Civic Intelligence

South Puget Sound Habitat for Humanity

EIN 91-1427020 • 501(c)3 • Olympia, WA

Profile

Seeking to put god's love into action, habitat for humanity brings people together to build homes, community and hope.

910 5th AvenueOlympia, WA 98501

www.spshabitat.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.54x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

85th percentile

1.39x

Higher debt load relative to revenue than 85% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

75th percentile

21%

Higher net margin than 75% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

21st percentile

$94,507

Higher top officer pay than 21% of similar nonprofits.

Top officer pay equals 1.8% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Asset Growth

83rd percentile

21%

Faster asset growth than 83% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

84th percentile

48%

Faster revenue growth than 84% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Up

$13,791,982

Up $2,379,256 (+21%) from 2023

Liabilities

Up

$7,490,094

Up $1,225,461 (+20%) from 2023

Net Assets

Up

$6,301,888

Up $1,153,795 (+22%) from 2023

Revenue

Up

$5,372,177

Up $1,733,569 (+48%) from 2023

Expenses

Up

$4,218,382

Up $916,193 (+28%) from 2023

Net Income

Up

$1,153,795

Up $817,376 (+243%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $1,434,351Liabilities 2010: $42,458Net Assets 2010: $1,391,8932010Assets 2011: $1,692,477Liabilities 2011: $65,602Net Assets 2011: $1,626,8752011Assets 2012: $2,689,556Liabilities 2012: $905,066Net Assets 2012: $1,784,4902012Assets 2013: $2,759,905Liabilities 2013: $1,170,950Net Assets 2013: $1,588,9552013Assets 2014: $2,557,723Liabilities 2014: $1,028,459Net Assets 2014: $1,529,2642014Assets 2015: $3,800,367Liabilities 2015: $1,481,696Net Assets 2015: $2,318,6712015Assets 2016: $3,966,088Liabilities 2016: $1,377,388Net Assets 2016: $2,588,7002016Assets 2017: $3,874,983Liabilities 2017: $1,657,191Net Assets 2017: $2,217,7922017Assets 2018: $4,406,649Liabilities 2018: $1,578,838Net Assets 2018: $2,827,8112018Assets 2019: $4,046,666Liabilities 2019: $1,381,867Net Assets 2019: $2,664,7992019Assets 2020: $4,778,931Liabilities 2020: $1,891,208Net Assets 2020: $2,887,7232020Assets 2021: $6,468,634Liabilities 2021: $2,887,826Net Assets 2021: $3,580,8082021Assets 2022: $7,622,796Liabilities 2022: $2,443,876Net Assets 2022: $5,178,9202022Assets 2023: $11,412,726Liabilities 2023: $6,264,633Net Assets 2023: $5,148,0932023Assets 2024: $13,791,982Liabilities 2024: $7,490,094Net Assets 2024: $6,301,8882024

Highlighted filing

2024

Assets$13,791,982
Liabilities$7,490,094
Net Assets$6,301,888

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $330,2082010Revenue 2011: $751,469Expenses 2011: $525,969Net Income 2011: $225,5002011Revenue 2012: $1,078,020Expenses 2012: $1,166,686Net Income 2012: -$88,6662012Revenue 2013: $787,099Expenses 2013: $818,952Net Income 2013: -$31,8532013Revenue 2014: $1,098,544Expenses 2014: $989,644Net Income 2014: $108,9002014Revenue 2015: $1,764,768Expenses 2015: $1,351,531Net Income 2015: $413,2372015Revenue 2016: $1,642,808Expenses 2016: $1,372,779Net Income 2016: $270,0292016Revenue 2017: $1,405,500Expenses 2017: $1,776,408Net Income 2017: -$370,9082017Revenue 2018: $2,057,049Expenses 2018: $1,447,030Net Income 2018: $610,0192018Revenue 2019: $1,914,175Expenses 2019: $2,077,187Net Income 2019: -$163,0122019Revenue 2020: $1,992,104Expenses 2020: $1,769,180Net Income 2020: $222,9242020Revenue 2021: $3,935,948Expenses 2021: $3,242,863Net Income 2021: $693,0852021Revenue 2022: $7,325,768Expenses 2022: $5,727,656Net Income 2022: $1,598,1122022Revenue 2023: $3,638,608Expenses 2023: $3,302,189Net Income 2023: $336,4192023Revenue 2024: $5,372,177Expenses 2024: $4,218,382Net Income 2024: $1,153,7952024

