Civic Intelligence

Rural Community Development Resources

990 • Fiscal year 2014 • EIN 91-1518311

Jan 01, 2014 to Dec 31, 2014 • Filed on Jul 14, 2015

Organization Profilewww.rcdr.biz
PO Box 9492Yakima, WA 98909

(509) 453-5133

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

77th percentile

0.48x

Higher debt load relative to assets than 77% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2014

Liabilities / Revenue

88th percentile

1.66x

Higher debt load relative to revenue than 88% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2014

Net Margin

34th percentile

-2.0%

Higher net margin than 34% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2014

Top Officer Pay

56th percentile

$73,260

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 13.7% of source-year revenue.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2014

Asset Growth

36th percentile

-1.1%

Faster asset growth than 36% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2013 to 2014

Revenue Growth

47th percentile

2.5%

Faster revenue growth than 47% of similar nonprofits.

2014 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets77th percentile

Assets

Down

$1,847,286

Down $21,189 (-1.1%) from 2013

Net Assets

Down

$960,401

Down $10,467 (-1.1%) from 2013

Liabilities

Down

$886,885

Down $10,722 (-1.2%) from 2013

Revenue And Expenses
Liabilities / Revenue88th percentileNet Margin34th percentile

Revenue

Up

$533,469

Up $12,832 (+2.5%) from 2013

Expenses

Up

$543,936

Up $27,718 (+5.4%) from 2013

Net Income

Down

-$10,467

Down $14,886 (-337%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth36th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2011: $1,618,288Liabilities 2011: $641,917Net Assets 2011: $976,3712011Assets 2012: $1,814,688Liabilities 2012: $848,239Net Assets 2012: $966,4492012Assets 2013: $1,868,475Liabilities 2013: $897,607Net Assets 2013: $970,8682013Assets 2014: $1,847,286Liabilities 2014: $886,885Net Assets 2014: $960,4012014Assets 2015: $2,114,853Liabilities 2015: $716,016Net Assets 2015: $1,398,8372015Assets 2016: $2,410,721Liabilities 2016: $649,203Net Assets 2016: $1,761,5182016Assets 2017: $2,971,298Liabilities 2017: $517,721Net Assets 2017: $2,453,5772017Assets 2018: $3,412,192Liabilities 2018: $931,529Net Assets 2018: $2,480,6632018Assets 2019: $4,164,650Liabilities 2019: $1,042,415Net Assets 2019: $3,122,2352019Assets 2020: $5,108,388Liabilities 2020: $962,140Net Assets 2020: $4,146,2482020Assets 2021: $6,728,981Liabilities 2021: $900,541Net Assets 2021: $5,828,4402021Assets 2022: $6,507,410Liabilities 2022: $657,717Net Assets 2022: $5,849,6932022

Highlighted filing

2014

Assets$1,847,286
Liabilities$886,885
Net Assets$960,401
Open 2014 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $585,712Expenses 2011: $591,199Net Income 2011: -$5,4872011Revenue 2012: $418,686Expenses 2012: $428,608Net Income 2012: -$9,9222012Revenue 2013: $520,637Expenses 2013: $516,218Net Income 2013: $4,4192013Revenue 2014: $533,469Expenses 2014: $543,936Net Income 2014: -$10,4672014Revenue 2015: $915,005Expenses 2015: $476,569Net Income 2015: $438,4362015Revenue 2016: $825,067Expenses 2016: $462,386Net Income 2016: $362,6812016Revenue 2017: $1,243,343Expenses 2017: $551,284Net Income 2017: $692,0592017Revenue 2018: $555,377Expenses 2018: $528,291Net Income 2018: $27,0862018Revenue 2019: $1,258,698Expenses 2019: $617,126Net Income 2019: $641,5722019Revenue 2020: $1,513,909Expenses 2020: $489,896Net Income 2020: $1,024,0132020Revenue 2021: $2,240,465Expenses 2021: $558,273Net Income 2021: $1,682,1922021Revenue 2022: $500,419Expenses 2022: $479,166Net Income 2022: $21,2532022

Highlighted filing

2014

Revenue$533,469
Expenses$543,936
Net Income-$10,467
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Jul 14, 2015
Return Version
2014v5.0
Gross Receipts
$533,469
Mission and Program Overview

Mission

RCDRs Mission is to encourage community development through self-employment opportunites for low income entrepreneurs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$813,446$855,173▲ $41,727
Savings and Temporary Cash Investments$837,852$811,491▼ $26,361
Cash and Non-Interest-Bearing Accounts$33,057$135,493▲ $102,436
Accounts Receivable$51,442$34,592▼ $16,850
Land, Buildings, and Equipment, Net$11,347$10,537▼ $810
Total Assets$1,868,475$1,847,286▼ $21,189
Other Assets Total$121,331--
Liabilities
Mortgage Notes Payable Secured by Investment Property$750,000$699,840▼ $50,160
Deferred Revenue$72,626$118,517▲ $45,891
Unsecured Notes Loans Payable$42,639$37,090▼ $5,549
Accounts Payable and Accrued Expenses$32,342$31,438▼ $904
Total Liabilities$897,607$886,885▼ $10,722
Net Assets / Fund Balance
Unrestricted Net Assets$970,868$960,401▼ $10,467
Total Net Assets Fund Balance$970,868$960,401▼ $10,467
Total Liabilities and Net Assets / Fund Balance$1,868,475$1,847,286▼ $21,189

