
IRS990/BooksInCareOfDetail/PhoneNum02063404842
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt018000 INTERNATIONAL BLVD SUITE 1102
IRS990/BooksInCareOfDetail/USAddress/CityNm0SEATAC
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0WA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd098188
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt06324
IRS990/ConferencesMeetingsGrp/TotalAmt06324
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd01
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt01248018
IRS990/CYGrantsAndSimilarPaidAmt0463052
IRS990/CYInvestmentIncomeAmt0141684
IRS990/CYOtherExpensesAmt0440015
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0486635
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0903067
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01389702
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0THE GRANTS DEVELOPMENT PROGRAM AND PUBLIC EDUCATION PROGRAM PROVIDED FUNDS TO CREDIT UNIONS AND THEIR STAFF FOR PROGRAMS AND EDUCATION FOCUSED ON IMPROVING THE FINANCIAL LIVES OF PEOPLE AND COMMUNITIES ACROSS THE REGION.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt0602148
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt0669048
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0676649
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt0172926
IRS990/FeesForServicesManagementGrp/TotalAmt0172926
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt011979
IRS990/FeesForServicesOtherGrp/TotalAmt011979
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt039.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0JIM MCCARTHY
IRS990/Form990PartVIISectionAGrp/PersonNm1GENE PELHAM
IRS990/Form990PartVIISectionAGrp/PersonNm2SHELLI MILLHUFF
IRS990/Form990PartVIISectionAGrp/PersonNm3KELLY SCHRADER
IRS990/Form990PartVIISectionAGrp/PersonNm4TOM BERQUIST
IRS990/Form990PartVIISectionAGrp/PersonNm5NORA CARPENTER
IRS990/Form990PartVIISectionAGrp/PersonNm6JACKIE HOONJAN
IRS990/Form990PartVIISectionAGrp/PersonNm7CHAROLETTE NEMEC
IRS990/Form990PartVIISectionAGrp/PersonNm8DAN THURMAN
IRS990/Form990PartVIISectionAGrp/PersonNm9TROY STANG
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01993
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantAmt0463052
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt0463052
IRS990/GrantsToDomesticOrgsGrp/TotalAmt0463052
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd01
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01389702
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt02527
IRS990/InformationTechnologyGrp/TotalAmt02527
IRS990/InvestmentIncomeGrp/ExclusionAmt0141684
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0141684
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt04062851
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt04548437
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0WA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0POWERED BY A NETWORK OF CREDIT UNIONS, WE ARE UNIQUELY POSITIONED TO HARNESS AND DELIVER RESOURCES THAT STRENGTHEN THE FINANCIAL LIVES OF PEOPLE AND COMMUNITIES THROUGHOUT THE REGION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt05624283
IRS990/NetAssetsOrFundBalancesEOYAmt06477210
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0366292
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt05022135
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt05808162
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0900
IRS990/OfficeExpensesGrp/TotalAmt0900
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0PROGRAM MANAGEMENT FEES
IRS990/OtherExpensesGrp/Desc1OTHER PROGRAM EXPENSES
IRS990/OtherExpensesGrp/Desc2OPERATIONAL EXPENSE
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt024862
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt12264
IRS990/OtherExpensesGrp/ProgramServicesAmt0174203
IRS990/OtherExpensesGrp/ProgramServicesAmt139394
IRS990/OtherExpensesGrp/TotalAmt0174203
IRS990/OtherExpensesGrp/TotalAmt139394
IRS990/OtherExpensesGrp/TotalAmt224862
IRS990/OtherExpensesGrp/TotalAmt32264
IRS990/PartialLiquidationInd00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0171
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt010000
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03415
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03750
IRS990/PrincipalOfficerNm0JENNIFER HUGGARD
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01258741
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt0200011
IRS990/PYInvestmentIncomeAmt041335
IRS990/PYOtherExpensesAmt0443836
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0656229
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0643847
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01300076
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0486635
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01472056