Highlighted filing

2024

Revenue$5,372,177
Expenses$4,218,382
Net Income$1,153,795

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.8$7.49$6.30$5.37$4.22$1.15
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.4$6.26$5.15$3.64$3.30$0.34
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.62$2.44$5.18$7.33$5.73$1.60
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.47$2.89$3.58$3.94$3.24$0.69
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.78$1.89$2.89$1.99$1.77$0.22
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.05$1.38$2.66$1.91$2.08$0.16
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.41$1.58$2.83$2.06$1.45$0.61
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.87$1.66$2.22$1.41$1.78$0.37
2016Detailed filing. Detailed filing data is available for this year.$3.97$1.38$2.59$1.64$1.37$0.27
2015Detailed filing. Detailed filing data is available for this year.$3.80$1.48$2.32$1.76$1.35$0.41
2014Detailed filing. Detailed filing data is available for this year.$2.56$1.03$1.53$1.10$0.99$0.11
2013Summary only. Only limited summary data is available for this year.$2.76$1.17$1.59$0.79$0.82$0.03
2012Summary only. Only limited summary data is available for this year.$2.69$0.91$1.78$1.08$1.17$0.09
2011Summary only. Only limited summary data is available for this year.$1.69$0.07$1.63$0.75$0.53$0.23
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.43$0.04$1.39$0.33
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Jul 23, 2025
Return Version
2023v6.0
Gross Receipts
$7,071,564
Mission and Program Overview

Mission

Seeking to put god's love into action, habitat for humanity brings people together to build homes, community and hope.

South puget sound habitat for humanity brings people together to build homes, communities, and hope.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$2,716,093$1,766,237▼ $949,856
Land, Buildings, and Equipment, Net$1,368,247$1,484,774▲ $116,527
Cash and Non-Interest-Bearing Accounts$1,077,146$1,131,833▲ $54,687
Other Notes and Loans Receivable, Net$944,658$908,108▼ $36,550
Accounts Receivable$96,584$292,406▲ $195,822
Inventories for Sale or Use$133,919$150,676▲ $16,757
Prepaid Expenses and Deferred Charges$48,224$55,763▲ $7,539
Total Assets$11,412,726$13,791,982▲ $2,379,256
Other Assets Total$5,027,855$8,002,185▲ $2,974,330
Liabilities
Mortgage Notes Payable Secured by Investment Property$3,534,474$4,828,066▲ $1,293,592
Other Liabilities$2,014,811$2,001,283▼ $13,528
Accounts Payable and Accrued Expenses$715,348$660,745▼ $54,603
Total Liabilities$6,264,633$7,490,094▲ $1,225,461
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,148,093$4,801,888▼ $346,205
Net Assets With Donor Restrictions-$1,500,000-
Total Net Assets Fund Balance$5,148,093$6,301,888▲ $1,153,795
Total Liabilities and Net Assets / Fund Balance$11,412,726$13,791,982▲ $2,379,256

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$624,349$38,331$662,680
Land$562,320-$562,320
Equipment$106,115$167,956$274,071
Leasehold Improvements$191,990$78,290$270,280
Other Assets Org$325,000--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Greg LauraCOOFT$86,710$7,797$94,507

Board Members and Trustees

NameTitle
John HutchingsPresident
Janine EzzellVice President
Aaron RobelBoard Member
Ben FetherstonBoard Member
Carol HoustonBoard Member
Cory SwankBoard Member
Debbie Draper-aikensBoard Member
Karen HalpernBoard Member
Roger DouglasBoard Member
Tessa BradleyBoard Member
Tina DavisBoard Member
Jennifer ArnoldSecretary
Jason RichterTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$4,808,345
Program Service Revenue
$434,952
Investment Income
$88,076
Other Revenue
$40,804
All Other Contributions
$3,788,128
Change in Net Assets
$1,153,795

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Other Non Cash Contri Table153,322$1,590,906Fair Market Value (FMV)
Total Noncash Contributions153,322$1,590,906-

