Civic Intelligence

Northwest Credit Union Foundation

990 • Fiscal year 2019 • EIN 91-1649328

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 13, 2020

Organization ProfileWWW.NWCUF.ORG
18000 International Blvd Ste 350Seatac, WA 98188

(800) 995-9064

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

22nd percentile

0.00x

Higher debt load relative to assets than 22% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Liabilities / Revenue

26th percentile

0.02x

Higher debt load relative to revenue than 26% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Net Margin

11th percentile

-25%

Higher net margin than 11% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Top Officer Pay

36th percentile

$0

Higher top officer pay than 36% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2019

Asset Growth

56th percentile

5.1%

Faster asset growth than 56% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Revenue Growth

10th percentile

-29%

Faster revenue growth than 10% of similar nonprofits.

2019 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets22nd percentile

Assets

Flat

$4,630,615

Flat from 2019

Net Assets

Flat

$4,616,850

Flat from 2019

Liabilities

Flat

$13,765

Flat from 2019

Revenue And Expenses
Liabilities / Revenue26th percentileNet Margin11th percentile

Revenue

Flat

$864,431

Flat from 2019

Expenses

Flat

$1,084,278

Flat from 2019

Net Income

Flat

-$219,847

Flat from 2019

Historical Trend

Balance Sheet Trend

Asset Growth56th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2011: $1,522,864Liabilities 2011: $15,769Net Assets 2011: $1,507,0952011Assets 2012: $2,973,029Liabilities 2012: $62,268Net Assets 2012: $2,910,7612012Assets 2013: $2,923,697Liabilities 2013: $19,556Net Assets 2013: $2,904,1412013Assets 2014: $3,123,351Liabilities 2014: $6,036Net Assets 2014: $3,117,3152014Assets 2015: $3,261,511Liabilities 2015: $230,030Net Assets 2015: $3,031,4812015Assets 2016: $3,632,139Liabilities 2016: $105,658Net Assets 2016: $3,526,4812016Assets 2017: $4,227,137Liabilities 2017: $109,690Net Assets 2017: $4,117,4472017Assets 2018: $4,404,607Liabilities 2018: $26,784Net Assets 2018: $4,377,8232018Assets 2019: $4,630,615Liabilities 2019: $13,765Net Assets 2019: $4,616,8502019Assets 2019: $4,630,615Liabilities 2019: $13,765Net Assets 2019: $4,616,8502019Assets 2020: $5,642,283Liabilities 2020: $18,000Net Assets 2020: $5,624,2832020Assets 2021: $6,478,710Liabilities 2021: $1,500Net Assets 2021: $6,477,2102021Assets 2022: $8,102,504Liabilities 2022: $53,996Net Assets 2022: $8,048,5082022Assets 2023: $19,930,289Liabilities 2023: $10,559,149Net Assets 2023: $9,371,1402023Assets 2024: $11,792,086Liabilities 2024: $1,424,501Net Assets 2024: $10,367,5852024

Highlighted filing

2019

Assets$4,630,615
Liabilities$13,765
Net Assets$4,616,850
Open 2019 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2011: $322,1512011Revenue 2012: $405,030Expenses 2012: $331,291Net Income 2012: $73,7392012Revenue 2013: $315,598Expenses 2013: $322,218Net Income 2013: -$6,6202013Revenue 2014: $456,391Expenses 2014: $298,490Net Income 2014: $157,9012014Revenue 2015: $533,130Expenses 2015: $555,577Net Income 2015: -$22,4472015Revenue 2016: $682,871Expenses 2016: $369,770Net Income 2016: $313,1012016Revenue 2017: $710,943Expenses 2017: $409,132Net Income 2017: $301,8112017Revenue 2018: $1,211,408Expenses 2018: $647,327Net Income 2018: $564,0812018Revenue 2019: $864,431Expenses 2019: $1,084,278Net Income 2019: -$219,8472019Revenue 2019: $864,431Expenses 2019: $1,084,278Net Income 2019: -$219,8472019Revenue 2020: $1,300,076Expenses 2020: $643,847Net Income 2020: $656,2292020Revenue 2021: $1,389,702Expenses 2021: $903,067Net Income 2021: $486,6352021Revenue 2022: $1,250,244Expenses 2022: $906,456Net Income 2022: $343,7882022Revenue 2023: $2,178,444Expenses 2023: $1,564,516Net Income 2023: $613,9282023Revenue 2024: $13,475,445Expenses 2024: $12,923,841Net Income 2024: $551,6042024

