Civic Intelligence

Greater Poulsbo Chamber of Commerce

EIN 91-0839517 • 501(c)6 • Poulsbo, WA

Profile

Promote poulsbo economic environment

PO Box 1063Poulsbo, WA 98370

www.poulsbochamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

80th percentile

0.17x

Higher debt load relative to assets than 80% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2022

Liabilities / Revenue

79th percentile

0.11x

Higher debt load relative to revenue than 79% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2022

Net Margin

9th percentile

-73%

Higher net margin than 9% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2022

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2022

Asset Growth

14th percentile

-53%

Faster asset growth than 14% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

10th percentile

-55%

Faster revenue growth than 10% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets80th percentile

Assets

Down

$64,665

Down $71,513 (-53%) from 2021

Liabilities

Up

$11,140

Up $256 (+2.4%) from 2021

Net Assets

Down

$53,525

Down $71,769 (-57%) from 2021

Operations
Liabilities / Revenue79th percentileNet Margin9th percentile

Revenue

Down

$98,673

Down $121,970 (-55%) from 2021

Expenses

Up

$170,442

Up $13,918 (+8.9%) from 2021

Net Income

Down

-$71,769

Down $135,888 (-212%) from 2021

Trend Graphs

Balance Sheet Trend

Asset Growth14th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2011: $23,310Liabilities 2011: $3,8532011Assets 2012: $52,935Liabilities 2012: $774Net Assets 2012: $52,1612012Assets 2013: $57,866Liabilities 2013: $2,860Net Assets 2013: $55,0062013Assets 2014: $46,356Liabilities 2014: $4,485Net Assets 2014: $41,8712014Assets 2015: $67,029Liabilities 2015: $8,798Net Assets 2015: $58,2312015Assets 2016: $69,358Liabilities 2016: $3,081Net Assets 2016: $66,2772016Assets 2017: $78,512Liabilities 2017: $6,238Net Assets 2017: $72,2742017Assets 2018: $71,017Liabilities 2018: $6,684Net Assets 2018: $64,3332018Assets 2019: $103,579Liabilities 2019: $6,192Net Assets 2019: $97,3872019Assets 2020: $69,077Liabilities 2020: $7,902Net Assets 2020: $61,1752020Assets 2021: $136,178Liabilities 2021: $10,884Net Assets 2021: $125,2942021Assets 2022: $64,665Liabilities 2022: $11,140Net Assets 2022: $53,5252022

Highlighted filing

2022

Assets$64,665
Liabilities$11,140
Net Assets$53,525
Open 2022 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $156,427Expenses 2011: $180,580Net Income 2011: -$24,1532011Revenue 2012: $158,917Expenses 2012: $126,213Net Income 2012: $32,7042012Revenue 2013: $151,829Expenses 2013: $148,984Net Income 2013: $2,8452013Revenue 2014: $186,880Expenses 2014: $180,357Net Income 2014: $6,5232014Revenue 2015: $187,686Expenses 2015: $171,326Net Income 2015: $16,3602015Revenue 2016: $168,251Expenses 2016: $160,205Net Income 2016: $8,0462016Revenue 2017: $176,352Expenses 2017: $170,355Net Income 2017: $5,9972017Revenue 2018: $148,818Expenses 2018: $156,759Net Income 2018: -$7,9412018Revenue 2019: $195,293Expenses 2019: $162,239Net Income 2019: $33,0542019Revenue 2020: $113,429Expenses 2020: $149,641Net Income 2020: -$36,2122020Revenue 2021: $220,643Expenses 2021: $156,524Net Income 2021: $64,1192021Revenue 2022: $98,673Expenses 2022: $170,442Net Income 2022: -$71,7692022

Highlighted filing

2022

Revenue$98,673
Expenses$170,442
Net Income-$71,769
Open 2022 Filing

Filings

Most recent year

2022 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$64,665
Liabilities
$11,140
Net assets
$53,525
Revenue
$98,673
Expenses
$170,442
Net income
-$71,769
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.65$0.11$0.54$0.99$1.70$0.72
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.36$0.11$1.25$2.21$1.57$0.64
2020Detailed filing. Detailed filing data is available for this year.$0.69$0.08$0.61$1.13$1.50$0.36
2019Detailed filing. Detailed filing data is available for this year.$1.04$0.06$0.97$1.95$1.62$0.33
2018Detailed filing. Detailed filing data is available for this year.$0.71$0.07$0.64$1.49$1.57$0.08
2017Detailed filing. Detailed filing data is available for this year.$0.79$0.06$0.72$1.76$1.70$0.06
2016Detailed filing. Detailed filing data is available for this year.$0.69$0.03$0.66$1.68$1.60$0.08
2015Detailed filing. Detailed filing data is available for this year.$0.67$0.09$0.58$1.88$1.71$0.16
2014Detailed filing. Detailed filing data is available for this year.$0.46$0.04$0.42$1.87$1.80$0.07
2013Detailed filing. Detailed filing data is available for this year.$0.58$0.03$0.55$1.52$1.49$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.53$0.01$0.52$1.59$1.26$0.33
2011Summary only. Only limited summary data is available for this year.$0.23$0.04$1.56$1.81$0.24
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Mar 11, 2023
Return Version
2022v5.0
Gross Receipts
$98,673
Mission and Program Overview