Audited Revenue Reconciliation

Revenue per Audited Statements
$5,372,177
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$1,699,387
Total Revenue per Audited Statements
$7,071,564
Total Revenue per Form 990
$5,372,177
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,283,166
Salaries, Compensation, and Employee Benefits$1,935,216
Total Fundraising Expense$362,668
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,080,625$125,004$241,184$1,446,813
Occupancy$460,559$62,062$2,945$525,566
Fees for Services Other$1,090$191,235$11,839$204,164
Current Officers, Directors, Trustees, and Key Employees$149,186$17,258$33,297$199,741
Interest$162,199$19,557-$181,756
Payroll Taxes$125,579$11,899$22,884$160,362
Office Expenses$70,037$73,604$3,126$146,767
Other Employee Benefits$82,213$20,986$4,571$107,770
Fees for Services Accounting-$97,053-$97,053
Information Technology$21,828$44,083$9,022$74,933
Insurance$32,025$14,608$3,462$50,095
Advertising$10,486$6,538$26,916$43,940
Depreciation Depletion$42,866--$42,866
All Other Expenses$23,942$14,742-$38,684
Other Expenses$34,482$30,000-$30,000
Fees for Services Lobbying-$24,000-$24,000
Fees for Services Legal$11,549$11,431-$22,980
Pension Plan Contributions$15,334$1,774$3,422$20,530
Total Functional Expenses$3,071,391$784,323$362,668$4,218,382

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$5,917,769
Expenses per Audited Statements$4,218,382
Total Expenses per Form 990$4,218,382
Expenses Not Reported on Form 990$1,699,387
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$44,465
Fundraising Gross Income$24,364
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Raise the Roof$119,495$13,459$890$12,569
Women Build$52,404$7,650$4,239$3,411
Total Events$194,800$24,364$44,465$-20,101
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liability$1,941,283
Dept of Commerce Loan$60,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The tax return is reviewed by the finance director and ceo and approved by the finance committee.

Form 990, Part VI, Section B, Line 12C

Annually each board member signs the affiliate covenant indicating they will disclose conflicts and recuse themselves from voting on items of conflict.

Form 990, Part VI, Section B, Line 15A

The executive director compensation is compared against market data for support and verification.

Form 990, Part VI, Section C, Line 19

The organization makes the governing documents, conflict of interest policy and financial statements available to the public upon request. The tax form 990 is made available on the organization's website for review by the public.

Filing and Contact Details

Filer

Filer Name
South Puget Sound Habitat for Humanity
EIN
91-1427020
Phone
3609563456
Address
910 5TH AVENUE, OLYMPIA, WA 98501

Signing Officer

Name
Elizabeth Walker
Title
CEO
Phone
3609563456
Signed
2025-07-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Elizabeth Walker
Formed
1988
Legal Domicile
Wa
Voting Board Members
13
Independent Board Members
13
Employees
34
Volunteers
241

Preparer

Firm
Johnson Stone & Pagano Ps
Address
1501 REGENTS BLVD SUITE 100, FIRCREST, WA 98466
Preparer
Craig P Catlin
Phone
2535667070
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Closing costs: program service expenses 23,942. Management and general expenses 0. Fundraising expenses 0. Total expenses 23,942. Bad debt: program service expenses 0. Management and general expenses 14,742. Fundraising expenses 0. Total expenses 14,742.

FORM 990 PART XII QUESTION 2C:

The organization has its financial statements audited each year by an independent certified public accountant. The finance committee has oversight of the audit of our financial statements and has authority to recommend a change in auditors should that become necessary.

Form 990 Item B

Form 990 was amended to answer part iv question 4 yes related to lobbying activities, to add an amount for lobbying to part ix line 11d and to add schedule c for lobbying activities.

Financial Statement Notes

PART XI, LINE 2D - OTHER ADJUSTMENTS:

Reduction from cost of goods 1,654,922. Fundraising expenses 44,465.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Cost of goods sold 1,654,922. Fundraising expenses 44,465.