Highlighted filing

2019

Revenue$864,431
Expenses$1,084,278
Net Income-$219,847
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 13, 2020
Return Version
2019v5.1
Gross Receipts
$864,431
Mission and Program Overview

Mission

Powered by a network of credit unions, we are uniquely positions to harness and deliver resources that strenghten the financial lives of people and communities throughout the region. We do this through: asset building, economic empowerment and cooperative development.

SEE SCHEDULE O

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$3,573,193$4,196,385▲ $623,192
Savings and Temporary Cash Investments$225,305$282,937▲ $57,632
Accounts Receivable$531,309$74,151▼ $457,158
Pledges and Grants Receivable$74,800$65,171▼ $9,629
Prepaid Expenses and Deferred Charges-$11,971-
Total Assets$4,404,607$4,630,615▲ $226,008
Liabilities
Accounts Payable and Accrued Expenses$26,784$13,765▼ $13,019
Total Liabilities$26,784$13,765▼ $13,019
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,478,632$4,363,344▲ $884,712
Net Assets With Donor Restrictions$899,191$253,506▼ $645,685
Total Net Assets Fund Balance$4,377,823$4,616,850▲ $239,027
Total Liabilities and Net Assets / Fund Balance$4,404,607$4,630,615▲ $226,008

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$992,000--
Compensation and Service Providers
Top Officer Pay36th percentile

Board Members and Trustees

NameTitle
Stephen PagenstecherChair
Barbara MatheyImmediate Past Chair
Troy StangPresident
Shelli MillhuffVice Chair
Deanna HanleyDirector
Gene PelhamDirector
Jim MccarthySecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$748,009
Program Service Revenue
$0
Investment Income
$116,422
Other Revenue
$0
All Other Contributions
$748,009
Change in Net Assets
$-219,847
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$648,088
Other Expenses$436,190
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Orgs$648,088--$648,088
Fees for Services Management$184,712$119,538-$304,250
Fees for Services Other-$34,189-$34,189
Travel$5,090$20,362-$25,452
Conferences and Meetings-$8,520-$8,520
Office Expenses-$3,034-$3,034
Other Expenses$10,179$2,681-$2,681
Advertising-$396-$396
Information Technology$52$206-$258
Total Functional Expenses$885,119$199,159$0$1,084,278
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Mid Oregon FcuSpokane, WA-Housing$102,925
Central Willamette CuSpokane, WA-Housing/devlop$100,000
Prof Deveducation GrantsShelton, WA-Housing$91,667
Consolidated Community CuPortland, OR-Development$90,000
Peninsula Community FcuBend, OR-Cu Dev$88,724
Sound Credit UnionMadison, WI-Housing$88,000
Cu Development GrantsAlbany, OR-Prof Dev/ed$22,585
Canopy Credit UnionTacoma, WA-Housing$17,000
Global Credit UnionSpokane, WA-Housing$13,000
National Credit Union FoundationMadison, WI-Grants$6,000
Spokane Media FcuSeattle, WA-Housing$5,500
Worldwide Foundations of Credit Unions--Development$5,000
Ymca--Disaster Relief$5,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Friends of the foundation membership - individuals and organizations can become active members of the northwest credit union foundation to help cultivate opportunities and develop leaders to improve the well being of the communities we serve. The membership supports programs that promote asset-building, economic empowerment, and cooperative development.”

Form 990, Part VI, Section A, Line 7A

“The governing body will appoint board of directors via a nominating committee process. Additionally, members of the friends of the foundation member category will elect/vote on one member of the governing body.”

Form 990, Part VI, Section B, Line 11B

“Management reviews the 990 and then informs the board members that the form 990 has been completed and filed and is available upon request.”

Form 990, Part VI, Section B, Line 12C

“Board members are informed of the policy and are required to report any possible conflict before it occurs. Any update to the policy is discussed at the board meeting.”