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$10,537$18,541$29,078
Compensation and Service Providers
Top Officer Pay56th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Luz Bazan GutierrezCEO/PresidentFT$69,300$3,960$73,260

Board Members and Trustees

NameTitle
Jesse RodriquezChairman Emeritas
James DavenportChairman of Board
Cindy SotoVice Chairwomen
Andres MorenoDirector
Guillermo CastanedaDirector
Marie Elena GuerreroDirector
Suzy LunzmanDirector
Andres MorenoTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$405,430
Program Service Revenue
$128,039
Investment Income
$0
Other Revenue
$0
All Other Contributions
$10,432
Change in Net Assets
$-10,467
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$321,260
Salaries, Compensation, and Employee Benefits$222,676
Total Fundraising Expense$11,440
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$129,521--$129,521
Fees for Services Other$81,850--$81,850
Current Officers, Directors, Trustees, and Key Employees$62,860-$10,400$73,260
All Other Expenses$26,292$10,691-$36,983
Other Expenses$33,081$3,009-$33,081
Fees for Services Accounting$19,080$13,505-$32,585
Travel$30,937--$30,937
Interest$20,524--$20,524
Payroll Taxes$18,855-$1,040$19,895
Occupancy-$19,800-$19,800
Insurance-$18,116-$18,116
Office Expenses$1,877$10,900-$12,777
Advertising$11,666--$11,666
Fees for Services Legal$9,844--$9,844
Depreciation Depletion$810--$810
Total Functional Expenses$447,197$85,299$11,440$543,936
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Federal income taxes-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Rural Community Development Resources
EIN
91-1518311
Phone
5094535133
Address
PO Box 9492, Yakima, WA 98909

Signing Officer

Name
Luz Bazan Gutierrez
Title
CEO President
Signed
2015-07-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Luz Bazan Gutierrez
Formed
1990
Legal Domicile
Wa
Voting Board Members
9
Independent Board Members
9
Employees
8
Volunteers
25

Preparer

Firm
CPA Business Tax Advisor Consultant PLLC
Address
5009 W Clearwater Avenue, Kennewick, WA 99336
Preparer
Dante L Montoya
Phone
5093085252
Supplemental Narrative

Additional Explanations

Form 990, Part IV, Line Line 11G

“Expenses for Professional Training Instructors.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Desc0Provides entrepreneurs with technical assistance such as business plan development, structured educational business workshops, one-on-one business counseling, fill out paperwork for business licenses, financial literacy and help them set up their bookkeeping with explanations on the different taxing entities and the importance of reporting properly. The organization can provide microenterprises with direct loans for start up and expansion if they do not qualify for conventional financing.
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IRS990/ReportLandBuildingEquipmentInd0true
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0394998
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0393257
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Federal income taxes
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IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
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IRS990/UnrelatedBusIncmOverLimitInd0false
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IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt042639
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IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt024 South 3rd Avenue
IRS990/USAddress/CityNm0Yakima
IRS990/USAddress/StateAbbreviationCd0WA
IRS990/USAddress/ZIPCd098902
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0www.rcdr.biz
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Luz Bazan Gutierrez
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO President
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-07-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Rural Community Development Resources
ReturnHeader/Filer/BusinessNameControlTxt0RURA
ReturnHeader/Filer/EIN0911518311
ReturnHeader/Filer/PhoneNum05094535133
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 9492
ReturnHeader/Filer/USAddress/CityNm0Yakima
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd098909
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CPA Business Tax Advisor Consultant PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05009 W Clearwater Avenue
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Kennewick

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,847,286
Liabilities
$886,885
Net assets
$960,401
Revenue
$533,469
Expenses
$543,936
Net income
-$10,467
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Summary only. Only limited summary data is available for this year.$6.51$0.66$5.85$0.50$0.48$0.02
2021Summary only. Only limited summary data is available for this year.$6.73$0.90$5.83$2.24$0.56$1.68
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.11$0.96$4.15$1.51$0.49$1.02
2019Summary only. Only limited summary data is available for this year.$4.16$1.04$3.12$1.26$0.62$0.64
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.41$0.93$2.48$0.56$0.53$0.03
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.97$0.52$2.45$1.24$0.55$0.69
2016Summary only. Only limited summary data is available for this year.$2.41$0.65$1.76$0.83$0.46$0.36
2015Summary only. Only limited summary data is available for this year.$2.11$0.72$1.40$0.92$0.48$0.44
2014Detailed filing. Detailed filing data is available for this year.$1.85$0.89$0.96$0.53$0.54$0.01
2013Detailed filing. Detailed filing data is available for this year.$1.87$0.90$0.97$0.52$0.52$0.00
2012Summary only. Only limited summary data is available for this year.$1.81$0.85$0.97$0.42$0.43$0.01
2011Summary only. Only limited summary data is available for this year.$1.62$0.64$0.98$0.59$0.59$0.01
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2014 filings • 501(c)3 • $1M-$5M nonprofits