Raw XML AppendixShowing 400 of 605 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0SOUTH PUGET SOUND HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE.
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IRS990/Form990PartVIISectionAGrp/PersonNm6JANINE EZZELL
IRS990/Form990PartVIISectionAGrp/PersonNm7JASON RICHTER
IRS990/Form990PartVIISectionAGrp/PersonNm8JENNIFER ARNOLD
IRS990/Form990PartVIISectionAGrp/PersonNm9JOHN HUTCHINGS
IRS990/Form990PartVIISectionAGrp/PersonNm10KAREN HALPERN
IRS990/Form990PartVIISectionAGrp/PersonNm11ROGER DOUGLAS
IRS990/Form990PartVIISectionAGrp/PersonNm12TESSA BRADLEY
IRS990/Form990PartVIISectionAGrp/PersonNm13TINA DAVIS
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IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt7TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt8SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt9PRESIDENT
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IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
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IRS990/MinutesOfCommitteesInd01
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IRS990/MissionDesc0SOUTH PUGET SOUND HABITAT FOR HUMANITY BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE TO REALIZE OUR VISION OF A WORLD WHERE EVERYONE HAS A DECENT PLACE TO LIVE.
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IRS990/OtherEmployeeBenefitsGrp/TotalAmt0107770
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IRS990/OtherExpensesGrp/TotalAmt1321163
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IRS990/PayrollTaxesGrp/TotalAmt0160362
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IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt01774
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt055763
IRS990/PrincipalOfficerNm0ELIZABETH WALKER
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IRS990/ProgramServiceRevenueGrp/BusinessCd1522292
IRS990/ProgramServiceRevenueGrp/BusinessCd2531390
IRS990/ProgramServiceRevenueGrp/Desc0HOME SALES
IRS990/ProgramServiceRevenueGrp/Desc1MORTGAGE AMORTIZATION
IRS990/ProgramServiceRevenueGrp/Desc2CRITICAL HOME REPAIR
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt166401
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IRS990/ProgSrvcAccomActy2Grp/Desc0NEIGHBORHOOD REVITALIZATION PROGRAM: THROUGH OUR NEIGHBORHOOD REVITALIZATION WORK, WE TAILOR OUR EFFORTS BY PARTNERING LOCALLY WITH RESIDENTS AND COMMUNITY LEADERS AND ORGANIZATIONS TO BEST ADDRESS THE REAL CONCERNS OF THE COMMUNITY AND IMPROVE THE LIVES OF THE PEOPLE WHO LIVE THERE. USING A DATA-DRIVEN AND CUSTOMIZABLE APPROACH, WE FOCUS ON FIRST UNDERSTANDING THE CONCERNS OF THE RESIDENTS AND THEN EMPOWERING THESE RESIDENTS TO LEAD THE PROJECTS THEY WANT TO SEE. ALONGSIDE HABITAT, RESIDENTS WORK WITH CHURCHES, SCHOOLS, NEW AND LONGSTANDING NEIGHBORHOOD COALITIONS, LOCAL GOVERNMENT ENTITIES, AND OTHER COMMUNITY PARTNERS TO ACHIEVE THEIR GOALS. BECAUSE EACH NEIGHBORHOOD'S CHALLENGES AND ASPIRATIONS ARE DIFFERENT, THE FRAMEWORK ACTS AS A GUIDE THAT CAN BE TAILORED TO THE GOALS OF EACH COMMUNITY. THAT'S WHY NEIGHBORHOOD REVITALIZATION CAN LOOK LIKE ANYTHING FROM DEVELOPING PUBLIC PARKS TO ORGANIZING SAFETY MEETINGS WITH THE LOCAL POLICE DEPARTMENT TO REHABBING AND REOPENING SCHOOLS, STORES AND HOMES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt041477
IRS990/ProgSrvcAccomActy3Grp/Desc0HOME PRESERVATION PROGRAM: ENABLING NEIGHBORS TO STAY IN THEIR HOMES AFFORDABLY IS JUST AS IMPORTANT TO A COMMUNITY'S HEALTH AS CREATING NEW HOMEBUYERS. TOO MANY SOUTH SOUND NEIGHBORS STRUGGLE TO MAKE CRITICAL REPAIRS TO THEIR HOME FOR LACK OF RESOURCES. OUR REPAIR PROGRAMS HELP INCOME-QUALIFIED OWNERS TO STAY IN THEIR HOMES BY PERFORMING CRITICAL, AGING, AND ENERGY-FOCUSED REPAIR AND UPGRADE WORK. MOST REPAIR PROJECTS ADDRESS HEALTH AND SAFETY CONCERNS LIKE MOLD REMEDIATION, ACCESSIBILITY, AND CLIMATE CONTROL.
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IRS990/ProgSrvcAccomActy3Grp/RevenueAmt037551
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