Form 990, Part VI, Section C, Line 19

“Copies of the governing documents, financial statements, and conflict of interest policy can be requested through the board.”

Filing and Contact Details

Filer

Filer Name
Northwest Credit Union Foundation
EIN
91-1649328
Phone
8009959064
Address
18000 INTERNATIONAL BLVD STE 350, SEATAC, WA 98188

Signing Officer

Name
Jennifer Huggard
Title
SVP, Administration
Phone
8009959064
Signed
2020-11-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jennifer Huggard
Formed
1993
Legal Domicile
Wa
Voting Board Members
6
Independent Board Members
5
Employees
0
Volunteers
6

Preparer

Firm
Hauser Jones & Sas Pllc
Address
10940 NE 33RD PLACE SUITE 100, BELLEVUE, WA 98004
Preparer
Roger a Jones CPA
Phone
4258891778
Supplemental Narrative

Additional Explanations

Form 990 Part I Line 1

“Delivers resources that strengthen the financial lives of people and communities throughout idaho, oregon, and washington.”

Form 990, Part I, Line 6

“Volunteers consist solely of the organizations' board members who provide management oversight and strategic planning functions through collaboration with management.”

Form 990, Part XII, 2C

“The organization has not changed either its oversight process or selection process during the tax year.”

Financial Statement Notes

PART IV, LINE 2B:

“The organization collects funds from contributing credit unions on behalf of other non-profit organizations including credit unions for kids (cu4kids), a charity that has raised millions for children's miracle network hospitals. Funds are remitted soon after receipt and a liability is recorded for any funds not disbursed by the end of the reporting period.”