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01743698
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt01248018
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01258741
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0748009
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01048390
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0628845
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt04932003
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0141684
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt041335
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0116422
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0163018
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt082097
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0544556
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.90060
IRS990ScheduleA/PublicSupportPY170Pct00.90630
IRS990ScheduleA/PublicSupportTotal170Amt04932003
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt01248018
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01258741
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0748009
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt01048390
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0628845
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt04932003
IRS990ScheduleA/TotalSupportAmt05476559
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt04052437
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1496000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0MEMBERS TRUST CORP
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION COLLECTS FUNDS FROM CONTRIBUTING CREDIT UNIONS ON BEHALF OF OTHER NON-PROFIT ORGANIZATIONS INCLUDING CREDIT UNIONS FOR KIDS (CU4KIDS), A CHARITY THAT HAS RAISED MILLIONS FOR CHILDREN'S MIRACLE NETWORK HOSPITALS. FUNDS ARE REMITTED SOON AFTER RECEIPT AND A LIABILITY IS RECORDED FOR ANY FUNDS NOT DISBURSED BY THE END OF THE REPORTING PERIOD.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueSecuritiesAmt04548437
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/RecipientTable/CashGrantAmt010000
IRS990ScheduleI/RecipientTable/CashGrantAmt157000
IRS990ScheduleI/RecipientTable/CashGrantAmt210300
IRS990ScheduleI/RecipientTable/CashGrantAmt345000
IRS990ScheduleI/RecipientTable/CashGrantAmt421753
IRS990ScheduleI/RecipientTable/CashGrantAmt5136500
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt00
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt10
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt20
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt30
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt40
IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt50
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0RURAL ACCESS PLANNING GRANT
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt1RURAL ACCESS PLANNING GRANT
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt2RURAL ACCESS PLANNING GRANT
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt3ECONOMIC EMPOWERMENT GRANT
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt4EMERGENCY LOAN/WORKER RELIEF PROGRAM
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt5FINANCIAL EMPOWERMENT GRANT
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0CENTRAL WILLAMETTE CU
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt1CONNECTIONS CREDIT UNION
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt2OLD WEST FCU
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt3SPOKANE LOW INCOME HOUSING CON
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt4CONNECTIONS CREDIT UNION
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt5URBAN LEAGUE OF PORTLAND
IRS990ScheduleI/RecipientTable/RecipientEIN0930496543
IRS990ScheduleI/RecipientTable/RecipientEIN1820202675
IRS990ScheduleI/RecipientTable/RecipientEIN2936024676
IRS990ScheduleI/RecipientTable/RecipientEIN3911494828
IRS990ScheduleI/RecipientTable/RecipientEIN4820202675
IRS990ScheduleI/RecipientTable/RecipientEIN5930395590
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt0PO BOX D
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt1PO BOX 4909
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt2650 W MAIN
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt3PO BOX 9231
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt4PO BOX 4909
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt510 N RUSSELL ST
IRS990ScheduleI/RecipientTable/USAddress/CityNm0ALBANY
IRS990ScheduleI/RecipientTable/USAddress/CityNm1POCATELLO
IRS990ScheduleI/RecipientTable/USAddress/CityNm2JOHN DAY
IRS990ScheduleI/RecipientTable/USAddress/CityNm3SPOKANE
IRS990ScheduleI/RecipientTable/USAddress/CityNm4POCATELLO
IRS990ScheduleI/RecipientTable/USAddress/CityNm5PORTLAND
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0OR