Mission

Promote poulsbo economic environment

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$125,294$53,525▼ $71,769
Cash and Non-Interest-Bearing Accounts$116,045$27,211▼ $88,834
Total Assets$136,178$64,665▼ $71,513
Other Assets Total$20,133$37,454▲ $17,321
Liabilities
Accounts Payable and Accrued Expenses$10,884$11,140▲ $256
Total Liabilities$10,884$11,140▲ $256
Net Assets / Fund Balance
Total Net Assets Fund Balance$125,294$53,525▼ $71,769
Total Liabilities and Net Assets / Fund Balance$136,178$64,665▼ $71,513

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$37,454--
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
Gray ZamborPresident
Tasha ZettyVice President
Denver SmythDirector
Janice HillDirector
Monica BlackwoodDirector
Stacie PikeDirector
Shiloh SchroderSecretary
Kerry StartTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$94,742
Program Service Revenue
$3,735
Investment Income
$196
Other Revenue
$0
Change in Net Assets
$-71,769
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$110,361
Other Expenses$60,081
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$97,040--$97,040
All Other Expenses$22,755--$22,755
Occupancy$17,220--$17,220
Payroll Taxes$13,321--$13,321
Other Expenses$11,289--$11,289
Advertising$1,158--$1,158
Fees for Services Accounting$800--$800
Total Functional Expenses$170,442$0$0$170,442
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournam$4,900$4,900$4,647$253
Presidents G$1,990$1,990$1,875$115
Total Events$6,890$6,890$11,289$-4,399
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Member election for additional members Part VI line 7A

“Members of the organization elect the members of the board of directors and officer thereof.”

Governing body decisions Part VI line 7B

“The members of the chamber of commerce approve the budget set forth by the governing body.”

Form 990 governing body review Part VI line 11

“The treasurer reviews the form 990 and presents it to the members of the board. Any questions that arise are addressed.”

Governing documents etc available to public Part VI line 19

“The organization makes its governing documents available via its website. Financial statements are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Greater Poulsbo Chamber of Commerce
EIN
91-0839517
Address
PO BOX 1063, POULSBO, WA 98370

Signing Officer

Name
Gray Zambor
Title
President
Phone
3607794848
Signed
2023-03-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Gray Zambor
Formed
1952
Legal Domicile
Wa
Voting Board Members
8
Independent Board Members
8
Employees
0
Volunteers
40

Preparer

Firm
PBA Waterfront Tax Group
Address
10049 Kitsap Mall Blvd NW STE 249, Silverdale, WA 98383
Preparer
Chris Fraizer CPA
Phone
8884449940
Supplemental Narrative

Additional Explanations

Amended return information

“Original did not include cost of goods sold for 990-t”

List of other fees for services expenses Part IX line 11G

“OTHER FEES”

List of other expenses Part IX line 24E

“OTHER EXPENSES”

Raw XML Appendix346 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ORIGINAL DID NOT INCLUDE COST OF GOODS SOLD FOR 990-T
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE ORGANIZATION ELECT THE MEMBERS OF THE BOARD OF DIRECTORS AND OFFICER THEREOF.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE MEMBERS OF THE CHAMBER OF COMMERCE APPROVE THE BUDGET SET FORTH BY THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE TREASURER REVIEWS THE FORM 990 AND PRESENTS IT TO THE MEMBERS OF THE BOARD. ANY QUESTIONS THAT ARISE ARE ADDRESSED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AVAILABLE VIA ITS WEBSITE. FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5OTHER FEES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Amended return information
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5List of other fees for services expenses Part IX line 11g
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6List of other expenses Part IX line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0WA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0136178
IRS990/TotalAssetsEOYAmt064665
IRS990/TotalAssetsGrp/BOYAmt0136178
IRS990/TotalAssetsGrp/EOYAmt064665
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt094742
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0170442
IRS990/TotalFunctionalExpensesGrp/TotalAmt0170442
IRS990/TotalGrossUBIAmt0196
IRS990/TotalLiabilitiesBOYAmt010884
IRS990/TotalLiabilitiesEOYAmt011140
IRS990/TotalLiabilitiesGrp/BOYAmt010884
IRS990/TotalLiabilitiesGrp/EOYAmt011140
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0125294
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt053525
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0170442
IRS990/TotalProgramServiceRevenueAmt03735
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03735
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt098673
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0196
IRS990/TotalVolunteersCnt040
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0136178
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt064665
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.POULSBOCHAMBER.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0GRAY ZAMBOR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03607794848
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-03-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GREATER POULSBO CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0GREA
ReturnHeader/Filer/EIN0910839517
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1063
ReturnHeader/Filer/USAddress/CityNm0POULSBO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0WA
ReturnHeader/Filer/USAddress/ZIPCd098370
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0912136322
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PBA Waterfront Tax Group
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010049 Kitsap Mall Blvd NW STE 249
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Silverdale
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0WA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd098383
ReturnHeader/PreparerPersonGrp/PhoneNum08884449940
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Chris Fraizer CPA
ReturnHeader/ReturnTs02025-11-06T13:32:21-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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