Raw XML AppendixShowing 400 of 496 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0116422
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0163018
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt082097
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt043880
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt037669
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0443086
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.88930
IRS990ScheduleA/PublicSupportPY170Pct00.90130
IRS990ScheduleA/PublicSupportTotal170Amt03559677
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0748009
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01048390
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0628845
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0638990
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0495443
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt03559677
IRS990ScheduleA/TotalSupportAmt04002763
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt03204385
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1992000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0MEMBER TRUST
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION COLLECTS FUNDS FROM CONTRIBUTING CREDIT UNIONS ON BEHALF OF OTHER NON-PROFIT ORGANIZATIONS INCLUDING CREDIT UNIONS FOR KIDS (CU4KIDS), A CHARITY THAT HAS RAISED MILLIONS FOR CHILDREN'S MIRACLE NETWORK HOSPITALS. FUNDS ARE REMITTED SOON AFTER RECEIPT AND A LIABILITY IS RECORDED FOR ANY FUNDS NOT DISBURSED BY THE END OF THE REPORTING PERIOD.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueSecuritiesAmt04196385
IRS990ScheduleI/GrantRecordsMaintainedInd01
IRS990ScheduleI/RecipientTable/CashGrantAmt06000
IRS990ScheduleI/RecipientTable/CashGrantAmt190000
IRS990ScheduleI/RecipientTable/CashGrantAmt291667
IRS990ScheduleI/RecipientTable/CashGrantAmt322585
IRS990ScheduleI/RecipientTable/CashGrantAmt488724
IRS990ScheduleI/RecipientTable/CashGrantAmt5100000
IRS990ScheduleI/RecipientTable/CashGrantAmt6102925
IRS990ScheduleI/RecipientTable/CashGrantAmt717000
IRS990ScheduleI/RecipientTable/CashGrantAmt813000
IRS990ScheduleI/RecipientTable/CashGrantAmt988000
IRS990ScheduleI/RecipientTable/CashGrantAmt105500
IRS990ScheduleI/RecipientTable/CashGrantAmt115000
IRS990ScheduleI/RecipientTable/CashGrantAmt125000
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt0GRANTS
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt1DEVELOPMENT
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt2HOUSING
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt3PROF DEV/ED
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt4CU DEV
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt5HOUSING/DEVLOP
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt6HOUSING
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt7HOUSING
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt8HOUSING
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt9HOUSING
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt10HOUSING
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt11DEVELOPMENT
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt12DISASTER RELIEF
IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt13EDUCATION
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt0NATIONAL CREDIT UNION FOUNDATION
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt1CONSOLIDATED COMMUNITY CU
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt2PROF DEVEDUCATION GRANTS
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt3CU DEVELOPMENT GRANTS
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt4PENINSULA COMMUNITY FCU
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt5CENTRAL WILLAMETTE CU
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt6MID OREGON FCU
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt7CANOPY CREDIT UNION
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt8GLOBAL CREDIT UNION
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt9SOUND CREDIT UNION
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt10SPOKANE MEDIA FCU
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt11WORLDWIDE FOUNDATIONS OF CREDIT UNIONS
IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt12YMCA
IRS990ScheduleI/RecipientTable/RecipientEIN0391383650
IRS990ScheduleI/RecipientTable/RecipientEIN1930460086
IRS990ScheduleI/RecipientTable/RecipientEIN2910533444
IRS990ScheduleI/RecipientTable/RecipientEIN3930496543
IRS990ScheduleI/RecipientTable/RecipientEIN4930495636
IRS990ScheduleI/RecipientTable/RecipientEIN5910672401
IRS990ScheduleI/RecipientTable/RecipientEIN6910620799
IRS990ScheduleI/RecipientTable/RecipientEIN7910557925
IRS990ScheduleI/RecipientTable/RecipientEIN8910610124
IRS990ScheduleI/RecipientTable/RecipientEIN9396093210
IRS990ScheduleI/RecipientTable/RecipientEIN10910482890
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt05710 MINERAL PT RD
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt12021 NE SANDY BLVD
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt2PO BOX 2150
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt3PO BOX 1899
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt4PO BOX 6749
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt5PO BOX 2519
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt6PO BOX 3200
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt7PO BOX 1595
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt86103 N ASTOR
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt95710 MINERAL PT RD
IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt101118 FIFTH AVE
IRS990ScheduleI/RecipientTable/USAddress/CityNm0MADISON
IRS990ScheduleI/RecipientTable/USAddress/CityNm1PORTLAND
IRS990ScheduleI/RecipientTable/USAddress/CityNm2SHELTON
IRS990ScheduleI/RecipientTable/USAddress/CityNm3ALBANY
IRS990ScheduleI/RecipientTable/USAddress/CityNm4BEND
IRS990ScheduleI/RecipientTable/USAddress/CityNm5SPOKANE
IRS990ScheduleI/RecipientTable/USAddress/CityNm6SPOKANE
IRS990ScheduleI/RecipientTable/USAddress/CityNm7TACOMA
IRS990ScheduleI/RecipientTable/USAddress/CityNm8SPOKANE
IRS990ScheduleI/RecipientTable/USAddress/CityNm9MADISON
IRS990ScheduleI/RecipientTable/USAddress/CityNm10SEATTLE
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd0WI
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd1OR
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd2WA
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd3OR
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd4OR
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd5WA
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd6WA
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd7WA
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd8WA
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd9WI
IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd10WA
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd053705
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd197232
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd298584
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd397321
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd497708
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd5992202159
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd6992203200
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd7984011595
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd899208
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd953705
IRS990ScheduleI/RecipientTable/USAddress/ZIPCd1098101
IRS990ScheduleI/RecipientTable/ValuationMethodUsedDesc0FMV
IRS990ScheduleI/RecipientTable/ValuationMethodUsedDesc1FMV
IRS990ScheduleI/RecipientTable/ValuationMethodUsedDesc2FMV
IRS990ScheduleI/RecipientTable/ValuationMethodUsedDesc3FMV
IRS990ScheduleI/RecipientTable/ValuationMethodUsedDesc4FMV
IRS990ScheduleI/RecipientTable/ValuationMethodUsedDesc5FMV
IRS990ScheduleI/RecipientTable/ValuationMethodUsedDesc6FMV
IRS990ScheduleI/RecipientTable/ValuationMethodUsedDesc7FMV
IRS990ScheduleI/RecipientTable/ValuationMethodUsedDesc8FMV
IRS990ScheduleI/RecipientTable/ValuationMethodUsedDesc9FMV
IRS990ScheduleI/RecipientTable/ValuationMethodUsedDesc10FMV
IRS990ScheduleI/RecipientTable/ValuationMethodUsedDesc11FMV
IRS990ScheduleI/RecipientTable/ValuationMethodUsedDesc12FMV
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0MEMBER CREDIT UNION'S SEEKING GRANT FUNDS ARE REQUIRED TO COMPLETE AN APPLICATION. ONCE A GRANT IS APPROVED, THE GRANTEE MUST PROVIDE A FINAL REPORT ONCE THE PROJECT IS COMPLETED TO RECEIVE THE GRANTS FUNDS.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 2:
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DELIVERS RESOURCES THAT STRENGTHEN THE FINANCIAL LIVES OF PEOPLE AND COMMUNITIES THROUGHOUT IDAHO, OREGON, AND WASHINGTON.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1VOLUNTEERS CONSIST SOLELY OF THE ORGANIZATIONS' BOARD MEMBERS WHO PROVIDE MANAGEMENT OVERSIGHT AND STRATEGIC PLANNING FUNCTIONS THROUGH COLLABORATION WITH MANAGEMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2FRIENDS OF THE FOUNDATION MEMBERSHIP - INDIVIDUALS AND ORGANIZATIONS CAN BECOME ACTIVE MEMBERS OF THE NORTHWEST CREDIT UNION FOUNDATION TO HELP CULTIVATE OPPORTUNITIES AND DEVELOP LEADERS TO IMPROVE THE WELL BEING OF THE COMMUNITIES WE SERVE. THE MEMBERSHIP SUPPORTS PROGRAMS THAT PROMOTE ASSET-BUILDING, ECONOMIC EMPOWERMENT, AND COOPERATIVE DEVELOPMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE GOVERNING BODY WILL APPOINT BOARD OF DIRECTORS VIA A NOMINATING COMMITTEE PROCESS. ADDITIONALLY, MEMBERS OF THE FRIENDS OF THE FOUNDATION MEMBER CATEGORY WILL ELECT/VOTE ON ONE MEMBER OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MANAGEMENT REVIEWS THE 990 AND THEN INFORMS THE BOARD MEMBERS THAT THE FORM 990 HAS BEEN COMPLETED AND FILED AND IS AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BOARD MEMBERS ARE INFORMED OF THE POLICY AND ARE REQUIRED TO REPORT ANY POSSIBLE CONFLICT BEFORE IT OCCURS. ANY UPDATE TO THE POLICY IS DISCUSSED AT THE BOARD MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COPIES OF THE GOVERNING DOCUMENTS, FINANCIAL STATEMENTS, AND CONFLICT OF INTEREST POLICY CAN BE REQUESTED THROUGH THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 PART I LINE 1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART I, LINE 6