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd1ID
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd2OR
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd3WA
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd4ID
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd5OR
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd097321
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd183205
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd297845
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd399209
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd483205
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd597227
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0MEMBER CREDIT UNION'S SEEKING GRANT FUNDS ARE REQUIRED TO COMPLETE AN APPLICATION. ONCE A GRANT IS APPROVED, THE GRANTEE MUST PROVIDE A FINAL REPORT ONCE THE PROJECT IS COMPLETED TO RECEIVE THE GRANTS FUNDS.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2:
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0VOLUNTEERS CONSIST SOLELY OF THE ORGANIZATIONS' BOARD MEMBERS WHO PROVIDE MANAGEMENT OVERSIGHT AND STRATEGIC PLANNING FUNCTIONS THROUGH COLLABORATION WITH MANAGEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FRIENDS OF THE FOUNDATION MEMBERSHIP - INDIVIDUALS AND ORGANIZATIONS CAN BECOME ACTIVE MEMBERS OF THE NORTHWEST CREDIT UNION FOUNDATION TO HELP CULTIVATE OPPORTUNITIES AND DEVELOP LEADERS TO IMPROVE THE WELL BEING OF THE COMMUNITIES WE SERVE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE GOVERNING BODY WILL APPOINT BOARD OF DIRECTORS VIA A NOMINATING COMMITTEE PROCESS. ADDITIONALLY, MEMBERS OF THE FRIENDS OF THE FOUNDATION MEMBER CATEGORY WILL ELECT/VOTE ON ONE MEMBER OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT REVIEWS THE 990 AND THEN INFORMS THE BOARD MEMBERS THAT THE FORM 990 HAS BEEN COMPLETED AND FILED AND IS AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4BOARD MEMBERS ARE INFORMED OF THE POLICY AND ARE REQUIRED TO REPORT ANY POSSIBLE CONFLICT BEFORE IT OCCURS. ANY UPDATE TO THE POLICY IS DISCUSSED AT THE BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COPIES OF THE GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND CONFLICT OF INTEREST POLICY CAN BE REQUESTED THROUGH THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART XII, 2C
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0OR
IRS990/StatesWhereCopyOfReturnIsFldCd1ID
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt05642283
IRS990/TotalAssetsEOYAmt06478710
IRS990/TotalAssetsGrp/BOYAmt05642283
IRS990/TotalAssetsGrp/EOYAmt06478710
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt01248018
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0226418
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0676649
IRS990/TotalFunctionalExpensesGrp/TotalAmt0903067
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt018000
IRS990/TotalLiabilitiesEOYAmt01500
IRS990/TotalLiabilitiesGrp/BOYAmt018000
IRS990/TotalLiabilitiesGrp/EOYAmt01500
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05624283
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06477210
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0676649
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt0141684
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$6,478,710
Liabilities
$1,500
Net assets
$6,477,210
Revenue
$1,389,702
Expenses
$903,067
Net income
$486,635
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$11.8$1.42$10.4$13.5$12.9$0.55
2023Summary only. Only limited summary data is available for this year.$19.9$10.6$9.37$2.18$1.56$0.61
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.10$0.05$8.05$1.25$0.91$0.34
2021Detailed filing. Detailed filing data is available for this year.$6.48$0.00$6.48$1.39$0.90$0.49
2021Summary only. Only limited summary data is available for this year.$6.48$0.00$6.48$1.39$0.90$0.49
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.64$0.02$5.62$1.30$0.64$0.66
2019Summary only. Only limited summary data is available for this year.$4.63$0.01$4.62$0.86$1.08$0.22
2018Summary only. Only limited summary data is available for this year.$4.40$0.03$4.38$1.21$0.65$0.56
2017Summary only. Only limited summary data is available for this year.$4.23$0.11$4.12$0.71$0.41$0.30
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.63$0.11$3.53$0.68$0.37$0.31
2015Summary only. Only limited summary data is available for this year.$3.26$0.23$3.03$0.53$0.56$0.02
2014Detailed filing. Detailed filing data is available for this year.$3.12$0.01$3.12$0.46$0.30$0.16
2013Summary only. Only limited summary data is available for this year.$2.92$0.02$2.90$0.32$0.32$0.01
2012Summary only. Only limited summary data is available for this year.$2.97$0.06$2.91$0.41$0.33$0.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.52$0.02$1.51$0.32