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,630,615
Liabilities
$13,765
Net assets
$4,616,850
Revenue
$864,431
Expenses
$1,084,278
Net income
-$219,847
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$11.8$1.42$10.4$13.5$12.9$0.55
2023Summary only. Only limited summary data is available for this year.$19.9$10.6$9.37$2.18$1.56$0.61
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.10$0.05$8.05$1.25$0.91$0.34
2021Summary only. Only limited summary data is available for this year.$6.48$0.00$6.48$1.39$0.90$0.49
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.64$0.02$5.62$1.30$0.64$0.66
2019Detailed filing. Detailed filing data is available for this year.$4.63$0.01$4.62$0.86$1.08$0.22
2019Summary only. Only limited summary data is available for this year.$4.63$0.01$4.62$0.86$1.08$0.22
2018Summary only. Only limited summary data is available for this year.$4.40$0.03$4.38$1.21$0.65$0.56
2017Summary only. Only limited summary data is available for this year.$4.23$0.11$4.12$0.71$0.41$0.30
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.63$0.11$3.53$0.68$0.37$0.31
2015Summary only. Only limited summary data is available for this year.$3.26$0.23$3.03$0.53$0.56$0.02
2014Detailed filing. Detailed filing data is available for this year.$3.12$0.01$3.12$0.46$0.30$0.16
2013Summary only. Only limited summary data is available for this year.$2.92$0.02$2.90$0.32$0.32$0.01
2012Summary only. Only limited summary data is available for this year.$2.97$0.06$2.91$0.41$0.33$0.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.52$0.02$1.51$0.32